2.95% p.m. (35.89% p. a.)

• Users can earn 1 reward point for every INR 100 spent. 

• 1 RP = INR 0.50. 

• General Cashback Rate = 0.5%

2.85% per month (34.2% per annum).

• 1 CV = Rs. 0.75.

• On spending Rs. 200, customers will earn 8 CV points on the Club Vistara website.

• Vistara Airlines Cashback rate: 3%, 

• 6 CV points on hotels, airlines, and other travel-related categories. 

• Travel+ Cashback Rate: 2.25%, 

• 2 CV points on utility bill payments, insurance premiums, government payments, and fuel purchases. 

• Special Cashback Rate: 1.5%.

• 1 CV point for all other categories of spending. 

• General Cashback Rate: 0.75%.

Interest Rate: 3.3% per month and 46% per annum.

• Get 2 points on spending INR 100 except on fuel, insurance, rent, utility and government. Value of 1 point = INR 0.20. General cashback rate: 0.4%. 

• Get 0.7 reward points on insurance, rent, utility and government spends. Special cashback rate: 0.14%.

• Users will get 20% off upto INR 500 when you eat out & pay through the EazyDiner app. This offer is valid on food delivery as well. This feature can be used three times a month.

Interest Rate: 3.5% per month, 42% per year

• Reward System: The value of 1 RP = INR 0.25. 

• User will earn 24 reward points on every INR 150 spent, fuel cashback rate: 4%. Cardholders also get 2% cash back on grocery and dining spending. 0.5% cashback on all othe spends (uncapped). 

3.40% per month (40.80% per year)

• Value of 1 point = INR 0.25. 

• Cardholders will get 4 points on normal retails spends. 

• General Cashback Rate: 1%. 

• Cardholders will get 1 point in case of purchase of utilities and insurance spend. 

• Utilites+ Cashback Rate: 0.25%

3.50% per month (42% per annum) from the transaction date. 

• Users will get 3 points on the departmental store, grocery store, dining and international spending. Value of 1 reward point: INR 1. Effective cashback rate: 3%. 

• 1 point on all other spends. Effective general cashback rate: 1%.

• 3% cashback on grocery shopping and on departmental stores.  

• Up to 5% value back on spending on Tata outlets.

• 2% value back on spends at Croma and cromaretail.com

4% p.m. or 48% per annum

• Cardholder will get 1 cash point on spending INR 100. 

• Value of 1 point is INR 0.1. 

• General cashback rate: 0.1%. 

• On acheiving milestone spend of INR 20,000 in any month, cardholder will get 10X points for all spends made in that month. 

• Special cashback rate: 1%.

Interest Rate: 3.40% per month (49.36% per annum).

• Users will earn 5 Axis Edge reward points on every INR100 spent.

• The value of each point is INR 0.2. The effective cashback rate is 1%.

3.6% per month (i.e., 43.2% per annum)

• Reward System: 1% unlimited cashback on all eligible transactions excluding fuel, wallet recharge, etc. 

• 5% cashback on Smartbuy. 

• 1% cashback on all UPI transactions (for the Rupay Variant). 

2.50% monthly, 30% annually.

• Users will earn 2 reward points for every INR 100 spent on credit cards. 

• Value of 1 reward point = INR 0.25. 

• General Cashback Rate: 0.50%. 

• Users will get a 5% cashback offer on eating places & restaurants however, such cashback is capped at INR 50 per month.

3.50% per month (42% per annum) from the transaction date. 

• Value of 1 point = INR 0.25. 

• Users will get 10 points on spending every INR 100 on Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra. 

• Special Cashback Rate: 2.5%. 

• 5 reward points on all other online spends per INR 100. 

• Online Cashback Rate: 1.25%.

• 1 reward point on INR 100 on all other spends. 

• Effective General Cashback Rate: 0.25%.

3.83% per month and 46% per annum.

•  Users will get 4 InterMiles on spending INR 100 through the credit card on weekends and 3 on weekdays. 

• The value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50. 

• Weekend Cashback Rate varies from 0.68% to 2%. Weekday Cashback Rate Varies from 0.51% to 1.5%. 

2.5% per month, 30% per annum.

Not available.

Interest rate: 2.99% per month and 36% per annum.

• Users will get 3 reward points on all international spends on spending INR 100. 

• International Cashback Rate: 2.25%.

• Value of 1 point = INR 0.75.

• 1 reward point on all domestic spends on spending INR 100. 

• Domestic Cashback Rate: 0.75%.

3.49% Per Month 41.88% annually

• 1 RP = 0.25.

• Users will earn 20 reward points for every ₹200 spent on Train bookings with ixigo. Effective cashback rate: 2.5%. 

• Users will earn 10 reward points for every ₹200 spent on online purchases. The effective cashback rate: 1.25%. 

• Users will earn 5 reward points for every ₹200 spent offline. Effective cashback rate: 0.625%. 

3.50% per month (42% per annum) from the transaction date. 

• Users will get 15 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar). 

• Value of 1 point = INR 0.25.

• The effective store cashback rate is 3.75%.

• 10 points on every INR 100 on dining, movies & entertainment. Effective dining/entertainment cashback rate: 2.5%. 

• 2 reward points per INR 100 spent on other retail purchases (Non-fuel). The effective general cashback rate: 0.5%.

3.99% monthly, 47.88% annually.

• 1 reward point = INR 0.25. 

• Users will earn 5 reward points per INR 150 spent on all categories, excluding 1X and 3X categories mentioned below. 

• General Cashback Rate: 0.83%.

• Users will earn 1X reward points for spending on insurance premiums and utility bill payments. 

• Insurnce+ Cashback Rate: 0.16%.

• Users will earn 3X reward points for spending on rental & property management, government services, education and wallet load transactions. 

• Government+ Cashback Rate: 0.50%.

• Users will get 10X reward points on incremental spending above INR 20,000 in a monthly statement cycle. 

• Special cashback rate: 1.67%

• In case the cardholders elects to book hotels and flights using IDFC Mobile app, the value of 1 point will be considered INR 0.40 in place of INR 0.25.

2.95% per month

• Users will get 1 reward point per INR 100 spent.

• The value of 1RP= INR 0.50. 

• Effective Cashback Rate= 0.5%.

3.5% per month (42% p.a.)

• The value of 1 RP=0.50 Paise. 

• 10X Membership rewards on transactions on Zomato, Ajio, Nykaa, BookMyShow, Uber and many more. Effective cashback rate: 5%. 

• 5X Membership rewards on transactions on Amazon and Paytm Wallet. Effective cashback rate: 2.5%. 

• 1 Membership rewards point for every Rs. 50 spent except for spends on Fuel, Insurance, Utilites, Cash Transactions and EMI conversion at Point of Sale. Effective cashback rate: 0.50%.

3.6% per month (43.2% annually)

• Reward System: The value of 1 6E Rewards = 1 Re.

• Customers get 2.5 points on spending INR 100 on IndiGo. 

• Indigo Cashback Rate: 2.5%. 

• Customers get 2 points on spending INR 100 on grocery, dining & entertainment (Grocery capping of 2000 RP in a month). 

• Grocery, Dining, Entertainment Cashback Rate: 2%.  

• Customers get 1 points on spending INR 100 on all other categories. 

• General cashback rate: 1%