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Make Your Own Credit Card - Select The Features You Need - AU Bank's LIT Credit Card



In today's fast-paced world, a one-size-fits-all approach to anything rarely cuts it. When it comes to credit cards, the same holds true. Enter the AU SFB LIT Credit Card, a revolutionary offering that throws the rule book out the window and lets you design your ideal card experience.


Forget generic rewards programs and restrictive features. This card is all about personalization and flexibility, letting you choose the perks and benefits that align with your unique lifestyle. Whether you're a foodie, globetrotter, fitness fanatic, or simply a savvy spender, the LIT Card adapts to you, not the other way around.


Here's what makes the AU SFB LIT Credit Card stand out:


  • Customization is King: Choose features that matter to you from a range of categories like Shopping, Travel, Entertainment, and Fun & Fitness. Activate the ones you love, deactivate the ones you don't, and switch them up whenever your needs evolve.

  • Milestone Cashback: Earn 5% cashback on your top spending category (retail, travel, dining, groceries, electronics, or apparel) three times in a 90-day period. This means you're rewarded for your everyday purchases, not just occasional splurges.

  • Category Cashback: Get additional 5% cashback on top of the Milestone Cashback on your chosen category, taking your rewards to the next level.

  • Fuel Surcharge Waiver: Save at the pump with a 1% fuel surcharge waiver on your fuel transactions, adding up over time.

  • Airport Lounge Access: Enjoy the comfort of airport lounges with complimentary access for cardholders who spend Rs. 10,000 or more per month.

  • Shopper's Reward: Earn up to 10X reward points on your shopping with partner brands, amplifying your savings and unlocking exciting offers.

  • Zero Joining and Annual Fees: Unlike many customizable cards, the LIT Card boasts no upfront or recurring fees, making it truly accessible and budget-friendly.

  • Transparent and Easy-to-Manage: Track your chosen features, spending patterns, and rewards in real-time through the convenient AU0101 app, giving you complete control over your card experience.

But wait, there's more!

The LIT Card cater to diverse lifestyles with additional perks like:

  • Fun & Fitness Memberships: Access exclusive deals and discounts on gym memberships, yoga studios, and other fitness activities, keeping you motivated and active.

  • Instant Virtual Card: Get instant access to a virtual card for online transactions, ensuring safety and convenience.

  • Contactless Payments: Tap and pay for a seamless and secure checkout experience.

  • Complimentary Accident Insurance: Enjoy peace of mind with complimentary accident insurance coverage.

Is the AU SFB LIT Credit Card Right for You?

This card is ideal for individuals who:

  • Value flexibility and customization.

  • Want to maximize rewards on their everyday spending.

  • Travel frequently or enjoy shopping and entertainment.

  • Prioritize convenience and transparency in their financial tools.

  • Are budget-conscious and seek a card with no joining or annual fees.

Ready to Light Up Your Wallet?


The AU SFB LIT Credit Card is more than just plastic – it's a key to unlocking a world of personalized rewards, convenience, and control over your finances.

Apply today and start designing your ideal credit card experience!


Bonus Tips:


  • Compare the LIT Card with other customizable or rewards cards to see which one best aligns with your spending habits and preferences.

  • Use the AU0101 app to stay informed about your chosen features, track your spending, and maximize your rewards potential.

  • Remember to use your card responsibly and avoid overspending to maintain a healthy financial balance.

With the AU SFB LIT Credit Card, your wallet and lifestyle can truly be lit up! So, go ahead, customize, reward yourself, and take control of your financial journey.

Remember: This blog post is for informational purposes only and should not be considered financial advice. Always do your own research and consult with a financial expert before making any credit card decisions.


FAQs


10 Deep Dives FAQs into the AU SFB LIT Credit Card: Your Personalized Rewards Powerhouse


1. How does the "customization" work?


Think of the LIT Card as a blank canvas. You choose the perks that matter most to you from four categories: Shopping, Travel, Entertainment, and Fun & Fitness. Activate the ones you love, deactivate the ones you don't, and switch them up whenever your needs change. It's your card, your way!


2. What about the "Milestone Cashback"?


This is where things get exciting. Earn a whopping 5% cashback on your top spending category (retail, travel, dining, groceries, electronics, or apparel) three times in a 90-day period. So, whether you're a fashionista or a foodie, your everyday indulgences get rewarded.


3. Can I get even more cashback?


Absolutely! On top of the Milestone Cashback, you get an additional 5% cashback on your chosen category. Imagine stacking 10% cashback on your retail sprees or travel bookings – that's serious savings!


4. Are there any joining or annual fees?


Nope! The LIT Card breaks free from the typical "premium card" mold by offering all its flexibility and rewards without any upfront or recurring charges. It's truly accessible and budget-friendly.


5. How do I manage my chosen features and track my rewards?


The convenient AU0101 app puts you in control. Track your activated features, monitor your spending patterns, and see your rewards accumulate in real-time. Transparency is key, and the LIT Card delivers.


6. What are some of the perks in the different categories?


  • Shopping: Up to 10X reward points on partner brands, exclusive discounts, and early access to sales.

  • Travel: Airport lounge access, travel insurance offers, and discounts on flight bookings.

  • Entertainment: Movie ticket offers, deals on streaming services, and discounts on dining and events.

  • Fun & Fitness: Discounted gym memberships, yoga studio deals, and special offers on fitness equipment.

7. Does the LIT Card offer any travel benefits besides lounge access?


Yes! Enjoy complimentary travel accident insurance for peace of mind, and use your Milestone Cashback on travel bookings to maximize your savings.


8. What about security features?


The LIT Card comes equipped with contactless payments for a smooth and secure checkout experience. Plus, you get instant access to a virtual card for online transactions, adding an extra layer of security.


9. Is there customer support available?


Absolutely! AU SFB provides reliable customer support through phone, email, and the AU0101 app. Their team is there to answer your questions and assist you with any issues.


10. Who is the AU SFB LIT Card ideal for?


This card shines for individuals who:

  • Value flexibility and customization in their credit card experience.

  • Want to maximize rewards on their everyday spending.

  • Travel frequently, shop often, or enjoy entertainment and fitness activities.

  • Prioritize convenience and transparency in their financial tools.

  • Are budget-conscious and seek a card with no joining or annual fees.


About SFB


AU Small Finance Bank (AU SFB) is a young and dynamic player in the Indian banking landscape, carving its niche as a leader in the small finance bank (SFB) segment. Established in 1996 as AU Financiers, it transformed into an SFB in 2017, focusing on serving the financially underserved sectors in India. Here's a glimpse into AU SFB's remarkable journey:


Key Facts:

  • Founded in 1996, headquartered in Jaipur, India

  • Converted to an SFB in 2017

  • Focuses on providing financial services to rural and semi-urban areas

  • Offers a wide range of banking products and services, including savings accounts, loans, credit cards, and digital banking

  • Has a strong network of over 1,000 branches across India

  • Known for its innovative approach and commitment to financial inclusion




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