3.6% per month (i.e., 43.2% per annum)

• Reward System: 1% unlimited cashback on all eligible transactions excluding fuel, wallet recharge, etc. 

• 5% cashback on Smartbuy. 

• 1% cashback on all UPI transactions (for the Rupay Variant). 

41.88% per annum, or 3.49% per month

• The value of 1 reward point = INR 0.10. 

• Users will get 2 reward points for every INR 100 spent on fuel, dining, and travel.

• Fuel+ Cashback Rate: 0.2% 

• User will get 1 reward point for every INR 100 spent on other purchases. 

• General Cashback Rate: 0.1%. 

• Cardholders will get 5x reward points on top two categories of spends such as travel, groceries, entetainment each month. 

• Special Cashback Rate: 1%.

3.40% per month / 40.80% p.a.

• The value of 1 reward point for ICICI Bank Sapphiro credit card is Rs. 0.25. 

• Users will earn 2 reward points for every INR 100 spent on domestic transactions, effective cashback rate: 0.50%.

• 4 reward points for every INR 100 spent on international transactions, effective cashback rate: 1%.

3.50% per month [42% per
annum]

• Users will earn 1 reward point for every INR 150 spent except for spending on fuel, insurance, utilities and cash transactions. 

• The value of 1 reward point is INR 0.25. 

• General Cashback Rate: 0.16%.

• 10 reward points for every INR 150 spent on movies, dining, grocery & departmental stores. 

• Special Cashback Rate: 1.66%.

3.60% p.m. 43.20% p.a.

• The value of 1 reward point = Rs 1. 

• The users will get 1 reward point for every INR 150 spent. 

• General cashback rate: 0.66%. 

• Cardholders will get 1% off on bookin tickets of domestic airlines.

• Airline Cashback Rate: 1%.

3.75% monthly, 45.0% annually

• 3% cash points on EMI Spends, maximum 1,000 cash points/calendar month. 

• 1 cash point = INR 0.15

• EMI Cashback Rate: 0.45%. 

• 2% cash points on utility bills, electronics, smartpay & payzapp transactions, a maximum of 500 cash points/calendar month. 

• Electronic And Transaction Cashback Rate: 0.3%.

• 1% cash points on all other spends including UPI spends, including GST payment, income tax, advance tax, maximum 500 cash points/calendar month. 

• General Cashback Rate: 0.15%. 

• A minimum of 2500 cash points is needed to redeem cash points against the statement balance. A maximum of 15,000 cash points can be earned in a statement cycle.

• Get business insurance package at discounted annual premium of INR 3,785.

3 % P.M (Annualised 36%)

• The value of 1 RP= INR 0.05. 

• Users will get 2 reward point for every INR 100 spent on all eligible purchases. 

• General cashback rate: 0.1%. 

• Cardholders get 5% cashback on dining, supermarkets, and departmental stores. 

• Special cashback rate: 5%.

Interest Charges: upto 3.99% p.m (upto 47.88% p.a)

• 1% cashback on all online and POS Transactions (except Fuel purchases, wallet loading transactions, rental transactions, and credit-line/loan transactions).

• General Cashback Rate: 1%

3.50% per month (42% per annum) from the transaction date. 

• Effective cashback rate: 0.75%.

• Value of 1 Ethiad mile = Rs. 0.25. 

• Users will get 3 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 0.75%. 

• 2 Etihad guest miles on every INR 100 spent on International spends. Effective cashback rate: 0.50%.

•  1 Etihad guest mile on every INR 100 spent on other spend. Effective cashback rate: 0.25%.

0.75% - 3.5%. Annual Interest Rate - 9% - 42%

• The value of 1 reward point is INR 0.25.

• 3X reward points on spends till INR 20,000 in a statement cycle.

• General Cashback Rate: 0.50%

• 10X reward points on incremental spends above INR 20,000 in a statement cycle & on your birthday.

• Special Cashback Rate above INR 20,000: 1.67%

• 1 reward point on insurance premium and Utility bill payments. 

• Utility+ Cashback Rate: 1.6%

Interest Rate: 3.7% per month, 44.4% per year

No rewards apart from milestone benefits.

3.75% pm (APR of 45%)

• Value of 1 reward point = INR 0.30.

• Users will get 4 rewards on all retail spends per INR 150 spent on credit card. Cashback rate: 0.8%. 

•  1 reward point for every INR 150 spent on government and insurance categories. Govt cashback rate: INR 0.3%. 

• Special cashback rate above 20,000: 1.6%.

3.6% per month i.e. 43.2% annually

• Users will earn 2 reward points for every INR 150 spent on the credit card. 

• 1 reward point = INR 0.20.  General cashback rate: 0.13%.

•  Cardholders will get 5x reward points on spending on groceries, supermarkets & departmental stores (Maximum 1000 points per month). Grocery cashback rate: 0.67%.

•  5X reward points on utility bills, IRCTC & tax payments (Maximum 1000 points per month). Utility cashback rate: 0.67%. 

3.59% per month (43.08% annually).

• Users will get 2 reward points for spending INR 100. 1 reward point = INR 0.25. General cashback rate: 0.50%. 

• 1 reward point per INR 100 spend on Utility & Telecom and Insurance category spends. Cashback rate: 0.25%. 

• 1.5% cashback on retail spends at merchant outlets (Maximum cashback per statement cycle is INR 100).

0.75% - 3.5% (Monthly). Annual Interest Rate - 9% - 42%.

• Users will get 3 reward point per INR 150 spent uptill the monthly spend touches INR 20,000

• Value of 1 reward point is INR 0.25. 

• General Cashback Rate: 0.25%

• 10X reward points on crossing spends of INR 20,000 in a statement cycle & on user' birthday.

• Special Cashback Rate: 1.66%.

• 1X reward points on insurance premiums and utility bill payments. 

• Insurance+ Cashback Rate: 0.16%.

Interest Rate: 3.60% p.m. 43.20% p.a.

• Customers will get 2 reward points for every INR 150. 

• Cashback rate: 0.4%.

• If the cardholders spends more than INR 75,000, 50% additional cashback will be provided.

• Special Cashback Rate: 0.6%

3.40% per month, 40.8% per year.

• Users will get get 2 ICICI Bank reward points INR 100 on all transactions except fuel, insurance and utility bill payment. 

• Value of 1 reward point = INR 0.25. General cashback rate = 0.5%. 

• Get 1 reward point per INR 100 spend on insurance and utility bill payment. Utility and insurance cashback rate = 0.25%.

• Get 10 points on all spends during CSK match days. Effective match day cashback rate: 2.5%.

3.50%p.m. and 42%p.a.

• The value of 1 reward point for ICICI Bank Coral credit card is INR 0.25.  

• Users will earn 2 reward points on every INR 100 spent on their card (except fuel), 

• General Cashback Rate: 0.50%.

• Users will earn 1 reward point on every INR 100 spent on utilities and insurance categories.

• Utility Insurance Cashback Rate: 0.25%.

Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).

• The value of 1 reward point = INR. 0.25.

• Users will get 1 reward point on a spend of INR 100. 

• 3x rewards on spending for the Electronics & Apparel categories, cashback rate: 0.75%. 

• 2x rewards on the Entertainment category, cashback rate: 0.50%. 

• 1x rewards for other categories, effective cashback rate: 0.25%.

Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).

• 1 Federal Reward Point = INR 0.25.

• You will get 1 reward point on a spend of INR 100.

• General Cashback Rate: 0.25%

• 3x rewards on spending for travel and international categories.

• Travel And International Cashback Rate: 0.75%.

• 2x rewards on spending for dining categories, 

• Dining Cashback rate: 0.50%.