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Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

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Bank of Maharashtra Royal Savings Account

Bank of Maharashtra Royal Savings Account

Interest Rate

2.75%

Account Opening Fee

Account Type

Account can be opened with zero balance

Account Type

Saving

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Uco Aparajita Sapphire

Uco Aparajita Sapphire

A savings account designed for women

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Federal GovEarn Prime

Federal GovEarn Prime

Salary Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Salary Account

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Karur Vysya Student Savings Bank Account

Karur Vysya Student Savings Bank Account

KVB Student Saving Account is a special savings account designed to meet the needs of students.

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Account Opening Fee

Account Type

INR 0

Account Type

Savings Account.

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Indian Overseas Bank Regular SB Account

Indian Overseas Bank Regular SB Account

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90.

Account Opening Fee

Account Type

0

Account Type

Saving

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Salary Savings Premium

Salary Savings Premium

Salary account from Suryoday Account

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Account Opening Fee

Account Type

Nil

Account Type

Salary

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Cent Samarth- Savings Deposits

Cent Samarth- Savings Deposits

Savings Account from Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Account Opening Fee

Account Type

0

Account Type

Saving /salaried

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Baroda Advantage Saving Account

Baroda Advantage Saving Account

Savings Account from Bank of Baroda

Interest Rate

Upto 1 lakh and -2.75% and Above 1 lakh but less than 100cr -2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Saving

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Axis Easy Access Salary Account

Axis Easy Access Salary Account

Easy Access Salary Account from Axis Bank

Interest Rate

Less than Rs. 50 Lakhs-3.00% p.a. and Rs. 50 Lakhs and up to less than Rs. 800 Crs-3.50% p.a..

Account Opening Fee

Account Type

0

Account Type

Salary Account

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PNB Women Power Savings

PNB Women Power Savings

Savings account specially designed for women.

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Account Opening Fee

Account Type

0

Account Type

Saving

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Bank Of India Classic Government Salary Account

Bank Of India Classic Government Salary Account

A specialized savings account designed to cater to the needs of all government sector employees.

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary account

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Baroda Family Savings Accounts Segment

Baroda Family Savings Accounts Segment

Savings Account from Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Savings Account

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CSB Silver Plus Savings Account

CSB Silver Plus Savings Account

Savings account from CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Account Opening Fee

Account Type

0

Account Type

Saving

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CSB Spark Salary Account

CSB Spark Salary Account

Account specially designed for government employees.

Interest Rate

Upto Rs 1 Lakh-2.10%, upto and including Rs 25 Lakh-2.50%

Account Opening Fee

Account Type

0

Account Type

Salary Account

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IB DIGI – Online SB Account

IB DIGI – Online SB Account

Interest Rate

Up to Rs.10 lakh - 2.75%. Above. More than Rs.10 lakh to less than Rs.200 Cr - 2.80%

Account Opening Fee

Account Type

Account Type

Savings

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Deluxe Salary Account

Deluxe Salary Account

Interest Rate

2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

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Kotak Classic Savings Account

Kotak Classic Savings Account

Savings account from Kotak Mahindra Bank.

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

Account Opening Fee

Account Type

0

Account Type

Saving

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Salary and Pension Solutions for Indian Military Personnel

Salary and Pension Solutions for Indian Military Personnel

Salary Account by Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Account Opening Fee

Account Type

0

Account Type

Salaried

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Utkarsh Small Finance Bank Premium Savings Account

Utkarsh Small Finance Bank Premium Savings Account

Premium savings account from Utkarsh Small Finance Bank.

Interest Rate

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 50 Crore: 7.50%. Above 50 crores: 7.75%.

Account Opening Fee

Account Type

0

Account Type

Saving

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YES Digital Savings Account

YES Digital Savings Account

Digital Savings account

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Savings Account

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Bank of Maharashtra Royal Savings Account

Bank of Maharashtra

Interest Rate

2.75%

Not mentioned

Account Opening Fe

Account can be opened with zero balance

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Uco Aparajita Sapphire

UCO Bank

Interest Rate

Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Federal GovEarn Prime

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Karur Vysya Student Savings Bank Account

Karur Vysya Bank Limited

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.

Account Opening Fe

INR 0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Indian Overseas Bank Regular SB Account

Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90.

Upto 1 lakh -Rs 5 and above 1 lakh but less than 2 lakh-15

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Salary Savings Premium

Suryoday Small Finance Bank

Interest Rate

Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 5 Lakh up to & including Rs. 2 Crore: 7.5%

Unlimited free via Net Banking/Mobile Banking. Chargeable at branch.

Account Opening Fe

Nil

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Cent Samarth- Savings Deposits

Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Advantage Saving Account

Bank of Baroda

Interest Rate

Upto 1 lakh and -2.75% and Above 1 lakh but less than 100cr -2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Axis Easy Access Salary Account

Axis Bank

Interest Rate

Less than Rs. 50 Lakhs-3.00% p.a. and Rs. 50 Lakhs and up to less than Rs. 800 Crs-3.50% p.a..

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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PNB Women Power Savings

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75%.

Free if done through net banking/mobile banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Bank Of India Classic Government Salary Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Free if done through net banking/mobile banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Baroda Family Savings Accounts Segment

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Silver Plus Savings Account

CSB Bank

Interest Rate

Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%

Free through net banking

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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CSB Spark Salary Account

CSB Bank

Interest Rate

Upto Rs 1 Lakh-2.10%, upto and including Rs 25 Lakh-2.50%

Free through net banking.

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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IB DIGI – Online SB Account

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%. Above. More than Rs.10 lakh to less than Rs.200 Cr - 2.80%

Account Opening Fe

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Deluxe Salary Account

Jammu & Kashmir Bank Ltd.

Interest Rate

2.90%

No Mention

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Kotak Classic Savings Account

Kotak Mahindra Bank

Interest Rate

For balance upto INR 50 Lakhs: 2.75%. For balance between INR 50 Lakh and INR 300 Crore: 3.25% Account holders can earn up to 6.5% interest with ActivMoney (sweep-in FD).

NIL

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Salary and Pension Solutions for Indian Military Personnel

Bank of Baroda

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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Utkarsh Small Finance Bank Premium Savings Account

Utkarsh Small Finance Bank

Interest Rate

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 50 Crore: 7.50%. Above 50 crores: 7.75%.

Free

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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YES Digital Savings Account

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

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Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

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