4% monthly, 48% annually. 

• Cardholders will earn 2 cashpoints for every INR 200 spent on eligible purchases. 

• The value of 1 cash point is INR 0.20 so the cashback rate is 0.20%.

• Cardholders crossing the monthly spend threshold of Rs. 15,000 will earn 10X on other online spends (maximum 5000 cash points) & 5X on all offline spends (maximum 5000 cash points). 

• Milestone Online Cashback Rate: 2%

• Milestone Offline Cashback Rate: 1%

4% monthly, 48% annually. 

• Reward system: Cardholders will earn 2 cashpoints for every INR 200 spent on eligible purchases.

• The value of 1 cash point is INR 0.20 so the cashback rate is 0.20%.

3.50% monthly, 42% annually. 

• Reward System: The value of 1 VP is INR 1. 

• Cardholders shall earn 4 Vantage Points for every INR 200 spent on domestic purchases (cashback rate: 2%) and 8 vantage points on every Rs. 200 spent on international purchases excluding Singapore transactions (cashback rate: 4%). 

• For all Singapore transactions, you will earn 4 Vantage points for every Rs.200 spent (cashback rate: 2%).

No billing on the card

N.A.

3.50% per month, 42% per annum.

• Reward System: 1 NeuCoin = Rs. 1 savings, users will get 2% value back as NeuCoins on spends at Tata Neu App/Website and partner Tata Brands. 

• Extra 5% value back as NeuCoins on select category spends on Tata Neu App/Website. 

• 1% value back as NeuCoins on other spends, including UPI transactions.

3.50% per month, 42% per annum.

• Reward System: 1 NeuCoin = Rs. 1 savings, users will get 5% value back as NeuCoins on spends at Tata Neu App/Website and partner Tata Brands, 

• Extra 5% value back as NeuCoins on select category spends on Tata Neu App/Website 

• 1.5% value back as NeuCoins on other spends.

3.75% per month 45% p.a. 

Reward system: Cardholders can earn 4 reward points for every INR100 spent on flights, travel aggregators and in foreign currency, capped at 50,000 reward points a month and earn 2 reward points for every INR100 spent on anything else, with no cap. These reward points can be converted into air miles at a ratio of 1:1.

Cardholders will save 15% on domestic and international holiday Bookings at Yatra, EaseMyTrip, PayTM Travel and ClearTrip.

1.99% monthly, 23.88% annually.

• Users earn 5 Reward Points for every INR 200 spent on eligible business spends. 

• Cashback redemption value is INR 0.15 per Reward Point, giving 0.375% statement cashback. 

• SmartBuy flights/hotels redemption is up to INR 0.50 per Reward Point, giving 1.25% valueback. 

• Product catalogue redemption is up to INR 0.35 per Reward Point, giving 0.875% valueback. 

• Business catalogue redemption is up to INR 0.65 per Reward Point, giving a maximum base valueback of approximately 1.63%. 

• Users can earn 5X Reward Points on selected business spends.

3.75% monthly, and 45.0% annually.

• Users earn 2 CashPoints for every INR 200 spent on business needs. 

• 1 CashPoint = up to INR 0.25 on SmartBuy flights/hotels and product catalogue.

•  Effective cashback rate: up to 0.25%. Cashback against statement is INR 0.20 per CashPoint, giving an effective statement cashback rate of 0.20%.

•  Users can earn 10X CashPoints on selected business spends.

3.75% per month i.e 45% annually

• 1 NeuCoin = ₹1, redeemable on the Tata Neu App.

• 2% cash back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.

• 1% cash back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends. 

• 1% cash back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. 

• 7% cash back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App. 

3.50% per month (42% per annum) from the transaction date. 

• Effective cashback rate: 1.6%.

• Reward System: 10 point on spend of every INR 150 on dining, movies, departmental stores and grocery spends. Value of 1 point = INR 0.25. Effective cashback rate: 1.6%.

• Get 1 reward points on all other  spends per INR 150. Effective general cashback rate: 1.25%.

• Get 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.16%; Card gives cashback on dining, movies, departmental stores and grocery spends.

2.50% monthly, 30% annually.

• Users will earn 2 reward points for every Rs. 100 spent on credit cards. 

• Value of 1 reward point = Rs.0.25. 

• Effective cashback rate: 0.50%.

3.6% p.m. (52.86% per annum)

• Users can earn 3%  cashback on entertainment, commute and food delivery transactions.

• 1% cashback on all other spends.

• Cashback is not eligible for transactions of less than Rs. 100. Maximum cashback amount = Rs. 1500 in a statement cycle.

2.50% monthly, 30% annually.

• Users will earn 2 reward points for every Rs. 100 spent on credit cards.

• Value of 1 reward point = Rs.0.25. 

• Effective cashback rate: 0.50%.

3.6% per month i.e. 43.2% annually

• Users will earn 2 reward points for every INR 150 spent on the credit card. 

• The value of 1 reward point = INR 0.20. General cashback rate: 0.13%. 

• Cardholders will get 3x reward points on spending on groceries, supermarkets & departmental stores (Maximum 500 points per month). Grocery cashback rate: 0.39%.

• 3X reward points on utility bills, IRCTC & tax payments (Maximum 500 points per month). Utility cashback rate: 0.39%.

3.25% per month or 39% per annum

• The value of 1 reward point = INR 0.25. 

• Users will earn 5X rewards i.e. 10 reward points for every Rs. 100 spent on Travel, Dining and Abroad (International spending). Effective cashback rate = 2.5%. 

• 2 reward points for every Rs. 100 spent on other categories. Effective cashback rate = 0.50%.

3.83% p.m. (46% p.a.)

• Users will get 2 reward points for every INR 100 spent on weekends. Value of 1 reward point = INR 1. Weekend cashback rate: 2%.

• 1 reward points for every INR 100 spent on weekdays. Value of 1 reward point = INR 1. Weekday cashback rate: 1%.

Interest Rate: 2.49% per month (annual interest rate - 29.88%).

• Users will get 2 reward points on spending INR 100. 

• Value of 1 reward point = INR 0.50.

• General Cashback Rate: 1%.

3.6% per month (52.86% per annum).

• Users will receive 5% cashback on bill payments (electricity, internet, gas and more) DTH and mobile recharges on Google Pay. (Capped at INR 500 per month). 

• 4% cashback on Swiggy, Zomato & Ola. (Capped at INR 500 per month). 

• 1.5% on all other spends (uncapped).

• 15% off upto INR 500 using Eazy Diner App.

0.75% - 3.5%. Annual Interest Rate - 9% - 42%

• The value of 1 reward point is INR 0.25.

• 3X reward points on spends till INR 20,000 in a statement cycle.

• General Cashback Rate: 0.50%

• 10X reward points on incremental spends above INR 20,000 in a statement cycle & on your birthday.

• Special Cashback Rate above INR 20,000: 1.67%

• 1 reward point on insurance premium and Utility bill payments. 

• Utility+ Cashback Rate: 1.6%