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Credit Card
Credit Card
Explore India's largest collection of unbiased credit card reviews. All credit cards reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with credit cards.
Credit Card
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
ICICI Bank
3.5%.
3.40% per month, 40.8% per year.
Cashback Rate
MyRupaya Ratings :-
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Chennai Super Kings ICICI Bank Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
ICICI Bank
Forex Marku: 3.5%
3.40% per month, 40.8% per year.
Users will get get 2 ICICI Bank reward points INR 100 on all transactions except fuel, insurance and utility bill payment.
Value of 1 reward point = INR 0.25. General cashback rate = 0.5%.
Get 1 reward point per INR 100 spend on insurance and utility bill payment. Utility and insurance cashback rate = 0.25%.
Get 10 points on all spends during CSK match days. Effective match day cashback rate: 2.5%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
ICICI Bank
Up to 3.5%
3.50%p.m. and 42%p.a.
Cashback Rate
MyRupaya Ratings :-
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ICICI Bank Coral Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
ICICI Bank
3.50%
3.50%p.m. and 42%p.a.
The value of 1 reward point for ICICI Bank Coral credit card is INR 0.25.
Users will earn 2 reward points on every INR 100 spent on their card (except fuel),
General Cashback Rate: 0.50%.
Users will earn 1 reward point on every INR 100 spent on utilities and insurance categories.
Utility Insurance Cashback Rate: 0.25%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Federal Bank
3.5%.
Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).
Cashback Rate
MyRupaya Ratings :-
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Federal Bank Rupay Signet Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Federal Bank
International Forex Markup- 3.50% of the transaction value.
Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).
The value of 1 reward point = INR. 0.25.
Users will get 1 reward point on a spend of INR 100.
3x rewards on spending for the Electronics & Apparel categories, cashback rate: 0.75%.
2x rewards on the Entertainment category, cashback rate: 0.50%.
1x rewards for other categories, effective cashback rate: 0.25%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Federal Bank
2%.
Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).
Cashback Rate
MyRupaya Ratings :-
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Federal Bank Visa Celesta
Bank / CC Company
Cashback Rate
Cashback Rate
Federal Bank
International Forex Markup: 2%
Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).
1 Federal Reward Point = INR 0.25.
You will get 1 reward point on a spend of INR 100.
General Cashback Rate: 0.25%
3x rewards on spending for travel and international categories.
Travel And International Cashback Rate: 0.75%.
2x rewards on spending for dining categories,
Dining Cashback rate: 0.50%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Federal Bank
3.5%.
Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).
Cashback Rate
MyRupaya Ratings :-
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Federal Bank Visa Imperio
Bank / CC Company
Cashback Rate
Cashback Rate
Federal Bank
International Forex Markup: 3.5%
Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).
The value of 1 reward point = INR 0.25.
Users will get 1 reward point for spending INR 100.
General Cashback Rate: 0.25%
Cardholder will get 3x reward points on spending on health Care and grocery categories.
Healthcard And Grocery Cashback rate: 0.75%.
Cardholder will get 2x rewards on spending for Utility categories (like bill payments for electricity, gas, mobile etc).
Utility Cashback Rate: 0.50%
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
IDBI Bank
IFM- upto 3.5%
2.5% per month i.e. 30.00% p.a.
Cashback Rate
MyRupaya Ratings :-
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IDBI Royale Signature Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
IDBI Bank
Foreign Currency Transactions mark- up 3.5%
2.5% per month i.e. 30.00% p.a.
The value of 1 Delight Point = 0.25 Paisa.
Users will get 3 points for every Rs. 100 spent.
General Cashback Rate: 0.75%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
J&K Bank
3% per month and APR (Annualized
Percentage Rate of 36%)
Cashback Rate
MyRupaya Ratings :-
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J&K Bank World Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
J&K Bank
Foreign Currency Transactions Fees: 3.5%.
3% per month and APR (Annualized
Percentage Rate of 36%)
1 reward point = INR 1.
Users will earn 1 reward point on every Rs.200/- spent on the card except on fuel purchases and cash withdrawal transactions.
General Cashback Rate: 0.50%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Kotak Mahindra Bank
3.50% (Annualized 42%)
Cashback Rate
MyRupaya Ratings :-
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Kotak 811 Dream Different Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Kotak Mahindra Bank
Foreign Currency Mark Up 3.5% .
3.50% (Annualized 42%)
Customers will get 2 reward points for every Rs. 100 spent on online transactions, and 1 reward point for every Rs. 100 spent on all other transactions.
1 reward point = INR 0.25
Online Cashback Rate: 0.5%
General Cashback Rate: 0.25%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Bank of India
IFM- Upto 3.5%
1.70% p.m. (22.45% p.a.) on daily balances In case of default service charges is 2.50% p.m. (34.50 % p.a
Cashback Rate
MyRupaya Ratings :-
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Bank of India Master Platinum International Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Bank of India
3.50%
1.70% p.m. (22.45% p.a.) on daily balances In case of default service charges is 2.50% p.m. (34.50 % p.a
The value of 1 reward point = INR 0.25.
Users will get 2 StarPoints for every Rs. 100 on regular spending.
Effective general cashback rate: 0.50%.
Customers will get 2X reward points in POS and ECOM transactions. (Excluding Blocked Categories).
Special Cashback Rate: 1%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Punjab National Bank
2.95% p.m. (35.89% p. a.)
Cashback Rate
MyRupaya Ratings :-
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PNB Rupay Millennial Card
Bank / CC Company
Cashback Rate
Cashback Rate
Punjab National Bank
Foreign Currency Transactions Fees: 3.5%.
2.95% p.m. (35.89% p. a.)
Users will earn 2 reward points for every INR 150 spent on this card.
1 RP = INR 0.50.
General Cashback Rate = 0.66%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5%
3.6% per month (44.9% per annum)
Cashback Rate
MyRupaya Ratings :-
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Axis Bank Vistara Signature Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Axis Bank
3.50%
3.6% per month (44.9% per annum)
Users will earn 2 points for every INR 100 spent.
Value of 1 point vairies from INR 0.5 to 0.8, depending on the price of flight ticket you reedem them against.
Value of 1 point vairies from INR 0.5 to 0.8, depending on the price of flight ticket you reedem thagainst.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
IDFC First Bank
3.5%.
0.75% - 3.5%. Annual Interest Rate - 9% - 42%
Cashback Rate
MyRupaya Ratings :-
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IDFC First Select Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
IDFC First Bank
Forex Mark up - 1.9
0.75% - 3.5%. Annual Interest Rate - 9% - 42%
Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25.
3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%.
10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%.
1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.
3X reward points on rental and property management transactions, cashback rate: 0.50%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
IDFC First Bank
1.5%
0.75% to 3.5% per month (upto 9%- 42% per annum)
Cashback Rate
MyRupaya Ratings :-
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IDFC First Wealth Credit Card
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Bank / CC Company
Cashback Rate
Cashback Rate
IDFC First Bank
Forex Mark up - 1.5%
0.75% to 3.5% per month (upto 9%- 42% per annum)
Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25.
3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%.
10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%.
1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.
3X reward points on rental and property management transactions, cashback rate: 0.50%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Union Bank of India
16% per annum on reducing balances
Cashback Rate
MyRupaya Ratings :-
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Union Bank of India Rupay Select Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Union Bank of India
Foreign Currency Transactions Fees: 3%.
16% per annum on reducing balances
1 reward point = Rs. 0.25.
You can earn 1 reward point for every INR 100 spent.
General Cashback Rate = 0.25%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
RBL Bank
Up to 3.5%
3.99% per month or 47.88% per annum.
Cashback Rate
MyRupaya Ratings :-
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RBL Bank MoneyTap Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
RBL Bank
Foreign Currency Mark-up fees: Up to 3.5%.
3.99% per month or 47.88% per annum.
Earn 1 reward point for every INR 100 spent on all your purchases at merchant outlets
2 reward points for every INR 100 spent on all your online purchases. 1 RP = INR 0.25
General Cashback Rate: 0.25%,
Online Cashback Rate: 0.5%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5%.
Interest Rate: 2.95% per month (41.75% per annum).
Cashback Rate
MyRupaya Ratings :-
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Axis Bank Pride Signature Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Axis Bank
3.50%
Interest Rate: 2.95% per month (41.75% per annum).
Users will earn 4 Edge reward points on spending INR 100.
Value of 1 Edge point: INR 0.20. Cashback rate: 0.8%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5%.
3.6% per month (52.86% per annum).
Cashback Rate
MyRupaya Ratings :-
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LIC Axis Bank Signature Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Axis Bank
Forex Markup: 3.5%.
3.6% per month (52.86% per annum).
Users will earn 2 reward points for every INR 100 spent on LIC Premium payments and foreign currency transactions.
Value of 1 reward point: INR 0.20.
Special Cashback Rate: 0.4%
Cardholder will earn 1 reward point for every INR 100 spent on all other transactions except fuel, wallet load and EMI conversions.
General Cashback Rate: 0.2%
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5%
3.40% per month (49.96% per annum).
Cashback Rate
MyRupaya Ratings :-
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Axis Bank Platinum Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Axis Bank
Forex Markup: 3.5%.
3.40% per month (49.96% per annum).
Reward System: Users will get 3 Edge reward points on spending INR 100 domestically and 6 Edge reward points on spending INR 100 internationally.
Value of 1 Edge point: INR 0.20.
Domestic cashback rate: 0.6%.
International cashback rate 1.2%..
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Punjab National Bank
2.95% per month
Cashback Rate
MyRupaya Ratings :-
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PNB RuPay Platinum Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Punjab National Bank
Foreign Currency Transactions Fees: 3.5%.
2.95% per month
Users will get 1 reward point per INR 100 spent.
The value of 1RP= INR 0.50.
Effective Cashback Rate= 0.5%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank Of India
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Doctor's SBI Card
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Bank / CC Company
Cashback Rate
Cashback Rate
State Bank Of India
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will get 5X reward points on spends on medical supplies, travel bookings and international spending. Effective special cashback rate: 1.25%.
Value of 1 reward point = INR 0.25.
1 point on all other spends. General cashback rate = 0.25%.
- Page 15
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
ICICI Bank
0.5
3.40% per month, 40.8% per year.
Cashback Rate
MyRupaya Ratings :-
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Chennai Super Kings ICICI Bank Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
ICICI Bank
Forex Marku: 3.5%
3.40% per month, 40.8% per year.
Users will get get 2 ICICI Bank reward points INR 100 on all transactions except fuel, insurance and utility bill payment.
Value of 1 reward point = INR 0.25. General cashback rate = 0.5%.
Get 1 reward point per INR 100 spend on insurance and utility bill payment. Utility and insurance cashback rate = 0.25%.
Get 10 points on all spends during CSK match days. Effective match day cashback rate: 2.5%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
ICICI Bank
0.5
3.50%p.m. and 42%p.a.
Cashback Rate
MyRupaya Ratings :-
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ICICI Bank Coral Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
ICICI Bank
3.50%
3.50%p.m. and 42%p.a.
The value of 1 reward point for ICICI Bank Coral credit card is INR 0.25.
Users will earn 2 reward points on every INR 100 spent on their card (except fuel),
General Cashback Rate: 0.50%.
Users will earn 1 reward point on every INR 100 spent on utilities and insurance categories.
Utility Insurance Cashback Rate: 0.25%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Federal Bank
0.25
Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).
Cashback Rate
MyRupaya Ratings :-
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Federal Bank Rupay Signet Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Federal Bank
International Forex Markup- 3.50% of the transaction value.
Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).
The value of 1 reward point = INR. 0.25.
Users will get 1 reward point on a spend of INR 100.
3x rewards on spending for the Electronics & Apparel categories, cashback rate: 0.75%.
2x rewards on the Entertainment category, cashback rate: 0.50%.
1x rewards for other categories, effective cashback rate: 0.25%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Federal Bank
0.5
Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).
Cashback Rate
MyRupaya Ratings :-
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Federal Bank Visa Celesta
Bank / CC Company
Forex Mark-Up
Interest Rate
Federal Bank
International Forex Markup: 2%
Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).
1 Federal Reward Point = INR 0.25.
You will get 1 reward point on a spend of INR 100.
General Cashback Rate: 0.25%
3x rewards on spending for travel and international categories.
Travel And International Cashback Rate: 0.75%.
2x rewards on spending for dining categories,
Dining Cashback rate: 0.50%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Federal Bank
0.165
Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).
Cashback Rate
MyRupaya Ratings :-
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Federal Bank Visa Imperio
Bank / CC Company
Forex Mark-Up
Interest Rate
Federal Bank
International Forex Markup: 3.5%
Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).
The value of 1 reward point = INR 0.25.
Users will get 1 reward point for spending INR 100.
General Cashback Rate: 0.25%
Cardholder will get 3x reward points on spending on health Care and grocery categories.
Healthcard And Grocery Cashback rate: 0.75%.
Cardholder will get 2x rewards on spending for Utility categories (like bill payments for electricity, gas, mobile etc).
Utility Cashback Rate: 0.50%
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
IDBI Bank
0.75
2.5% per month i.e. 30.00% p.a.
Cashback Rate
MyRupaya Ratings :-
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IDBI Royale Signature Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
IDBI Bank
Foreign Currency Transactions mark- up 3.5%
2.5% per month i.e. 30.00% p.a.
The value of 1 Delight Point = 0.25 Paisa.
Users will get 3 points for every Rs. 100 spent.
General Cashback Rate: 0.75%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
J&K Bank
0.5
3% per month and APR (Annualized
Percentage Rate of 36%)
Cashback Rate
MyRupaya Ratings :-
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J&K Bank World Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
J&K Bank
Foreign Currency Transactions Fees: 3.5%.
3% per month and APR (Annualized
Percentage Rate of 36%)
1 reward point = INR 1.
Users will earn 1 reward point on every Rs.200/- spent on the card except on fuel purchases and cash withdrawal transactions.
General Cashback Rate: 0.50%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Kotak Mahindra Bank
0.5
3.50% (Annualized 42%)
Cashback Rate
MyRupaya Ratings :-
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Kotak 811 Dream Different Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Kotak Mahindra Bank
Foreign Currency Mark Up 3.5% .
3.50% (Annualized 42%)
Customers will get 2 reward points for every Rs. 100 spent on online transactions, and 1 reward point for every Rs. 100 spent on all other transactions.
1 reward point = INR 0.25
Online Cashback Rate: 0.5%
General Cashback Rate: 0.25%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Bank of India
0.5
1.70% p.m. (22.45% p.a.) on daily balances In case of default service charges is 2.50% p.m. (34.50 % p.a
Cashback Rate
MyRupaya Ratings :-
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Bank of India Master Platinum International Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Bank of India
3.50%
1.70% p.m. (22.45% p.a.) on daily balances In case of default service charges is 2.50% p.m. (34.50 % p.a
The value of 1 reward point = INR 0.25.
Users will get 2 StarPoints for every Rs. 100 on regular spending.
Effective general cashback rate: 0.50%.
Customers will get 2X reward points in POS and ECOM transactions. (Excluding Blocked Categories).
Special Cashback Rate: 1%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Punjab National Bank
0.66
2.95% p.m. (35.89% p. a.)
Cashback Rate
MyRupaya Ratings :-
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PNB Rupay Millennial Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Punjab National Bank
Foreign Currency Transactions Fees: 3.5%.
2.95% p.m. (35.89% p. a.)
Users will earn 2 reward points for every INR 150 spent on this card.
1 RP = INR 0.50.
General Cashback Rate = 0.66%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Axis Bank
0.76
3.6% per month (44.9% per annum)
Cashback Rate
MyRupaya Ratings :-
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Axis Bank Vistara Signature Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Axis Bank
3.50%
3.6% per month (44.9% per annum)
Users will earn 2 points for every INR 100 spent.
Value of 1 point vairies from INR 0.5 to 0.8, depending on the price of flight ticket you reedem them against.
Value of 1 point vairies from INR 0.5 to 0.8, depending on the price of flight ticket you reedem thagainst.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
IDFC First Bank
0.165
0.75% - 3.5%. Annual Interest Rate - 9% - 42%
Cashback Rate
MyRupaya Ratings :-
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IDFC First Select Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
IDFC First Bank
Forex Mark up - 1.9
0.75% - 3.5%. Annual Interest Rate - 9% - 42%
Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25.
3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%.
10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%.
1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.
3X reward points on rental and property management transactions, cashback rate: 0.50%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
IDFC First Bank
0.5
0.75% to 3.5% per month (upto 9%- 42% per annum)
Cashback Rate
MyRupaya Ratings :-
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IDFC First Wealth Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
IDFC First Bank
Forex Mark up - 1.5%
0.75% to 3.5% per month (upto 9%- 42% per annum)
Users will get 1 reward point per₹150 spent, and the value of 1 reward point is ₹0.25.
3X reward points on spends till ₹20,000 in a statement cycle, cashback rate: 0.50%.
10X reward points on crossing spends of ₹20,000 in a statement cycle & on your birthday, cashback rate: 1.66%.
1X reward points on Insurance premium and Utility bill payments. cashback rate: 0.16%.
3X reward points on rental and property management transactions, cashback rate: 0.50%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Union Bank of India
0.25
16% per annum on reducing balances
Cashback Rate
MyRupaya Ratings :-
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Union Bank of India Rupay Select Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Union Bank of India
Foreign Currency Transactions Fees: 3%.
16% per annum on reducing balances
1 reward point = Rs. 0.25.
You can earn 1 reward point for every INR 100 spent.
General Cashback Rate = 0.25%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
RBL Bank
0.5
3.99% per month or 47.88% per annum.
Cashback Rate
MyRupaya Ratings :-
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RBL Bank MoneyTap Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
RBL Bank
Foreign Currency Mark-up fees: Up to 3.5%.
3.99% per month or 47.88% per annum.
Earn 1 reward point for every INR 100 spent on all your purchases at merchant outlets
2 reward points for every INR 100 spent on all your online purchases. 1 RP = INR 0.25
General Cashback Rate: 0.25%,
Online Cashback Rate: 0.5%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Axis Bank
0.8
Interest Rate: 2.95% per month (41.75% per annum).
Cashback Rate
MyRupaya Ratings :-
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Axis Bank Pride Signature Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Axis Bank
3.50%
Interest Rate: 2.95% per month (41.75% per annum).
Users will earn 4 Edge reward points on spending INR 100.
Value of 1 Edge point: INR 0.20. Cashback rate: 0.8%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Axis Bank
0.2
3.6% per month (52.86% per annum).
Cashback Rate
MyRupaya Ratings :-
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LIC Axis Bank Signature Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Axis Bank
Forex Markup: 3.5%.
3.6% per month (52.86% per annum).
Users will earn 2 reward points for every INR 100 spent on LIC Premium payments and foreign currency transactions.
Value of 1 reward point: INR 0.20.
Special Cashback Rate: 0.4%
Cardholder will earn 1 reward point for every INR 100 spent on all other transactions except fuel, wallet load and EMI conversions.
General Cashback Rate: 0.2%
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Axis Bank
0.6
3.40% per month (49.96% per annum).
Cashback Rate
MyRupaya Ratings :-
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Axis Bank Platinum Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Axis Bank
Forex Markup: 3.5%.
3.40% per month (49.96% per annum).
Reward System: Users will get 3 Edge reward points on spending INR 100 domestically and 6 Edge reward points on spending INR 100 internationally.
Value of 1 Edge point: INR 0.20.
Domestic cashback rate: 0.6%.
International cashback rate 1.2%..
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Punjab National Bank
0.5
2.95% per month
Cashback Rate
MyRupaya Ratings :-
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PNB RuPay Platinum Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Punjab National Bank
Foreign Currency Transactions Fees: 3.5%.
2.95% per month
Users will get 1 reward point per INR 100 spent.
The value of 1RP= INR 0.50.
Effective Cashback Rate= 0.5%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank Of India
0.25
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Doctor's SBI Card
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank Of India
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will get 5X reward points on spends on medical supplies, travel bookings and international spending. Effective special cashback rate: 1.25%.
Value of 1 reward point = INR 0.25.
1 point on all other spends. General cashback rate = 0.25%.
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