Interest Rate: 3.5% per month, 42% per year

• Customers will get 2 reward points per INR 100 on online spending and 1 reward point per INR 100 on offline spending. 

• 1 RP = INR 0.25. 

• Online Cashback Rate: 0.5%, 

• General Cashback Rate: 0.25%.

2.50% monthly, 30% annually.

• Users will earn 2 reward points for every Rs. 100 spent on credit cards. 

• Value of 1 reward point = Rs.0.25. 

• General cashback rate: 0.50%.  

41.88% per annum, or 3.49% per month

• The value of 1 reward point = INR 0.10. 

• Users will get 2 reward points for every INR 100 spent on fuel, dining, and travel.

• Fuel+ Cashback Rate: 0.2% 

• User will get 1 reward point for every INR 100 spent on other purchases. 

• General Cashback Rate: 0.1%. 

• Cardholders will get 5x reward points on top two categories of spends such as travel, groceries, entetainment each month. 

• Special Cashback Rate: 1%.

3.49% per month (41.88% annually)

• Users will get 10% cashback on all dining, food delivery and grocery spends (capped at up to INR1,000 per billing cycle).

• 1.5% unlimited cashback on most other spends. 

2.49% per month (or 29.88% annually)

• Reward System: Users will earn 3 reward points for every INR 100 spent, 1 reward point = 1 Airmile (for more than 20 Airlines). 

• 1 Reward point = INR 1 for redemption against Apple products. 

• Reward point cannot be redeemed against credit card statement or for cash.

3.50% per month (42% per annum) from the transaction date. 

• Users will be awarded 10 points on spending every INR 100 on Reliance Retail stores. 

• Value of 1 point = INR 0.25. 

• Reliance Retail store cashback rate: 2.5%.

• 5 points on spend of every INR 100 on dining, movies & entertainment, domestic airlines and international spending. 

• Special Cashback Rate: 1.25%. 

• 2 points on all other retail spends. Effective general cashback rate: 0.5%.

3.6% per month (43.2% annually)

• 1 6E Rewards = 1 Rs.

• Users can earn 1 reward point for every INR 100 spent. 

• Customers get 5 6E rewards on spending INR 100 on IndiGo.

• Indigo Cashback Rate: 5%

• Customers get 3 6E rewards on spending INR 100 on grocery, dining & entertainment. 

• Grocery+ Cashback Rate: 2%.

• Customers get 2 6E rewards on spending INR 100 on all other spends.

• General Cashback Rate: 2%.

3.5% per month, 4.2% per annum.

• Users will get 2% cashback on UPI.

• Users will get 3% cashback on offline payments.

8.65% p.a

• Reward System: Users will get 5% cash back on fuel bills, provided the maximum transaction amount does not exceed INR 2000. 

• 5% cashback on telephone bills, on a minimum transaction amount of INR 750 (Telephone bill needs to be register and paid through the Billpay platform of Standard Chartered Bank). 

• 5% cashback on utility bills, on a minimum transaction amount of INR 750 (Utility bill needs to be register and paid through the Billpay platform of Standard Chartered Bank). 

• User gets 1 reward point on all othe spends on spending INR 150. General cashback rate 0.17%

24.58% p.a.

• The value of 1 reward point is worth Rs. 0.30.

• Users will earn 1 reward point for every ₹150 spent. Effective cashback rate: 0.2%. 

• 5 reward points for shopping in supermarkets, groceries, dining, and movies. 

• Special cashback rate: 1%.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 10 points on spending of every INR 150 on dining, movies, departmental stores and grocery spends. 

• Value of 1 reward point = INR 0.25. 

• Dining+ Cashback Rate: 1.67%

• 1 reward point for INR 150 on all other spends. 

• General Cashback Rate: 0.16%.

Interest Rate: 3.6% per month (52.86% per annum).

• Users will get 16 super coins for every INR 100 spent on Flipkart for Flipkart plus members. Cashback rate: 14.56%.

• Value of 1 supercoin is INR 0.91. 

•  Nonflipkart plus members will get 8 super coins for every INR 100 spent. Effective cashback rate: 7.28%. 

• Users will get 2 supercoins on all other spends, effective cashback rate is 1.82%.

3.25% per Month; 39% P.A

• The value of 1 reward point is INR 0.25. 

• Users will earn 3 reward points for every INR 150 spent. 

• General Cashback Rate: 0.50%. 

• 2x rewards on restaurants, medical, books, insurance, rail tickets, movie tickets & car rental.

• Entertainment+ Cashback Rate: 1%. 

• 4x rewards on domestic and international travels, hotels and air tickets. 

• Travel+ Cashback Rate: 2%.

3.50% per month (42% per annum) from the transaction date. 

• Users can earn upto 15 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (15 reward points when booked for self and 5 reward points when booked for others). 

• Value of 1 reward point = INR 0.25. 

• 1 point can also be converted into air miles. 1 point = 1 air mile. 

• Air India travel cashback rate: 3.75%. 

• 2 reward points for every Rs 100 spent on all other spends. 

• General cashback rate: Rs 0.5%.

3.35%

• The value of 1 reward point = 0.25. 

• Users will earn 10 reward points per INR 150 spent on dining, movies, departmental stores and grocery spends. 

• Special cashback rate: 1.66%. 

• The value of 1 reward point = 0.25. 

• Users will earn 1 reward point per INR 150 spent on all other spends. General cashback rate: 0.16%.

Interest Rate: 3.5% per month, 42% per year

• 1 RP = 0.40 Paisa. 

• Customers will get 5 Mojo points for every Rs.100 they spend on all KayMall spends, cashback rate: of 2%, 

• 2.5 Mojo points for every Rs.100 on other online spends, cashback rate of 1%.

• 1 Mojo point for every Rs.100 on all other spends, cashback rate of 04%. 

3.75 monthly, 45% annually

• 1 cash point = INR 0.25.

• 3% cash points on groceries, supermarket & dining spends & PayZapp transactions (maximum 500 points per month). 

• Grocery+ Cashback Rate: 0.75%. 

• 2% cash points on utility spend (maximum 500 points per month). 

• Utility Cashback Rate: 0.50%. 

• 1 cash points on other spends (excluding rent, Wallet loads, EMI, fuel & education categories) (maximum 500 points per month). 

• General Cashback Rate: 0.25%. 

3.50% per month (42% per annum) from the transaction date. 

•  Users will be awarded 10 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). Effective store cashback rate: 2.5%. 

• Value of 1 point = INR 0.25. 

• 10 points will be awarded for every INR 100 on dining, movies & entertainment. Effective dining/entertainment cashback rate: 2.5%. 

• 2 reward points per INR 100 spent on other retail purchases (Non-fuel). Effective general cashback rate: 0.5%.

3.8% p.m (45.6% p.a)

• The value of 1 reward point = INR 0.25. 

• Users will get 5X reward points on online dining spending. 

• Dining Cashback Rate: 1.25%. 

• 3X reward points on online grocery and online apparel spending. 

• Gocery Cashback Rate: 0.75%.

• 2 reward points per INR 200 on all other retail spends (except fuel spends). 

• General Cashback Rate: 0.25%.

2.9% (p.m.) i.e. 34.80% p.a.

• The value of 1 Delight point is INR 0.25.

• Users will earn 2 Delight points for every Rs. 150 spent on shopping, watching movies, travelling etc.

  • General Cashback Rate: 0.33%.