3.50% per month (42% per annum) from the transaction date. 

• Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.

•  20 reward points per INR 100  spent on birthday (reward points on birthday spends (one day before, on birthday and one day after) is capped at 2000 Reward points per calendar year).

3.49% per month (41.88% per annum)

• Users will get 4 reward points for spending INR 150 on retail spending. Value of 1 reward point = Upto Rs. 0.20. General cashback rate 0.53%. 

• 20 reward points on spending INR 150 on Zomatao and Swiggy. Value of 1 RP = Rs. 0.20 Swiggy/Zomato cashback rate: 2.67%. 

• On Flights and hotel bookings via Smartbuy. Value of 1 RP = Rs. 0.5. Cashback rate: 1.33%. 

• On Exclusive Privilege Dining Catalogue on select Restaurants via Smartbuy. Value of 1 RP = Rs. 0.50. Cashback rate: 1.33%. 

• On exclusive reward redemption catalogue for the HDFC Bank Diners Club Privilege Credit Card. Value of 1 RP = upto Rs. 0.35. Cashback rate: 0.93%.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. 

• 20 reward points per INR 100 spent on standing instructions of utility bill payments. Effective utility bill payment cashback rate: 5%. 

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.

• 20 reward points per INR 100  spent on the birthday (reward points on the birthday spend (one day before, on the birthday and one day after) is capped at 2000 reward points per calendar year).

1.99% per month (23.88% annually)

• The value of 1 reward point is INR 1. 

• Users will earn 2 reward points for every INR 100 spent on travel, dining, and international spending. Effective cashback rate: 2% (on travel, dining, and international spending), 

• 1 reward point per INR 100 on retail spending across all merchant categories. Effective cashback rate: 1% .

3.99% p.m (upto 47.88% p.a).

• Users will get 2 reward points for every INR 100 spent on all purchases and 10 reward points for every Rs.100 when using card for dining, entertainment, fuel, utility bill payments and international purchases. 

• 1 reward point = INR 0.25. General cashback rate: 0.5%, 

• Special cashback rate on dining, entertainment, fuel, utility bill payments, and international purchases.: 2.5%. 

3.50% per month (42% per annum) from the transaction date. 

• Value 1 reward point = INR 0.25.

• Users will be awarded 20 reward points per INR 100 spent on standing instructions of utility bill payments, with a capping of 3,000 reward points per month. Effective utility bill payment cashback rate: 5%.

• 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%. 

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%. 

• 20 reward points per INR 100  spent on birthday (reward points on birthday spends (one day before, on birthday and one day after) is capped at 2000 Reward points per calendar year).

Finance charges: upto 3.99% p.m (upto 47.88% p.a)

• 1 RBL reward point = Rs 0.25. 

• Users will be awarded 2 reward points for every INR 100 spent on all purchases, general cashback rate of 0.5%.

• 5x reward points i.e. 10 reward points for every INR 100 spent online, up to 500 reward points in a month. Online cashback rate: 2.5%.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. 

• Value of 1 reward point = INR 0.25. Effective special cashback rate: 2.5%.

• 20 reward points per INR 100 spent on standing instructions of utility bills payments. Effective utility bill payment cashback rate: 5%. 

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.

Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards

• The value of 1 reward point = INR 1. 

• Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3%.

• 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.

Interest rate: 3.83% per month and 46% per annum.

• Users will get 4 InterMiles on spending INR 100 through the credit card. 

• The value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50. Effective cashback rate: varies from 0.68% to 2%.

•  Up to 20% off on affiliated restaurants on using American Express card.

3.50% per month [42% per annum]

• Value of 1RP = 0.25 paisa.

• Users will get 20 reward points per Rs.100 spent on standing instructions for utility bill payments. Cashback rate: 5%.

• 10 reward points per Rs.100 spent on dining, groceries, departmental stores, and movies. Cashback rate: 2.5%.

• Users can enjoy 20 reward points per Rs. 100 spent on their birthday.

• Customers can also earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights.

3.99% p.m (upto 47.88% p.a).

• Users will get 2 reward points for every Rs.100 spent on all purchases and 10 reward points for every Rs.100 when using cards for dining, entertainment, utility bill payments and international purchases. 

• 1 RBL reward point = Rs 0.25. General cashback rate: 0.5%. Special cashback rate: 2.5%.

3.50% per month (42% per annum) from the transaction date. 

• Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Effective special cashback rate: 2.5%.

• Value of 1 reward point = INR 0.25. 

• 20 reward points per INR 100 spent on standing instructions of utility bill payments. Effective utility bill payment cashback rate: 5%.

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.

• 20 reward points per INR 100  spent on the birthday (reward points on the birthday spend (one day before, on the birthday and one day after) is capped at 2000 reward points per calendar year).

3.50% per month (42% per annum) from the transaction date. 

• Users will get 10 reward points per INR 100 spent on dining, groceries, departmental stores and movies. Effective special cashback rate: 2.5%.

•  Value of 1 reward point = INR 0.25. 

• 20 reward points per INR 100 spent on standing instructions of utility bill payments. Effective utility bill payment cashback rate: 5%. 

• 2 reward points per INR 100, on all other spends. Value of 1 reward point = INR 0.25. Effective general cashback rate: 0.5%.

Interest Rate: Up to 3.75% per month (45% per annum) from the transaction date. 

• Reward System: 4 reward points on spending INR 100. Value of 1 point = INR 0.25. Effective cashback rate 1%.

3.50% per month (42% per annum) from the transaction date. 

• Users will be awarded 10 points on spending every INR 100 on Reliance Retail stores. 

• Value of 1 point = INR 0.25. 

• Reliance Retail store cashback rate: 2.5%.

• 5 points on spend of every INR 100 on dining, movies & entertainment, domestic airlines and international spending. 

• Special Cashback Rate: 1.25%. 

• 2 points on all other retail spends. Effective general cashback rate: 0.5%.

3.5% per month and 42% per annum.

• Value of 1 reward point = INR 0.4.

• On spending upto INR 1 Lakh users get 1 reward point for every INR 100 spent, cashback rate: 0.4% 

• On spending between INR 1 Lakh and INR 2.5 Lakh, users get 2 reward points for every INR 100 spent, cashback rate: 0.8%.

• On spending between INR 2.5 Lakh and INR 5 Lakh, users get 4 reward points for every INR 100 spent, cashback rate: 1.6%. 

• On spending above INR 5 Lakh, users get 6 reward points for every INR 100 spent, cashback rate: 2.4%.

1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.

• Users will get 20 reward points on domestic spends.

• 1 reward point= Up to 0.25. 

• Domestic cashback rate: 2.5%.

• User will get 40 reward points on international spends for every INR 200. 

• International Cashback Rate: 5%.

Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards

• The value of 1 reward point = INR 1. 

• Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3%

• 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.

3.25% per month or 39% per annum

• The value of 1 reward point = INR 0.25. 

• Users will earn 5X rewards i.e. 10 reward points for every Rs. 100 spent on Travel, Dining and Abroad (International spending). Effective cashback rate = 2.5%. 

• 2 reward points for every Rs. 100 spent on other categories. Effective cashback rate = 0.50%.