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Credit cards with Airport lounge access

For frequent flyers and business travelers, access to airport lounges is more than just a luxury’s a necessity. With the right credit cards with lounge access, you can enjoy comfortable seating, free Wi-Fi, refreshments, and even premium services before your flight. we help you find the best credit cards with airport lounge access in India that suit your travel lifestyle.
Credit cards offering free airport lounge access in India

What we do

MyRupaya.in is India’s trusted platform for comparing, reviewing, and choosing the right credit cards. We simplify financial decisions by bringing together detailed information, unbiased reviews, and exclusive tools. Whether you’re looking for rewards, cashback, or VIP lounge access credit cards, MyRupaya makes it easy to select the perfect card.

Our Airport Lounge Finder Feature

One of our most popular tools is the Airport Lounge Finder. This feature allows you to
quickly check which credit cards that offer lounge access are accepted at your nearest
domestic or international airport.

With the Lounge Finder, you can:
  • Search lounges across India’s major airports
  • Filter by bank and card type (Visa, Mastercard, RuPay, Amex)
  • Compare benefits across multiple cards
  • See details of lounge amenities before you travel
     
Click below to try our Airport Lounge Finder and instantly check which of your cards
offer lounge access

Why Choose a Credit Card With Lounge Access?

  • Travel Comfort: Skip crowded terminals and enjoy a peaceful pre-boarding experience.
  • Food & Beverages: Complimentary snacks, meals, and drinks.
  • Work-Friendly: Free Wi-Fi and quiet zones for business travelers.
  • Luxury Add-Ons: Some credit cards with airline lounge access also offer spa, shower, and concierge services.
List of cards for the middle class that offer at least 1 lounge visit and whose annual fee is less than INR 6,000
Adani One ICICI Platinum Credit Card

Travel and lifestyle card offering benefits on Adani services and shopping. Designed for Adani customers.

Lounge Benefit

Travel Benefits:8 domestic lounge access and premium upgrades at Adani-managed airports.

Annual Fee

s (2nd year onwards): INR 750 + taxes.

"Credit cards offering free airport lounge access in India
ICICI Bank
Axis Bank MY Zone Credit Card

Affordable lifestyle card with discounts on movies, dining, and shopping. Great for young professionals.

Lounge Benefit

Users are eligible for 4 complimentary lounge access per year.

Annual Fee

2nd Year onwards: Rs. 500

"Credit cards offering free airport lounge access in India
Axis Bank
Axis Bank Vistara Credit Card

Co-branded card with Club Vistara benefits and flight discounts. Perfect for domestic flyers.

Lounge Benefit

Customers also get a complimentary Club Vistara Base membership and 2 complimentary lounge access per quarter.

Annual Fee

2nd Year onwards: Rs. 1500

"Credit cards offering free airport lounge access in India
Axis Bank
Axis Bank Select Credit Card

Premium lifestyle card with travel, dining, and shopping rewards. Ideal for mid to high spenders.

Lounge Benefit

Customers get a complimentary Priority Pass membership (worth USD99) with 12 complimentary international lounge visits in a year, and cardholders also get 2 complimentary domestic lounge visits per quarter on acheiving a minimum spend of INR 50,000 in past three months .

Annual Fee

2nd Year onwards: Rs 3,000.

"Credit cards offering free airport lounge access in India
Axis Bank
IDFC First SWYP Credit Card

Digital-first card designed for Gen Z with lifestyle cashback. Perfect for young spenders.

Lounge Benefit

Users can enjoy 4 complimentary railway lounge accesses per quarter.

Annual Fee

(2nd year onwards)199 + GST

"Credit cards offering free airport lounge access in India
IDFC First Bank
Axis Bank Vistara Signature Credit Card

Mid-tier travel card with Club Vistara membership and free lounge visits. Great for frequent flyers.

Lounge Benefit

Cardholder will get 2 complimentary lounge visits per quarter on meeting spending a minimum of INR 50,000 through the card in the previous three months.

Annual Fee

2nd Year onwards: Rs. 3000.

"Credit cards offering free airport lounge access in India
Axis Bank
Bandhan Bank Plus Credit Card

Affordable card with lifestyle rewards and surcharge waivers. Good for everyday spending.

Lounge Benefit

Users will get 4 lounge access per quarter.

Annual Fee

s (2nd Year onwards) - INR 699+GST

"Credit cards offering free airport lounge access in India
Bandhan Bank
Axis Bank Miles And More World Select Credit Card

International travel card with Miles & More points and global lounge access. Best for international travelers.

Lounge Benefit

 Users will get 4 free international lounge visits every year. 
 Users will get 8 free domestic lounge visits every year. 

Annual Fee

From 2nd year: INR 4,500 + GST.

"Credit cards offering free airport lounge access in India
Axis Bank
Spicejet Axis Bank Voyage Credit Card

Travel card offering SpiceJet discounts and free flight vouchers. Great for regular flyers.

Lounge Benefit

4 domestic complimentary lounge visits per calendar.

Annual Fee

2nd Year onwards: INR 750.

"Credit cards offering free airport lounge access in India
Axis Bank
MakeMyTrip ICICI Bank Credit Card

Travel card with MMT discounts and lifestyle benefits. Suited for vacation travelers.

Lounge Benefit

Travel Benefits: Cardholders get 8 domestic lounge access and 1 international lounge visit free per year.

Annual Fee

s (2nd year onwards): INR 999 + Taxes.

"Credit cards offering free airport lounge access in India
ICICI Bank
Axis Bank Miles And More World Credit Card

Global travel card with air miles and travel privileges. Designed for frequent fliers.

Lounge Benefit

Users will get 2 free international lounge visits every year.
Users will get 4 free domestic lounge visits every year.

Annual Fee

From 2nd year: INR 3,500 + GST.

"Credit cards offering free airport lounge access in India
Axis Bank
Axis Bank Privilege Credit Card

Lifestyle rewards card with dining and travel benefits. Good for mid-level spenders.

Lounge Benefit

8 complimentary domestic airport lounge visits per year.

Annual Fee

2nd Year onwards: Rs. 1500.

"Credit cards offering free airport lounge access in India
Axis Bank
Axis Bank Vistara Infinite Credit Card

Premium travel card with unlimited lounges and Club Vistara Gold membership. Great for luxury travelers.

Lounge Benefit

Customers are also eligible for 2 complimentary domestic lounge access.

Annual Fee

s - 2nd Year onwards: INR1500

"Credit cards offering free airport lounge access in India
Axis Bank
HDFC Diners Club Black Credit Card

Ultra-premium card with unlimited lounge access, concierge, and global privileges. Ideal for elite users.

Lounge Benefit

Users will get unlimited airport lounge access to 1000+ lounges in India and worldwide for primary and add-on card members.

Annual Fee

Rs. 199 + Applicable Taxes (charged despite spending meeting the waiver criteria)

"Credit cards offering free airport lounge access in India
HDFC Bank
AU Altura Credit Card

Affordable card offering cashback on shopping, dining, and fuel. Great for beginners.

Lounge Benefit

Other Benefits: 2 complimentary lounge access per calendar quarter, using VISA cards at railway stations.

Annual Fee

Rs. 199

"Credit cards offering free airport lounge access in India
AU Small Finance Bank
Standard Chartered Easemytrip Credit Card

Co-branded card with discounts on flight and hotel bookings. Best for travel enthusiasts.

Lounge Benefit

1 free domestic lounge access per calendar quarter and 2 free international lounge access per year.

Annual Fee

INR 350

"Credit cards offering free airport lounge access in India
Standard Chartered
IRCTC Bobcard

Co-branded travel card with discounts on IRCTC bookings. Perfect for frequent train travelers.

Lounge Benefit

Other Benefits: 4 complimentary railway lounge access facility is provided to the customers.

Annual Fee

INR 350 I

"Credit cards offering free airport lounge access in India
Bank of Baroda
Bajaj Finserv DBS Bank 5 X Super Card

Multi-functional card offering EMI, loan, and reward features. Designed for versatile usage.

Lounge Benefit

Cardholders are eligible for 2 complimentary domestic airport lounge access per quarter.

Annual Fee

INR 499 plus taxes.

"Credit cards offering free airport lounge access in India
DBS Bank
AU Bank Altura Plus Credit Card

Enhanced version of Altura card with higher cashback and lifestyle perks. Ideal for frequent shoppers.

Lounge Benefit

Other Benefits: 2 complimentary railway lounge access per calendar quarter.

Annual Fee

Rs 499 +taxes.

"Credit cards offering free airport lounge access in India
AU Small Finance Bank
CUB SBI Prime Card

Premium SBI card offering lounge access, rewards, and lifestyle perks. Best for frequent travelers.

Lounge Benefit

4 and 8 complimentary international and domestic airport lounge visits each year.; Complimentary Priority Pass membership Club Vistara membership.

Annual Fee

Rs. 499 + GST / Year

"Credit cards offering free airport lounge access in India
City Union Bank
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