Interest Rate: Monthly rate: - 0.71% - 3.85%. Annual Rate: 8.5% - 46.2%.

•  Value of 1 reward point = INR 0.25. 

• User will get 6 reward point on domestic online purchase of every INR 200. Domestic online purchase rate: 0.75%. 

• User will get 4 reward point on domestic offline purchase of every INR 200. Domestic offline purchase rate: 0.5%. 

• User will get 6 reward point on GST and tax payment of every INR 200. GST Tax Cashback Rate: 0.75%. 

• User will get 6 reward point on vendor and bill payment of every INR 200. Vendor Payment Rate: 0.75%. 

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• Users can earn 4 reward point for every INR 100 spent. 

• 1 RP= INR 0.25. Effective cashback rate = 1%.

• User earn 12 reward points for every INR 100 spent on trave and dining. 

• Travel and dining cashback rate: 3%.

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• Users can earn 1 reward point for every INR 100 spent. 

• 1 RP= INR 0.25. 

• Effective cashback rate = 0.25%.

Interest Rates: 2.45 percent every month 29.81%.p.a. 

• Users can earn 2 reward point for every INR 100 spent. 

• 1 RP= INR 0.25. 

• Effective cashback rate = 0.5%. 

Interest Rates: 2.45 percent every month 29.81%.p.a. 

•  Users will earn 2 reward point for every INR 100 spent.

• 1 RP= INR 0.25.

• Effective cashback rate = 0.5%. 

2.45% per month, 29.81% annually.

• The value of 1 reward point is Rs. 0.25. 

• Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Classic Credit Card. 

• Effective cashback rate: 0.25%.

Interest Rate: 3.75% per month (55.54% per annum).

• User will get 2% cashback for online spends upto INR 5,000.

• User will get 5% cashback for online spends between INR 5,000 and INR 40,000.

• User will get 7% cashback for online spends above INR 40,000 (max cashback limited to 4,000 in a month). 

• 0.75% cashback on all other spends. 

• 0.5% cashback on utility spends. 

Interest Rate: 3.75% per month (55.54% per annum).

• Get 1 reward point on every INR 500 spent. 

• Value of 1 reward point = INR 1. 

• General Cashback Rate: 0.20%. 

• If the user has spent atleast INR 100 in the previous cycle he will get 2x reward points. 

• Special 2x Cashback Rate: 0.4%. 

• Get 4x reward points if you start at 2x at the beginning of the month and thereafter spend INR 15,000 in a month. 

• Special 4x Cashback Rate: 0.8%. 

• Get 8x reward points if you start at 4x at the beginning of the month and thereafter spend INR 30,000 in a month. 

• Special 8x Cashback Rate: 1.6%. 

3.95% per month and 47.4% per annum.

• Reward System: Value of 1 reward point = INR 0.25. 

• Credit card holder will get 12 points per INR 100 spent on Jio-BP fuel pump.

• Fuel Cashback Rate: 3%. 

• Users will get 5 reward points on spends made on dining, grocery and supermarket. 

• Dining+ Cashback Rate: 1.25%. 

• Users will get 2 reward points all other spends. 

• General Cashback Rate: 0.5%.

3.75% per month i.e. 45% per annum

•  5% cashback on all online spends upto INR 1500. 

• Online Shopping Cashback Rate: 5%. 

• 1% cashback on all other spends. 

• General Cashback Rate: 1 %. 

3.75% monthly, 45.0% annually

• Value of 1 reward point = INR 1. 

• 2 Reward points on Phonpe spends and Pincode (hyperlocal delivery app) spends such Recharges, Bill Payments, Insurance, Flights, Hotels, Pincode (a hyperlocal delivery app) & more. 

• PhonePe Pincode Cashback Rate: 2%. 

• 1 reward points on spend of INR 100 on Swiggy, Zomato, Uber, Myntra , Nykaa, BookMyShow, MakeMyTrip, Blinkit, District, Zepto, Rapido + 1000 brands. 

• Special Cashback Rate: 1%. 1 reward point on all scan and pay spends. 

• UPI Cashback Rate: 1%. 

3.75% monthly, 45.0% annually.

• Reward System: Value of 1 reward point = INR 1. 

• 10 Reward points on Phonpe spends and Pincode (hyperlocal delivery app) spends such Recharges, Bill Payments, Insurance, Flights, Hotels, Pincode (a hyperlocal delivery app) & more. 

• PhonePe Pincode Cashback Rate: 10%. 

• 5 reward points on spend of INR 100 on Swiggy, Zomato, Uber, Myntra , Nykaa, BookMyShow, MakeMyTrip, Blinkit, District, Zepto, Rapido + 1000 brands. 

• Special Cashback Rate: 5%. 

• 1 reward point on all other spends. 

• General Cashback Rate: 1%. 

3.75% per month, 45% per annum

• Value of 1 reward point = INR 1. 

• 3 Reward points on Phonpe spends and Pincode (hyperlocal delivery app) spends such Recharges, Bill Payments, Insurance, Flights, Hotels, Pincode (a hyperlocal delivery app) & more. 

• PhonePe Pincode Cashback Rate: 3%.

• 2 reward points on spend of INR 100 on Swiggy, Zomato, Uber, Myntra , Nykaa, BookMyShow, MakeMyTrip, Blinkit, District, Zepto, Rapido + 1000 brands. 

• Special Cashback Rate: 2%. 

• 1 reward point on all other spends. 

• General Cashback Rate: 1%. 

Interest rate: 0.71% - 3.85% monthly, 8.5% - 46.2% annually, depending on credit score.

• Cardholder will earn 22 BluChips on spending INR 100 on booking flights through Indigo app and website. 

• Value of 1 BluChip = INR 1 (when used for booking Indigo flights). 

• Indigo Cashback Rate: 22%. 

• User will earn 0.5 BluChip on UPI spends. 

• UPI Cashback Rate: 0.5%. 

• User will earn 0.5 BluChip on utilities, rent, wallet, fuel spends. 

• Utilities Plus Cashback Rate: 0.5%. 

• User will earn 3 BluChip on other spends. 

• General Cashback Rate: 3%

3.75% per month, 45% per annum

• Reward System: Value of 1 reward point = INR 1. 

• 10 Reward points on Phonpe spends and Pincode (hyperlocal delivery app) spends such as Recharges, Bill Payments, Insurance, Flights, Hotels, Pincode (a hyperlocal delivery app) & more. 

• PhonePe Pincode Cashback Rate: 10%. 

• 5 reward points on spend of INR 100 on Swiggy, Zomato, Uber, Myntra , Nykaa, BookMyShow, MakeMyTrip, Blinkit, District, Zepto, Rapido + 1000 brands. 

• Special Cashback Rate: 5%. 

• 1 reward point on all other spends. 

• General Cashback Rate: 1%. 

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• 5% Cashback on Flipkart (quarterly cashback limit of INR 4,000). 

• 5% cashback on Cleartrip (quarterly cashback limit of INR 4,000). 

• 7.5% Cashback on Myntra (quarterly cashback limit of INR 4,000). 

• 4% Cashback on Uber, Zomato, Netmeds, PVR (quarterly cashback limit of INR 4,000).

• 1% uncapped cashback on all other spends, excluding some.

Interest Rate: Up to 3.75% per month (45% per annum) from the transaction date. 

• Reward System: 4 reward points on spending INR 100. Value of 1 point = INR 0.25. Effective cashback rate 1%.

3.95% per month and 47.4% per annum.

• 5% cashback on online shopping across any merchants. 

• Online shopping cashback Rate: 5%. 

• 5% cashback on cred store, cred travel, etc. 

• Cred Cashback Rate: 5%. 

• 1% cashback on offline payment and also on payment through UPI through Cred app. 

• Offline / UPI Cashback Rate: 1%. 

• 1% Cashback on utility bill payment. 

• Utility Bill Payment Rate: 1%.

3.75% per month (55.55%  per annum).

Reward system: Cardholder shall earn 5 EDGE Miles on every INR 100 spent on Axis Bank Travel Edge website and on airline spends and 2 EDGE Miles for every INR 100 spent on other spends. The value of 1 EDGE Mile is not fixed, but can be redeemed for booking hotel, flight, etc.

4% monthly, 48% annually. 

Reward system: Cardholders will earn 2 cashpoints for every INR 200 spent on eligible purchases. The value of 1 cash point is INR 0.20 so the cashback rate is 0.20%.