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IndusInd Legend Credit Card Benefits

IndusInd Legend Credit Card Benefits

In today’s fast-paced financial world, selecting the right credit card can be a game-changer, enhancing your lifestyle and maximizing your financial benefits. Among the myriad of options available, the IndusInd Bank Legend Credit Card stands out as a premium offering tailored for those who seek exceptional privileges and unmatched rewards. Renowned for its comprehensive suite of features, this credit card is designed to cater to the discerning needs of affluent individuals, providing a blend of luxury, convenience, and financial advantages.

Whether you are a frequent traveler, a connoisseur of fine dining, or someone who enjoys exclusive shopping experiences, the IndusInd Bank Legend Credit Card promises to elevate your everyday experiences. From attractive reward points and complimentary lounge access to comprehensive insurance coverage and superior customer service, this card is engineered to deliver unparalleled value.

In this blog post, we delve into a detailed review of the IndusInd Bank Legend Credit Card, exploring its myriad benefits, unique features, and the reasons why it might be the perfect addition to your wallet. Join us as we unravel the perks that come with this prestigious credit card, helping you make an informed decision to enhance your financial and lifestyle pursuits.

Features and Benefits

The IndusInd Bank Legend Credit Card stands out as a premium offering designed to cater to the discerning needs of its users. With a suite of benefits that span various lifestyle categories, this card aims to provide a luxurious experience coupled with convenience and savings. Here's a detailed look at the features and benefits that make the IndusInd Bank Legend Credit Card a noteworthy choice for consumers.


Reward Points System

The card offers a dynamic reward points system where cardholders can earn:

  • 2 reward points for every ₹100 spent on weekends.

  • 1 reward point for every ₹100 spent on weekdays.


Additionally, there are bonus reward points available:

  • 4,000 bonus reward points upon spending ₹6 lakhs or more in a year.


Travel Benefits

For those who travel frequently, the card provides:

  • Complimentary Priority Pass membership, granting access to over 600 airport lounges worldwide.

  • One complimentary lounge visit per quarter within India.

  • A discounted foreign currency markup fee of 1.8%.


Lifestyle Privileges

The card comes with exclusive lifestyle privileges including:

  • Complimentary movie tickets once a month.

  • Access to luxury hotel stays and dining experiences.


Convenience Features

To add to the convenience, the card offers:

  • Contactless payment technology for quick and secure transactions.

  • A dedicated concierge service to assist with travel, entertainment, and other needs.

  • Auto Assist feature for roadside repair services.


Insurance and Security

For peace of mind, the card provides:

  • Legend Assurance for added security and insurance coverage.



Cardholders can enjoy savings through:

  • Fuel surcharge waiver across all petrol pumps.

  • Valuable redemption options for the accumulated reward points.


Additional Perks

Other notable perks include:

  • Special offers and privileges across a network of partner brands and services.

  • A luxe gift card from Montblanc and other premium brands as part of the welcome benefits.


The IndusInd Bank Legend Credit Card is tailored for those who seek a blend of luxury, convenience, and savings in their financial products. With its comprehensive rewards program and a host of exclusive benefits, it positions itself as a card that not only meets but anticipates the needs of its users.

Potential Drawbacks

The IndusInd Bank Legend Credit Card, while offering a range of benefits, does come with certain drawbacks that potential customers should consider.


One of the primary concerns is the high one-time issuance fee of INR 9,999 plus 18% GST, which may not be justifiable for all users, especially those who may not fully utilize the card's benefits. Additionally, despite the absence of an annual fee, the card's reward point system is less competitive compared to other premium credit cards, offering lower reward points on weekdays and maximum rewards only on weekend spends.


Another limitation is the restrictions on complimentary lounge visits, which may not meet the expectations of frequent travelers looking for more flexible lounge access. The high-interest rate on outstanding balances can also be a significant drawback for those who tend to carry a balance on their credit cards.


Moreover, the card's benefits are heavily skewed towards weekend spends, which may not align with the spending patterns of all customers. For individuals who make most of their purchases during the week, the rewards program may offer little advantage.

About IndusInd Bank Credit Cards

IndusInd Bank, established in 1994, has carved a niche for itself in the competitive Indian banking sector. With its focus on technology and customer service, IndusInd Bank offers a wide range of products and services, including a diverse array of credit cards designed to cater to various customer needs.

Credit cards from IndusInd Bank are known for their rewards programs, convenience, and flexibility. They offer a range of cards that suit different lifestyles, from the frequent traveler to the savvy shopper. The bank's credit card portfolio includes options that provide cashback, reward points, travel benefits, and lifestyle privileges.

One of the standout features of IndusInd Bank's credit cards is their reward points program. Customers can earn points on every purchase, which can be redeemed for a variety of rewards, including travel bookings, merchandise, and gift vouchers. Some cards also offer accelerated reward points on specific categories such as dining, entertainment, and international transactions.

The bank's credit cards are also appreciated for their convenience features, such as contactless payment technology, which allows for faster and more secure transactions. Additionally, IndusInd Bank provides an easy-to-use mobile app and online banking platform, enabling customers to manage their accounts and credit cards efficiently.


In conclusion, the IndusInd Bank Legend Credit Card stands out as a premium offering tailored for individuals seeking a blend of luxury and practical benefits. With its extensive array of features, including attractive reward points, complimentary lounge access, and substantial dining discounts, this card caters to both the travel enthusiast and the everyday spender. The travel insurance cover and fuel surcharge waiver further enhance its appeal, providing a sense of security and additional savings.

What sets the Legend Credit Card apart is its focus on delivering a holistic experience that combines financial benefits with lifestyle perks. Whether you're booking flights, enjoying a meal at a fine dining restaurant, or making routine purchases, the rewards and privileges ensure you get more value out of every transaction. Additionally, the card's concierge services add a layer of convenience and exclusivity, making it a preferred choice for those who appreciate personalized service.

Overall, the IndusInd Bank Legend Credit Card is a well-rounded option for those who want to elevate their financial management with added luxuries. Its comprehensive benefits make it a worthy consideration for anyone looking to enhance their credit card experience with a touch of elegance and substantial rewards.


Q: What are the benefits of the IndusInd Bank Legend Credit Card?

The Legend Credit Card offers a variety of benefits, including rewards points on purchases, travel benefits like lounge access and travel insurance, and lifestyle benefits like movie ticket discounts. It also has a lifetime free membership with no joining or annual fees.

Q: How do I earn reward points with the Legend Credit Card?

You earn 1 reward point for every ₹100 spent on weekdays and 2 reward points for every ₹100 spent on weekends. There's also a bonus of 4,000 points if you spend ₹6 lakhs or more in a year.

Q: What can I redeem my reward points for?

You can redeem your points for a variety of options, such as flight tickets, merchandise, gift vouchers, and statement credit. The points never expire, so you can use them whenever you choose.

Q: Does the Legend Credit Card have any travel benefits?

Yes, the card includes complimentary Priority Pass membership with access to domestic airport lounges and travel insurance for your trips.

Q: Are there any fees associated with the Legend Credit Card?

No, the Legend Credit Card has no joining fees or annual fees, making it a lifetime-free credit card.

Q: Is the Legend Credit Card secure?

Yes, the card is equipped with an EMV chip and other security features to protect against fraud. You can also set spending limits and receive transaction alerts for better control.

Q: What are the eligibility requirements for the Legend Credit Card?

IndusInd Bank doesn't publicly disclose the specific eligibility criteria, but generally, applicants with a high credit score (around 750 or above) and a healthy income are more likely to be approved.

Q: How can I apply for the Legend Credit Card?

You can apply for the IndusInd Bank Legend Credit Card online through the bank's website or by visiting a branch.

Q: What is the interest rate on the Legend Credit Card?

The interest rate on the card will depend on your creditworthiness and will be mentioned in the terms and conditions when you apply.

Q: Is the Legend Credit Card the right card for me?

This card is a good fit for frequent travelers and those who spend a lot on weekends and want to maximize their reward points. If you don't travel often and primarily make purchases during weekdays, a different credit card with a flat reward rate might be more suitable.



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