Ratnakar Bank Limited Top 5 Credit Cards
In a world where rewards and financial flexibility are paramount, the appropriate credit card can make all the difference. Credit cards provide a wide range of rewards that suit different spending patterns and lifestyles, from cashback incentives to travel privileges. RBL Bank distinguishes itself from many other companies in the industry with a wide variety of credit cards that are designed to satisfy the demands of discriminating consumers.
By continuously launching credit card products that blend attractive features with first-rate customer support, RBL Bank has established a reputation for innovation and client-centricity. The credit card range offered by RBL Bank provides options for all types of users, including those who travel frequently, love to shop, or are trying to establish credit.
In this blog post, we'll take a closer look at the top 5 credit cards from RBL Bank, each offering unique benefits and rewards. From exclusive privileges to seamless online experiences, these cards have earned their spot as favorites among cardholders. Whether you're considering your first credit card or looking to upgrade your existing one, join us as we explore the wealth of opportunities waiting to be unlocked with RBL Bank's top credit card offerings.
RBL Bank Icon Credit Card
Joining Fees: Nil for primary card & add-on cardholder
Interest Rate: 3.99% p.m (upto 47.88% p.a)
Welcome Benefit: 20,000 bonus reward points.
Rewards: 2 Reward Points for every Rs.100 spent, and 20 Reward Points for every Rs.100 spent on international and dining spends on weekends. (max 2,000 Reward points in a month). General cashback Rate: 0.5% and Weekend Cashback Rate: 5%.
The RBL Icon Credit Card is a premium offering from RBL Bank, tailored for those who seek luxury and comfort in their financial transactions. With an annual fee of Rs. 5,000 plus GST, cardholders are welcomed with 20,000 bonus Reward Points, which is equivalent to the joining fee. The card is particularly beneficial for international transactions and dining on weekends, offering up to 20 Reward Points per Rs. 100 spent. Additionally, cardholders can enjoy up to 45,000 bonus Reward Points annually based on their spending, along with 2 complimentary domestic lounge accesses per quarter and a complimentary Priority Pass membership for international lounge access. The card also offers 4 complimentary golf games and 12 golf lessons each year, making it an attractive option for golf enthusiasts. With the RBL Icon Credit Card, users can experience a blend of luxury, convenience, and rewards, making it a notable choice for those who value premium experiences and rewards on their spending.
RBL Shoprite Credit Card
Joining Fees: Rs. 500 2nd Year Annual fees is waived off on annual spends of Rs 1.5 lac or more
Interest Rate: 3.99% p.m (up to 47.88% p.a)
Welcome Benefit: 2000 bonus reward points.
Rewards: 1 Reward Point for every Rs.100 spent on all your purchases except fuel, 20 Reward Points for every Rs.100 when you use your card for in-store grocery shopping, and 10 Reward Points for every Rs.100 when they use their card for fuel General cashback Rate: 5%. (Grocery and Shopping).
The RBL Shoprite Credit Card is designed to offer value to its users with a variety of benefits, particularly for those who frequently spend on groceries and fuel. Cardholders can enjoy a 5% value back on grocery purchases, which translates to significant savings for regular shoppers. Additionally, the card offers a 2.5% value back on fuel spent, making it beneficial for those who commute or travel by car often. For movie enthusiasts, the card provides a 10% discount on movie tickets. It's also worth noting that this credit card comes with no annual fee if certain spending thresholds are met, making it a cost-effective option for consumers. The card's reward points system is another attractive feature, offering up to 1,000 reward points every month on grocery spends. With these points, cardholders can redeem rewards or discounts, further enhancing the card's value proposition. Overall, the RBL Shoprite Credit Card is a versatile financial tool that caters to a range of everyday spending activities, offering both savings and rewards.
RBL MoneyTap Black Credit Card
Joining Fees: Nil for primary card & add-on cardholder
Interest Rate: 3.99% p.m (up to 47.88% p.a)
Welcome Benefit: 2000 bonus reward points.
Rewards: You can get 2 Reward Points for every INR 100 spent on all your purchases. Get 5X Reward Points i.e. 10 Reward Points for every INR. 100 spent online, up to 500 Reward Points in a month. General Cashback Rate: 0.5%, and Online Cashback Rate: 2.5%.
The RBL MoneyTap Black Credit Card is a versatile financial tool designed to cater to the diverse needs of modern consumers. It offers a unique combination of a credit card and a personal line of credit, providing users with flexibility and control over their finances. With this card, individuals can enjoy a plethora of benefits such as reward points on every purchase, accelerated rewards on online spending, and valuable welcome bonuses. Additionally, cardholders can avail themselves of exclusive discounts on movie tickets, dining, and more. The card also features a fuel surcharge waiver and complimentary airport lounge access, enhancing the travel experience. The MoneyTap app further simplifies the management of transactions and credit, allowing for seamless fund transfers and conversion of purchases into EMIs. For those looking to maximize their financial potential while enjoying a range of lifestyle benefits, the RBL MoneyTap Black Credit Card presents an attractive option.
RBL Bank Paizabazar Duet Card Plus
Joining Fees: INR 1499 + GST The Membership Fee for the second year is Rs. 1499/-, but is waived off on spends of Rs. 4 lacs or more in the previous year.
Interest Rate: 3.99% p.m (up to 47.88% p.a)
Welcome Benefit: Rs. 250 cashback on making card purchases within 30 days of card issuance.
Rewards: 2X reward points on all online spending. Cashback Rate: 0.5% - 2.5% cashback on all Dining & Travel spends. (Total maximum cashback capped at Rs. 500 per month). 1% cashback on all online and POS Transactions.
The RBL Paisabazar Duet Plus Credit Card is a unique financial product that combines the features of a credit card with a credit line, offering users flexibility in managing their finances. This card provides a welcome benefit of INR 250 cashback on purchases made within the first 30 days of issuance. Users can enjoy 2.5% cashback on dining and travel expenses, and 1% cashback on other online and POS transactions, subject to monthly caps. Additionally, cardholders can avail of a 1+1 BookMyShow movie ticket offer once a month for weekend shows, and a fuel surcharge waiver of up to INR 100 per month on transactions between INR 500 and INR 4,000. The card comes with an annual fee of INR 1,499 plus GST, which can be waived off if annual spends exceed INR 4 lakhs. It also allows money transfers from the credit line to a bank account, which can be paid back in EMIs, providing a seamless integration of credit card benefits with the flexibility of a personal loan.
RBL World Safari Credit Card
Joining Fees: Nil for primary card & add-on cardholder
Interest Rate: 3.99% p.m (up to 47.88% p.a)
Welcome Benefit: Customers get MakeMyTrip Voucher worth INR 3000.
Rewards: 1 RBL reward point= Rs 0.25. 2 Travel Points for every Rs. 100 spent on all your purchases. 5 Travel Points for every Rs. 100 spent on Travel spends. General cashback Rate: 0.5%. Travel cashback rate 2.5%.
The RBL Bank World Safari Credit Card is designed for travel enthusiasts, offering a range of benefits that cater to globetrotters. With an annual membership fee of INR 3,000 plus GST, cardholders can enjoy a 0% markup fee on foreign currency transactions, which is a significant saving for those who frequently travel abroad. The card also provides milestone benefits such as MakeMyTrip vouchers worth INR 3,000 upon activation, and reward points that accumulate with travel purchases—5 Travel Points for every INR 100 spent on travel, and 2 Travel Points for every INR 100 on other expenses. Additional perks include complimentary lounge visits at domestic and international airports, travel insurance, and a fuel surcharge waiver. The World Safari Credit Card is a comprehensive travel companion, offering financial convenience and rewards for adventurers exploring the world.
Conclusion
In the dynamic landscape of personal finance, selecting the right credit card can significantly enhance your financial journey. Through our exploration of RBL Bank's top 5 credit cards, it's evident that these offerings go beyond mere transactions; they're gateways to a world of rewards, convenience, and financial empowerment.
Moreover, RBL Bank's commitment to customer satisfaction shines through in its seamless online experiences, dedicated customer support, and innovative features. With robust security measures in place, cardholders can enjoy peace of mind knowing their financial transactions are safeguarded at every step.
As you embark on your journey to financial well-being, consider the transformative potential of RBL Bank's top credit cards. Whether you're aiming to earn rewards, build credit, or access exclusive privileges, these cards serve as invaluable tools for achieving your goals.
In closing, we invite you to explore the possibilities that await with RBL Bank's top credit cards. Empower yourself to seize opportunities, unlock rewards, and embark on a path towards financial prosperity with confidence.