Here is the eligibility criteria for HSBC Sustainable Mortgage Loan:

• Income:Minimum net income of INR 5 lakh per annum for salaried individuals.
  Minimum net income of INR 7.5 lakh per annum for self-employed individuals.
  

• Age:Minimum age at application: 21 years.
  
  Maximum age at loan maturity:58 years for salaried applicants.
  60 years for public limited/government employees.
  65 years for self-employed applicants.
  

• Other important criteria:Applicants must be Indian residents or citizens.
  Applicants must be employed or self-employed with stable income.
  A good CIBIL score (ideally above 700) is generally required.
  Maximum loan amount varies based on factors like income, property type, and location.
  LTV (Loan-to-Value) ratio typically ranges from 75% to 90% of the property's appraised value.

Properties are certified as 'sustainable' by the following authorities:

• Green Rating for Integrated Habitat Assessment (GRIHA)- 4 STAR and 5 STAR

• Indian Green Building Council (IGBC)- IGBC Platinum and IGBC Gold

Additional documents required:

• Identity and address proof.

• Income proof (salary slips, ITRs, etc.).

• Bank statements.

• Property documents

Here's the eligibility criteria for HSBC Smart Loan Against Property (LAP) in India:

Income:

• Minimum net income of INR 5 lakh per annum for salaried individuals.

• Minimum net income of INR 7.5 lakh per annum for self-employed individuals.

Age:

• Minimum age at application: 21 years.

• Maximum age at loan maturity:58 years for salaried applicants.
  60 years for public limited/government employees.
  65 years for self-employed applicants.
  

Other important criteria:

• Applicants must be Indian residents or citizens.

• Applicants must be employed or self-employed with stable income.

• A good CIBIL score (ideally above 700) is generally required.

• Minimum loan amount is INR 3 lakh.

• Maximum loan amount varies based on factors like income, property value, and location.

• LTV (Loan-to-Value) ratio typically ranges from 75% to 90% of the property's appraised value.

Property related criteria:

• The property must be residential, fully constructed, and freehold.

• The property should be located in an approved city/town by HSBC.

• The minimum market value of the property varies based on the city/town:INR 25 lakh for Mumbai and Delhi.
  INR 15 lakh for all other sourcing cities.
  

Please note:

• Meeting the eligibility criteria doesn't guarantee loan approval. Other factors like your overall financial profile, property details, and repayment history also play a role in the final decision.

• This information is general and may vary depending on specific circumstances.

The eligibility criteria for IndusInd Bank's Affordable Home Loan Scheme vary slightly depending on whether you're a salaried individual, self-employed professional, or self-employed non-professional. Here's a breakdown for each category:

Salaried Individuals:

• Age: Between 24 and 60 years at loan maturity

• Employment: Minimum 3 years of continuous employment with current employer

• Salary: Minimum net monthly income of ₹25,000 (varies based on location)

• CIBIL Score: Minimum score of 700 (may vary slightly)

• Location of property: Must be in a designated affordable housing project

• Loan amount: Maximum loan amount of ₹45 lakh (may vary based on location and income)

Self-Employed Professionals (Doctors, Engineers, CAs, CS):

• Age: Between 24 and 70 years at loan maturity

• Business experience: Minimum 3 years of successful business operation

• Income: Minimum annual income of ₹6 lakh (as per ITR)

• CIBIL Score: Minimum score of 700 (may vary slightly)

• Location of property: Must be in a designated affordable housing project

• Loan amount: Maximum loan amount of ₹45 lakh (may vary based on location and income)

Self-Employed Non-Professionals:

• Age: Between 24 and 65 years at loan maturity

• Business experience: Minimum 3 years of successful business operation

• Income: Minimum annual income of ₹3.5 lakh (as per ITR)

• CIBIL Score: Minimum score of 650 (may vary slightly)

• Location of property: Must be in a designated affordable housing project

• Loan amount: Maximum loan amount of ₹25 lakh (may vary based on location and income)

• The borrower should be an Indian resident or NRI with a valid passport and visa.

•  The borrower should be at least 21 years old at the time of application and not more than 70 years old at the time of loan maturity. 

• The borrower should have a regular source of income from employment or business/profession. The borrower should have a good credit history and repayment track record.

•  The borrower should have a clear title and ownership of the plot and approval for construction from the relevant authorities.

The eligibility criteria for IndusInd Bank Home Loan are: 

• The applicant should be an Indian resident or NRI The applicant should be at least 21 years old at the time of application and not more than 65 years at the time of loan maturity.

• The applicant should have a regular source of income from employment or business.

• The applicant should have a good credit history and repayment track record

For salaried professionals: 

• Age: All salaried applicants must be above the age of 21 years at the time of commencement of loan. Additionally, your age should not exceed 70 years at the time of the maturity of the loan.

• Residency: You should be a permanent resident of India.

• Work experience: You should have a minimum work experience of 3 years.

• Salary: Minimum salary required INR 15,000 per month or more

• Loan amount: INR 8 lakh onwards

• Tenure: Up to 30 years

• LTV: Up to 90%

• Required Credit Score: 611+

For self-employed/ businessman 

• Age: Applicants should be 21 years or above at the time of applying for a home loan. Age should not exceed 70 years at the time of home loan maturity.

• Residency: You should be a permanent resident of India.

• Work Experience: You should have at least 3 years of business continuity.

• Loan Amount: INR 8 Lakh onwards.

• Tenure: Up to 20 years.

• LTV: Up 90%

• Additional: You apply for income tax returns.

• Credit Score: *Minimum credit score of 611 is needed to apply for a Home Loan.

For salaried professionals: 

• Age: All salaried applicants must be above the age of 21 years at the time of commencement of loan. Additionally, your age should not exceed 70 years at the time of the maturity of the loan.

• Residency: You should be a permanent resident of India.

• Work experience: You should have a minimum work experience of 3 years.

• Salary: Minimum salary required INR 15,000 per month or more

• Loan amount: INR 8 lakh onwards

• Tenure: Up to 30 years

• LTV: Up to 90%

• Required Credit Score: 650

For self-employed/ businessman 

• Age: Applicants should be 21 years or above at the time of applying for a home loan. Age should not exceed 70 years at the time of home loan maturity.

• Residency: You should be a permanent resident of India.

• Work Experience: You should have at least 5 years of business continuity.

• Loan Amount: INR 8 Lakh onwards.

• Tenure: Up to 30 years.

• LTV: Up 90%

• Additional: You apply for income tax returns.

• Credit Score: *Minimum credit score of 650 is needed to apply for a Home Loan.

• A salaried employee of local and stable business entity. The employer’s company can be a sole proprietorship/partnership/private limited/limited company/trust, among other things.

• A self-employed person with informal income from a low/middle income group, with a households earning as low as INR 10,000. This also applicable to combined income when there is a co-applicant.

• At the time of loan maturity, you should not be older than 70 years old.

• Age: All applicants must be above the age of 21 years at the time of commencement of loan. Additionally, your age should not exceed 70 years at the time of the maturity of the loan.

• Residency: You should be a permanent resident of India.

• Salary: Minimum salary required INR 15,000 per month or more

• LTV: Up to 90%.

• Profession: The borrower should be a salaried person, self employed person or Businessman.

• Credit Score: A borrower’s credit score should be at minimum 650 in order qualify for attractive interest rates. 

• Age: Borrowers should not be in any case older than 70 years of age at the time of loan maturity.

• Loan Tenor: The length of a loan term determines the amount of loan eligibility.

• Property Cost: The cost of the property will determine the loan, as per PNB Housing’s LTV policies.

For salaried professionals: 

• Age: All salaried applicants must be above the age of 21 years at the time of commencement of loan. Additionally, your age should not exceed 70 years at the time of the maturity of the loan.

• Residency: You should be a permanent resident of India.

• Work experience: You should have a minimum work experience of 3 years.

• Salary: Minimum salary required INR 15,000 per month or more

• Loan amount: INR 8 lakh onwards

• Tenure: Up to 30 years

• LTV: Up to 90%

• Required Credit Score: 611

For self-employed/ businessman 

• Age: Applicants should be 21 years or above at the time of applying for a home loan. Age should not exceed 70 years at the time of home loan maturity.

• Residency: You should be a permanent resident of India.

• Work Experience: You should have at least 5 years of business continuity.

• Loan Amount: INR 8 Lakh onwards.

• Tenure: Up to 30 years.

• LTV: Up 90%

• Additional: You apply for income tax returns.

• Credit Score: *Minimum credit score of 611 is needed to apply for a Home Loan.

Shriram Housing Finance Limited (SHFL) offers home loans to individuals with a range of eligibility criteria. Here's a breakdown of the key factors they consider:

Minimum Age:

• 24 years at the time of loan application

• Maximum age at loan maturity: 70 years

Income:

• Minimum monthly income varies depending on the loan amount and location. Generally, it starts from INR 15,000 per month for salaried individuals and INR 25,000 per month for self-employed individuals.

Employment:

• Salaried individuals employed with reputable organizations.

• Self-employed individuals with a minimum of 3 years of stable income in their chosen field.

CIBIL Score:

• While SHFL doesn't specify a minimum CIBIL score, a score of 600 or above is generally preferred for better chances of approval.

The applicant should be an Indian citizen and resident. The applicant should be between 21 and 70 years of age at the time of loan maturity. The applicant should have a regular source of income and a good repayment capacity. The applicant should have a minimum CIBIL score of 650. The applicant should meet the income and property criteria as per the PMAY scheme guidelines.