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Credit Card
Credit Card
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Credit Card
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
HDFC Bank
3.50%
3.75 monthly, 45% annually
Cashback Rate
MyRupaya Ratings :-
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HDFC Bank UPI RuPay Biz Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
HDFC Bank
Foreign currency markup: 3.50%
3.75 monthly, 45% annually
1 cash point = INR 0.25.
3% cash points on groceries, supermarket & dining spends & PayZapp transactions (maximum 500 points per month).
Grocery+ Cashback Rate: 0.75%.
2% cash points on utility spend (maximum 500 points per month).
Utility Cashback Rate: 0.50%.
1 cash points on other spends (excluding rent, Wallet loads, EMI, fuel & education categories) (maximum 500 points per month).
General Cashback Rate: 0.25%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Union Bank of India
16% per annum
Cashback Rate
MyRupaya Ratings :-
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Union Bank Rupay Platinum Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Union Bank of India
Foreign Currency Transactions Fees: 3%.
16% per annum
The value of 1 reward point = 0.25.
Users will earn 2 RP for every INR 100 spent.
Effective cashback rate = 0.50%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
IDFC First Bank
3.5%.
3.6% per month (52.86% per annum).
Cashback Rate
MyRupaya Ratings :-
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IDFC First Wow Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
IDFC First Bank
Forex Markup: 0% for all international transaction.
3.6% per month (52.86% per annum).
Users will get 4 reward points per Rs. 150 spent.
The value of 1 reward point = Rs 0.25. Cashback rate: 0.66%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
ICICI Bank
Up to: 3.5%
3.40% per month (40.80% annualized)
Cashback Rate
MyRupaya Ratings :-
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ICICI Bank Platinum Chip Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
ICICI Bank
Foreign Currency Mark-up Fees: 3.5% of the transaction value.
3.40% per month (40.80% annualized)
Retail purchases (except fuel): 2 PAYBACK points per Rs. 100 spent.
Value of 1 point = INR 0.25.
General Cashback Rate: 0.5%
Insurance & utilities: 1 PAYBACK point per Rs. 100 spent.
Insurance+ Cashback Rate: 0.25%
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
3.40%
3.80% per month (45.60% annually)
Cashback Rate
MyRupaya Ratings :-
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Yes Bank Anq Pi Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Yes Bank
Foreign Currency Mark-up: 3.40%.
3.80% per month (45.60% annually)
On every ₹200 spent on UPI transactions above ₹2000 you can earn 4 YES Reward Points,
On every ₹200 spent on all online spent you can earn 2 YES Reward Points.
1 RP = 0.25 paisa. UPI Cashback Rate: 0.5%. Online cashback rate: 0.25%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Punjab National Bank
Rate of Interest is 2.95% p.m. (i.e.35.89% annualized)
Cashback Rate
MyRupaya Ratings :-
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The PNB Global Platinum Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Punjab National Bank
Foreign Currency Transactions Fees: 3.5%.
Rate of Interest is 2.95% p.m. (i.e.35.89% annualized)
The value of 1 reward point is Rs. 0.50.
Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Platinum Credit Card. Effective cashback rate: 0.50%.
2 reward points will be awarded on retail transactions for every Rs 150 spent using the Platinum card. Effective cashback rate: 0.67%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Catholic Syrian Bank
IFM- upto 3.5%
3.49% P.M (Annualised 41.88%)
Cashback Rate
MyRupaya Ratings :-
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CSB Onecard Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Catholic Syrian Bank
Foreign Currency Transaction Fee 3.5%
3.49% P.M (Annualised 41.88%)
The value of 1 reward point = 0.10 Paisa.
User will get 2 reward points on spending INR 100.
General cashback rate: 0.2%
Users will get 5x reward points on top two categories of spends such as travel, groceries, entetainment.
Special cashback rate: 1%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Punjab National Bank
Rate of Interest is 2.45 percent every month
Cashback Rate
MyRupaya Ratings :-
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PNB VISA Gold Card
Bank / CC Company
Cashback Rate
Cashback Rate
Punjab National Bank
Foreign Currency Transactions Fees: 3.5%.
Rate of Interest is 2.45 percent every month
The user will get 1 reward point for every Rs. 100 spent.
The value of 1RP= Rs. 0.50. Effective cashback rate: 0.5%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
HDFC Bank
IFM: 3.5%
3.6% per month (i.e., 43.2% per annum)
Cashback Rate
MyRupaya Ratings :-
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HDFC Bank UPI RuPay Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
HDFC Bank
Foreign Currency Mark-up Fees: 3.5%
3.6% per month (i.e., 43.2% per annum)
1 cash point = INR 0.25.
3% cash points on groceries, supermarket & dining spends & PayZapp transactions (maximum 500 points per month).
Grocery+ Cashback Rate: 0.75%.
2% cash points on utility spend (maximum 500 points per month).
Utility Cashback Rate: 0.50%.
1 cash points on other spends (excluding rent, Wallet loads, EMI, fuel & education categories) (maximum 500 points per month).
General Cashback Rate: 0.25%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Bank of India
IFM- upto 3%
1.70% per month (20.45% per annum).
Cashback Rate
MyRupaya Ratings :-
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Bank of India Visa Platinum International Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Bank of India
Foreign transaction fee: 3% on all foreign currency transactions.
1.70% per month (20.45% per annum).
The value of 1 StarPoint = INR 0.25.
Users will get 2 StarPoints for every Rs. 100 spent.
General cashback rate: 0.50%.
4 StarPoints on every Rs. 100 spent at point of sales transactions and e-commerce tranactions.
Effective cashback rate: 0.75%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Indian Overseas Bank
IFM- 2.50% on international transactions.
2.50% per month [30% per annum].
Cashback Rate
MyRupaya Ratings :-
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Indian Overseas Bank Credit Card Gold
Bank / CC Company
Cashback Rate
Cashback Rate
Indian Overseas Bank
Foreign currency transaction fee: 3.5% of the transaction amount
2.50% per month [30% per annum].
1 reward point for every INR 100 you spend on all eligible purchases.
1 RP= INR 0.20.
General Cashback Rate: 0.20%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Indian Overseas Bank
IFM- 2.50% on international transactions.
2.50% per month [30% per annum].
Cashback Rate
MyRupaya Ratings :-
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Indian Overseas Bank Classic Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Indian Overseas Bank
Foreign currency transaction fee: 3.5% of the transaction amount
2.50% per month [30% per annum].
Users will be awarded 1 reward point for every Rs. 100 spent on all eligible purchases.
The value of 1 RP= INR 0.20.
General Cashback Rate: 0.20%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Union Bank of India
16% per annum on reducing balances
Cashback Rate
MyRupaya Ratings :-
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Union Bank of India Visa Platinum Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Union Bank of India
Foreign Currency Transactions Fees: 3%.
16% per annum on reducing balances
The value of 1 reward point = Rs. 0.25.
Users can earn 2 RP for every INR 100 spent.
General Cashback Rate: 0.5%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
RBL Bank
3.5
3.99% p.m (upto 47.88% p.a)
Cashback Rate
MyRupaya Ratings :-
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RBL Bank Platinum Advantage Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
RBL Bank
Nil
3.99% p.m (upto 47.88% p.a)
Reward System: User will get 1 reward point on spending INR 100.
Value of 1 point = INR 0.15.
Cashback rate: 0.15%
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
DBS Bank
0% forex markup for spends in Singapore & 1.75% markup for international spends elsewhere.
3.50% monthly, 42% annually.
Cashback Rate
MyRupaya Ratings :-
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DBS Vantage Card
Bank / CC Company
Cashback Rate
Cashback Rate
DBS Bank
0% forex markup for spends in Singapore & 1.75% markup for international spends elsewhere.
3.50% monthly, 42% annually.
Reward System: The value of 1 VP is INR 1.
Cardholders shall earn 4 Vantage Points for every INR 200 spent on domestic purchases (cashback rate: 2%) and 8 vantage points on every Rs. 200 spent on international purchases excluding Singapore transactions (cashback rate: 4%).
For all Singapore transactions, you will earn 4 Vantage points for every Rs.200 spent (cashback rate: 2%).
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.50
3.50% per month, 42% per annum.
Cashback Rate
MyRupaya Ratings :-
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KrisFlyer SBI Card
Bank / CC Company
Cashback Rate
Cashback Rate
State Bank of India
Foreign currency markup fee: 3.50%.
3.50% per month, 42% per annum.
Users will earn 5 KrisFlyer miles per Rs 200 spent on Singapore airlines group.
5 KrisFlyer miles per Rs 200 on international spends, and 2 KrisFlyer miles per Rs 200 on other eligible spends.
These miles can not be exchanged against cash or credit rather they can be redeemed while booking tickets at the Singapore airline app.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Canara Bank
Up to 3%
2.50% monthly, 30% annually.
Cashback Rate
MyRupaya Ratings :-
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Canara Bank Mastercard Standard Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Canara Bank
Foreign currency markup fee: Up to 3%.
2.50% monthly, 30% annually.
Users will earn 2 reward points for every Rs. 100 spent on credit cards.
Value of 1 reward point = Rs.0.25.
Effective cashback rate: 0.50%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Canara Bank
Up to 3%
2.50% monthly, 30% annually.
Cashback Rate
MyRupaya Ratings :-
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Canara Bank Mastercard Gold Secured Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Canara Bank
Foreign currency markup fee: Up to 3%.
2.50% monthly, 30% annually.
Users will earn 2 reward points for every Rs. 100 spent on credit cards.
Value of 1 reward point = Rs.0.25.
Effective cashback rate: 0.50%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Canara Bank
Up to 3%
2.50% monthly, 30% annually.
Cashback Rate
MyRupaya Ratings :-
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Canara Bank Mastercard Gold Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Canara Bank
Foreign currency markup fee: Up to 3%.
2.50% monthly, 30% annually.
Users will earn 2 reward points for every INR 100 spent on credit cards.
Value of 1 reward point = INR 0.25.
General Cashback Rate: 0.50%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
RBL Bank
3.5%
3.99% p.m (upto 47.88% p.a).
Cashback Rate
MyRupaya Ratings :-
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RBL Bank Novio RuPay Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
RBL Bank
3.5%
3.99% p.m (upto 47.88% p.a).
Reward System: Users will earn 2 reward points for every Rs. 100 spent on online.
The value of 1 reward point is Rs. 0.25. So the effective cashback rate is 0.50%.
For every other spent, users will get 1 reward point that translates to cashback rate of 0.25%.
- Page 18
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
HDFC Bank
0.75
3.75 monthly, 45% annually
Cashback Rate
MyRupaya Ratings :-
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HDFC Bank UPI RuPay Biz Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
HDFC Bank
Foreign currency markup: 3.50%
3.75 monthly, 45% annually
1 cash point = INR 0.25.
3% cash points on groceries, supermarket & dining spends & PayZapp transactions (maximum 500 points per month).
Grocery+ Cashback Rate: 0.75%.
2% cash points on utility spend (maximum 500 points per month).
Utility Cashback Rate: 0.50%.
1 cash points on other spends (excluding rent, Wallet loads, EMI, fuel & education categories) (maximum 500 points per month).
General Cashback Rate: 0.25%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Union Bank of India
0.25
16% per annum
Cashback Rate
MyRupaya Ratings :-
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Union Bank Rupay Platinum Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Union Bank of India
Foreign Currency Transactions Fees: 3%.
16% per annum
The value of 1 reward point = 0.25.
Users will earn 2 RP for every INR 100 spent.
Effective cashback rate = 0.50%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
IDFC First Bank
0.66
3.6% per month (52.86% per annum).
Cashback Rate
MyRupaya Ratings :-
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IDFC First Wow Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
IDFC First Bank
Forex Markup: 0% for all international transaction.
3.6% per month (52.86% per annum).
Users will get 4 reward points per Rs. 150 spent.
The value of 1 reward point = Rs 0.25. Cashback rate: 0.66%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
ICICI Bank
0.7
3.40% per month (40.80% annualized)
Cashback Rate
MyRupaya Ratings :-
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ICICI Bank Platinum Chip Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
ICICI Bank
Foreign Currency Mark-up Fees: 3.5% of the transaction value.
3.40% per month (40.80% annualized)
Retail purchases (except fuel): 2 PAYBACK points per Rs. 100 spent.
Value of 1 point = INR 0.25.
General Cashback Rate: 0.5%
Insurance & utilities: 1 PAYBACK point per Rs. 100 spent.
Insurance+ Cashback Rate: 0.25%
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Yes Bank
0.5
3.80% per month (45.60% annually)
Cashback Rate
MyRupaya Ratings :-
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Yes Bank Anq Pi Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Yes Bank
Foreign Currency Mark-up: 3.40%.
3.80% per month (45.60% annually)
On every ₹200 spent on UPI transactions above ₹2000 you can earn 4 YES Reward Points,
On every ₹200 spent on all online spent you can earn 2 YES Reward Points.
1 RP = 0.25 paisa. UPI Cashback Rate: 0.5%. Online cashback rate: 0.25%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Punjab National Bank
1
Rate of Interest is 2.95% p.m. (i.e.35.89% annualized)
Cashback Rate
MyRupaya Ratings :-
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The PNB Global Platinum Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Punjab National Bank
Foreign Currency Transactions Fees: 3.5%.
Rate of Interest is 2.95% p.m. (i.e.35.89% annualized)
The value of 1 reward point is Rs. 0.50.
Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Platinum Credit Card. Effective cashback rate: 0.50%.
2 reward points will be awarded on retail transactions for every Rs 150 spent using the Platinum card. Effective cashback rate: 0.67%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Catholic Syrian Bank
0.2
3.49% P.M (Annualised 41.88%)
Cashback Rate
MyRupaya Ratings :-
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CSB Onecard Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Catholic Syrian Bank
Foreign Currency Transaction Fee 3.5%
3.49% P.M (Annualised 41.88%)
The value of 1 reward point = 0.10 Paisa.
User will get 2 reward points on spending INR 100.
General cashback rate: 0.2%
Users will get 5x reward points on top two categories of spends such as travel, groceries, entetainment.
Special cashback rate: 1%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Punjab National Bank
0.5
Rate of Interest is 2.45 percent every month
Cashback Rate
MyRupaya Ratings :-
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PNB VISA Gold Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Punjab National Bank
Foreign Currency Transactions Fees: 3.5%.
Rate of Interest is 2.45 percent every month
The user will get 1 reward point for every Rs. 100 spent.
The value of 1RP= Rs. 0.50. Effective cashback rate: 0.5%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
HDFC Bank
0.75
3.6% per month (i.e., 43.2% per annum)
Cashback Rate
MyRupaya Ratings :-
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HDFC Bank UPI RuPay Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
HDFC Bank
Foreign Currency Mark-up Fees: 3.5%
3.6% per month (i.e., 43.2% per annum)
1 cash point = INR 0.25.
3% cash points on groceries, supermarket & dining spends & PayZapp transactions (maximum 500 points per month).
Grocery+ Cashback Rate: 0.75%.
2% cash points on utility spend (maximum 500 points per month).
Utility Cashback Rate: 0.50%.
1 cash points on other spends (excluding rent, Wallet loads, EMI, fuel & education categories) (maximum 500 points per month).
General Cashback Rate: 0.25%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Bank of India
0.5
1.70% per month (20.45% per annum).
Cashback Rate
MyRupaya Ratings :-
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Bank of India Visa Platinum International Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Bank of India
Foreign transaction fee: 3% on all foreign currency transactions.
1.70% per month (20.45% per annum).
The value of 1 StarPoint = INR 0.25.
Users will get 2 StarPoints for every Rs. 100 spent.
General cashback rate: 0.50%.
4 StarPoints on every Rs. 100 spent at point of sales transactions and e-commerce tranactions.
Effective cashback rate: 0.75%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Indian Overseas Bank
0.2
2.50% per month [30% per annum].
Cashback Rate
MyRupaya Ratings :-
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Indian Overseas Bank Credit Card Gold
Bank / CC Company
Forex Mark-Up
Interest Rate
Indian Overseas Bank
Foreign currency transaction fee: 3.5% of the transaction amount
2.50% per month [30% per annum].
1 reward point for every INR 100 you spend on all eligible purchases.
1 RP= INR 0.20.
General Cashback Rate: 0.20%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Indian Overseas Bank
0.2
2.50% per month [30% per annum].
Cashback Rate
MyRupaya Ratings :-
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Indian Overseas Bank Classic Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Indian Overseas Bank
Foreign currency transaction fee: 3.5% of the transaction amount
2.50% per month [30% per annum].
Users will be awarded 1 reward point for every Rs. 100 spent on all eligible purchases.
The value of 1 RP= INR 0.20.
General Cashback Rate: 0.20%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Union Bank of India
0.25
16% per annum on reducing balances
Cashback Rate
MyRupaya Ratings :-
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Union Bank of India Visa Platinum Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Union Bank of India
Foreign Currency Transactions Fees: 3%.
16% per annum on reducing balances
The value of 1 reward point = Rs. 0.25.
Users can earn 2 RP for every INR 100 spent.
General Cashback Rate: 0.5%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
RBL Bank
3.99% p.m (upto 47.88% p.a)
Cashback Rate
MyRupaya Ratings :-
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RBL Bank Platinum Advantage Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
RBL Bank
Nil
3.99% p.m (upto 47.88% p.a)
Reward System: User will get 1 reward point on spending INR 100.
Value of 1 point = INR 0.15.
Cashback rate: 0.15%
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
DBS Bank
3.50% monthly, 42% annually.
Cashback Rate
MyRupaya Ratings :-
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DBS Vantage Card
Bank / CC Company
Forex Mark-Up
Interest Rate
DBS Bank
0% forex markup for spends in Singapore & 1.75% markup for international spends elsewhere.
3.50% monthly, 42% annually.
Reward System: The value of 1 VP is INR 1.
Cardholders shall earn 4 Vantage Points for every INR 200 spent on domestic purchases (cashback rate: 2%) and 8 vantage points on every Rs. 200 spent on international purchases excluding Singapore transactions (cashback rate: 4%).
For all Singapore transactions, you will earn 4 Vantage points for every Rs.200 spent (cashback rate: 2%).
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
2.5
3.50% per month, 42% per annum.
Cashback Rate
MyRupaya Ratings :-
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KrisFlyer SBI Card
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank of India
Foreign currency markup fee: 3.50%.
3.50% per month, 42% per annum.
Users will earn 5 KrisFlyer miles per Rs 200 spent on Singapore airlines group.
5 KrisFlyer miles per Rs 200 on international spends, and 2 KrisFlyer miles per Rs 200 on other eligible spends.
These miles can not be exchanged against cash or credit rather they can be redeemed while booking tickets at the Singapore airline app.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Canara Bank
0.5
2.50% monthly, 30% annually.
Cashback Rate
MyRupaya Ratings :-
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Canara Bank Mastercard Standard Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Canara Bank
Foreign currency markup fee: Up to 3%.
2.50% monthly, 30% annually.
Users will earn 2 reward points for every Rs. 100 spent on credit cards.
Value of 1 reward point = Rs.0.25.
Effective cashback rate: 0.50%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Canara Bank
0.5
2.50% monthly, 30% annually.
Cashback Rate
MyRupaya Ratings :-
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Canara Bank Mastercard Gold Secured Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Canara Bank
Foreign currency markup fee: Up to 3%.
2.50% monthly, 30% annually.
Users will earn 2 reward points for every Rs. 100 spent on credit cards.
Value of 1 reward point = Rs.0.25.
Effective cashback rate: 0.50%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Canara Bank
0.5
2.50% monthly, 30% annually.
Cashback Rate
MyRupaya Ratings :-
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Canara Bank Mastercard Gold Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Canara Bank
Foreign currency markup fee: Up to 3%.
2.50% monthly, 30% annually.
Users will earn 2 reward points for every INR 100 spent on credit cards.
Value of 1 reward point = INR 0.25.
General Cashback Rate: 0.50%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
RBL Bank
3.99% p.m (upto 47.88% p.a).
Cashback Rate
MyRupaya Ratings :-
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RBL Bank Novio RuPay Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
RBL Bank
3.5%
3.99% p.m (upto 47.88% p.a).
Reward System: Users will earn 2 reward points for every Rs. 100 spent on online.
The value of 1 reward point is Rs. 0.25. So the effective cashback rate is 0.50%.
For every other spent, users will get 1 reward point that translates to cashback rate of 0.25%.
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