3.83% p.m. (46% p.a.)

• Users will get 2 reward points for every INR 100 spent on weekends. Value of 1 reward point = INR 1. Weekend cashback rate: 2%.

• 1 reward points for every INR 100 spent on weekdays. Value of 1 reward point = INR 1. Weekday cashback rate: 1%.

3.80% per month (45.6% annually) on Overdue amounts and 2.49% per month against Fixed Deposit.

• 1 RP = 0.25 paisa.

• Users will get 12 YES Reward Points for every INR 200 for online shopping,  Online cashback rate: 1.5%.

• 6 YES Reward Points for every INR 200 for offline shopping. Offline cashback rate: 0.75%.

•  4 YES Reward Points for every INR 200 on Select categories. Cashback rate: 0.50%

Interest Rate: 3.83% per month and 46% per annum.

• Users will get 2.5 points for all e-commerce transactions on spending INR 100. Value of 1 point = INR 0.75. E-commerce cashback rate: 1.875%.

• Users will get 1.5 points on travel and airline transactions. Travel and airline transaction cashback rate: 1.125%. 

• Users will get 1 reward point on PoS, MoTo, IVR transactions and standing instructions. Cashback rate: 0.75%.

3.75% p.m. (45.00% p.a.)

• 2% cashback flat on online spends. 

• 1% cashback on all other spends.

Interest Rate: 3.83% per month and 46% per annum.

• Users will get 1 reward point for INR 100 spent on Weekdays and get 2 reward points for INR 100 spent on Weekends. 

• Value of 1 Reward point = INR 1. Weekday cashback rate: 1%. Weekend cashback percentage: 2%. 

3.6% per month, 43.2 % annualized

• Users will earn 2 edge reward points for every INR 100 spent using My Zone credit card.

•  Value of 1 edge reward point = INR .20. Cashback rate: 0.4%.

Interest Rate: 2.99% per month and 36% per annum.

• Users will get 1 reward point on spending INR 100 on all domestic transactions. 

• Value of 1 reward point = INR 0.75. Domestic cashback rate: 0.75%.

• 0.70 reward points on spending INR 100 on utility bill payments, insurance premiums, government services/charges/payments, education institute fees, and real estate/rental payments. Utility cashback rate: 0.525%.

• 2.5 reward points on spending INR100 on international transactions. Value of 1 reward point = INR 0.75. International cashback rate: 1.875%.

Interest rate: 2.99% per month and 36% per annum.

• Users will get 2.5 reward points on all international spends on spending INR 100. 

• Value of 1 point = INR 0.75. Internaitonal cashback percentage: 1.8%. 

• Users will get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 5 reward points per INR 100 spent on dining, groceries, and departmental stores. 

• Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. 

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate is 0.5%. 

3.50% per month, 42.00% p.a.

• The value of 1 reward point is INR 0.50. 

• Users will earn 1 Membership reward point for every Rs. 50 spent except for spending on Fuel, Insurance, Utilities, Cash Transactions, and EMI conversion at the Point of Sale. Effective cashback rate: 1%. 

3.40% per month (49.36% per annum).

• Users will get 5 Edge reward points on spending INR 100 domestically and 10 Edge reward points on spending INR 100 internationally.

•  Value of 1 Edge point: INR 0.20. Domestic cashback rate: 1%. International cashback rate 2%.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 5X reward points on dining, departmental stores and grocery spending.

• Value of 1 reward point = INR 0.25. Effective cashback rate: 2.5%.

• 2 reward points per INR 100, on all other spends. Effective cashback rate: 0.5%.

3.6% per month (43.2% annually)

• Reward System: The value of 1 6E Rewards = 1 Re.

• Customers get 2.5 points on spending INR 100 on IndiGo. 

• Indigo Cashback Rate: 2.5%. 

• Customers get 2 points on spending INR 100 on grocery, dining & entertainment (Grocery capping of 2000 RP in a month). 

• Grocery, Dining, Entertainment Cashback Rate: 2%.  

• Customers get 1 points on spending INR 100 on all other categories. 

• General cashback rate: 1%

3.83% per month and 46% per annum.

•  Users will get 4 InterMiles on spending INR 100 through the credit card on weekends and 3 on weekdays. 

• The value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50. 

• Weekend Cashback Rate varies from 0.68% to 2%. Weekday Cashback Rate Varies from 0.51% to 1.5%. 

8.65% p.a

• Reward System: Users will get 5% cash back on fuel bills, provided the maximum transaction amount does not exceed INR 2000. 

• 5% cashback on telephone bills, on a minimum transaction amount of INR 750 (Telephone bill needs to be register and paid through the Billpay platform of Standard Chartered Bank). 

• 5% cashback on utility bills, on a minimum transaction amount of INR 750 (Utility bill needs to be register and paid through the Billpay platform of Standard Chartered Bank). 

• User gets 1 reward point on all othe spends on spending INR 150. General cashback rate 0.17%

3.6% per month i.e. 43.2% annually

• Users will get 10 CashPoints on  Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy. Special cashback percentage: 2.5% (Cashback capped at INR 625 per month).

• Value of 1 reward point = INR 0.25.

•  5 CashPoints on EMI spends at partner merchant locations, EMI cashback rate: 1.25% (Cashback capped at INR 625 per month). 

• 2 cashback points on all other spends, general cashback rate: 0.33%.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 5 reward points per INR 100 spent on dining, groceries, and departmental stores. 

• Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%.

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.

Interest Rate: 1.79% per month and 21.48% per annum.

• Users will get 1.5 reward points for every INR 100 spent.

• Value of 1 reward point = INR 1.  Cashback percentage: 1.5%.

• Users can also exchange 1 reward point also for 1 air mile.

3.4% per month (or 40.8% per annum)

• Users will get 0.5 MyCash on every INR 100 spent on domestic spending.

• Value of 1 MyCash= INR 1. Domestic cashback rate: 0.5%.

• Get 0.62 MyCash on every INR 100 spent on international spending. Value of 1 MyCash= INR 1. International cashback rate: 0.62%.

• Get 1 MyCash on every INR 100 spent on flight booking. Value of 1 MyCash= INR 1. Flight booking cashback rate: 1%.

• Get 1.5 MyCash on every INR 100 spent on hotel/holiday booking. Value of 1 MyCash= INR 1. Holiday/hote cashback rate: 1.5%.

3.6% per month i.e. 43.2% annually

• Users will get 1 reward point for every INR 100 spent.

• The redemption against the statement balance will be at the rate of 1 Cashpoint = ₹1. Effective cashback rate of 1%.

• Cashpoints can also be used for redemption against travel benefits like Flight & Hotel bookings and the Rewards catalogue at the SmartBuy Rewards Portal, at a value of 1 Cashpoint = Upto INR 0.30.;

• Customers can get 5% cashback on Amazon, Flipkart, Flight, and hotel bookings on shopping via PayZapp and SmartBuy (minimum transaction size of INR 2000, Max ₹1000 cashback per calendar month in first 6 months, Max ₹ 750 cashback post 6 months from card issuance).; 

• 2.5% cashback on all online spends (minimum transaction size of ₹2000, maximum cashback = INR 750/calendar month).

• 1% cashback on all offline spends and Wallet reloads (Minimum transaction size of INR 100, maximum cashback = ₹750/calendar month).