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# Swiggy HDFC Bank Credit Card: A Delicious Deal for Online Shoppers
If you are a foodie who loves to order food online, or an online shopper who likes to save money on every purchase, you might want to check out the new Swiggy HDFC Bank Credit Card. This is a co-branded credit card that offers a number of benefits for users who frequently order food or shop online. The card offers a 10% cashback on Swiggy spends, a 5% cashback on other online spends, and a complimentary Swiggy One membership. Here are some of the features and benefits of this card that make it a delicious deal for online shoppers.
10% Cashback on Swiggy Spends
The Swiggy HDFC Bank Credit Card offers a 10% cashback on all orders placed on the Swiggy app, including food, groceries, dineout and genie services. The cashback is credited to the Swiggy Money wallet within 10 days of the monthly statement date and can be used to pay for future orders on Swiggy. The cashback is capped at Rs. 1500 per month, which means you can save up to Rs. 18,000 per year on your Swiggy orders.
5% Cashback on Other Online Spends
The Swiggy HDFC Bank Credit Card also offers a 5% cashback on other online spends across various categories such as apparels, electronics, entertainment, pet stores, local cabs, department stores, home decor, pharmacies, personal care and discount stores. The cashback is also credited to the Swiggy Money wallet within 10 days of the monthly statement date and can be used to pay for future orders on Swiggy. The cashback is capped at Rs. 1500 per month, which means you can save up to Rs. 18,000 per year on your online shopping.
Complimentary Swiggy One Membership
The Swiggy HDFC Bank Credit Card also comes with a complimentary Swiggy One membership for three months on card activation. Swiggy One is a premium subscription service that offers free deliveries and extra discounts on food, instamart, dineout and more. The membership is worth Rs. 1199 and can be redeemed by linking the card with the Swiggy app.
Other Features and Benefits
The Swiggy HDFC Bank Credit Card also offers other features and benefits such as:
- Zero lost card liability: In case of losing the card, you have zero liability on any fraudulent transactions made on the card after reporting it to the HDFC Bank's 24-hour call centre.
- Interest-free credit period: Up to 50 days of interest-free period on the card from the date of purchase (subject to the submission of the charge by the merchant).
- Revolving credit: Available at a nominal interest rate on the card.
- Mastercard World benefits: Enjoy a wide range of Mastercard World benefits such as premium golf club access worldwide, free stay and dine at select partners globally, Agoda discounts and more.
Fees and Charges
The Swiggy HDFC Bank Credit Card has a joining fee of Rs. 500 and an annual renewal fee of Rs. 500. However, the annual fee can be waived off if you spend more than Rs. 2 lakhs in a year on the card. The card also has other fees and charges such as interest rate, late payment fee, over limit fee, cash advance fee and more.
How to Apply
You can apply for the Swiggy HDFC Bank Credit Card by scanning the QR code below or by opening the Swiggy app and following the steps to start your application.
You will need to provide your personal details such as name, mobile number, email address, PAN number and income details. You will also need to upload your KYC documents such as Aadhaar card or passport. You will receive an instant approval or rejection based on your eligibility criteria.
Conclusion
The Swiggy HDFC Bank Credit Card is a great option for online shoppers who want to save money on their food and other online purchases. The card offers a generous cashback rate of 10% on Swiggy spends and 5% on other online spends, along with a complimentary Swiggy One membership and other features and benefits. The card has a low joining fee and annual fee that can be waived off by spending more than Rs. 2 lakhs in a year. The card also offers easy application process and instant approval or rejection based on eligibility criteria.
If you are looking for a credit card that offers rewards and benefits across various online platforms, including Swiggy, you might want to consider applying for the Swiggy HDFC Bank Credit Card.
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