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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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DCB Privilege Savings Account

DCB Privilege Savings Account

Premium Savings Account from DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

Account Opening Fee

Account Type

0

Account Type

Saving

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ESAF Baljyoti Savings Account

ESAF Baljyoti Savings Account

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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ESAF Regular Savings Account

ESAF Regular Savings Account

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Shivalik Saving Silver

Shivalik Saving Silver

Interest Rate

Balance upto 1 Lac 3.00%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 6.00%
Above 50 Lacs to 1 Crore 6.50%
Above 1 Crore to 2 Crore 6.00%

Account Opening Fee

Account Type

N.A.

Account Type

Saving

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PNB Secured Saving Scheme

PNB Secured Saving Scheme

Secured savings Account from Punjab National Bank.

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75 %

Account Opening Fee

Account Type

0

Account Type

Savings Account

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PNB Unnati Saving Account

PNB Unnati Saving Account

Unnati savings account from Punjab National Bank.

Interest Rate

Upto 10 lakh-2.7% and above 10 lakh 2.75 %

Account Opening Fee

Account Type

0

Account Type

Saving

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Fed Power Plus Saving Account

Fed Power Plus Saving Account

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Saving

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KVB Rainbow Savings

KVB Rainbow Savings

Rainbow Savings is a sweep in - sweep out account. It gives you the benefit of savings account as well as fixed deposit.

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Account Opening Fee

Account Type

INR 0

Account Type

Savings Sweep In Account

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Utkarsh Small Finance Bank U-INSTANT

Utkarsh Small Finance Bank U-INSTANT

Savings account from Utkarsh Small Finance Bank which requires no physical documentation.

Interest Rate

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 50 Crore: 7.50%. Above 50 crores: 7.75%.

Account Opening Fee

Account Type

0

Account Type

Saving

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YuvaShakti Savings Account

YuvaShakti Savings Account

KVB YuvaShakti Savings Account is specifically designed for the youth, with a number of youth centric features.

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Account Opening Fee

Account Type

INR 0

Account Type

Savings Account

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Dhanam Yuvak

Dhanam Yuvak

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Account Opening Fee

Account Type

0

Account Type

Saving

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UBI Muskaan Savings Account

UBI Muskaan Savings Account

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving/Children

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RBL Digital Savings Account

RBL Digital Savings Account

Interest Rate

Upto 1 Lakh: 4.25%. Between 1 and 10 Lakh: 5.5%. Above 10 and upto 25 Lakh: 6%. Above 25 upto 1 Crore: 6.5%

Account Opening Fee

Account Type

0

Account Type

Saving

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Utkarsh Basic Savings Bank Deposit Account SMALL (BSBDA Small)

Utkarsh Basic Savings Bank Deposit Account SMALL (BSBDA Small)

Basic savings account from Utkarsh Small Finance Bank.

Interest Rate

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%

Account Opening Fee

Account Type

0

Account Type

Saving

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IDFC Vishesh Savings Account

IDFC Vishesh Savings Account

Savings Account from IDFC Bank

Interest Rate

Upto 1 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 5%. Above 10 Lakh And Upto 25 Crore: 7.25%. Above 25 Crore and upto 50 Crore: 6.50%. Above 50 Crore: 6%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Bank of India Normal Private Salary Account

Bank of India Normal Private Salary Account

Private Salary Account that understands the financial needs for employees in the private sector.

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary account

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Ujjivan Privilege Savings Account

Ujjivan Privilege Savings Account

Savings Account From Ujjivan Small Finance Bank

Interest Rate

Interest Rates up to INR 1 lakh - 3.50% p.a. | Above INR 1 lakh to INR 5 lakhs - 5.00% p.a. | Above INR 5 lakhs to INR 25 lakhs - 7.25% p.a. | Above INR 25 lakhs - 7.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Saving

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IDFC Savings Account with Auto-Sweep facility

IDFC Savings Account with Auto-Sweep facility

Saving account with Sweep facility

Interest Rate

Upto 1 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 5%. Above 10 Lakh And Upto 25 Crore: 7.25%. Above 25 Crore and upto 50 Crore: 6.50%. Above 50 Crore: 6%.

Account Opening Fee

Account Type

0

Account Type

Savings Account.

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Cent Samvridhi Savings Account

Cent Samvridhi Savings Account

Savings Account from Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Account Opening Fee

Account Type

0

Account Type

Savings account

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Axis Burgundy Salary Account

Axis Burgundy Salary Account

Salary Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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DCB Privilege Savings Account

DCB Bank

Interest Rate

Up to 1 lakh-1.75% and from 1 lakh to less than 5 Lakh: 2.75% and from 5 lakh to less than 10 Lakh: 4.75%, and from 10 lakh to less than 25 Lakh: 7.40%.

AMB is Rs.25,000 or more: Free
AMB is less than Rs. 25,000: 10 transactions free per month; thereafter per transaction charges are upto Rs. 7.50 per transaction.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Baljyoti Savings Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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ESAF Regular Savings Account

ESAF Small Finance Banks

Interest Rate

Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.

INR 5 Per Transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Shivalik Saving Silver

Shivalik Small Finance Bank

Interest Rate

Balance upto 1 Lac 3.00%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 6.00%
Above 50 Lacs to 1 Crore 6.50%
Above 1 Crore to 2 Crore 6.00%

Upto Rs. 2,000(5 transactions free per day) - 2 , 2001 to 5000 - 2, 5001 to 25000 - 4, 25,001 to 1,00,000 - 8, 1,00,001 to 10,00,000 - 15

Account Opening Fe

N.A.

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Secured Saving Scheme

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75 %

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Unnati Saving Account

Punjab National Bank

Interest Rate

Upto 10 lakh-2.7% and above 10 lakh 2.75 %

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Fed Power Plus Saving Account

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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KVB Rainbow Savings

Karur Vysya Bank Limited

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Utkarsh Small Finance Bank U-INSTANT

Utkarsh Small Finance Bank

Interest Rate

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 50 Crore: 7.50%. Above 50 crores: 7.75%.

0

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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YuvaShakti Savings Account

Karur Vysya Bank Limited

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Dhanam Yuvak

Dhanlaxmi Bank

Interest Rate

Upto Rs.1 Lakh -3.00% and Above Rs.1 Lakh and upto Rs.5 Lakh-3.25%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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UBI Muskaan Savings Account

Union Bank of India

Interest Rate

Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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RBL Digital Savings Account

RBL Bank

Interest Rate

Upto 1 Lakh: 4.25%. Between 1 and 10 Lakh: 5.5%. Above 10 and upto 25 Lakh: 6%. Above 25 upto 1 Crore: 6.5%

Up to Rs. 1,00,000: Rs. 5 pertransaction
Above Rs. 1,00,000: Rs. 15 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Utkarsh Basic Savings Bank Deposit Account SMALL (BSBDA Small)

Utkarsh Small Finance Bank

Interest Rate

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%

Up to Rs. 1,000: INR 2.5 per transaction
Above Rs. 1,000 up to INR 25,000: INR 5 per transaction
Above Rs. 25,000 up to INR 5,00,000: INR 5 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDFC Vishesh Savings Account

IDFC Bank

Interest Rate

Upto 1 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 5%. Above 10 Lakh And Upto 25 Crore: 7.25%. Above 25 Crore and upto 50 Crore: 6.50%. Above 50 Crore: 6%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Normal Private Salary Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Free if done through net banking/mobile banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Ujjivan Privilege Savings Account

Ujjivan Small Finance Bank

Interest Rate

Interest Rates up to INR 1 lakh - 3.50% p.a. | Above INR 1 lakh to INR 5 lakhs - 5.00% p.a. | Above INR 5 lakhs to INR 25 lakhs - 7.25% p.a. | Above INR 25 lakhs - 7.50% p.a.

Nil

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IDFC Savings Account with Auto-Sweep facility

IDFC Bank

Interest Rate

Upto 1 Lakh - 3%. Above 5 Lakh And Upto 10 Lakh 5%. Above 10 Lakh And Upto 25 Crore: 7.25%. Above 25 Crore and upto 50 Crore: 6.50%. Above 50 Crore: 6%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Cent Samvridhi Savings Account

Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Burgundy Salary Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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