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India's First Hotel Credit Card Launched By HDFC and Marriot - Know More




Wanderlusting souls, rejoice! The hospitality giant Marriott Bonvoy and India's banking powerhouse HDFC Bank have joined forces to create a travel credit card that promises to elevate your every journey. In this blog, we'll dive deep into the HDFC Co-Branded Hotel Credit Card with Marriott, unveiling its enticing perks, hidden gems, and whether it's truly the passport to paradise you've been dreaming of.


About Marriot Hotels


Marriott Hotels is a renowned name in the hospitality industry, known for its upscale accommodations, diverse portfolio of brands, and exceptional service. In India, Marriott has firmly established itself as a leading player, offering travelers a wide range of options to suit their preferences and budgets.


From the bustling metros to the serene beaches and breathtaking mountains, Marriott hotels are present in over 50 destinations across India, with over 100 properties under various brands.


Luxury powerhouses: JW Marriott, Ritz-Carlton, and The Luxury Collection hotels cater to the most discerning travelers, offering opulent settings, personalized service, and world-class amenities.

Business-friendly havens: Sheraton and Westin hotels provide the perfect blend of comfort, convenience, and connectivity for business travelers, with well-equipped meeting spaces and efficient service.

Family-oriented fun: Courtyard by Marriott and Fairfield by Marriott hotels are ideal for families, offering spacious rooms, kid-friendly amenities, and leisure activities to keep everyone entertained.

Unique experiences: Tribute Portfolio and Autograph Collection hotels offer a distinct personality and local flair, catering to travelers seeking an authentic and immersive experience.

Marriott's commitment to sustainability is also noteworthy, with many hotels implementing eco-friendly practices to reduce their environmental impact.

Whether you're planning a business trip, a family vacation, or a romantic getaway, Marriott Hotels has something for everyone in India. With its diverse portfolio, excellent service, and focus on guest experience, Marriott continues to be a top choice for travelers seeking a touch of luxury and global hospitality.


Here are some additional facts about Marriott Hotels in India:

  • Marriott entered the Indian market in 1984 with the opening of the Oberoi Towers in Mumbai.

  • The company has over 20,000 employees in India.

  • Marriott is committed to supporting local communities through its social responsibility programs.

Earning Points Like a Pro:


The card's core revolves around Marriott Bonvoy points, the currency that unlocks a world of luxury stays and experiences. Here's how you rack them up:

  • 8 Marriott Bonvoy Points per ₹150: Splurge on travel, entertainment, and dining (up to ₹10 lakh monthly spend), and watch your points pile up.

  • 4 Points per ₹150: Even non-eligible spends earn you points, albeit at a slightly slower pace.

  • Double Points on Marriott: Showered with bonus points when you directly charge at Marriott properties, retail stores, and online stores.

  • Welcome Gift & Milestone Rewards: Get bonus points upon card approval and international transactions, adding a sweet welcome and milestones to celebrate.

Beyond Points: A Treasure Trove of Travel Benefits:


Points are just the tip of the iceberg. This card unlocks a treasure chest of travel perks:

  • Silver Elite Status: Enjoy early check-in, room upgrades, and bonus points as a Marriott Bonvoy member.

  • Free Airport Lounge Access: Relax in style at select domestic and international airports with complimentary lounge access.

  • Travel Insurance: Worry-free travel with complimentary travel insurance coverage.

  • Dining Privileges: Indulge in exclusive discounts and experiences at Marriott restaurants worldwide.

The Nitty-Gritty: Fees and Requirements:


Like any good adventure, navigating the card's costs requires careful planning:

  • Annual Fee: The card attracts an annual fee, so evaluate your travel habits and potential point earnings to see if it justifies the cost.

  • Joining Fee: A one-time joining fee applies, adding to the initial investment.

  • Eligibility: Check the minimum income and credit score requirements before applying.

Is It For You? Weighing the Pros and Cons:


Before you pack your bags, consider if this card is your perfect travel companion:

Pros:

  • Generous points earning: Ideal for frequent travelers who can maximize point accumulation.

  • Exclusive Marriott benefits: Silver Elite status and perks sweeten the deal for Marriott loyalists.

  • Travel insurance and lounge access: Value-added benefits provide peace of mind and comfort.

Cons:

  • Annual and joining fees: Consider your travel frequency and spending patterns to ensure the card benefits outweigh the costs.

  • Limited network: The Diners Club network might not offer as wide acceptance as Visa or Mastercard.

The Verdict: A Passport to Personalized Travel Bliss


The HDFC Co-Branded Hotel Credit Card with Marriott isn't a one-size-fits-all solution. For frequent travelers who stay within the Marriott ecosystem and can optimize point earning, it's a golden ticket to unlocking luxurious experiences and travel ease. However, for occasional travelers or those with different brand preferences, the fees and limited network might not be as enticing.

Ultimately, the decision boils down to your travel patterns and budget. Research thoroughly, compare options, and choose the card that best complements your wanderlusting spirit. Bon voyage!


Bonus Tip: Don't forget to explore the card's website and official documents for detailed information on specific benefits, terms, and conditions. Happy travels!


FAQs


1. How many Marriott Bonvoy Points can I earn with this card?

You can earn up to 8 points per ₹150 spent on eligible purchases, up to a monthly limit of ₹10 lakh. For higher spends, you'll still earn 2 points per ₹150. Additionally, you'll earn double points for every ₹150 spent directly at participating Marriott Bonvoy properties, standalone Marriott branded retail establishments, and Marriott branded online stores.

2. What welcome bonuses and benefits are offered?

You'll get 500 Bonus Points on your first international transaction and 2,000 Welcome Points upon card approval. Additionally, you'll receive a complimentary Marriott Bonvoy Silver Elite status, offering room upgrades, early check-in, and other perks.

3. Can I redeem points for free hotel stays?

Absolutely! You can redeem your Marriott Bonvoy points for free stays at over 8,000 Marriott Bonvoy hotels and resorts worldwide. Points can also be used for unique experiences through Marriott Bonvoy Moments.

4. What travel benefits are included?

You'll enjoy complimentary access to select airport lounges in India, a Global Entry/TSA PreCheck application fee credit of up to ₹10,000, and 15% off at select dining establishments in India.

5. Are there any non-travel perks and benefits?

Yes! You'll get 20% cashback on movie tickets booked through Paytm and 4% cashback on fuel purchases at Indian Oil Corporation pumps. The card also offers contactless technology for secure and fast payments.

6. What are the annual fees and eligibility criteria?

The joining fee is ₹5,000 (waived for the first year) and the annual fee is ₹3,999. To be eligible, you must have a minimum annual income of ₹36 lakh.

7. Is there an insurance coverage with this card?

Yes, the card offers complimentary personal accident insurance cover and insurance against loss or delayed baggage, loss of passport, ticket as well as missed connection.

8. Are there any spending limits for earning points?

Yes, there's a monthly limit of ₹10 lakh for earning 8 points per ₹150. Above this limit, you'll still earn 2 points per ₹150.

9. Can I earn bonus points with partner brands or programs?

Currently, there are no specific partner brands or programs offering additional points with this card. However, HDFC Bank occasionally runs promotional offers where you can earn bonus points on specific spends.

10. Where can I find more information and apply for the card?

You can visit the HDFC Bank website or app for more details and to apply for the card. Alternatively, you can contact HDFC Bank customer service for any further inquiries.

Remember, this is just a selection of frequently asked questions. It's important to carefully review the card's terms and conditions before applying to ensure it aligns with your spending habits and travel aspirations.



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