Credit cards with Airport lounge access
For frequent flyers and business travelers, access to airport lounges is more than just a luxury’s a necessity. With the right credit cards with lounge access, you can enjoy comfortable seating, free Wi-Fi, refreshments, and even premium services before your flight. we help you find the best credit cards with airport lounge access in India that suit your travel lifestyle.
What we do
MyRupaya.in is India’s trusted platform for comparing, reviewing, and choosing the right credit cards. We simplify financial decisions by bringing together detailed information, unbiased reviews, and exclusive tools. Whether you’re looking for rewards, cashback, or VIP lounge access credit cards, MyRupaya makes it easy to select the perfect card.
Our Airport Lounge Finder Feature
One of our most popular tools is the Airport Lounge Finder. This feature allows you to
quickly check which credit cards that offer lounge access are accepted at your nearest
domestic or international airport.
With the Lounge Finder, you can:
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Search lounges across India’s major airports
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Filter by bank and card type (Visa, Mastercard, RuPay, Amex)
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Compare benefits across multiple cards
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See details of lounge amenities before you travel
Click below to try our Airport Lounge Finder and instantly check which of your cards
offer lounge access
Why Choose a Credit Card With Lounge Access?
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Travel Comfort: Skip crowded terminals and enjoy a peaceful pre-boarding experience.
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Food & Beverages: Complimentary snacks, meals, and drinks.
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Work-Friendly: Free Wi-Fi and quiet zones for business travelers.
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Luxury Add-Ons: Some credit cards with airline lounge access also offer spa, shower, and concierge services.
List of cards for the middle class that offer at least 1 lounge visit and whose annual fee is less than INR 6,000
KVB Honour Credit Card
Premium lifestyle card with shopping and dining privileges. Designed for mid-spenders.
Lounge Benefit
4 complimentary airport lounge access within India.
Annual Fee
Rs 999.00/Card
Karur Vysya Bank
Yes ELITE + Credit Card
High-end card offering travel and lifestyle benefits. Suited for premium customers.
Lounge Benefit
Travel Benefits: 3 complimentary access to international lounges through the Priority Pass, and 2 complimentary domestic airport lounge visits in India per calendar quarter.
Annual Fee
INR 999 + Applicable Taxes
Yes Bank
Standard Chartered Rewards Credit Card
Reward-heavy card with benefits on everyday shopping. Perfect for budget-conscious users.
Lounge Benefit
Users will get complimentary lounge access, 1 per calendar quarter.
Annual Fee
s: INR 1000 + GST
Standard Chartered
Axis Bank Rewards Credit Card
Simple rewards card for shopping and lifestyle spends. Ideal for everyday users.
Lounge Benefit
Users will get 2 free domestic lounge access per quarter.
Annual Fee
INR 1,000 from second year onwards.
Axis Bank
HDFC Bank Business Regalia First Credit Card
Premium business card offering lounge access and lifestyle perks. Designed for entrepreneurs.
Lounge Benefit
Customers will get a complimentary Priority Pass membership for preferential access to over 1000+ airport lounges around the world.; Customers also get 8 complimentary domestic lounge access per calendar year.
Annual Fee
Rs. 1000/-
HDFC Bank
Intermiles HDFC Bank Platinum Credit Card
Intermiles HDFC Bank Platinum Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
Users will get 8 complimentary domestic lounge visits per year (2 per quarter).
Annual Fee
INR 1000
HDFC Bank
HDFC Millennia Credit Card
HDFC Millennia Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
None.
Annual Fee
INR 1000
HDFC Bank
HDFC Diners Club Privilege Credit Card
HDFC Diners Club Privilege Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
Users will get 2 complimentary airport lounge access every calendar quarter worldwide (including India)
Annual Fee
1,000 + GST.
HDFC Bank
Emirates Skywards Rubyx Credit Card
Emirates Skywards Rubyx Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
1 free domestic lounge access per quarter.
Annual Fee
(Second year onwards): INR 1,000
ICICI Bank
ICICI Bank Emeralde Credit Card
ICICI Bank Emeralde Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
Unlimted domestic lounge visits.
Unlimited international lounge visits through Priority Pass/Dreamfolk membership.
Annual Fee
Joining and Annual Fee: Rs 1000/month or Rs 12000/year | Annual Fee Waiver: Rs 1 Lakh spent for the monthly plan or Rs 12 Lakhs spent on the yearly plan.
ICICI Bank
J&K Bank World Credit Card
J&K Bank World Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
None.
Annual Fee
INR 1000
J&K Bank
Bank of Baroda Premier Credit Card
Bank of Baroda Premier Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
1 complimentary airport lounge visit every calendar quarter at participating lounges.
Annual Fee
INR 1000 (Spend Rs. 1,20,000 on your card in a year for fee waiver)* *Joining/Annual fee waiver is applicable only to non-delinquent credit cardholders
Bank of Baroda
Bajaj Finserv DBS Bank 7X Rewards Supercard
Bajaj Finserv DBS Bank 7X Rewards Supercard offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
Cardholders are eligible for 1 complimentary domestic airport lounge access per quarter
Annual Fee
annual fee of INR 1499 + GST
DBS Bank
Paytm SBI Card Select
Paytm SBI Card Select offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
Free 4 domestic lounge visits (Limited to 1 per quarter).
Annual Fee
INR. 1,499 + Taxes
State Bank of India
Etihad Guest SBI Card
Etihad Guest SBI Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
8 complimentary visits per year to domestic Visa card lounges in India  2 visits per quarter).
Annual Fee
NR 1499 + Taxes.
State Bank of India
SBI Pulse Credit Card
SBI Pulse Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
8 domestic lounge access in a year capped to 2 access per quarter.; Priority Pass Membership fees is complimentary for the first two cardholder membership years.
Annual Fee
Rs. 1,499 + Taxes
State Bank of India
Club Vistara SBI Card
Club Vistara SBI Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
4 free visits per year to domestic airport lounges (subject to a max of 1 each quarter).
Annual Fee
INR 1499 + Taxes.
State Bank of India
PhonePe SBI Card Select Black
PhonePe SBI Card Select Black offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
4 free domestic lounge visits per year.
Complimentary Priority Pass membership for 2 years and access to international lounges through it 6 times a year.
Annual Fee
INR 1499 + GST
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State Bank of India
Air India SBI Platinum Credit Card
Air India SBI Platinum Credit Card offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
8 complimentary visits per year to Domestic VISA Lounges in India (Max. 2 visits per quarter)
Annual Fee
INR 1499 + Taxes.
State Bank of India
Bajaj Finserv DBS Bank 10X Plus Signature SuperCard
Bajaj Finserv DBS Bank 10X Plus Signature SuperCard offers lifestyle, travel or reward benefits. It is designed for customers seeking value and convenience.
Lounge Benefit
Cardholders are eligible for 2 complimentary domestic airport lounge access per quarter and 2 international lounge visits per year.
Annual Fee
INR 1499 + GST
DBS Bank
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