3.40% per month or 40.80% per year

• 1RP = Rs. 0.25.

• Users will earn 2 reward points on every ₹100 domestic spends, effective cashback rate: 0.50%.

• 4 reward points on every ₹100 international spends, effective cashback rate: 1%.

• 1 reward point on every ₹100 on utilities and insurance, effective cashback rate: 0.25%.

3.75% monthly, 45.0% annually.

• Users earn 4 Reward Points for every INR 200 spent online and 2 Reward Points for every INR 200 spent on other eligible spends. 

• 100 Reward Points = up to INR 20. 

• Online cashback rate: 0.40%. 

• General cashback rate: 0.20%. 

• The card also offers 5% cashback on eligible business-essential spends subject to applicable conditions and caps.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 7% reward points on all Ola rides. Effective cashback rate: 7%

• 1 reward point = INR 1. Users will get 1% reward points on all other spends. General cashback rate = 1%.

• 5% cashback on flight tickets booked through Cleartrip.; 

• 10% cashback on domestic hotels booked through Cleartrip.

• 6% cashback on international hotels booked through Cleartrip.

• 12% cashback on activities booked through Cleartrip.

3.6% per month (or 43.2% per annum)

• Users can get 5% cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato.

• 1% cashback on all other spends (except Fuel) including EMI & Wallet transactions. 

• Upto 20% discount on partner restaurants via Swiggy Dineout.

3.50% per month (42% per annum) from the transaction date. 

• Users will earn 1.5 CV points per INR 100 spent on all spending. 

• Value of 1 point = INR 0.75. Cashback rate: 1.12%.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 5 reward points per INR 100 spent on dining, groceries, and departmental stores. 

• Value of 1 reward point = INR 0.25. Effective special cashback rate: 1.25%. 

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate is 0.5%. 

16% per annum on reducing balances

• The value of 1 reward point = INR 0.25. 

• Users can earn 2 reward point for every INR 100 spent. 

• General Cashback Rate: 0.5%

3.6% per month, 43.2% per annum.

• 1 reward point = INR 0.25.

• 5X i.e. 5 reward points on dining, online and utility bills. 

• Dining+ Cashback Rate: 1.25%. (Maximum 1000 reward points per month).

• 1 reward points for every INR 100 spent on any other category.

• General Cashback Rate: 0.25%.

Interest Rate: 3.95% per month and 47.40% per annum.

• Users will get 1% cashback on all spends. 

• Max cashback capped at INR 200.

Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards

• The value of 1 reward point = INR 1. 

• Users will get 3 reward points for every  Rs. 100 spent on departmental & grocery stores, dining & international spending. Effective cashback rate: 3%. 

• 1 reward point for every Rs. 100 spent on other retail spends. Effective cashback rate: 1%.

• Cardholders can earn up to 5% value back as points on spending at TATA Partner outlets.

3.50% per month (42% per annum) from the transaction date. 

• Value of 1 point = INR 0.25

• Users will get 10 points for every INR 150 on dining, movies, departmental stores and grocery spending. 

• Special cashback rateis 1.6%. 

• 1 reward points on all other spending per INR 150. 

• General cashback rate is 1.25%. 

3.49% per month (41.88% per annum)

• Users will get 12 Fi-coins for every Rs. 100 spent on the top 3 preferred partner brands on spending Rs. 15,000 or more in a statement cycle.

• Value of 1 RP = 0.25

• Preferred Brand Cashback rate: 3%.

• Users will get 3Fi-coins for every Rs. 100 spent on all other spends.

• General cashback rate = 0.75%.

3.40%p.m. 40.80%p.a.

• 3% reward points on Adani One ecosystem Adani managed Airports, Trainman, Gas, Electricity, and more.

• Earn 1% as Adani Reward points on all other domestic spending categories (excluding fuel and rent payments). Earn 1.5% as Adani Reward points on the international spends category.

• Earn 0.5% as Adani Reward points on utility and insurance spend. 

Interest Rate: 3.7% per month, 44.4% per year

• Users will get an instant discount of 7.5% on all spends done across Myntra Platforms (Mobile app/website) with a maximum discount of Rs.750 per transaction.

• Cashback of 5% on spends across the Partner category of Myntra and Kotak Bank.  

• Earn unlimited 1.25% cashback on spending across all other online and offline merchants.

Interest rate: 2.99% per month and 36% per annum.

• Users will get 2.5 reward points on all international spends on spending INR 100. 

• Value of 1 point = INR 0.75. Internaitonal cashback percentage: 1.8%. 

• Users will get 1 reward points on all domestic spends on spending INR 100. Value of 1 point = INR 0.75. Domestic cashback percentage: 0.75%.

Interest Rate: 3.25% p.m. (39% Annualized
Percentage Rates).

• 1RP = INR 0.2 

• Users will get 1 reward point for every Rs. 100 spent on other categories. 

• General cashback rate: 0.2%

• Cardholders will get 5X i.e. 5 reward points for every Rs. 100 spent on departmental stores, movie spends.

• Special cashback rate = 1%.

3.6% per month (43.2% per annum)

• Users earn 2 Reward Points for every INR 200 spent on eligible spends and 2X Reward Points on online spends, i.e. 4 Reward Points per INR 200. 

• Cashback redemption value is INR 0.20 per Reward Point. 

• General cashback rate: 0.20%. Online cashback rate: 0.40%.

Interest Rate: 2.99% per month and 36% per annum.

• Users will get 1 reward point on spending INR 100 on all domestic transactions. 

• Value of 1 reward point = INR 0.75. Domestic cashback rate: 0.75%.

• 0.70 reward points on spending INR 100 on utility bill payments, insurance premiums, government services/charges/payments, education institute fees, and real estate/rental payments. Utility cashback rate: 0.525%.

• 2.5 reward points on spending INR100 on international transactions. Value of 1 reward point = INR 0.75. International cashback rate: 1.875%.

2.9% (p.m.) i.e. 34.80% p.a.

• The value of 1 Delight point = INR 0.25.

• Users will earn 6 Delight points for every 100 rupees spent related to travel and hotel, etc. 

• Travel+ Cashback rate: 1.50%.

• 3 Delight Points on every other spent. 

• General Cashback Rate: 0.75%.

16% per annum on reducing balances

• 1 reward point = Rs. 0.25.

• You can earn 1 reward point for every INR 100 spent.  

• General Cashback Rate = 0.25%.