Credit cards with Airport lounge access
For frequent flyers and business travelers, access to airport lounges is more than just a luxury’s a necessity. With the right credit cards with lounge access, you can enjoy comfortable seating, free Wi-Fi, refreshments, and even premium services before your flight. we help you find the best credit cards with airport lounge access in India that suit your travel lifestyle.
What we do
MyRupaya.in is India’s trusted platform for comparing, reviewing, and choosing the right credit cards. We simplify financial decisions by bringing together detailed information, unbiased reviews, and exclusive tools. Whether you’re looking for rewards, cashback, or VIP lounge access credit cards, MyRupaya makes it easy to select the perfect card.
Our Airport Lounge Finder Feature
One of our most popular tools is the Airport Lounge Finder. This feature allows you to
quickly check which credit cards that offer lounge access are accepted at your nearest
domestic or international airport.
With the Lounge Finder, you can:
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Search lounges across India’s major airports
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Filter by bank and card type (Visa, Mastercard, RuPay, Amex)
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Compare benefits across multiple cards
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See details of lounge amenities before you travel
Click below to try our Airport Lounge Finder and instantly check which of your cards
offer lounge access
Why Choose a Credit Card With Lounge Access?
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Travel Comfort: Skip crowded terminals and enjoy a peaceful pre-boarding experience.
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Food & Beverages: Complimentary snacks, meals, and drinks.
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Work-Friendly: Free Wi-Fi and quiet zones for business travelers.
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Luxury Add-Ons: Some credit cards with airline lounge access also offer spa, shower, and concierge services.
List of cards for the middle class that offer at least 1 lounge visit and whose annual fee is less than INR 6,000
Federal Bank Visa Imperio
Lifestyle card offering dining, travel, and shopping benefits. Best suited for professionals.
Lounge Benefit
2 free international lounge visits every year.
2 free domestic lounge visists every quarter. Subject to minimum spend of INR 60,000 in the previous quarter.
Annual Fee
Annual membership fee: INR 0.
Federal Bank
PNB Patanjali Rupay Select Card
Specially designed for Patanjali customers with cashback on health and wellness purchases. Perfect for loyal Patanjali buyers.
Lounge Benefit
2 free domestic lounge visits per quarter.
2 free international lounge visits per year.
Annual Fee
INR 750, waived if card is used at least once in each quarter in the preceding year.
Punjab National Bank
Yes Prosperity Edge Credit Card
Mid-tier card with rewards, fuel surcharge waivers, and lifestyle offers. Ideal for salaried professionals.
Lounge Benefit
Free domestic lounge access once per every quarter.
Annual Fee
Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date).
Yes Bank
Paytm HDFC Bank Select Business Credit Card
Business credit card with cashback on Paytm spends and utility payments. Suited for entrepreneurs and MSMEs.
Lounge Benefit
Lounge access:In a calendar year, users will receive12 complimentary passes to domestic airport lounges across the country.
Annual Fee
INR 1000 plus taxes. The renewal year fee is waived upon spending Rs. 1,00000 (Non-EMI spends) in the 12 months.
HDFC Bank
MakeMyTrip ICICI Bank Platinum Credit Card
Travel card with exclusive discounts on hotels and flights booked via MMT. Designed for leisure travelers.
Lounge Benefit
Users will get one free domestic lounge visit once per quarter as part of DreamFolk membership.; 1 complimentary railway lounge access in a quarter.
Annual Fee
(Second year onwards): Nil
ICICI Bank
Federal Bank MagniFi Credit Card
A rewarding lifestyle card offering travel, dining, and shopping benefits. Perfect for mid-income customers.
Lounge Benefit
1 free domestic airport lounge visit per quarter.
Annual Fee
Nil
Federal Bank
IndusInd Tiger Credit Card
Co-branded lifestyle card with rewards and discounts across categories. Suited for everyday usage.
Lounge Benefit
Free membership to Priority Pass.; 2 free international lounge visits.; 2 free domestic lounge visits per quarter.
Annual Fee
INR 0
IndusInd Bank
Samsung Axis Bank Signature Credit Card
Offers cashback on Samsung products and lifestyle spends. Best for tech-savvy shoppers.
Lounge Benefit
The card also offers 4 complimentary domestic airport lounge visits per calendar year.
Annual Fee
500 2nd year onward. Annual fee waived off on annual spends greater than Rs. 2,00,000/-
Axis Bank
ICICI Bank HPCL Super Saver Credit Card
Special fuel card with extra rewards on HPCL transactions. Perfect for frequent drivers.
Lounge Benefit
Complimentary domestic airport lounge access.
Annual Fee
(second year onwards) - Rs 500* + GST (can be waived on spends of Rs 1,50,000 per year)
ICICI Bank
Tata Neu Infinity SBI Card
Co-branded card with high rewards on Tata Neu app spends. Ideal for Tata Group loyalists.
Lounge Benefit
Users can also avail themselves of 8 complimentary domestic lounge access per calendar year, i.e. 2 per quarter, after spending Rs. 75,000 in the previous quarter and 4 complimentary international airport lounge access/year (1 per quarter).
Annual Fee
Nil
State Bank of India
Indusind Pinnacle Credit Card
Luxury card with unlimited lounge access, concierge service, and golf benefits. Suited for premium customers.
Lounge Benefit
1 free domestic lounge visit every quarter.
Annual Fee
NIL
IndusInd Bank
InterMiles HDFC Bank Signature Credit Card
Travel rewards card with InterMiles benefits, free lounge visits, and flight discounts. Best for frequent flyers.
Lounge Benefit
Customers can avail themselves of 16 complimentary domestic lounge visits per year (4 per quarter).
Customer can avail 5 free international lounge visits per year.
Free Priority Pass membership.
Annual Fee
Nil
HDFC Bank
PNB RuPay Platinum Credit Card
Affordable entry-level card with Rupay benefits and lifestyle rewards. Great for first-time users.
Lounge Benefit
2 free domestic lounge visits per quarter.
2 free international lounge visits per year.
Annual Fee
Nil
Punjab National Bank
RBL Bank Patanjali Vishisht RuPay Card
Designed for Patanjali customers with cashback on health and grocery spends. Perfect for wellness buyers.
Lounge Benefit
Users will get 4 complimentary access per annum to select airport lounges in India. You need to spend Rs. 50,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter.Â
Annual Fee
Nil
RBL Bank
Axis Bank Reserve Credit Card
Ultra-premium card with unlimited lounge access, concierge services, and luxury lifestyle perks. Best for high-net-worth individuals.
Lounge Benefit
Travel Benefits: Users can avail 8 free VIP Assistance Services which provide easy access to airport processes like check-in, security check, immigration processes and porter services.; Users can also avail up to 4 free chauffeured luxury airport pick-ups/drops every year.; Users will enjoy unlimited complimentary lounge access at domestic and international airports.
Annual Fee
50,000. Annual fee waived off on annual spends greater than Rs. 25,00,000/-
Axis Bank
Union Bank of India Visa Signature Credit Card
Premium lifestyle card with lounge access and travel perks. Best for frequent travelers.
Lounge Benefit
Users will get 4 complimentary accesses to a domestic airport lounge per year, once per quarter.
Annual Fee
1999, waived if usage in the previous year is Rs. 2,70,000.
Union Bank of India
AU LIT Credit Card
Customizable card where you pay only for benefits you choose. Perfect for flexible spending.
Lounge Benefit
2 complimentary airport lounge accesses every quarter
Annual Fee
Nil
AU Small Finance Bank
Tata Neu Plus SBI Card
Co-branded card with rewards on Tata Neu app spends. Great for budget Tata shoppers.
Lounge Benefit
Users can also avail themselves of 4 complimentary domestic lounge access per calendar year, i.e. 1 per quarter, after spending Rs. 50,000 in the previous quarter.
Annual Fee
Nil
State Bank of India
Dhanlakshmi Platinum Credit Card
Entry-level platinum card with lifestyle and shopping rewards. Affordable choice for beginners.
Lounge Benefit
Two domestic lounge assets per quarter.
Two international lounge visits per year.
Annual Fee
Nil
Dhanlakhmi Bank
PNB Patanjali Rupay Platinum Card
Special card for Patanjali customers with cashback on wellness spends. Ideal for health-conscious users.
Lounge Benefit
2 free domestic lounge visits per quarter.
2 free international lounge visits per year.
Annual Fee
INR 500, waived if card is used at least once in each quarter in the preceding year.
Punjab National Bank
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