RBL Duel Credit Card Benefits
- Vaani Shrivastava
- Feb 7, 2024
- 5 min read
Updated: Dec 8, 2025
Benefits of RBL Duel Credit Card
In case you are seeking a credit card that can provide you with the rewards both in online and offline purchases, you may need to consider the RBL Paisabazaar Duet Credit Card. This is a co-brand product between RBL Bank and one of the most popular online platforms of financial products: Paisabazaar. We shall examine his credit card in this blog post.
Lifetime Free Credit Card
Interest Rate: 3.99% p.m (47.88% p.a)
Welcome Benefit: None
Special Feature: Paisabazaar Duet credit line to instantly transfer money to your bank and Cashbacks on all your spends on your Credit Cards.
Features and Benefits:
The RBL Duel credit card possesses numerous features and advantages that allow online and offline buyers to find it appealing. Some of the main ones are:
Credit card features:
1 per cent cashback on any expenditure: Get 1 per cent cashback on all your online and offline purchases, and no category limitation.
No joining or yearly charge: The Duet card is a free lifetime card; hence, it is an excellent choice with respect to having a no-frills credit card.
Reward points: You can also use your spending to get reward points that can be redeemed for various items like statement credits, gift vouchers and merchandise.
Wide acceptance: The Duet card is accepted at millions of merchants all over the world, hence you can use it almost everywhere.
Contactless payments: Pay safely and conveniently with your Duet card and contactlessly.
Credit line features:
Get access to credit immediately: Move money in your credit limit to your bank account instantly, as necessary.
Flexible repayment terms: Repayment of the transferred amount can be of 1236 months.
No penalty for prepayment: You can prepay at your own free will without any penalty on any outstanding balance.
Other benefits:
Customer support: The customer support of RBL Bank is available 24/7 wherever you are.
Online account management: You can manage your account online or in the RBL Bank mobile application and monitor your spending.
Safe transactions: The Duet card comes with high security functions to keep your transactions safe.
Pros and Cons
RBL Paisabazaar Duet Credit card has advantages and disadvantages similar to any other credit card. Here are some of them:
Pros:
It also gives you rewards on both online and on-line as well as offline purchases, which is not common in the case of credit cards in India.
It is also of a low annual fee, which can be waived off provided that you meet the qualification of spending.
It is a fuel surcharge waiver; however, this will save you a few dollars on the fuel costs.
It has milestone benefits and this can reward you more according to the level of spending.
It also enjoys the lounge access, which can make your travelling more comfortable.
Cons:
It carries a huge amount of interest rate of 3.99% per month, which is a bit expensive when one fails to pay bills in full and in good time.
It charges a high cash advance fee of 2.5% or 500, whichever is greater, which may prove to be costly in case you draw your cash via your card.
It is low in credit limit and thus can restrain your expenses
It does not offer many redemption options to redeem the reward points; that is, they can be redeemed only in the form of vouchers on the rewards platform of Paisabazaar.
Application process:
Go to the Paisabazaar site or application.
Type in your cell phone number and hit Get Started.
You will be requested to provide some elementary details about yourself, like your name, date of birth, and email address.
You will then be pre-qualified for a specific number of credit cards.
Choose the RBL Bank Paisabazaar Duet Credit Card from the list of pre-approved cards.
Complete the application form and send out the necessary documents.
Click on "Submit".
Conclusion:
The RBL Paisabazaar Duet Credit Card is a one-of-its-kind product that gives you the goodness of a credit card and a personal loan. You can use it to buy, pay bills, and even transfer money and avail a pre-approved loan at good interest rates. The card has also added features such as reward points, cashback, discounts and free access to an airport lounge. The RBL Paisabazaar Duet Credit Card may suit you well in case you are seeking a convenient and versatile way to manage your finances. It is available online via Paisabazaar.com, where one can apply and receive the same instantly and be delivered.
RBL Credit Cards:
RBL Bank provides various credit cards that are able to match the various requirements and interests of the customers. You can have a card that fits your lifestyle and spending behaviour, whether you want rewards, cashback, travel benefits, or lifestyle privileges. The most popular RBL Bank credit cards are:
RBL Bank Icon Credit Card: The card earns you 2 reward points for every Rs. 100 spent on any domestic purchases and 5 reward points for every Rs. 100 spent on any international purchases. You also receive free airport lounge, free golf, free movie vouchers and free fuel surcharge.
RBL Bank Platinum Maxima Credit Card: With this card, an individual is entitled to 2 reward points per 100 spent on any of its transactions and 10 reward points per 100 spent on dining, entertainment, utility bills, and fuel. Welcome gift of 8,000 reward points, free movie tickets every month, annual waiver of fees on spending of Rs. 2 lakhs and above in a year are also included in the package.
RBL Bank Shoprite Credit card: This credit card offers a 5 per cent cashback on grocery purchases at Big Bazaar, Reliance Fresh and other partner outlets. There is also 2.5% cashback on online transactions and 1% cashback on other transactions. A welcome gift of Rs. 500 worth of shopping vouchers and a waiver of the annual fee on spending of the amount of 1 lakh and above in a year are also offered.
RBL Bank Paisabazaar Duet Credit Card FAQs:
Q: What is the RBL Bank Paisabazaar Duet Credit Card?
A: It's a unique 2-in-1 credit card offering cashback on all spends (online & offline) and functioning as an instant credit line for transferring funds to your bank account.
Q: What are the two variants of the Duet Card?
A: Variants include:
Duet Credit Card: Free for life, no joining or annual fee, offers flat 1% cashback.
Duet Plus Credit Card: Annual fee of ₹1,499 (waived off with spends of ₹4 lakh/year), offers 1% cashback, ₹250 welcome bonus, and higher credit limit.
Q: How does the credit line feature work?
A: Transfer funds from your credit limit to your bank account through the mobile app or website, in amounts ranging from ₹3,000 to your credit limit.
Q: What are the cashback benefits?
A: Both variants offer a flat 1% cashback on all online and offline transactions. There's no limit on cashback earned.
Q: What are the eligibility criteria for the Duet Card?
A: Eligibility Criteria:
Age: 18 years or above
Employment: Salaried or self-employed
Good credit score
Q: What documents are required for applying?
A: Documents Required are as follows:
PAN card
ID proof (Aadhaar card, voter ID, etc.)
Income proof (salary slips, bank statements, etc.)
Address proof
Q: What are the fees associated with the card?
A: Fees and Charges:
Duet Card: No fees
Duet Plus Card: Annual fee of ₹1,499 (waived off with spends of ₹4 lakh/year)
Reward redemption fee of ₹99 + GST on all redemptions (both cards)
Q: How can I apply for the Duet Card?
A: You can apply online through the RBL Bank or Paisabazaar websites.
Q: What is the customer service contact for the Duet Card?
A: You can reach RBL Bank customer care at 1800 267 0202 or Paisabazaar customer care at 1800 891 9876.
Q: Is the Duet Card a good choice for me?
A: Consider the Duet Card if you:
Want a card with cashback on all spends.
Need an instant credit line for emergencies.
Don't mind paying an annual fee for additional benefits (Duet Plus).
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