3.5% per month and 42% per annum.

• Value of 1 reward point = INR 0.4.

• On spending upto INR 1 Lakh users get 1 reward point for every INR 100 spent, cashback rate: 0.4% 

• On spending between INR 1 Lakh and INR 2.5 Lakh, users get 2 reward points for every INR 100 spent, cashback rate: 0.8%.

• On spending between INR 2.5 Lakh and INR 5 Lakh, users get 4 reward points for every INR 100 spent, cashback rate: 1.6%. 

• On spending above INR 5 Lakh, users get 6 reward points for every INR 100 spent, cashback rate: 2.4%.

1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.

• Users will get 20 reward points on domestic spends.

• 1 reward point= Up to 0.25. 

• Domestic cashback rate: 2.5%.

• User will get 40 reward points on international spends for every INR 200. 

• International Cashback Rate: 5%.

Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards

• The value of 1 reward point = INR 1. 

• Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3%

• 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.

3.25% per month or 39% per annum

• The value of 1 reward point = INR 0.25. 

• Users will earn 5X rewards i.e. 10 reward points for every Rs. 100 spent on Travel, Dining and Abroad (International spending). Effective cashback rate = 2.5%. 

• 2 reward points for every Rs. 100 spent on other categories. Effective cashback rate = 0.50%.

3.50% per month [42% per annum]

• The value of 1 RP = 0.25 paisa. Users will get 5X reward points on departmental stores, dining, and grocery spending. Cashback rate: 2.5%.

•  2 reward points per Rs 100 on all other spends, except fuel. Effective cashback rate: 0.5%.

3.49% per month (41.88% annually).

• Users will get 1 reward point for every INR 100 spent. 1 reward point = INR 0.25. Cashback rate: 0.25%. 

• 2 % cashback on all retail spends done at grocery stores, departmental stores and utility bill payments. (Maximum cashback per statement cycle is INR 50). 

• 1% cashback on all other retail spends*. (Maximum cashback per statement cycle is INR 50).

Interest Rate: 3.67% per month (annual interest rate - 44%). 

• Users can earn up to 2 Skywards Miles per INR 100 for all categories.

• These Skyward Miles can be used for the purposes of booking Emirates tickets.

1.99% per month (23.88% annually)

• Users will get 20 reward points per INR 100 retail spend on dining at standalone restaurants. Restaurant cashback rate: 5%.

• 10 reward points per INR 100 retail spends done on International transactions, grocery and departmental stores. Grocery cashback rate: 2.5%. 

• 5 reward points per INR 100 retail spend done across other merchant categories. General cashback rate: 1.25%. 

• 1 reward point per INR 100 retail spend done on BBPS and utility & telecom categories. Utility cashback rate 0.25%.

3.35%

• 1 RP= 0.25 Paise.

• Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.

• 10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.

• 5% cashback on dining, groceries, and department stores 1% cashback on all other spends.

3.6% per month (i.e., 43.2% per annum)

• 1 RP= INR 0.75.

• Users will earn 8 Marriott Bonvoy points per Rs. 150 spent at hotels participating in Marriott Bonvoy. Cashback rate: 4%.

• 4 Marriott Bonvoy points per Rs. 150 spent on travel, dining & entertainment. Cashback rate: 2%.

• 2 Marriott Bonvoy points per Rs. 150 spent on all other applicable purchases. Cashback rate: 1%.

3.4% per month (or 40.8% per annum)

• 10 reward points per INR 100 spent at grocery stores, department stores and Canteen Store Departments (CSDs). Cashback rate: 2.5%

• The value of 1 reward point = INR 0.25. 

• 2 reward points on spending Rs. 100 on all other categories. General cashback rate: 0.50%. 

41.88% (3.49% per month)

• 10% scapia coins on all normal purchases and 20% scapia coins on all travel purchases through the scapia app. 

• The value of 5 coins is INR 1.

• The effective cashback rate on normal transactions is 2% and the effective cashback rate on travel transactions is 4%.

Up to 3.50% per month (42% per annum) from the transaction date.

• The value of 1 reward point is Rs. 0.25. 

• Users will get 10 reward points per Rs.100 spent on Chemist, Pharmacy, Dining and Movies. Effective cashback rate: 2.5%. 

• 2 reward points will be awarded on Rs.100 spent on all other spends. Effective cashback rate: 0.5%. 

• Up to 5X reward points on dining, grocery, departmental and online spends.

3.40% per month (49.96% per annum).

• Users will get 3 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. 

• These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you.

3.49% per month (41.88% annually).

• 1 Point = Rs. 0.25. 

• Reward System:  AU LIT Credit Card allows you to choose the kind of cashback you want with your credit card. The credit card fee will depend on the cashback categories you choose. The categories availiable are as follows: (a) 2.5% cashback on all online transactions or 1.25% cashback on all online transactions, (b)  2.5% cashback on all offline transactions or 1.25% cashback on all offline transactions, (c) 5% cashback for grocery and apparel. 

Interest Rate: 3.67% per month (annual interest rate - 44%). 

• Users will earn up to 2.5 Skywards Miles per INR 100 on all categories. 

• These Skyward Miles can be used for the purposes booking Emirates tickets.

3.8% p.m (45.60%p.a).

• 1 Reward Point = INR 0.25.

• Users will get 8 reward points for every INR 200 on travel & dining spends (Capped at 1,500 reward points per statement cycle), a cashback rate of 1%.

• 4 reward points for every INR 200 on all categories.  Effective cashback rate is 0.5%.

3.5% (Annualized 42%)

• Earn 10 Mojo points for every ₹100 spent online. Effective cashback rate: 2.5%.

• Earn 1 Mojo point for every ₹100 spent on other categories. Effective cashback rate: 0.25%.

• 1 RP = INR 0.25

3.40% per month (49.96% per annum).

• Users will get 2 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you. 

3.99% per month or 47.88% per annum

• Earn 10 reward points/ INR 100 spent at BookMyShow and at Pizza Hut and KFC.

• Earn 20 reward points/ INR 100 spent on dining on Wednesdays, and  Earn 1 Reward point INR100 on all your purchases except fuel.  1 RP = 0.25 paisa.

• General CB Rate: 0.25%, Effective CB Rate for Pizza Hut and KFC: 2.5%, and Dining CB Rate: 5%.