top of page
ChatGPT Image Nov 21, 2025, 02_22_41 PM.png

Credit cards with Airport lounge access

For frequent flyers and business travelers, access to airport lounges is more than just a luxury’s a necessity. With the right credit cards with lounge access, you can enjoy comfortable seating, free Wi-Fi, refreshments, and even premium services before your flight. we help you find the best credit cards with airport lounge access in India that suit your travel lifestyle.
Credit cards offering free airport lounge access in India

What we do

MyRupaya.in is India’s trusted platform for comparing, reviewing, and choosing the right credit cards. We simplify financial decisions by bringing together detailed information, unbiased reviews, and exclusive tools. Whether you’re looking for rewards, cashback, or VIP lounge access credit cards, MyRupaya makes it easy to select the perfect card.

Our Airport Lounge Finder Feature

One of our most popular tools is the Airport Lounge Finder. This feature allows you to
quickly check which credit cards that offer lounge access are accepted at your nearest
domestic or international airport.

With the Lounge Finder, you can:
  • Search lounges across India’s major airports
  • Filter by bank and card type (Visa, Mastercard, RuPay, Amex)
  • Compare benefits across multiple cards
  • See details of lounge amenities before you travel
     
Click below to try our Airport Lounge Finder and instantly check which of your cards
offer lounge access

Why Choose a Credit Card With Lounge Access?

  • Travel Comfort: Skip crowded terminals and enjoy a peaceful pre-boarding experience.
  • Food & Beverages: Complimentary snacks, meals, and drinks.
  • Work-Friendly: Free Wi-Fi and quiet zones for business travelers.
  • Luxury Add-Ons: Some credit cards with airline lounge access also offer spa, shower, and concierge services.
List of cards for the middle class that offer at least 1 lounge visit and whose annual fee is less than INR 6,000
Doctor's SBI Card

Doctor's SBI Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Free membership to thePriority Pass Programworth $99. 4 complimentary visits every year to international airport lounges outside of India (max. 2 visits per quarter).; 8 free visits per year to domestic airport lounges in India (max. 2 visits per quarter)

Annual Fee

INR 4,499 + Taxes from second year onwards.

"Credit cards offering free airport lounge access in India
State Bank Of India
Shoppers Stop Black HDFC Bank Credit Card

Shoppers Stop Black HDFC Bank Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Travel Benefits:16 complimentary domestic lounge visits in a calendar year (maximum of 4 per quarter), and 8 complimentary international lounge visits in a calendar year (maximum of 2 per quarter).

Annual Fee

4,500

"Credit cards offering free airport lounge access in India
HDFC Bank
PSB SBI Card Elite

PSB SBI Card Elite offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

6 free visits per calendar year to International priority pass lounges, outside India (max. 2 visits per quarter).
8 complimentary visits per calendar year to domestic lounges in India (max. 2 visits per quarter).

Annual Fee

INR 4,999 + Taxes

"Credit cards offering free airport lounge access in India
State Bank of India
Air India SBI Signature Card

Air India SBI Signature Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

8 free domestic lounge visits every year.

Annual Fee

INR 4,999 + Taxes.

"Credit cards offering free airport lounge access in India
State Bank of India
Central Bank of India SBI Elite Credit Card

Central Bank of India SBI Elite Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

6 free visits per calendar year to International priority pass lounges, outside India (max. 2 visits per quarter).
8 complimentary visits per calendar year to domestic lounges in India (max. 2 visits per quarter).

Annual Fee

INR 4,999 + Taxes

"Credit cards offering free airport lounge access in India
State Bank of India
KVB SBI Signature Card

KVB SBI Signature Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Free membership to the Priority Pass programworth $99.
Free domestic airport lounge access.
Free international lounge access.

Annual Fee

INR 4,999 + Taxes

"Credit cards offering free airport lounge access in India
Karur Vysya Bank
YES Bank Marquee Credit Card

YES Bank Marquee Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Unlimited International Lounge Access: Users can enjoy stress-free airport experiences with unlimited access to international airport lounges through priority pass.
Free Domestic Lounge Access: Users will get 6 free airport lounge visits every quarter and additional 2 free visits for their guests every quarter.

Annual Fee

INR 4,999 + Taxes

"Credit cards offering free airport lounge access in India
Yes Bank
AU Bank Zenith+ Credit Card

AU Bank Zenith+ Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

16 free domestic airport lounge visits.

Annual Fee

Annual Membership Fee: INR 4,999 + applicable taxes.

"Credit cards offering free airport lounge access in India
AU Small Finance Bank
UCO Bank SBI Card Elite

UCO Bank SBI Card Elite offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Complimentary membership to the Priority Pass Program worth $99, through which customers can enjoy 6 complimentary airport lounge visits per year, outside India
2 complimentary domestic airport lounge visits every quarter in India. 

Annual Fee

(one-time) :Rs. 4,999

"Credit cards offering free airport lounge access in India
UCO Bank
RBL Bank World Plus Credit Card

RBL Bank World Plus Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Annual Fee

INR 4999

"Credit cards offering free airport lounge access in India
RBL Bank
Miles Elite SBI Card

Miles Elite SBI Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Users will get 8 complimentary domestic airport lounge visits every year (max. 2 visits per quarter).; Users will get complimentary Priority pass membership for the first 2 years.; 6 complimentary International airport lounge visits every year, outside India (max. 2 visits per quarter) for Priority pass membership.

Annual Fee

Annual membership fee: Rs. 4999/- plus taxes.

"Credit cards offering free airport lounge access in India
State Bank of India
Etihad Guest Premier SBI Card

Etihad Guest Premier SBI Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

4 complimentary airport lounge visits per year, outside India (max. 2 visits per quarter).

Annual Fee

INR 4999 + Taxes.

"Credit cards offering free airport lounge access in India
State Bank of India
IndusInd Celesta American Express Credit Card

IndusInd Celesta American Express Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Unlimited domestic lounge access.; Free priority pass membership.; 2 free international lounge visits per quarter.

Annual Fee

INR 5,000.

"Credit cards offering free airport lounge access in India
IndusInd Bank
Axis Bank Atlas Credit Card

Axis Bank Atlas Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Lounge Benefits: Cardholders will get between 8 to 18 free domestic lounge visits in a year depending on their card tier: Silver, Gold, Platinum. Cardholders will get between 4 to 12 free international lounge visits in a year depending on their card tier: Silver, Gold, Platinum.

Annual Fee

Rs 5000.

"Credit cards offering free airport lounge access in India
Axis Bank
ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Users will get 2 free domestic lounge access per quarter and 2 complimentary international lounge and domestic spa access per year.

Annual Fee

(Second year onwards): INR 5,000

"Credit cards offering free airport lounge access in India
ICICI Bank
Adani One ICICI Signature Credit Card

Adani One ICICI Signature Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Travel Benefits: 16 Domestic lounge access and premium upgrades at Adani-managed airports.

Annual Fee

s: Rs 5,000 + taxes

"Credit cards offering free airport lounge access in India
ICICI Bank
RBL Bank Icon Credit Card

RBL Bank Icon Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

2 complimentary lounge visits every quarter at major domestic airports in India.

Annual Fee

Annual membership Fees: Rs. 5000 + GST.

"Credit cards offering free airport lounge access in India
RBL Bank
IDFC Mayura Credit Card

IDFC Mayura Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.

Lounge Benefit

Users will get access to domestic and international airport lounges and airport spas 4 times in India and 4 times abroad.

Annual Fee

Annual membership fee: Rs. 5999 plus taxes.

"Credit cards offering free airport lounge access in India
IDFC First Bank
  • Page 11
bottom of page