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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Savings Aditya

Savings Aditya

Savings bank account from Suryoday Small Finance Bank.

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Account Opening Fee

Account Type

INR 0

Account Type

Saving

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Karnatak Bank SB General Account

Karnatak Bank SB General Account

Savings account from Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Account Opening Fee

Account Type

INR 0

Account Type

Savings

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PSB Salary PLUS Account- UDAAN

PSB Salary PLUS Account- UDAAN

Salary account from PSB

Interest Rate

Upto 1 Crore: 2.70%, Above 1 Crore to upto 50 Crore:2.90%.

Account Opening Fee

Account Type

0

Account Type

Salary

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Kotak Mahindra Bank Classic Savings Account

Kotak Mahindra Bank Classic Savings Account

Interest Rate

For balances upto Rs. 50 lakhs -2.75% p.a.,For balances above Rs. 50 lakhs-3.25% p.a.

Account Opening Fee

Account Type

0

Account Type

Saving

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Utkarsh Basic Savings Bank Deposit Account (BSBDA)

Utkarsh Basic Savings Bank Deposit Account (BSBDA)

Basic savings account from Utkarsh Small Finance Bank.

Interest Rate

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%

Account Opening Fee

Account Type

0

Account Type

Saving

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CSB Social Support (BSBDA)

CSB Social Support (BSBDA)

This account is designed to promote financial inclusion for underprivileged sections of society.

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Account Opening Fee

Account Type

0

Account Type

Saving

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Equitas Selfie Saving Account

Equitas Selfie Saving Account

Savings account from Equitas.

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Savings.

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Espire Lite

Espire Lite

Premium savings account from Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%

Account Opening Fee

Account Type

0

Account Type

Saving

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Central Bank of India Home Saving Safe Accounts (H.S.S)

Central Bank of India Home Saving Safe Accounts (H.S.S)

Savings Account from Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Bank of India Platinum Pensioners Account Review

Bank of India Platinum Pensioners Account Review

This account is designed to offer a host of banking benefits that makes the retirement period more convenient.

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Kotak Edge Savings Account

Kotak Edge Savings Account

Savings account from Kotak Mahindra Bank.

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Account Opening Fee

Account Type

0

Account Type

Saving

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Canara Payroll Package Diamond Bank Account

Canara Payroll Package Diamond Bank Account

Salary account from Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Account Opening Fee

Account Type

0

Account Type

Salary

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Savings bank account for Canara Bank.

Interest Rate

Balance of less than Rs. 50 Lakh-2.90%

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Axis Bank Priority Salary Account

Axis Bank Priority Salary Account

Priority Salary Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Ujjivan Digital Saving Account

Ujjivan Digital Saving Account

Digital savings account from Ujjivan Small Finance Bank.

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Account Opening Fee

Account Type

0

Account Type

Saving

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Suryoday Savings Health & Wellness

Suryoday Savings Health & Wellness

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%Above Rs. 1 Lakh up to & including Rs. 1 crore: 6.25%. Above Rs. 1 crore: 5.00%

Account Opening Fee

Account Type

Account Type

Saving

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IND Corp SB – Elite

IND Corp SB – Elite

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fee

Account Type

Account Type

Savings

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PNB Saving Account Product For Premium Customers

PNB Saving Account Product For Premium Customers

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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Classic Nari Shakti Savings Account

Classic Nari Shakti Savings Account

Account specially designed for all empowered women.

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Saving

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Federal Bank Salary Account

Federal Bank Salary Account

Salary account from Fi.Money

Interest Rate

3.00%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Savings Aditya

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

10 free via Net Banking/Mobile Banking (funglible between RTGS and IMPS).

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Karnatak Bank SB General Account

Karnataka Bank

Interest Rate

Up to INR 1 Lakh: 2.75%. Above INR 1 Lakh and up to INR 10 Lakh: 2.75%. Above INR 10 Lakh and up to INR 50 Lakh: 2.75%. Above INR 50 Lakh and up to INR 100 Lakh: 3.5%

Free if done online.

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PSB Salary PLUS Account- UDAAN

Punjab and Sindh Bank

Interest Rate

Upto 1 Crore: 2.70%, Above 1 Crore to upto 50 Crore:2.90%.

Upto Rs. 25000 - Nil (Online Mode)
Over Rs.25000 - Rs.50000 - Rs.5 per Txn. (Online Mode)
Over Rs.50000/- upto Rs.1 lac - Rs.10 per Txn. (Online Mode)
Over Rs.1 Lac upto Rs.2 Lac - Rs.15 per Txn. (Online Mode)

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Kotak Mahindra Bank Classic Savings Account

Kotak Mahindra Bank

Interest Rate

For balances upto Rs. 50 lakhs -2.75% p.a.,For balances above Rs. 50 lakhs-3.25% p.a.

0

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Utkarsh Basic Savings Bank Deposit Account (BSBDA)

Utkarsh Small Finance Bank

Interest Rate

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%

Up to Rs. 1,000: INR 2.5 per transaction
Above Rs. 1,000 up to INR 25,000: INR 5 per transaction
Above Rs. 25,000 up to INR 5,00,000: INR 5 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Social Support (BSBDA)

CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Equitas Selfie Saving Account

Equitas Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 5.5% Above 5 Lakh And Upto 5 Crore 7%

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Espire Lite

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%

Nil

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Central Bank of India Home Saving Safe Accounts (H.S.S)

Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Up to 10,000 -3.00+GST (Through Digital channels) and 5.00+GST (Through Bank Branches)

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank of India Platinum Pensioners Account Review

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Kotak Edge Savings Account

Kotak Mahindra Bank

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Up to 10,000: Rs. 5;
10,001 to 1,00,000: Rs. 5;
1,00,001 to 5,00,000: Rs. 15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Payroll Package Diamond Bank Account

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90%

Free for online transactions.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Bank Priority Salary Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakh-3.00% p.a. and Rs. 50 Lakh and up to less than Rs. 800 Crs-3.50% p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Ujjivan Digital Saving Account

Ujjivan Small Finance Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%

Up to INR 100,000 – INR 5
INR 1,00,000 to INR 2,00,000 – INR 15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Suryoday Savings Health & Wellness

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%Above Rs. 1 Lakh up to & including Rs. 1 crore: 6.25%. Above Rs. 1 crore: 5.00%

Unlimited free through any channel

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IND Corp SB – Elite

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Saving Account Product For Premium Customers

Punjab National Bank

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Classic Nari Shakti Savings Account

Bank of India

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Federal Bank Salary Account

Federal Bank

Interest Rate

3.00%

NIL

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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