Credit cards with Airport lounge access
For frequent flyers and business travelers, access to airport lounges is more than just a luxury’s a necessity. With the right credit cards with lounge access, you can enjoy comfortable seating, free Wi-Fi, refreshments, and even premium services before your flight. we help you find the best credit cards with airport lounge access in India that suit your travel lifestyle.
What we do
MyRupaya.in is India’s trusted platform for comparing, reviewing, and choosing the right credit cards. We simplify financial decisions by bringing together detailed information, unbiased reviews, and exclusive tools. Whether you’re looking for rewards, cashback, or VIP lounge access credit cards, MyRupaya makes it easy to select the perfect card.
Our Airport Lounge Finder Feature
One of our most popular tools is the Airport Lounge Finder. This feature allows you to
quickly check which credit cards that offer lounge access are accepted at your nearest
domestic or international airport.
With the Lounge Finder, you can:
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Search lounges across India’s major airports
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Filter by bank and card type (Visa, Mastercard, RuPay, Amex)
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Compare benefits across multiple cards
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See details of lounge amenities before you travel
Click below to try our Airport Lounge Finder and instantly check which of your cards
offer lounge access
Why Choose a Credit Card With Lounge Access?
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Travel Comfort: Skip crowded terminals and enjoy a peaceful pre-boarding experience.
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Food & Beverages: Complimentary snacks, meals, and drinks.
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Work-Friendly: Free Wi-Fi and quiet zones for business travelers.
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Luxury Add-Ons: Some credit cards with airline lounge access also offer spa, shower, and concierge services.
List of cards for the middle class that offer at least 1 lounge visit and whose annual fee is less than INR 6,000
RBL Bank Binge Credit Card
Perfect for binge shoppers with rewards on food, fashion, and entertainment. Suited for young urban spenders.
Lounge Benefit
Users will get 2 complimentary access per year to domestic airport lounges. You need to spend Rs. 15,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter.Â
Annual Fee
Nil
RBL Bank
ICICI Bank Manchester United Platinum Credit Card
A must-have for MUFC fans with exclusive club privileges and lifestyle benefits.
Lounge Benefit
Airport lounge access 4 times a year, once every quarter.
Annual Fee
of Rs 499 + taxes from the second year onwards | The annual fee is waived if the user spent more than Rs 1,25,000 in the previous year.
ICICI Bank
IndusInd Indus Solitaire Credit Card
Premium lifestyle card with concierge services and global privileges. Perfect for elite customers.
Lounge Benefit
4 free international lounge visits per quarter.; 4 free domestic lounge visits per quarter.; Airport concierge services such as private chauffeured car, porters.
Annual Fee
INR 10,000 (waived off on spends of INR 10 lakhs or more in previous anniversary year).
IndusInd Bank
YES Bank Rio RuPay Credit Card
Rewards card offering cashback on shopping, dining, and fuel. A good entry-level option.
Lounge Benefit
Users will get 2 complimentary domestic airport lounge visit in India per calendar quarter.
Annual Fee
Annual membership fee: NIL
YES Bank
Niyo SBM Global Credit Card
Zero forex markup and travel-friendly features make it ideal for international travelers.
Lounge Benefit
If a user spends INR 50,000 in a quarter then he can enjoy free lounge access at airports outside India in the next quarter.
Annual Fee
Annual membership fee: NIL
SBM Bank
Fibe Axis Bank Credit Card
Digital-first card offering instant issuance and lifestyle cashback. Suited for young professionals.
Lounge Benefit
Travel Benefits: Users can enjoy 4 complimentary domestic lounge visits per calendar year.
Annual Fee
Joining and Annual Fees: NIL
Axis Bank
Indusind Legend Credit Card
A premium offering with golf benefits, lounge access, and lifestyle perks. Great for luxury seekers.
Lounge Benefit
1 free domestic lounge visit per quarter.
Users will get access to international lounges 8 times a year through travel plus membership, cardholder needs to pay INR 5,000 for this membership.
Free priority pass membership..
Annual Fee
NIL
IndusInd Bank
DBS Spark20 Credit Card
Rewards-focused card offering points on every transaction. Perfect for regular spenders.
Lounge Benefit
Users will get 2 complimentary access to domestic airport lounges per quarter.
Annual Fee
NIL
DBS Bank
Axis Bank Ace Credit Card
Popular cashback card with high rewards on Google Pay and bill payments. Best for everyday savings.
Lounge Benefit
4 complimentary lounge access at select domestic airports.
Annual Fee
2nd year onward: INR. 499 ( waived off on annual spends greater than Rs. 2,00,000).
Axis Bank
Canara Bank Rupay Select Secured Credit Card
Secured card with lifestyle benefits and easy approval. Good for building credit history.
Lounge Benefit
Users will get 2 free access per quarter at domestic lounges
Cardholders will get 2 free international airport lounge vists each year.
Annual Fee
Annual membership fee: NIL
Canara Bank
Axis Bank SpiceJet Voyage Black Credit Card
Premium travel card offering free flight tickets, lounge access, and SpiceJet discounts. Best for frequent domestic flyers.
Lounge Benefit
The card also provides 8 domestic complimentary lounge visits per calendar.
Annual Fee
Nil
Axis Bank
Indian Coast Guard Rakshamah Bank of Baroda
Exclusive credit card for Coast Guard personnel with lifestyle and travel privileges. Honors their service with rewards.
Lounge Benefit
Users will get 8 complimentary access at domestic airport lounges per year, twice every quarter.
Annual Fee
Annual membership fee: NIL
Bank of Baroda
IDFC Bank First Millennia Credit Card
Entry-level card with rewards on shopping, dining, and fuel. Ideal for young professionals starting their credit journey.
Lounge Benefit
4 free railways lounge visits every quarter.
Annual Fee
INR 0
IDFC First Bank
PNB Rupay Select Card
Mid-tier card offering cashback, travel, and lifestyle benefits. Good for regular spenders.
Lounge Benefit
Customers can enjoy a complimentary domestic and international lounge program, exclusive cashback on utility bills, eateries and restaurants, etc., and comprehensive insurance coverage.
Annual Fee
NIL ( if card is used one in a quarter)
Punjab National Bank
DBS Vantage Card
Premium lifestyle and travel card offering global lounge access and reward points. Best for affluent travelers.
Lounge Benefit
Users will get access to unlimited domestic & international airport lounge access round the year.
Annual Fee
Nil
DBS Bank
DBS Spark5 Credit Card
Everyday rewards card designed for frequent shoppers. Affordable and rewarding.
Lounge Benefit
Users will get 1 complimentary access to domestic airport lounges per quarter.
Annual Fee
Nil
DBS Bank
HSBC Visa Platinum Credit Card
Lifestyle card offering rewards, dining benefits, and fuel surcharge waiver. Perfect for everyday use.
Lounge Benefit
None.
Annual Fee
NIL
HSBC Bank
RBL Bank Platinum Edge Credit Card
Entry-level card with lifestyle rewards and EMI flexibility. Best for beginners.
Lounge Benefit
Users will get 1 complimentary access per quarter to domestic airport lounges. You need to spend Rs. 15,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter.Â
Annual Fee
Rs 1,999, waived off on eligible annual spends of INR 3.5 lakh or more.
RBL Bank
Samsung Axis Bank Infinite Credit Card
Premium co-branded card with cashback on Samsung devices and lifestyle benefits. Ideal for tech enthusiasts.
Lounge Benefit
The card also offers 8 complimentary domestic air lounge visits per calendar year.
Annual Fee
INR 500 2nd year onward. Annual fee waived off on annual spends greater than Rs. 2,00,000/-
Axis Bank
Makemytrip ICICI Bank Signature Credit Card
Travel-focused card offering MMT discounts, free lounges, and rewards on travel bookings. Great for frequent flyers.
Lounge Benefit
Users will get one free international lounge visit per year as a part of DreamFolk membership.; users will get one free domestic lounge visit once per quarter as part of DreamFolk membership.; 1 complimentary railway lounge access in a quarter.
Annual Fee
(Second year onwards): Nil
ICICI Bank
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