3.25% per month, 39% per annum.

• 1 reward point is equal to .25 paise. 

• Users will receive 3 reward points for every INR 100 spent. General cashback rate: .75%. 

• 5X reward points on dining, travel and international spending. Cashback rate: 3.75%.

• 5X rewards are capped at 5,000 reward points on the mentioned categories per statement cycle.

APR 44.13%

• The value of 1 reward point is INR 0.50. 

• Users will earn 1 Membership rewards point for every Rs. 50 spent except for spends at Insurance and cash transactions, effective cashback rate: 1% 

• 1 Membership reward point for every Rs. 50 spent on fuel and utility. Effective cashback rate: 1%.

• Cardholders will get 5% cashback on select partners including: Apple, Tanishq, Flipkart, MakeMyTrip, Forest Essentials, Ajio, Dyson, 

3.80% per month (45.60% annually)

• 1 RP = 0.25 paisa.

• Users will earn 24 Yes Reward Points on every ₹200 spent on travel, dining, hotels and fast food, Cashback rate: 3%

• Earn 24 Yes Reward Points on every ₹200 spent on groceries, supermarkets, apparel & entertainment, Cashback rate: 3% 

• 4 Yes Reward Points on every ₹200 spent on other selected categories. cashback rate: 0.5%.

3.75% (45% annualized)

• Users will be awarded a minimum of 1 reward point on every ₹ 100 spent on online and in-store purchases.

• 1 point = 1 INR. Effective cashback rate: 1%.

• Users can earn 5x ThankYou points on flights booked directly with airlines or on select car rentals booked through Citi. Special Cashback Rate: 5%

3.50% per month (42% per annum) from the transaction date. 

• Users will get 5 reward points per INR 100 spent on dining, groceries, and departmental stores. 

• Value of 1 reward point = INR 0.25. 

• Special Cashback Rate: 1.25%.

• Earn 2 reward points per INR 100, on all other spends. 

• General cashback rate: 0.5%.

3.50% per month [42% per
annum]

• Users will earn 2 reward points for every ₹100 spent except for spends for fuel, insurance, utilities and cash transactions. 

• The value of 1 reward point = ₹0.25. Effective cashback rate= 0.50%.

3.50% (Annualized 42%)

• 1 6E Reward= INR 1

• Customers can avail of 3 6E rewards for every INR 100 spent on IndiGo. Effective cashback rate: 3%.

• 2 6E rewards on every INR 100 spent on Merchant (Includes Dining, Grocery & Entertainment).Effective cashback rate: 2%

• 1 6E rewards on every INR 100 spent on other categories. Effective cashback rate: 1%

3.49% per month, 41.88% per annum.

• 1 reward point =INR 0.25. 

• 5X i.e. 15 reward points on travel, online, dining, and international spending. 

• Special Cashback Rate: 3.75% (Maximum 2500 reward points per month).

• 3 reward points for every INR 100 spent on any other category. 

• General Cashback Rate 0.75%.

Interest Rate: 3.5% per month, 42% per year.

• Users will get 10 Zen points for every INR 150 spent on apparels, lifestyle goods, departmental stores and jewellery. 

• Value of 1 Zen point = INR 0.25. Shopping cashback rate: 1.6%. 

• 5 Zen points on all other spends of INR 150. General cashback rate: 0.8%.

3.75% pm (APR of 45%)

• Value of 1 reward point = INR 0.30.

• Users will get 4 rewards on all retail spends per INR 150 spent on credit card. Cashback rate: 0.8%. 

•  1 reward point for every INR 150 spent on government and insurance categories. Govt cashback rate: INR 0.3%. 

• Special cashback rate above 20,000: 1.6%.

3.6% per month (52.86% per annum)

• Users can earn 20 reward points for every INR 100 spent on fuel. The value of 1RP= 0.20 paisa. Fuel cashback rate: 4%. 

• 5 reward points for every INR 100 spent on online spending. Online cashback rate is 1%.

• 10% cashback at Myntra, Uber & Zomato, up to Rs 300 each per month.

3.6% per month, 43.2% per annum.

• 1 reward point =0.25 paise. 

• 5X i.e. 5 reward points on dining, online and utility bills. (Effective cashback rate: 1.25%). (Maximum 1000 reward points per month).

• 1 reward points for every ₹100 spent on any other category. Reward points can be redeemed as cashback for ₹0.25 per reward point. (General cashback rate 0.25%).

3.67% per month (44.04% per annum)

• Users will get 2 ICICI Bank reward points INR 100 on all domestic transactions.

•  Value of 1 reward point = INR 0.25. General cashback rate = 0.50%.

• 2 reward points per INR 100 spends on international spends. International cashback rate = 0.50%

• 3 points on all spends during Manchester United on match days. Effective match day cashback rate: 0.75%.

3.50% per month (42% per annum) from the transaction date. 

• Value of 1 point = INR 0.25. 

• 5 point on spend of every INR 100 on CSD, dining, movies, departmental stores and grocery.Effective cashback rate: 1.25%.

• 1 reward points on all other spends per INR 100. Effective general cashback rate: 0.25%.

3.50% per month (42% per annum) from the transaction date. 

• Value 1 reward point = INR 0.25.

• Users will be awarded 20 reward points per INR 100 spent on standing instructions of utility bill payments, with a capping of 3,000 reward points per month. Effective utility bill payment cashback rate: 5%.

• 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. 

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 

• 20 reward points per INR 100  spent on birthday (reward points on birthday spends (one day before, on birthday and one day after) is capped at 2000 Reward points per calendar year).

3.50% monthly, 42% annually. 

• Users will get 2 reward point per INR 200 on every travel spend. 

• 1 reward point = INR 1 for air mile/hotel booking using partner travel portals. 

• Hotel/Air Cashback Rate: 1%.

• User will earn 1 reward point per INR 200 on other spends.

• General Cashback Rate: 0.5%

• Value of reward point is lower then INR 1 when redeemed against other products/services. 

1.70% p.m. (22.45% p.a.) on daily balances In case of default service charges is 2.50% p.m. (34.50 % p.a

• The value of 1 reward point = INR 0.25. 

• Users will get 2 StarPoints for every Rs. 100 on regular spending. 

• Effective general cashback rate: 0.50%. 

• Customers will get 2X reward points in POS and ECOM transactions. (Excluding Blocked Categories).

• Special Cashback Rate: 1%.

3.25% per month (39% per annum)

• 1 RP INR 0.35. 

• Users will earn 1 reward point for every Rs. 100 spent on all transactions. Cashback rate: 0.35%.

• 5 reward points per Rs. 100 spent on departmental stores, supermarkets, and fuel. Cashback rate: 1.75%. 

• 3 reward points per Rs. 100 spent on dining and bill payments. Cashback rate: 1.05%.

3.75% monthly, 45.0% annually

• Every 1 cash point is equivalent to INR 1. 

• 3% cashback on purchases on Paytm (recharge, utility, movies, Mini App), maximum Rs. 500 per calendar month.  

• 2% cashback on all other select Paytm spends, the maximum cap per calendar month is INR 500.

• 1% cashback on all other retail spends, maximum cap per calendar month is INR 1000. 

3.5% - 3.8%p.m. or 42% - 45.6%p.a.

• The cashback rate is 5% on Amazon website and app for the cardholders if they are also an Amazon Prime member. 

• Non-prime members will get 3% cashback on Amazon app and website. 

• Cardholder will ge t2% cashback on Amazon Pay for certain kinds of utility bill payments. 

• Cardholders will get 1% cashback on all other payments.