3.50% per month (42% per annum) from the transaction date. 

• Users will be awarded 5 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). 

• Value of 1 point = INR 0.25. 

• Store Cashback Rate: 1.25%. 

• 5 points on spend of every INR 100 on dinning, movies & entertainment spends. 

• Dining/Entertainment Cashback Rate: 1.25%. 

• 1 reward point per INR 100 spent on other retail purchases (Non-fuel).

• General Cashback Rate: 0.25%.

16% per annum on reducing balances

• The value of 1 reward point = Rs. 0.25. 

• Users can earn 2 RP for every INR 100 spent. 

• General Cashback Rate: 0.5%.

Interest Rate: 3.67% per month (annual interest rate - 42%). 

• Value of 1 MyCash= INR 1.

• Users will get 0.62 MyCash on every INR 100 spent on domestic spending.

• Domestic Cashback Rate: 0.62%. 

• 0.75 MyCash on every INR 100 spend on international spends. 

• International Cashback Rate: 0.75%. 

• 0.75 MyCashMyCash on every INR 100 spend on flight booking. 

• Flight Booking Cashback Rate: 0.75%. 

• 1.5 MyCash on every INR 100 spend on hotel/holiday booking. 

• Holiday/Hotel Cashback Rate: 1.5%.

Interest Rate: 3.6% per month (52.86% per annum).

• Users will get 10% cashback on Samsung purchases (including EMI transactions),

• The value of 1 Edge point is  Rs. 0.20, and users will receive 15 Edge Reward points for every INR 100 spent with partners like BigBasket, Tata1mg, UrbanCompany, Myntra, Zomato and international transactions. Effective cashback rate: 3%. 

• 5 Axis Edge Reward points on every INR 100 on all other domestic transactions. Effective cashback rate: 1%.

2.50% per month [30% per annum].

• Users will be awarded 1 reward point for every Rs. 100 spent on all eligible purchases. 

• The value of 1 RP= INR 0.20.

• General Cashback Rate: 0.20%.

3.40% per month (49.96% per annum).

• Users will get 2 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you. 

2.50% monthly, 30% annually.

• Users will earn 2 reward points for every Rs. 100 spent on credit cards. 

• Value of 1 reward point = Rs.0.25. 

• General cashback rate: 0.50%.

3.6% per month i.e. 43.2% annually

• Users will earn 3% reward points on every Shoppers Stop spend & 1 % reward points on Non-Shoppers Stop spends. (Maximum capping of Rs.500 per month on Shoppers Stop spends & Rs.1000 per month for non-shoppers stop spends). 

• The reward points can be redeemed against a Shoppers Stop vouchers.

Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards

• The value of 1 reward point = INR 1. 

• Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3%

• 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.

Interest Rate: 3.83% per month and 46% per annum.

Reward System: User will get 1 reward point on spending INR 150. 

Value of 1 reward point = INR 0.75. 

None

4% p.m. or 48% per annum

• Reward System: Cardholder will get 1 cash point on spending INR 100. Value of 1 point is INR 0.1. 

• General cashback rate: 0.1%. 

• On achieving milestone spend of INR 10,000 in any month, cardholder will get 7X points for all spends made in that month. 

• Special cashback rate: 0.7%.

3.75% per month (45% p.a.)

• 1 Turbo Point = Rs. 1.

• Users will be awarded 4 Turbo points on Rs.150 of fuel purchases at authorized IndianOil Retail Outlets across the country. Cashback rate: 2.67%. 

• 2 Turbo points / Rs. 150 spent on groceries and supermarkets. Cashback rate: 1.33%. 

• 1 Turbo point / Rs. 150 on all other spends. Effective cashback rate: 0.66%.

2.5% per month, 30% per annum.

• Users will get 2 reward points for every INR 100 spent.

• Value of 1 reward point = INR 0.25. 

• General cashback rate: 0.50%.

3.50% monthly, 42% annually. 

• Users will get 3 travel credits per INR 100 on every travel spend. 

• 1 travel credit = INR 1 for air mile/hotel point. 

• Hotel Air Mile Cashback Rate: 3%.

• User will get 1 travel credits on non travel spends. 

• General Cashback Rate: 1%

• If the user uses the reward points for non air mile /hotel point conversion in that case 1 travel credit = INR 0.25 for Shop & Smile Product Catalogue.

• If the user uses the reward points for non air mile /hotel point conversion in that case 1 travel credit = INR 0.50 for travel bookings. 

3.6% per month i.e. 43.2% annually.

• Users will receive 3% cashback on purchases on the Paytm app [recharge + utility bill payment + movie tickets + Mini App]. Maximum cashback is capped at INR 500 per month. 

• 2% cashback on all other spending on the Paytm app. Maximum cashback is capped at INR 500 per month. 

• 1% cashback on all other retail spending. Maximum cashback is capped at INR 1000 per month.

Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).

• The value of 1 reward point = INR 0.25. 

• Users will get 1 reward point for spending INR 100.

• General Cashback Rate: 0.25%

• Cardholder will get 3x reward points on spending on health Care and grocery categories.

• Healthcard And Grocery Cashback rate: 0.75%. 

• Cardholder will get 2x rewards on spending for Utility categories (like bill payments for electricity, gas, mobile etc).

• Utility Cashback Rate: 0.50%

2.50% per month [30% per annum].

• 1 reward point for every INR 100 you spend on all eligible purchases. 

• 1 RP= INR 0.20. 

• General Cashback Rate: 0.20%.

3.49% per month, 41.88% per annum.

• 1 reward point = INR 0.25. 

• 5X i.e. 10 reward points on departmental stores, and movies.

• Special cashback rate: 2.5%. (Maximum 1000 reward points per month). 

• 2 reward points for every INR 100 spent on any other category. 

• General Cashback Rate: 0.5%

3.50% per month (42% per annum) from the transaction date. 

• Value of 1 point = INR 1. 

• Users will get 5 points for spending every INR 100 on FabIndia stores. Effective FabIndia store cashback rate: 5%.

• 2 points on spend of every INR 100 on dining, movies & entertainment. Effective dining/entertainment cashback rate: 2%. 

2.50% monthly, 30% annually.

• Users will earn 2 reward points for every Rs. 100 spent on credit cards. 

• Value of 1 reward point = Rs.0.25. Effective cashback rate: 0.50%.

• Users will get a 5% cashback offer on eating places & restaurants which is capped at Rs 50 per month.