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Credit Card

Credit Card

Credit Card

Explore India's largest collection of unbiased credit card reviews. All credit cards reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with credit cards.

Credit Card

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Yes Bank

3.40%

3.80% per month (45.60% annually)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Bank Anq Pi Credit Card
Yes Bank Anq Pi Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Yes Bank

Foreign Currency Mark-up: 3.40%.

3.80% per month (45.60% annually)

  • On every ₹200 spent on UPI transactions above ₹2000 you can earn 4 YES Reward Points, 

  • On every ₹200 spent on all online spent you can earn 2 YES Reward Points.

  • 1 RP = 0.25 paisa. UPI Cashback Rate: 0.5%. Online cashback rate: 0.25%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Punjab National Bank

3.5% on all foreign currency transactions

Rate of Interest is 2.95% p.m. (i.e.35.89% annualized)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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The PNB Global Platinum Credit Card
The PNB Global Platinum Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Punjab National Bank

Foreign Currency Transactions Fees: 3.5%.

Rate of Interest is 2.95% p.m. (i.e.35.89% annualized)

  • The value of 1 reward point is Rs. 0.50. 

  • Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Platinum Credit Card. Effective cashback rate: 0.50%.

  • 2 reward points will be awarded on retail transactions for every Rs 150 spent using the Platinum card. Effective cashback rate: 0.67%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Catholic Syrian Bank

IFM- upto 3.5%

3.49% P.M (Annualised 41.88%)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Onecard Credit Card
CSB Onecard Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Catholic Syrian Bank

Foreign Currency Transaction Fee 3.5%

3.49% P.M (Annualised 41.88%)

  • The value of 1 reward point = 0.10 Paisa. 

  • User will get 2 reward points on spending INR 100.

  • General cashback rate: 0.2%

  • Users will get 5x reward points on top two categories of spends such as travel, groceries, entetainment. 

  • Special cashback rate: 1%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Punjab National Bank

3.5% on all international transactions

Rate of Interest is 2.45 percent every month

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB VISA Gold Card
PNB VISA Gold Card

Bank / CC Company

Cashback Rate

Cashback Rate

Punjab National Bank

Foreign Currency Transactions Fees: 3.5%.

Rate of Interest is 2.45 percent every month

  • The user will get 1 reward point for every Rs. 100 spent. 

  • The value of 1RP= Rs. 0.50. Effective cashback rate: 0.5%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

HDFC Bank

IFM: 3.5%

3.6% per month (i.e., 43.2% per annum)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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HDFC Bank UPI RuPay Credit Card
HDFC Bank UPI RuPay Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

HDFC Bank

Foreign Currency Mark-up Fees: 3.5%

3.6% per month (i.e., 43.2% per annum)

  • 1 cash point = INR 0.25.

  • 3% cash points on groceries, supermarket & dining spends & PayZapp transactions (maximum 500 points per month). 

  • Grocery+ Cashback Rate: 0.75%. 

  • 2% cash points on utility spend (maximum 500 points per month). 

  • Utility Cashback Rate: 0.50%. 

  • 1 cash points on other spends (excluding rent, Wallet loads, EMI, fuel & education categories) (maximum 500 points per month). 

  • General Cashback Rate: 0.25%. 

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Bank of India

IFM- upto 3%

1.70% per month (20.45% per annum).

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Visa Platinum International Credit Card
Bank of India Visa Platinum International Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Bank of India

Foreign transaction fee: 3% on all foreign currency transactions.

1.70% per month (20.45% per annum).

  • The value of 1 StarPoint = INR 0.25. 

  • Users will get 2 StarPoints for every Rs. 100 spent. 

  • General cashback rate: 0.50%.

  • 4 StarPoints on every Rs. 100 spent at point of sales transactions and e-commerce tranactions. 

  • Effective cashback rate: 0.75%. 

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Indian Overseas Bank

IFM- 2.50% on international transactions.

2.50% per month [30% per annum].

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Indian Overseas Bank Credit Card Gold
Indian Overseas Bank Credit Card Gold

Bank / CC Company

Cashback Rate

Cashback Rate

Indian Overseas Bank

Foreign currency transaction fee: 3.5% of the transaction amount

2.50% per month [30% per annum].

  • 1 reward point for every INR 100 you spend on all eligible purchases. 

  • 1 RP= INR 0.20. 

  • General Cashback Rate: 0.20%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Indian Overseas Bank

IFM- 2.50% on international transactions.

2.50% per month [30% per annum].

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Indian Overseas Bank Classic Credit Card
Indian Overseas Bank Classic Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Indian Overseas Bank

Foreign currency transaction fee: 3.5% of the transaction amount

2.50% per month [30% per annum].

  • Users will be awarded 1 reward point for every Rs. 100 spent on all eligible purchases. 

  • The value of 1 RP= INR 0.20.

  • General Cashback Rate: 0.20%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Union Bank of India

International Forex Markup: Upto 3%

16% per annum on reducing balances

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Union Bank of India Visa Platinum Credit Card
Union Bank of India Visa Platinum Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Union Bank of India

Foreign Currency Transactions Fees: 3%.

16% per annum on reducing balances


  • The value of 1 reward point = Rs. 0.25. 

  • Users can earn 2 RP for every INR 100 spent. 

  • General Cashback Rate: 0.5%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

RBL Bank

3.5

3.99% p.m (upto 47.88% p.a)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Bank Platinum Advantage Credit Card
RBL Bank Platinum Advantage Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

RBL Bank

Nil

3.99% p.m (upto 47.88% p.a)

  • Reward System: User will get 1 reward point on spending INR 100.

  •  Value of 1 point = INR 0.15. 

  • Cashback rate: 0.15%

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

DBS Bank

0% forex markup for spends in Singapore & 1.75% markup for international spends elsewhere.   

3.50% monthly, 42% annually. 

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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DBS Vantage Card
DBS Vantage Card

Bank / CC Company

Cashback Rate

Cashback Rate

DBS Bank

0% forex markup for spends in Singapore & 1.75% markup for international spends elsewhere.   

3.50% monthly, 42% annually. 

  • Reward System: The value of 1 VP is INR 1. 

  • Cardholders shall earn 4 Vantage Points for every INR 200 spent on domestic purchases (cashback rate: 2%) and 8 vantage points on every Rs. 200 spent on international purchases excluding Singapore transactions (cashback rate: 4%). 

  • For all Singapore transactions, you will earn 4 Vantage points for every Rs.200 spent (cashback rate: 2%).

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

State Bank of India

3.50

3.50% per month, 42% per annum.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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KrisFlyer SBI Card
KrisFlyer SBI Card

Bank / CC Company

Cashback Rate

Cashback Rate

State Bank of India

Foreign currency markup fee: 3.50%.

3.50% per month, 42% per annum.

  • Users will earn 5 KrisFlyer miles per Rs 200 spent on Singapore airlines group.

  • 5 KrisFlyer miles per Rs 200 on international spends, and 2 KrisFlyer miles per Rs 200 on other eligible spends. 

  • These miles can not be exchanged against cash or credit rather they can be redeemed while booking tickets at the Singapore airline app.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Canara Bank

Up to 3%

2.50% monthly, 30% annually.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Bank Mastercard Standard Credit Card
Canara Bank Mastercard Standard Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Canara Bank

Foreign currency markup fee: Up to 3%.

2.50% monthly, 30% annually.

  • Users will earn 2 reward points for every Rs. 100 spent on credit cards.

  • Value of 1 reward point = Rs.0.25. 

  • Effective cashback rate: 0.50%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Canara Bank

Up to 3%

2.50% monthly, 30% annually.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Bank Mastercard Gold Secured Credit Card
Canara Bank Mastercard Gold Secured Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Canara Bank

Foreign currency markup fee: Up to 3%.

2.50% monthly, 30% annually.

  • Users will earn 2 reward points for every Rs. 100 spent on credit cards. 

  • Value of 1 reward point = Rs.0.25. 

  • Effective cashback rate: 0.50%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

Canara Bank

Up to 3%

2.50% monthly, 30% annually.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Bank Mastercard Gold Credit Card
Canara Bank Mastercard Gold Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

Canara Bank

Foreign currency markup fee: Up to 3%.

2.50% monthly, 30% annually.

  • Users will earn 2 reward points for every INR 100 spent on credit cards. 

  • Value of 1 reward point = INR 0.25. 

  • General Cashback Rate: 0.50%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

RBL Bank

3.5%

3.99% p.m (upto 47.88% p.a).

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Bank Novio RuPay Credit Card
RBL Bank Novio RuPay Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

RBL Bank

3.5%

3.99% p.m (upto 47.88% p.a).

  • Reward System: Users will earn 2 reward points for every Rs. 100 spent on online. 

  • The value of 1 reward point is Rs. 0.25. So the effective cashback rate is 0.50%. 

  • For every other spent, users will get 1 reward point that translates to cashback rate of 0.25%.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

SBM Bank

NIL

3% per month, 42.58% per annum.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Niyo SBM Global Credit Card
Niyo SBM Global Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

SBM Bank

Foreign currency markup fee: NIL

3% per month, 42.58% per annum.

  • 1 Niyo Coin = INR 0.1

  • The cardholder will earn 10 Niyo Coins for every INR 100 spent on online and POS transactions (card swipe machine). 

  • General Cashback Rate: 1%

  • Cashback capped at 1,50,000 coins per month.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

SBM Bank

NIL

3.99% per month, 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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SBM UNI Card
SBM UNI Card

Bank / CC Company

Cashback Rate

Cashback Rate

SBM Bank

Foreign currency markup fee: NIL

3.99% per month, 47.88% per annum.

  • Users will get 1 Uni coin on every purchase of Rs. 100. 

  • The value of 1 reward point is INR 1. 

  • General Cashback Rate: 1%. 

  • 5x Uni coins on purchase at Uni Store.

  • Uni Store Cashback Rate: 5%

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

RBL Bank

3.5

3.99% p.m (upto 47.88% p.a)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Bank Platinum ValuePlus Credit Card
RBL Bank Platinum ValuePlus Credit Card

Bank / CC Company

Cashback Rate

Cashback Rate

RBL Bank

3.99% p.m (upto 47.88% p.a)

Users will get 10% cashback in the form of reward points on fuel transactions. Cashback capped at INR 250 per month.

No ratings yet

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Bank / CC Company

Forex Markup

Interest Rate

Cashback Rate

RBL Bank

3.5

3.99% p.m (upto 47.88% p.a).

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Bank Patanjali Vishisht RuPay Card
RBL Bank Patanjali Vishisht RuPay Card

Bank / CC Company

Cashback Rate

Cashback Rate

RBL Bank

3.5%

3.99% p.m (upto 47.88% p.a).

  •  Users will earn 1 reward point for every Rs. 100 spent on online and offline stores. 

  • The value of 1 reward point is INR 0.25. 

  • General Cashback Rate:0.25%. 

  • Users will get 10% cashback at Patanjali online and offline stores on transactions of INR 500 or more, maximum monthly cashback can be up to INR 500.

  • Patanjali Cashback Rate: 10%

  • Page 18
No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Yes Bank

0.5

3.80% per month (45.60% annually)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Yes Bank Anq Pi Credit Card
Yes Bank Anq Pi Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Yes Bank

Foreign Currency Mark-up: 3.40%.

3.80% per month (45.60% annually)

  • On every ₹200 spent on UPI transactions above ₹2000 you can earn 4 YES Reward Points, 

  • On every ₹200 spent on all online spent you can earn 2 YES Reward Points.

  • 1 RP = 0.25 paisa. UPI Cashback Rate: 0.5%. Online cashback rate: 0.25%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Punjab National Bank

1

Rate of Interest is 2.95% p.m. (i.e.35.89% annualized)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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The PNB Global Platinum Credit Card
The PNB Global Platinum Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Punjab National Bank

Foreign Currency Transactions Fees: 3.5%.

Rate of Interest is 2.95% p.m. (i.e.35.89% annualized)

  • The value of 1 reward point is Rs. 0.50. 

  • Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Platinum Credit Card. Effective cashback rate: 0.50%.

  • 2 reward points will be awarded on retail transactions for every Rs 150 spent using the Platinum card. Effective cashback rate: 0.67%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Catholic Syrian Bank

0.2

3.49% P.M (Annualised 41.88%)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Onecard Credit Card
CSB Onecard Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Catholic Syrian Bank

Foreign Currency Transaction Fee 3.5%

3.49% P.M (Annualised 41.88%)

  • The value of 1 reward point = 0.10 Paisa. 

  • User will get 2 reward points on spending INR 100.

  • General cashback rate: 0.2%

  • Users will get 5x reward points on top two categories of spends such as travel, groceries, entetainment. 

  • Special cashback rate: 1%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Punjab National Bank

0.5

Rate of Interest is 2.45 percent every month

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB VISA Gold Card
PNB VISA Gold Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Punjab National Bank

Foreign Currency Transactions Fees: 3.5%.

Rate of Interest is 2.45 percent every month

  • The user will get 1 reward point for every Rs. 100 spent. 

  • The value of 1RP= Rs. 0.50. Effective cashback rate: 0.5%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

HDFC Bank

0.75

3.6% per month (i.e., 43.2% per annum)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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HDFC Bank UPI RuPay Credit Card
HDFC Bank UPI RuPay Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

HDFC Bank

Foreign Currency Mark-up Fees: 3.5%

3.6% per month (i.e., 43.2% per annum)

  • 1 cash point = INR 0.25.

  • 3% cash points on groceries, supermarket & dining spends & PayZapp transactions (maximum 500 points per month). 

  • Grocery+ Cashback Rate: 0.75%. 

  • 2% cash points on utility spend (maximum 500 points per month). 

  • Utility Cashback Rate: 0.50%. 

  • 1 cash points on other spends (excluding rent, Wallet loads, EMI, fuel & education categories) (maximum 500 points per month). 

  • General Cashback Rate: 0.25%. 

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Bank of India

0.5

1.70% per month (20.45% per annum).

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Visa Platinum International Credit Card
Bank of India Visa Platinum International Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Bank of India

Foreign transaction fee: 3% on all foreign currency transactions.

1.70% per month (20.45% per annum).

  • The value of 1 StarPoint = INR 0.25. 

  • Users will get 2 StarPoints for every Rs. 100 spent. 

  • General cashback rate: 0.50%.

  • 4 StarPoints on every Rs. 100 spent at point of sales transactions and e-commerce tranactions. 

  • Effective cashback rate: 0.75%. 

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Indian Overseas Bank

0.2

2.50% per month [30% per annum].

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Indian Overseas Bank Credit Card Gold
Indian Overseas Bank Credit Card Gold

Bank / CC Company

Forex Mark-Up

Interest Rate

Indian Overseas Bank

Foreign currency transaction fee: 3.5% of the transaction amount

2.50% per month [30% per annum].

  • 1 reward point for every INR 100 you spend on all eligible purchases. 

  • 1 RP= INR 0.20. 

  • General Cashback Rate: 0.20%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Indian Overseas Bank

0.2

2.50% per month [30% per annum].

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Indian Overseas Bank Classic Credit Card
Indian Overseas Bank Classic Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Indian Overseas Bank

Foreign currency transaction fee: 3.5% of the transaction amount

2.50% per month [30% per annum].

  • Users will be awarded 1 reward point for every Rs. 100 spent on all eligible purchases. 

  • The value of 1 RP= INR 0.20.

  • General Cashback Rate: 0.20%.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Union Bank of India

0.25

16% per annum on reducing balances

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Union Bank of India Visa Platinum Credit Card
Union Bank of India Visa Platinum Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Union Bank of India

Foreign Currency Transactions Fees: 3%.

16% per annum on reducing balances


  • The value of 1 reward point = Rs. 0.25. 

  • Users can earn 2 RP for every INR 100 spent. 

  • General Cashback Rate: 0.5%.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

RBL Bank

3.99% p.m (upto 47.88% p.a)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Bank Platinum Advantage Credit Card
RBL Bank Platinum Advantage Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

RBL Bank

Nil

3.99% p.m (upto 47.88% p.a)

  • Reward System: User will get 1 reward point on spending INR 100.

  •  Value of 1 point = INR 0.15. 

  • Cashback rate: 0.15%

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

DBS Bank

3.50% monthly, 42% annually. 

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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DBS Vantage Card
DBS Vantage Card

Bank / CC Company

Forex Mark-Up

Interest Rate

DBS Bank

0% forex markup for spends in Singapore & 1.75% markup for international spends elsewhere.   

3.50% monthly, 42% annually. 

  • Reward System: The value of 1 VP is INR 1. 

  • Cardholders shall earn 4 Vantage Points for every INR 200 spent on domestic purchases (cashback rate: 2%) and 8 vantage points on every Rs. 200 spent on international purchases excluding Singapore transactions (cashback rate: 4%). 

  • For all Singapore transactions, you will earn 4 Vantage points for every Rs.200 spent (cashback rate: 2%).

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

State Bank of India

2.5

3.50% per month, 42% per annum.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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KrisFlyer SBI Card
KrisFlyer SBI Card

Bank / CC Company

Forex Mark-Up

Interest Rate

State Bank of India

Foreign currency markup fee: 3.50%.

3.50% per month, 42% per annum.

  • Users will earn 5 KrisFlyer miles per Rs 200 spent on Singapore airlines group.

  • 5 KrisFlyer miles per Rs 200 on international spends, and 2 KrisFlyer miles per Rs 200 on other eligible spends. 

  • These miles can not be exchanged against cash or credit rather they can be redeemed while booking tickets at the Singapore airline app.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Canara Bank

0.5

2.50% monthly, 30% annually.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Bank Mastercard Standard Credit Card
Canara Bank Mastercard Standard Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Canara Bank

Foreign currency markup fee: Up to 3%.

2.50% monthly, 30% annually.

  • Users will earn 2 reward points for every Rs. 100 spent on credit cards.

  • Value of 1 reward point = Rs.0.25. 

  • Effective cashback rate: 0.50%.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Canara Bank

0.5

2.50% monthly, 30% annually.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Bank Mastercard Gold Secured Credit Card
Canara Bank Mastercard Gold Secured Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Canara Bank

Foreign currency markup fee: Up to 3%.

2.50% monthly, 30% annually.

  • Users will earn 2 reward points for every Rs. 100 spent on credit cards. 

  • Value of 1 reward point = Rs.0.25. 

  • Effective cashback rate: 0.50%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Canara Bank

0.5

2.50% monthly, 30% annually.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Bank Mastercard Gold Credit Card
Canara Bank Mastercard Gold Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

Canara Bank

Foreign currency markup fee: Up to 3%.

2.50% monthly, 30% annually.

  • Users will earn 2 reward points for every INR 100 spent on credit cards. 

  • Value of 1 reward point = INR 0.25. 

  • General Cashback Rate: 0.50%.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

RBL Bank

3.99% p.m (upto 47.88% p.a).

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Bank Novio RuPay Credit Card
RBL Bank Novio RuPay Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

RBL Bank

3.5%

3.99% p.m (upto 47.88% p.a).

  • Reward System: Users will earn 2 reward points for every Rs. 100 spent on online. 

  • The value of 1 reward point is Rs. 0.25. So the effective cashback rate is 0.50%. 

  • For every other spent, users will get 1 reward point that translates to cashback rate of 0.25%.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

SBM Bank

0.1

3% per month, 42.58% per annum.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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Niyo SBM Global Credit Card
Niyo SBM Global Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

SBM Bank

Foreign currency markup fee: NIL

3% per month, 42.58% per annum.

  • 1 Niyo Coin = INR 0.1

  • The cardholder will earn 10 Niyo Coins for every INR 100 spent on online and POS transactions (card swipe machine). 

  • General Cashback Rate: 1%

  • Cashback capped at 1,50,000 coins per month.

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

SBM Bank

3.99% per month, 47.88% per annum.

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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SBM UNI Card
SBM UNI Card

Bank / CC Company

Forex Mark-Up

Interest Rate

SBM Bank

Foreign currency markup fee: NIL

3.99% per month, 47.88% per annum.

  • Users will get 1 Uni coin on every purchase of Rs. 100. 

  • The value of 1 reward point is INR 1. 

  • General Cashback Rate: 1%. 

  • 5x Uni coins on purchase at Uni Store.

  • Uni Store Cashback Rate: 5%

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

RBL Bank

5

3.99% p.m (upto 47.88% p.a)

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Bank Platinum ValuePlus Credit Card
RBL Bank Platinum ValuePlus Credit Card

Bank / CC Company

Forex Mark-Up

Interest Rate

RBL Bank

3.99% p.m (upto 47.88% p.a)

Users will get 10% cashback in the form of reward points on fuel transactions. Cashback capped at INR 250 per month.

No ratings yet

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

RBL Bank

3.99% p.m (upto 47.88% p.a).

Cashback Rate

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Bank Patanjali Vishisht RuPay Card
RBL Bank Patanjali Vishisht RuPay Card

Bank / CC Company

Forex Mark-Up

Interest Rate

RBL Bank

3.5%

3.99% p.m (upto 47.88% p.a).

  •  Users will earn 1 reward point for every Rs. 100 spent on online and offline stores. 

  • The value of 1 reward point is INR 0.25. 

  • General Cashback Rate:0.25%. 

  • Users will get 10% cashback at Patanjali online and offline stores on transactions of INR 500 or more, maximum monthly cashback can be up to INR 500.

  • Patanjali Cashback Rate: 10%

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