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Credit Card
Credit Card
Explore India's largest collection of unbiased credit card reviews. All credit cards reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with credit cards.
Credit Card
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
IndusInd Bank
3.5%
Interest Rate: 3.95% per month and 47.40% per annum.
Cashback Rate
MyRupaya Ratings :-
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Indusind Samman RuPay Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
IndusInd Bank
Foreign Currency Markup Fee:3.5%
Interest Rate: 3.95% per month and 47.40% per annum.
Users will get 1% cashback on all spends.
Max cashback capped at INR 200.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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SimplySave SBI Card
Bank / CC Company
Cashback Rate
Cashback Rate
State Bank of India
350%
3.50% per month (42% per annum) from the transaction date.
Users will get 10 points on spending every INR 150 on dining, movies, departmental stores and grocery spending.
Value of 1 point = INR 0.25.
Dining Cashback Rate is 1.6%.
1 reward point on INR 100 on all other spends.
General Cashback Rate: 0.16%.;
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
ICICI Bank
3.50%
3% per month (i.e. 36% annual rate) on the outstanding amount + applicable taxes.
Cashback Rate
MyRupaya Ratings :-
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Adani One ICICI Signature Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
ICICI Bank
Foreign Currency Mark-up Fees: 3.50%
3% per month (i.e. 36% annual rate) on the outstanding amount + applicable taxes.
7% reward points on Adani One ecosystem, Adani managed Airports, Trainman, Gas, Electricity, and more.
Earn 1.5% as Adani Reward points on other domestic spend categories (excluding fuel and rent payments).
Earn 2% as Adani Reward points on the international spend category.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Spar SBI Card
Bank / CC Company
Cashback Rate
Cashback Rate
State Bank of India
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will get 5 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar).
Value of 1 point = INR 0.25.
Lifestyle+ Store Cashback Rate: 1.25%.
5 points on spend of every INR 100 on dining, movies & entertainment spends.
Dining/Entertainment Cashback Rate: 1.25%.
1 reward point per INR 100 spent on other retail purchases (Non-fuel).
General Cashback Rate: 0.25%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
ICICI Bank
1.5%
3.40% per month (40.80% per year)
Cashback Rate
MyRupaya Ratings :-
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ICICI Bank Emeralde Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
ICICI Bank
Foreign Currency Mark-up fees:1.5%on international transactions
3.40% per month (40.80% per year)
Value of 1 point = INR 0.25.
Cardholders will get 4 points on normal retails spends.
General Cashback Rate: 1%.
Cardholders will get 1 point in case of purchase of utilities and insurance spend.
Utilites+ Cashback Rate: 0.25%
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
City Union Bank
3.35%
Cashback Rate
MyRupaya Ratings :-
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CUB - SBI Simply SAVE Card
Bank / CC Company
Cashback Rate
Cashback Rate
City Union Bank
3.50%
3.35%
The value of 1 reward point = 0.25.
Users will earn 10 reward points per INR 150 spent on dining, movies, departmental stores and grocery spends.
Special cashback rate: 1.66%.
The value of 1 reward point = 0.25.
Users will earn 1 reward point per INR 150 spent on all other spends. General cashback rate: 0.16%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Simplysave Advantage SBI Card
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Bank / CC Company
Cashback Rate
Cashback Rate
State Bank of India
3.5
3.50% per month (42% per annum) from the transaction date.
Users will get 10 points on spending of every INR 150 on dining, movies, departmental stores and grocery spends.
Value of 1 reward point = INR 0.25.
Dining+ Cashback Rate: 1.67%
1 reward point for INR 150 on all other spends.
General Cashback Rate: 0.16%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Bandhan Bank
IFM- upto 3.5%
24.58% p.a.
Cashback Rate
MyRupaya Ratings :-
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Bandhan Bank One Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Bandhan Bank
Foreign Currency Transactions up 3.5%
24.58% p.a.
The value of 1 reward point is worth Rs. 0.30.
Users will earn 1 reward point for every ₹150 spent. Effective cashback rate: 0.2%.
5 reward points for shopping in supermarkets, groceries, dining, and movies.
Special cashback rate: 1%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank of India
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Max SBI Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
State Bank of India
3.5
3.50% per month (42% per annum) from the transaction date.
Users will be awarded 5 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar).
Value of 1 point = INR 0.25.
Store Cashback Rate: 1.25%.
5 points on spend of every INR 100 on dinning, movies & entertainment spends.
Dining/Entertainment Cashback Rate: 1.25%.
1 reward point per INR 100 spent on other retail purchases (Non-fuel).
General Cashback Rate: 0.25%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
State Bank Of India
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Lifestyle Home Centre SBI Card
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Bank / CC Company
Cashback Rate
Cashback Rate
State Bank Of India
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will get 5 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar).
Value of 1 point = INR 0.25.
Lifestyle+ Store Cashback Rate: 1.25%.
5 points on spend of every INR 100 on dinning, movies & entertainment spends.
Dining/Entertainment Cashback Rate: 1.25%.
1 reward point per INR 100 spent on other retail purchases (Non-fuel).
General Cashback Rate: 0.25%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Bandhan Bank
IFM- upto 3.5%
24.58% (p.a.)
Cashback Rate
MyRupaya Ratings :-
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Bandhan Bank Xclusive Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
Bandhan Bank
Foreign Currency Transactions up 3.5%
24.58% (p.a.)
Customers get 3 reward points for every INR 150 spent.
Value of 1 reward point: INR 0.30
General cashback rate: 0.6%
Customers get 5 reward points for every INR 150 spent on supermarkets, dining, movies, and groceries.
Special cashback rate: 1%
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
RBL Bank
0%.
3.99% p.m (upto 47.88% p.a).
Cashback Rate
MyRupaya Ratings :-
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RBL Bank World Safari Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
RBL Bank
Foreign Currency Transaction Fees: 0%.
3.99% p.m (upto 47.88% p.a).
The value of 1 RBL reward point = INR 0.25.
Users will get 2 Travel points for every Rs. 100 spent on nomral purchases.
General Cashback Rate: 0.5%
The cardholder will get 5 Travel points for every INR 100 spent on travel spends.
Travel Cashback Rate: 1.25%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
RBL Bank
3.5%.
3.99% per month (47.88% per annum).
Cashback Rate
MyRupaya Ratings :-
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RBL Bank Platinum Delight Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
RBL Bank
Forex Markup: 3.5%.
3.99% per month (47.88% per annum).
Users will earn 2 reward points for every INR 100 spent on all their purchases and 4 reward points for every INR 100 spent during the weekends.
Value of 1 reward point = INR 0.25.
General Cashback Rate = 0.5%.
Weekend Cashback Rate: 1%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
ICICI Bank
3.5%.
Interest Rate: 2.49% per month (annual interest rate - 29.88%).
Cashback Rate
MyRupaya Ratings :-
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ICICI Bank Instant Platinum Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
ICICI Bank
Forex Marku: 3.5%
Interest Rate: 2.49% per month (annual interest rate - 29.88%).
Users will get 2 reward points on spending INR 100.
Value of 1 reward point = INR 0.50.
General Cashback Rate: 1%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
CITI Bank
3.75% per transaction
37.20% - 42.00% p.a.
Cashback Rate
MyRupaya Ratings :-
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CITI Cashback Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
CITI Bank
Foreign Currency Markup Fee: 3.75% per transaction
37.20% - 42.00% p.a.
1 RP= INR 0.35
1% cashback on all spends.
5% cashback on telephone & utility bill payments, and movie ticket purchases.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
AU Small Finance Bank
3.5%
3.49% per month (41.88% annually)
Cashback Rate
MyRupaya Ratings :-
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AU Bank InstaPay Credit Card
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Bank / CC Company
Cashback Rate
Cashback Rate
AU Small Finance Bank
Foreign Currency Mark up Fees: 3.5%
3.49% per month (41.88% annually)
Users will get 1% cashback on UPI transactions across departmental stores, dining, pharmacy, and grocery & supermarkets. (Maximum INR 100 cashback per statement cycle).
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Karur Vysya Bank
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Karur Vysya Bank SBI Gold Card
Bank / CC Company
Cashback Rate
Cashback Rate
Karur Vysya Bank
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will get 1.7% cashback on all departmental and grocery stores.
0.17% cashback on all other spends.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Karur Vysya Bank
3.5%.
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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KVB SBI Signature Card
Bank / CC Company
Cashback Rate
Cashback Rate
Karur Vysya Bank
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will get 5 reward points per INR 100 spent on dining, groceries, and departmental stores.
Value of 1 reward point = INR 0.25.
Special Cashback Rate: 1.25%.
Earn 2 reward points per INR 100, on all other spends.
General cashback rate: 0.5%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
3.4%.
3.8% p.m (45.60%p.a).
Cashback Rate
MyRupaya Ratings :-
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Yes Prosperity Reward Plus Credit Card
.webp)
Bank / CC Company
Cashback Rate
Cashback Rate
Yes Bank
Foreign Currency Mark-up : 3.4%
3.8% p.m (45.60%p.a).
Users will get 4 reward points for every INR 200 on travel & dining spends
Value of 1 point = INR 0.25%
Travel Dining Cashback Rate of 0.5%.
2 reward points for every INR 200 on all categories.
General Cashback Rate: 0.25%.
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Bank / CC Company
Forex Markup
Interest Rate
Cashback Rate
RBL Bank
3.5%.
3.99% p.m (upto 47.88% p.a).
Cashback Rate
MyRupaya Ratings :-
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RBL Bank Monthly Treats Credit Card
Bank / CC Company
Cashback Rate
Cashback Rate
RBL Bank
Foreign Currency Transaction Fees: 3.5%.
3.99% p.m (upto 47.88% p.a).
The value of 1 RBL reward point is INR 0.20.
Users will get 5 reward points for every Rs. 100 spent on all online purchases and 1 reward point for every Rs. 100 spent on all offline purchases except fuel.
Offline Cashback Rate: 0.20%.
Online cashback rate: 1%.
Cardholder will get 10% instant discount at BookMyShow, up to INR 300 each per month.
Cardholder will get 10% cashback at Myntra, Uber & Zomato, up to INR 300 each per month for each brand.
- Page 12
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
IndusInd Bank
1
Interest Rate: 3.95% per month and 47.40% per annum.
Cashback Rate
MyRupaya Ratings :-
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Indusind Samman RuPay Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
IndusInd Bank
Foreign Currency Markup Fee:3.5%
Interest Rate: 3.95% per month and 47.40% per annum.
Users will get 1% cashback on all spends.
Max cashback capped at INR 200.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
1.6
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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SimplySave SBI Card
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank of India
350%
3.50% per month (42% per annum) from the transaction date.
Users will get 10 points on spending every INR 150 on dining, movies, departmental stores and grocery spending.
Value of 1 point = INR 0.25.
Dining Cashback Rate is 1.6%.
1 reward point on INR 100 on all other spends.
General Cashback Rate: 0.16%.;
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
ICICI Bank
1.5
3% per month (i.e. 36% annual rate) on the outstanding amount + applicable taxes.
Cashback Rate
MyRupaya Ratings :-
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Adani One ICICI Signature Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
ICICI Bank
Foreign Currency Mark-up Fees: 3.50%
3% per month (i.e. 36% annual rate) on the outstanding amount + applicable taxes.
7% reward points on Adani One ecosystem, Adani managed Airports, Trainman, Gas, Electricity, and more.
Earn 1.5% as Adani Reward points on other domestic spend categories (excluding fuel and rent payments).
Earn 2% as Adani Reward points on the international spend category.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
1.25
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Spar SBI Card
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank of India
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will get 5 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar).
Value of 1 point = INR 0.25.
Lifestyle+ Store Cashback Rate: 1.25%.
5 points on spend of every INR 100 on dining, movies & entertainment spends.
Dining/Entertainment Cashback Rate: 1.25%.
1 reward point per INR 100 spent on other retail purchases (Non-fuel).
General Cashback Rate: 0.25%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
ICICI Bank
1
3.40% per month (40.80% per year)
Cashback Rate
MyRupaya Ratings :-
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ICICI Bank Emeralde Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
ICICI Bank
Foreign Currency Mark-up fees:1.5%on international transactions
3.40% per month (40.80% per year)
Value of 1 point = INR 0.25.
Cardholders will get 4 points on normal retails spends.
General Cashback Rate: 1%.
Cardholders will get 1 point in case of purchase of utilities and insurance spend.
Utilites+ Cashback Rate: 0.25%
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
City Union Bank
1.66
3.35%
Cashback Rate
MyRupaya Ratings :-
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CUB - SBI Simply SAVE Card
Bank / CC Company
Forex Mark-Up
Interest Rate
City Union Bank
3.50%
3.35%
The value of 1 reward point = 0.25.
Users will earn 10 reward points per INR 150 spent on dining, movies, departmental stores and grocery spends.
Special cashback rate: 1.66%.
The value of 1 reward point = 0.25.
Users will earn 1 reward point per INR 150 spent on all other spends. General cashback rate: 0.16%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
1.6
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Simplysave Advantage SBI Card
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank of India
3.5
3.50% per month (42% per annum) from the transaction date.
Users will get 10 points on spending of every INR 150 on dining, movies, departmental stores and grocery spends.
Value of 1 reward point = INR 0.25.
Dining+ Cashback Rate: 1.67%
1 reward point for INR 150 on all other spends.
General Cashback Rate: 0.16%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Bandhan Bank
1
24.58% p.a.
Cashback Rate
MyRupaya Ratings :-
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Bandhan Bank One Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Bandhan Bank
Foreign Currency Transactions up 3.5%
24.58% p.a.
The value of 1 reward point is worth Rs. 0.30.
Users will earn 1 reward point for every ₹150 spent. Effective cashback rate: 0.2%.
5 reward points for shopping in supermarkets, groceries, dining, and movies.
Special cashback rate: 1%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
1.25
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Max SBI Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank of India
3.5
3.50% per month (42% per annum) from the transaction date.
Users will be awarded 5 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar).
Value of 1 point = INR 0.25.
Store Cashback Rate: 1.25%.
5 points on spend of every INR 100 on dinning, movies & entertainment spends.
Dining/Entertainment Cashback Rate: 1.25%.
1 reward point per INR 100 spent on other retail purchases (Non-fuel).
General Cashback Rate: 0.25%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank Of India
1.25
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Lifestyle Home Centre SBI Card
Bank / CC Company
Forex Mark-Up
Interest Rate
State Bank Of India
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will get 5 points on spending every INR 100 on online & retail landmark stores (Lifestyle, Home Centre, Max and Spar).
Value of 1 point = INR 0.25.
Lifestyle+ Store Cashback Rate: 1.25%.
5 points on spend of every INR 100 on dinning, movies & entertainment spends.
Dining/Entertainment Cashback Rate: 1.25%.
1 reward point per INR 100 spent on other retail purchases (Non-fuel).
General Cashback Rate: 0.25%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Bandhan Bank
1
24.58% (p.a.)
Cashback Rate
MyRupaya Ratings :-
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Bandhan Bank Xclusive Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Bandhan Bank
Foreign Currency Transactions up 3.5%
24.58% (p.a.)
Customers get 3 reward points for every INR 150 spent.
Value of 1 reward point: INR 0.30
General cashback rate: 0.6%
Customers get 5 reward points for every INR 150 spent on supermarkets, dining, movies, and groceries.
Special cashback rate: 1%
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
RBL Bank
1.25
3.99% p.m (upto 47.88% p.a).
Cashback Rate
MyRupaya Ratings :-
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RBL Bank World Safari Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
RBL Bank
Foreign Currency Transaction Fees: 0%.
3.99% p.m (upto 47.88% p.a).
The value of 1 RBL reward point = INR 0.25.
Users will get 2 Travel points for every Rs. 100 spent on nomral purchases.
General Cashback Rate: 0.5%
The cardholder will get 5 Travel points for every INR 100 spent on travel spends.
Travel Cashback Rate: 1.25%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
RBL Bank
1
3.99% per month (47.88% per annum).
Cashback Rate
MyRupaya Ratings :-
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RBL Bank Platinum Delight Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
RBL Bank
Forex Markup: 3.5%.
3.99% per month (47.88% per annum).
Users will earn 2 reward points for every INR 100 spent on all their purchases and 4 reward points for every INR 100 spent during the weekends.
Value of 1 reward point = INR 0.25.
General Cashback Rate = 0.5%.
Weekend Cashback Rate: 1%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
ICICI Bank
1
Interest Rate: 2.49% per month (annual interest rate - 29.88%).
Cashback Rate
MyRupaya Ratings :-
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ICICI Bank Instant Platinum Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
ICICI Bank
Forex Marku: 3.5%
Interest Rate: 2.49% per month (annual interest rate - 29.88%).
Users will get 2 reward points on spending INR 100.
Value of 1 reward point = INR 0.50.
General Cashback Rate: 1%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
CITI Bank
1.75
37.20% - 42.00% p.a.
Cashback Rate
MyRupaya Ratings :-
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CITI Cashback Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
CITI Bank
Foreign Currency Markup Fee: 3.75% per transaction
37.20% - 42.00% p.a.
1 RP= INR 0.35
1% cashback on all spends.
5% cashback on telephone & utility bill payments, and movie ticket purchases.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
AU Small Finance Bank
1
3.49% per month (41.88% annually)
Cashback Rate
MyRupaya Ratings :-
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AU Bank InstaPay Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
AU Small Finance Bank
Foreign Currency Mark up Fees: 3.5%
3.49% per month (41.88% annually)
Users will get 1% cashback on UPI transactions across departmental stores, dining, pharmacy, and grocery & supermarkets. (Maximum INR 100 cashback per statement cycle).
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Karur Vysya Bank
1.7
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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Karur Vysya Bank SBI Gold Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Karur Vysya Bank
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will get 1.7% cashback on all departmental and grocery stores.
0.17% cashback on all other spends.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Karur Vysya Bank
1.25
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
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KVB SBI Signature Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Karur Vysya Bank
3.50%
3.50% per month (42% per annum) from the transaction date.
Users will get 5 reward points per INR 100 spent on dining, groceries, and departmental stores.
Value of 1 reward point = INR 0.25.
Special Cashback Rate: 1.25%.
Earn 2 reward points per INR 100, on all other spends.
General cashback rate: 0.5%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Yes Bank
0.5
3.8% p.m (45.60%p.a).
Cashback Rate
MyRupaya Ratings :-
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Yes Prosperity Reward Plus Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
Yes Bank
Foreign Currency Mark-up : 3.4%
3.8% p.m (45.60%p.a).
Users will get 4 reward points for every INR 200 on travel & dining spends
Value of 1 point = INR 0.25%
Travel Dining Cashback Rate of 0.5%.
2 reward points for every INR 200 on all categories.
General Cashback Rate: 0.25%.
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Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
RBL Bank
1.25
3.99% p.m (upto 47.88% p.a).
Cashback Rate
MyRupaya Ratings :-
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RBL Bank Monthly Treats Credit Card
Bank / CC Company
Forex Mark-Up
Interest Rate
RBL Bank
Foreign Currency Transaction Fees: 3.5%.
3.99% p.m (upto 47.88% p.a).
The value of 1 RBL reward point is INR 0.20.
Users will get 5 reward points for every Rs. 100 spent on all online purchases and 1 reward point for every Rs. 100 spent on all offline purchases except fuel.
Offline Cashback Rate: 0.20%.
Online cashback rate: 1%.
Cardholder will get 10% instant discount at BookMyShow, up to INR 300 each per month.
Cardholder will get 10% cashback at Myntra, Uber & Zomato, up to INR 300 each per month for each brand.
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