Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).

• The value of 1 reward point = INR 0.25. 

• Users will get 1 reward point for spending INR 100.

• General Cashback Rate: 0.25%

• Cardholder will get 3x reward points on spending on health Care and grocery categories.

• Healthcard And Grocery Cashback rate: 0.75%. 

• Cardholder will get 2x rewards on spending for Utility categories (like bill payments for electricity, gas, mobile etc).

• Utility Cashback Rate: 0.50%

2.5% per month i.e. 30.00% p.a.

• The value of 1 Delight Point = 0.25 Paisa. 

• Users will get 3 points for every Rs. 100 spent. 

• General Cashback Rate: 0.75%.

3% per month and APR (Annualized
Percentage Rate of 36%)

• 1 reward point = INR 1. 

• Users will earn 1 reward point on every Rs.200/- spent on the card except on fuel purchases and cash withdrawal transactions. 

• General Cashback Rate: 0.50%.

3.50% (Annualized 42%)

• Customers will get 2 reward points for every Rs. 100 spent on online transactions, and 1 reward point for every Rs. 100 spent on all other transactions.

• 1 reward point  = INR 0.25

• Online Cashback Rate: 0.5%

• General Cashback Rate: 0.25%.

1.70% p.m. (22.45% p.a.) on daily balances In case of default service charges is 2.50% p.m. (34.50 % p.a

• The value of 1 reward point = INR 0.25. 

• Users will get 2 StarPoints for every Rs. 100 on regular spending. 

• Effective general cashback rate: 0.50%. 

• Customers will get 2X reward points in POS and ECOM transactions. (Excluding Blocked Categories).

• Special Cashback Rate: 1%.

2.95% p.m. (35.89% p. a.)

• Users will earn 2 reward points for every INR 150 spent on this card. 

• 1 RP = INR 0.50. 

• General Cashback Rate = 0.66%.

3.6% per month (44.9% per annum)

• Users will earn 2 points for every INR 100 spent.

• Value of 1 point vairies from INR 0.5 to 0.8, depending on the price of flight ticket you reedem them against. 

• Value of 1 point vairies from INR 0.5 to 0.8, depending on the price of flight ticket you reedem thagainst. 

0.75% - 3.5%. Annual Interest Rate - 9% - 42%

• Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25. 

• 3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%.

• 10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%. 

• 1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.

•  3X reward points on rental and property management transactions, cashback rate: 0.50%.

0.75% to 3.5% per month (upto 9%- 42% per annum)

• Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25. 

• 3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%. 

• 10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%. 

• 1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%. 

• 3X reward points on rental and property management transactions, cashback rate: 0.50%.

16% per annum on reducing balances

• 1 reward point = Rs. 0.25.

• You can earn 1 reward point for every INR 100 spent.  

• General Cashback Rate = 0.25%.

3.99% per month or 47.88% per annum.

• Earn 1 reward point for every INR 100 spent on all your purchases at merchant outlets  

• 2 reward points for every INR 100 spent on all your online purchases.  1 RP = INR 0.25   

• General Cashback Rate: 0.25%, 

• Online Cashback Rate: 0.5%. 

Interest Rate: 2.95% per month (41.75% per annum).

• Users will earn 4 Edge reward points on spending INR 100. 

• Value of 1 Edge point: INR 0.20. Cashback rate: 0.8%.

3.6% per month (52.86% per annum).

• Users will earn 2 reward points for every INR 100 spent on LIC Premium payments and foreign currency transactions.

• Value of 1 reward point: INR 0.20.

• Special Cashback Rate: 0.4%

• Cardholder will earn 1 reward point for every INR 100 spent on all other transactions except fuel, wallet load and EMI conversions. 

• General Cashback Rate: 0.2%

3.40% per month (49.96% per annum).

• Reward System: Users will get 3 Edge reward points on spending INR 100 domestically and 6 Edge reward points on spending INR 100 internationally.

•  Value of 1 Edge point: INR 0.20. 

• Domestic cashback rate: 0.6%.

• International cashback rate 1.2%.. 

2.95% per month

• Users will get 1 reward point per INR 100 spent.

• The value of 1RP= INR 0.50. 

• Effective Cashback Rate= 0.5%.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 5X reward points on spends on medical supplies, travel bookings and international spending. Effective special cashback rate: 1.25%.

• Value of 1 reward point = INR 0.25.

• 1 point on all other spends. General cashback rate = 0.25%. 

4% p.m. or 48% per annum

• Reward System: Cardholder will get 1 cash point on spending INR 100. 

• Value of 1 point is INR 0.1. 

• General cashback rate: 0.1%. 

• On achieving milestone spend of INR 10,000 in any month, cardholder will get 5X points for all spends made in that month. 

• Special cashback rate: 0.5%.

3.6% per month. 43.20% p.a.

• Customers get 2 InterMiles per Rs. 100 spent. 

• 8 InterMiles on every Rs. 150 spent on retail spends. 

• 16 InterMiles on every Rs. 150 spent on every Hotel booked Interbook.intermiles.com. 

• 2 InterMiles on every Rs. 150 spent on fuel. 

• 1 InterMiles on every Rs. 150 spent on dining, movies, and airport lounges. 

• Value of 1 InterMiles varies from INR 0.30 to INR 1

16% per annum on reducing balances

• The value of 1 reward point = INR 0.25. 

• Users can earn 4 reward point for every INR 100 spent. 

• General Cashback Rate: 1%.

Interest Rates/ charges: upto 3.99% p.m (upto 47.88% p.a)

• 1 RBL reward point = Rs 0.30..

• Users will get 1 reward point for every INR 100 spent. General cashback rate: 0.3%.

• Users will get 2 reward points for every INR 100 spent online. Online cashback rate: 0.6%.