3.50% per month [42% per annum]

• Value of 1RP = 0.25 paisa.

• Users will get 20 reward points per Rs.100 spent on standing instructions for utility bill payments. Cashback rate: 5%.

• 10 reward points per Rs.100 spent on dining, groceries, departmental stores, and movies. Cashback rate: 2.5%.

• Users can enjoy 20 reward points per Rs. 100 spent on their birthday.

• Customers can also earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights.

3.99% p.m (upto 47.88% p.a).

• Users will get 2 reward points for every Rs.100 spent on all purchases and 10 reward points for every Rs.100 when using cards for dining, entertainment, utility bill payments and international purchases. 

• 1 RBL reward point = Rs 0.25. General cashback rate: 0.5%. Special cashback rate: 2.5%.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Effective special cashback rate: 2.5%.

• Value of 1 reward point = INR 0.25. 

• 20 reward points per INR 100 spent on standing instructions of utility bill payments. Effective utility bill payment cashback rate: 5%.

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.

• 20 reward points per INR 100  spent on the birthday (reward points on the birthday spend (one day before, on the birthday and one day after) is capped at 2000 reward points per calendar year).

3.50% per month (42% per annum) from the transaction date. 

• Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Effective special cashback rate: 2.5%.

•  Value of 1 reward point = INR 0.25. 

• 20 reward points per INR 100 spent on standing instructions of utility bill payments. Effective utility bill payment cashback rate: 5%. 

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.

Interest Rate: Up to 3.75% per month (45% per annum) from the transaction date. 

• Reward System: 4 reward points on spending INR 100. Value of 1 point = INR 0.25. Effective cashback rate 1%.

3.50% per month (42% per annum) from the transaction date. 

• Users will be awarded 10 points on spending every INR 100 on Reliance Retail stores. 

• Value of 1 point = INR 0.25. 

• Reliance Retail store cashback rate: 2.5%.

• 5 points on spend of every INR 100 on dining, movies & entertainment, domestic airlines and international spending. 

• Special Cashback Rate: 1.25%. 

• 2 points on all other retail spends. Effective general cashback rate: 0.5%.

3.5% per month and 42% per annum.

• Value of 1 reward point = INR 0.4.

• On spending upto INR 1 Lakh users get 1 reward point for every INR 100 spent, cashback rate: 0.4% 

• On spending between INR 1 Lakh and INR 2.5 Lakh, users get 2 reward points for every INR 100 spent, cashback rate: 0.8%.

• On spending between INR 2.5 Lakh and INR 5 Lakh, users get 4 reward points for every INR 100 spent, cashback rate: 1.6%. 

• On spending above INR 5 Lakh, users get 6 reward points for every INR 100 spent, cashback rate: 2.4%.

1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.

• Users will get 20 reward points on domestic spends.

• 1 reward point= Up to 0.25. 

• Domestic cashback rate: 2.5%.

• User will get 40 reward points on international spends for every INR 200. 

• International Cashback Rate: 5%.

Interest Rate: Monthly rate: - 0.71% - 3.85%. Annual Rate: 8.5% - 46.2%.

•  Value of 1 reward point = INR 0.25. 

• User will get 6 reward point on domestic online purchase of every INR 200. Domestic online purchase rate: 0.75%. 

• User will get 4 reward point on domestic offline purchase of every INR 200. Domestic offline purchase rate: 0.5%. 

• User will get 6 reward point on GST and tax payment of every INR 200. GST Tax Cashback Rate: 0.75%. 

• User will get 6 reward point on vendor and bill payment of every INR 200. Vendor Payment Rate: 0.75%. 

Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards

• The value of 1 reward point = INR 1. 

• Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3%

• 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.

3.25% per month or 39% per annum

• The value of 1 reward point = INR 0.25. 

• Users will earn 5X rewards i.e. 10 reward points for every Rs. 100 spent on Travel, Dining and Abroad (International spending). Effective cashback rate = 2.5%. 

• 2 reward points for every Rs. 100 spent on other categories. Effective cashback rate = 0.50%.

3.50% per month [42% per annum]

• The value of 1 RP = 0.25 paisa. Users will get 5X reward points on departmental stores, dining, and grocery spending. Cashback rate: 2.5%.

•  2 reward points per Rs 100 on all other spends, except fuel. Effective cashback rate: 0.5%.

3.49% per month (41.88% annually).

• Users will get 1 reward point for every INR 100 spent. 1 reward point = INR 0.25. Cashback rate: 0.25%. 

• 2 % cashback on all retail spends done at grocery stores, departmental stores and utility bill payments. (Maximum cashback per statement cycle is INR 50). 

• 1% cashback on all other retail spends*. (Maximum cashback per statement cycle is INR 50).

Interest Rate: 3.67% per month (annual interest rate - 44%). 

• Users can earn up to 2 Skywards Miles per INR 100 for all categories.

• These Skyward Miles can be used for the purposes of booking Emirates tickets.

1.99% per month (23.88% annually)

• Users will get 20 reward points per INR 100 retail spend on dining at standalone restaurants. Restaurant cashback rate: 5%.

• 10 reward points per INR 100 retail spends done on International transactions, grocery and departmental stores. Grocery cashback rate: 2.5%. 

• 5 reward points per INR 100 retail spend done across other merchant categories. General cashback rate: 1.25%. 

• 1 reward point per INR 100 retail spend done on BBPS and utility & telecom categories. Utility cashback rate 0.25%.

3.35%

• 1 RP= 0.25 Paise.

• Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.

• 10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.

• 5% cashback on dining, groceries, and department stores 1% cashback on all other spends.

3.6% per month (i.e., 43.2% per annum)

• 1 RP= INR 0.75.

• Users will earn 8 Marriott Bonvoy points per Rs. 150 spent at hotels participating in Marriott Bonvoy. Cashback rate: 4%.

• 4 Marriott Bonvoy points per Rs. 150 spent on travel, dining & entertainment. Cashback rate: 2%.

• 2 Marriott Bonvoy points per Rs. 150 spent on all other applicable purchases. Cashback rate: 1%.

3.4% per month (or 40.8% per annum)

• 10 reward points per INR 100 spent at grocery stores, department stores and Canteen Store Departments (CSDs). Cashback rate: 2.5%

• The value of 1 reward point = INR 0.25. 

• 2 reward points on spending Rs. 100 on all other categories. General cashback rate: 0.50%. 

41.88% (3.49% per month)

• 10% scapia coins on all normal purchases and 20% scapia coins on all travel purchases through the scapia app. 

• The value of 5 coins is INR 1.

• The effective cashback rate on normal transactions is 2% and the effective cashback rate on travel transactions is 4%.

Up to 3.50% per month (42% per annum) from the transaction date.

• The value of 1 reward point is Rs. 0.25. 

• Users will get 10 reward points per Rs.100 spent on Chemist, Pharmacy, Dining and Movies. Effective cashback rate: 2.5%. 

• 2 reward points will be awarded on Rs.100 spent on all other spends. Effective cashback rate: 0.5%. 

• Up to 5X reward points on dining, grocery, departmental and online spends.