

Bank Accounts
Explore India's largest collection of unbiased bank account reviews. All bank account reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with bank accounts.
Bank Accounts
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IB Mahila Shakti For Women
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Interest Rate
Up to Rs.10 lakh - 2.75%. More than Rs.10 lakh to less than Rs.200 Cr - 2.80%. Rs. 200 Cr and above - 2.90%
Account Opening Fee
Account Type
Account Type
Savings
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IB Smart Kid
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Interest Rate
Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%
Account Opening Fee
Account Type
Account Type
Savings
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Gold Private Salary Account
Private Salary Account that understands the financial needs for employees in the private sector.
Interest Rate
Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%
Account Opening Fee
Account Type
0
Account Type
Salary account
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IOB - SB Gold I

Interest Rate
Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90
Account Opening Fee
Account Type
0
Account Type
Saving
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Gold Government Salary Account
A specialized savings account designed to cater to the needs of all government sector employees.
Interest Rate
Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%
Account Opening Fee
Account Type
0
Account Type
Salary account
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Yes Bank Smart Salary Platinum Account
Salary Account from Yes Bank
Interest Rate
Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%
Account Opening Fee
Account Type
0
Account Type
Salary Account
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DCB Elite Savings Account

Savings account from DCB Bank.
Interest Rate
Up to 1 lakh-2.25% and From 25 lakh to less than 2 Crore - 7.00%
Account Opening Fee
Account Type
0
Account Type
Saving
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Canara Aspire

Zero balance account from Canara Bank
Interest Rate
Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.
Account Opening Fee
Account Type
Nil
Account Type
Savings account
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Cent Premium Acount
Savings Account from Central Bank of India
Interest Rate
At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.
Account Opening Fee
Account Type
0
Account Type
Saving
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Shivalik Saving Gold
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Savings Bank Account
Interest Rate
Balance upto 1 Lac 3.00%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 6.00%
Above 50 Lacs to 1 Crore 6.50%
Above 1 Crore to 2 Crore 6.00%
Account Opening Fee
Account Type
N.A.
Account Type
Saving
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Jumbo Savings for Kids

KVB Jumbo Kids Savings Account For Kids account is a special account designed to meet the needs of children.
Interest Rate
Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.
Account Opening Fee
Account Type
INR 0
Account Type
Savings Account
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AU Digital Saving Account

Interest Rate
Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%
Account Opening Fee
Account Type
INR 0
Account Type
Saving
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PNB Elite Saving Premium

Elite savings Account from Punjab National Bank.
Interest Rate
Upto 10 lakh-2.70% and above 10 lakh 2.75 %
Account Opening Fee
Account Type
0
Account Type
Saving
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Fed Basic Savings Bank Deposit Account
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Interest Rate
Less than ₹5Lakhs- 3.45% below RBI's Repo Rate
₹5Lakhs to less than ₹50Lakhs- 3.45% below RBI’s Repo Rate for balance below ₹5L
and 3.40% below RBI's Repo Rate for balance of ₹5L and above
Account Opening Fee
Account Type
0
Account Type
Saving
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IB Mahila Shakti For Women
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Interest Rate
Up to Rs.10 lakh - 2.75%. More than Rs.10 lakh to less than Rs.200 Cr - 2.80%. Rs. 200 Cr and above - 2.90%
Account Opening Fe
IMPS Charges
Grace Period
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Account Opening Fee
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IB Smart Kid
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Interest Rate
Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%
Account Opening Fe
IMPS Charges
Grace Period
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Account Opening Fee
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Gold Private Salary Account
Interest Rate
Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%
Free if done through net banking/mobile banking
Account Opening Fe
0
IMPS Charges
Grace Period
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Account Opening Fee
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Capital Savings Account

Interest Rate
3.50%
No Mention
Account Opening Fe
IMPS Charges
Grace Period
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Account Opening Fee
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IOB - SB Gold I

Interest Rate
Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90
Upto 1 lakh -Rs 5 and above 1 lakh but less than 2 lakh-15
Account Opening Fe
0
IMPS Charges
Grace Period
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Account Opening Fee
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Gold Government Salary Account
Interest Rate
Upto ₹ 1.00 lakhs - 2.75% and above ₹ 1.00 lakhs - 2.90%
Free if done through net banking/mobile banking
Account Opening Fe
0
IMPS Charges
Grace Period
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Account Opening Fee
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Jana Salary Account
Interest Rate
Upto 1 Lakh: 4.5%. Between 1 and 50 Lakh: 7%. Above 50 Lakhs and upto 50 Crore: 6.5%.
Upto INR 1,000 – NIL; INR 1,001 to INR 1 lakh - INR 5; > INR 1 lakh to ₹ 5 lakh - ₹ 15
Account Opening Fe
0
IMPS Charges
Grace Period
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Account Opening Fee
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Yes Bank Smart Salary Platinum Account
Interest Rate
Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%
Free online
Account Opening Fe
0
IMPS Charges
Grace Period
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Account Opening Fee
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DCB Elite Savings Account

Interest Rate
Up to 1 lakh-2.25% and From 25 lakh to less than 2 Crore - 7.00%
AMB is Rs.25,000 or more: Free
AMB is less than Rs. 25,000: 10 transactions free per month; thereafter per transaction charges are upto Rs. 7.50 per transaction
Account Opening Fe
0
IMPS Charges
Grace Period
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Account Opening Fee
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Federal Bank Imperio
Interest Rate
For balance upto 50 Lakhs: 3%.
Free online
Account Opening Fe
0
IMPS Charges
Grace Period
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Basic Savings Bank Account (Suvidha Bachat)

Interest Rate
3.50%
No Mention
Account Opening Fe
IMPS Charges
Grace Period
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Account Opening Fee
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Canara Aspire

Interest Rate
Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.
Free online
Account Opening Fe
Nil
IMPS Charges
Grace Period
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Account Opening Fee
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Saving Bank Account-Government Departments
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Interest Rate
2.90%
No Mention
Account Opening Fe
0
IMPS Charges
Grace Period
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Account Opening Fee
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Cent Premium Acount
Interest Rate
At present up to Rs 10.00 lacs 2.90 % p.a. and above Rs.10 lacs 2.75 % p.a.
Up to 10,000 -3.00+GST (Through Digital channels) and 5.00+GST (Through Bank Branches)
Account Opening Fe
0
IMPS Charges
Grace Period
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Account Opening Fee
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Shivalik Saving Gold
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Interest Rate
Balance upto 1 Lac 3.00%
Above 1 Lac to 5 Lacs 3.50%
Above 5 Lacs to 10 Lacs 3.50%
Above 10 Lacs to 25 Lacs 4.00%
Above 25 Lacs to 50 Lacs 6.00%
Above 50 Lacs to 1 Crore 6.50%
Above 1 Crore to 2 Crore 6.00%
Upto Rs. 2,000(5 transactions free per day) - 2 , 2001 to 5000 - 2, 5001 to 25000 - 4, 25,001 to 1,00,000 - 8, 1,00,001 to 10,00,000 - 15
Account Opening Fe
N.A.
IMPS Charges
Grace Period
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Account Opening Fee
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Jumbo Savings for Kids

Interest Rate
Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.
Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.
Account Opening Fe
INR 0
IMPS Charges
Grace Period
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Account Opening Fee
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AU Digital Saving Account

Interest Rate
Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 10 Lakh 5.% Above 10 Lakh And Upto 25 Lakh 6% Above 25 Lakh And Upto 1 Crore 7%
Free if done online
Account Opening Fe
INR 0
IMPS Charges
Grace Period
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Account Opening Fee
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PNB Elite Saving Premium

Interest Rate
Upto 10 lakh-2.70% and above 10 lakh 2.75 %
Free
Account Opening Fe
0
IMPS Charges
Grace Period
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FedBook Selfie
Interest Rate
For balance upto 50 Lakhs: 3%.
Free online
Account Opening Fe
0
IMPS Charges
Grace Period
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Fed Basic Savings Bank Deposit Account
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Interest Rate
Less than ₹5Lakhs- 3.45% below RBI's Repo Rate
₹5Lakhs to less than ₹50Lakhs- 3.45% below RBI’s Repo Rate for balance below ₹5L
and 3.40% below RBI's Repo Rate for balance of ₹5L and above
Upto INR 1,000: INR. 0; 1,001 to 1 Lakh: INR.5; 1,00,001 to 2 Lakh: INR 15, above INR 2 Lakh: INR 17
Account Opening Fe
0
IMPS Charges
Grace Period
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