2.95% per month

• User can earn 2 reward points for every INR 100 spent. 1 RP = Rs. 0.50. Effective cashback rate = 1%.

• 2x reward points on all your retail purchases. 

3.50% per month, 42% per annum.

• Users will earn 5 KrisFlyer miles per Rs 200 spent on Singapore airlines group.

• 5 KrisFlyer miles per Rs 200 on international spends, and 2 KrisFlyer miles per Rs 200 on other eligible spends. 

• These miles can not be exchanged against cash or credit rather they can be redeemed while booking tickets at the Singapore airline app.

(APR) of 19.2%

• You earn 1 reward point for every Rs. 100 spent across all categories. 

• Redeem 500 points for ₹25. This translates to a value of 5 paise per point.

• Effective Cashback Rate: 0.5% cashback on all spends. 

• 5% cashback on fuel transactions.

3.50% per month (42% per annum) from the transaction date. 

• Effective cashback rate: 0.75%.

• Value of 1 Ethiad mile = Rs. 0.25. 

• Users will get 3 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 0.75%. 

• 2 Etihad guest miles on every INR 100 spent on International spends. Effective cashback rate: 0.50%.

•  1 Etihad guest mile on every INR 100 spent on other spend. Effective cashback rate: 0.25%.

3.75% every month or 45% annually

• Effective cashback rate: 3.33%.

• Customers can earn 5 reward points per INR 150 spent on all categories except fuel and utility bill payment.  

• 5% cashback on duty free shops. 

• 
  

3.6% per month (i.e., 43.2% per annum)

• Users earn 5 Reward Points for every INR 200 spent on retail spends. 

• Using the existing MyRupaya valuation basis of INR 0.25 per Reward Point, general reward value is 0.625%. 

• Users earn 5X Reward Points on selected merchants, i.e. 25 Reward Points per INR 200 spent, giving an effective special cashback/valueback rate of approximately 3.13%.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.

•  20 reward points per INR 100  spent on birthday (reward points on birthday spends (one day before, on birthday and one day after) is capped at 2000 Reward points per calendar year).

3.49% p.m. (41.88% p. a.)

• The cardholder will earn 2 reward points for every purchase of 150 on the credit card. These reward points can be redeemed for vouchers or Airmiles.

• Cardholders will get 5X reward points on any purchase made after spending Rs 4,00,000, subject to a maximum cap of 15,000 accelerated reward points in an anniversary year.

Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).

• The value of 1 reward point = INR. 0.25. 

• Users will get 1 reward point on a spend of INR 100. 

• General cashback rate: 0.25%.

• 3x rewards on spending for the Electronics & Apparel categories.

• Electronic And Apparel Cashback Rate: 0.75%.

• 2x rewards on the Entertainment category.

• Entertainment Cashback Rate: 0.50%. 

3.4% per month (49.96% per annum)

• Users will get 2 Edge reward point on spending INR 100 domestically.

• Value of 1 Edge point: INR 0.20. Domestic cashback rate: 0.4%.

3.6% per month (i.e., 43.2% per annum)

• Users will get flat 10% cashback on Swiggy orders (food delivery, groceries, Dineout, Genie), capped at INR 1500 per month. 

• 5% cashback on online shopping across various categories like Amazon, Flipkart, Myntra, BookMyShow, etc., capped at INR 1500 per month. 

• 1% cashback on all other eligible spends, capped at INR 500 per month.

2.5% per month i.e. 30.00% p.a.

• The value of 1 Delight Point = 0.25 Paisa. 

• Users will get 3 points for every Rs. 100 spent. 

• General Cashback Rate: 0.75%.

24.58% p.a.

• The value of 1 reward point is worth Rs. 0.30. 

• Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%.

• 5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.

2.9% (p.m.) i.e. 34.80% p.a.

• The value of 1 Delight point is 0.25 Paisa. 

• Users will earn 2 Delight points for every 150 spent. 

• General Cashback Rate: 0.33%.

3.50% p.m. (APR) of 35.4%.

• Users will earn 1 Membership rewards point for every Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash transactions and EMI conversion at Point of Sale(PoS). 

• Effective cashback rate: 1%.

3.49% per month i.e. 41.88% annually

• Welcome Benefit: None.

• Reward System: 1 Fi point = INR 0.25. 

• On weekdays cardholder will get 2 Fi points on spending INR 100. 

• Weekdays Cashback Rate: 0.5%. 

• On Weekends cardholder will get 20 Fi points on spending INR 100. 

• Weekends cashback rate: 5%. 

Interest Rate: 3.67% per month (annual interest rate - 44%). 

• Users can earn up to 2 Skywards Miles per INR 100 for all categories.

• These Skyward Miles can be used for the purposes of booking Emirates tickets.

2.50% monthly, 30% annually.

• Users will earn 2 reward points for every Rs. 100 spent on credit cards. 

• Value of 1 reward point = Rs.0.25. 

• Effective general cashback rate: 0.50%.

3.49% per month (41.88% annually).

• Users will get 1 reward point for every INR 100 spent. 1 reward point = INR 0.25. Cashback rate: 0.25%. 

• 2 % cashback on all retail spends done at grocery stores, departmental stores and utility bill payments. (Maximum cashback per statement cycle is INR 50). 

• 1% cashback on all other retail spends*. (Maximum cashback per statement cycle is INR 50).

3.6% per month (52.86% per annum)

• Users will get 10% cashback on Samsung purchases (including EMI transactions), 

• Users can earn 5 Axis Edge Reward points for every Rs.100 spend. The value of each point is INR 0.2. The effective cashback rate is 1%. 

• Users will get 10 Edge Reward points on every INR 100 spent with select partners such as Myntra, Tata 1mg, Zomato, and BigBasket. Effective cashback rate: 2%.