top of page
ChatGPT Image Nov 21, 2025, 02_22_41 PM.png
Compare best bank accounts in India for 2025 with MyRupaya

Bank Accounts

Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.

Bank Accounts

Add a Title

IB Mahila Shakti For Women

IB Mahila Shakti For Women

​

Interest Rate

Up to Rs.10 lakh - 2.75%. More than Rs.10 lakh to less than Rs.200 Cr - 2.80%. Rs. 200 Cr and above - 2.90%

Account Opening Fee

Account Type

​

Account Type

Savings

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

IB Smart Kid

IB Smart Kid

​

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Account Opening Fee

Account Type

​

Account Type

Savings

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Gold Private Salary Account

Gold Private Salary Account

Private Salary Account that understands the financial needs for employees in the private sector.

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary account

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Capital Savings Account

Capital Savings Account

​

Interest Rate

3.50%

Account Opening Fee

Account Type

​

Account Type

Saving

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

IOB - SB Gold I

IOB - SB Gold I

​

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Account Opening Fee

Account Type

0

Account Type

Saving

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Gold Government Salary Account

Gold Government Salary Account

A specialized savings account designed to cater to the needs of all government sector employees.

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Account Opening Fee

Account Type

0

Account Type

Salary account

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Jana Salary Account

Jana Salary Account

​

Interest Rate

Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.

Account Opening Fee

Account Type

0

Account Type

Salary

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Yes Bank Smart Salary Platinum Account

Yes Bank Smart Salary Platinum Account

Salary Account from Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Account Opening Fee

Account Type

0

Account Type

Salary Account

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

DCB Elite Savings Account

DCB Elite Savings Account

Savings account from DCB Bank.

Interest Rate

Up to 1 lakh-2.25% and From 25 lakh to less than 2 Crore - 7.00%

Account Opening Fee

Account Type

0

Account Type

Saving

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Federal Bank Imperio

Federal Bank Imperio

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Basic Savings Bank Account (Suvidha Bachat)

Basic Savings Bank Account (Suvidha Bachat)

​

Interest Rate

3.50%

Account Opening Fee

Account Type

​

Account Type

Saving

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Canara Aspire

Canara Aspire

Zero balance account from Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Account Opening Fee

Account Type

Nil

Account Type

Savings account

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Saving Bank Account-Government Departments

Saving Bank Account-Government Departments

​

Interest Rate

2.90%

Account Opening Fee

Account Type

0

Account Type

Saving

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cent Premium Acount

Cent Premium Acount

Savings Account from Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Account Opening Fee

Account Type

0

Account Type

Saving

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Shivalik Saving Gold

Shivalik Saving Gold

Savings Bank Account

Interest Rate

Balance upto 1 Lac 3.00%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 6.00%
Above 50 Lacs to 1 Crore 6.50%
Above 1 Crore to 2 Crore 6.00%

Account Opening Fee

Account Type

N.A.

Account Type

Saving

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Jumbo Savings for Kids

Jumbo Savings for Kids

KVB Jumbo Kids Savings Account For Kids account is a special account designed to meet the needs of children.

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Account Opening Fee

Account Type

INR 0

Account Type

Savings Account

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

AU Digital Saving Account

AU Digital Saving Account

​

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Account Opening Fee

Account Type

INR 0

Account Type

Saving

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

PNB Elite Saving Premium

PNB Elite Saving Premium

Elite savings Account from Punjab National Bank.

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75 %

Account Opening Fee

Account Type

0

Account Type

Saving

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

FedBook Selfie

FedBook Selfie

Savings Account from Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Account Opening Fee

Account Type

0

Account Type

Savings Account

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Fed Basic Savings Bank Deposit Account

Fed Basic Savings Bank Deposit Account

​

Interest Rate

Less than ₹5Lakhs- 3.45% below RBI's Repo Rate
₹5Lakhs to less than ₹50Lakhs- 3.45% below RBI’s Repo Rate for balance below ₹5L
and 3.40% below RBI's Repo Rate for balance of ₹5L and above

Account Opening Fee

Account Type

0

Account Type

Saving

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

IB Mahila Shakti For Women

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%. More than Rs.10 lakh to less than Rs.200 Cr - 2.80%. Rs. 200 Cr and above - 2.90%

​

Account Opening Fe

​

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

IB Smart Kid

Indian Bank

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

​

Account Opening Fe

​

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Gold Private Salary Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Free if done through net banking/mobile banking

Account Opening Fe

0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Capital Savings Account

Capital Small Finance Bank

Interest Rate

3.50%

No Mention

Account Opening Fe

​

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

IOB - SB Gold I

Indian Overseas Bank

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90

Upto 1 lakh -Rs 5 and above 1 lakh but less than 2 lakh-15

Account Opening Fe

0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Gold Government Salary Account

Bank of India

Interest Rate

Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%

Free if done through net banking/mobile banking

Account Opening Fe

0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Jana Salary Account

Jana Small Finance Bank

Interest Rate

Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.

Upto INR 1,000 – NIL; INR 1,001 to INR 1 lakh - INR 5; > INR 1 lakh to ₹ 5 lakh - ₹ 15

Account Opening Fe

0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Yes Bank Smart Salary Platinum Account

Yes Bank

Interest Rate

Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

DCB Elite Savings Account

DCB Bank

Interest Rate

Up to 1 lakh-2.25% and From 25 lakh to less than 2 Crore - 7.00%

AMB is Rs.25,000 or more: Free
AMB is less than Rs. 25,000: 10 transactions free per month; thereafter per transaction charges are upto Rs. 7.50 per transaction

Account Opening Fe

0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Federal Bank Imperio

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Basic Savings Bank Account (Suvidha Bachat)

Capital Small Finance Bank

Interest Rate

3.50%

No Mention

Account Opening Fe

​

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Canara Aspire

Canara Bank

Interest Rate

Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.

Free online

Account Opening Fe

Nil

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Saving Bank Account-Government Departments

Jammu & Kashmir Bank Ltd.

Interest Rate

2.90%

No Mention

Account Opening Fe

0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cent Premium Acount

Central Bank of India

Interest Rate

At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.

Up to 10,000 -3.00+GST (Through Digital channels) and 5.00+GST (Through Bank Branches)

Account Opening Fe

0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Shivalik Saving Gold

Shivalik Small Finance Bank

Interest Rate

Balance upto 1 Lac 3.00%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 6.00%
Above 50 Lacs to 1 Crore 6.50%
Above 1 Crore to 2 Crore 6.00%

Upto Rs. 2,000(5 transactions free per day) - 2 , 2001 to 5000 - 2, 5001 to 25000 - 4, 25,001 to 1,00,000 - 8, 1,00,001 to 10,00,000 - 15

Account Opening Fe

N.A.

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Jumbo Savings for Kids

Karur Vysya Bank Limited

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.

Account Opening Fe

INR 0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

AU Digital Saving Account

AU Small Finace Bank

Interest Rate

Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%

Free if done online

Account Opening Fe

INR 0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

PNB Elite Saving Premium

Punjab National Bank

Interest Rate

Upto 10 lakh-2.70% and above 10 lakh 2.75 %

Free

Account Opening Fe

0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

FedBook Selfie

Federal Bank

Interest Rate

For balance upto 50 Lakhs: 3%.

Free online

Account Opening Fe

0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Fed Basic Savings Bank Deposit Account

Federal Bank

Interest Rate

Less than ₹5Lakhs- 3.45% below RBI's Repo Rate
₹5Lakhs to less than ₹50Lakhs- 3.45% below RBI’s Repo Rate for balance below ₹5L
and 3.40% below RBI's Repo Rate for balance of ₹5L and above

Upto INR 1,000: INR. 0; 1,001 to 1 Lakh: INR.5; 1,00,001 to 2 Lakh: INR 15, above INR 2 Lakh: INR 17

Account Opening Fe

0

IMPS Charges

Grace Period

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Account Opening Fee

MyRupaya Ratings :-

average rating is 3 out of 5

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Load More
  • Page 14
bottom of page