top of page
dark_logo_white_background_edited.jpg
RBL Duel Credit Card Benefits
3534
HDFC Regalia Gold Credit Card v. HDFC Regalia Credit Card.
2780
ET Money v. Groww - Best Mutual Fund App For Investment
2362

Most Viewed    Blogs

Is the SBI Tata Neu Infinity Card Best Credit Card for Tata Brand Shoppers?

The SBI Tata Neu Infinity Credit Card is a premium lifestyle and rewards card customized for users who frequently shop within the Tata ecosystem, like BigBasket, Croma, Titan, Tanishq, and IHCL hotels, through the Tata Neu app.


What Are The Welcome Benefits Of SBI Tata Neu Infinity Credit Card?


The SBI Tata Neu Infinity Credit Card offers 1,499 NeuCoins, equivalent to the joining fee amount, directly credited to your Tata Neu account.  This effectively neutralizes your first-year cost if you use the NeuCoins wisely on the Tata Neu platform. Additionally, you can get the annual fee waived from the second year onward by spending INR 3 lakh or more in the preceding year, making the card even more rewarding for regular users.


What About Lounge Access Benefits Of  SBI Tata Neu Infinity Credit Card?


  • 8 domestic airport lounge visits/year (2 per quarter) – on INR 75K quarterly spend.

  • 4 international lounge visits/year via Priority Pass (1 per quarter).


What Are The Reward Benefits of SBI Tata Neu Infinity Credit Card?


  • Earn 1.5% NeuCoins on all other card spends, including shopping, dining, online purchases, etc.

  • UPI transactions are also eligible for 1.5% if you have the RuPay variant.


What Are The Pros of Having An SBI Tata Neu Infinity Credit Card?


  • High Reward Rate (Up to 10% NeuCoins): Earn 5% NeuCoins on Tata brand purchases via the Tata Neu app/website.

  • Get an additional 5% NeuCoin top-up, totaling up to 10% effective reward.

  •  1.5% Rewards on All Other Spends: if you choose the RuPay variant during the transaction.

  • Complimentary Lounge Access

  • Annual Fees Waiver


What Are The Cons of Having An SBI Tata Neu Infinity Credit Card?


  • High Annual Spend for Fee Waiver

  • Lounge Access Requires Prior Spend

  • Neucoins will Expire After 12 months if unused.

  • UPI Rewards Only on RuPay Variant

  • Limited Use Outside Tata Ecosystem.

Eligibility:


The criteria for the SBI Tata Neu Infinity Credit Card include the applicant being an Indian resident aged between 21 and 60 years. A stable source of income is required—either salaried or self-employed—though SBI Card hasn’t disclosed a specific minimum income. However, having a monthly income of INR 50,000 or more generally improves the chances of approval.


What Are The Joining And Annual Fees Of SBI Tata Neu Infinity Credit Card?


  • Joining Fees: INR1,499 + GST

  • Annual fees: INR 1,499 + GST (waived on annual spends of INR 3 lakh)

  • Foreign currency markup: 1.99% + GST

  • Cash advance fees: 2.5% of the amount (minimum INR 500)

  • Reward redemption fees: INR 99 + GST per redemption

  • Interest rate: 3.5% per month (42% annually)


Conclusion:


The SBI Tata Neu Infinity Credit Card is a great option for people who regularly shop on the Tata Neu app or use Tata brands like BigBasket, Croma, Tanishq, Air India, and Taj hotels. The biggest highlight of this card is that you can earn up to 10% NeuCoins (INR 1 = 1 NeuCoin) on Tata brand purchases and 1.5% NeuCoins on all other spending, including UPI transactions, if you choose the RuPay version of the card.

You also get complimentary airport lounge access (both domestic and international), a low forex markup of just 1.99% for international payments, and a welcome bonus of 1,499 NeuCoins that makes up for the joining fee. If you spend INR 3 lakh in a year, you don’t have to pay the annual fee from the second year onward.









 
 
 

Komentar

bottom of page