3.49% per month (41.88% annually)

• Users will get 2 reward points of spend of every INR 100 on retails spends. Value of 1 reward point is INR 0.25. 

• General Cashback Rate: 0.5%. 

• User will get 1 reward point on utility, insurance and telecom spends. 

• Utility+ Cashback Rate: 0.25%. 

3.49% per month (41.88% annually)

• User will 1% cashback on UPI transaction after linking your credit card to your UPI app.

•  UPI Cashback Rate: 1%. 

• Users will get 5 reward points of spend of every INR 100 on all UPI spends undertaken through the AU Banking App. 

• Value of 1 reward point is INR 0.25. 

• AU App Cashback Rate: 1.25%.

Interest Rate: 3.49% per month (41.88% annually)

• Users will get 2 reward points of spend of every INR 100 on contactless tap and pay transaction. 

• Value of 1 reward point is INR 0.25.

• Contactless Cashback Rate: 0.5%.

• User will get 1 reward point on all other retail spends on spending INR 100.

• General Cashback Rate: .25%. 

• Get 2 extra reward points on incremental spends above INR 5,000 in a month.

• Special Cashback Rate: 0.5%

Interest Rate: 3.49% per month (41.88% annually)

• Users will get 5 reward points of spend of every INR 100 on flights, hotels, voucher shopping, on AU Rewards portal. 

• Value of 1 reward point is INR 0.25. 

• Special Cashback Rate: 1.25%. 

• User will get 1 reward point on all other categories on spending INR 100. 

• General Cashback Rate: 0.25%. 

Interest Rate: 3.49% per month (41.88% annually)

• Reward System: User will get 15% cashback on Amazon Now on grocery every month upto INR 250. 

• Amazon Now Cashback Rate: 15%. 

• User will get 15% cashback on food delivery on Zomato every month upto INR 250. 

• Zomato Cashback Rate: 15%. 

• Users will get 8 reward points of spend of every INR 100 on dining, travel, tax payment and software purchase. 

• Value of 1 reward point is INR 0.25. 

• Special Cashback Rate: 2%. User will get 2 reward point on all other retail spends on spending INR 100. 

• General Cashback Rate: .5%. 

• User will get 1 reward point on utility, insurance and telecom spends. 

• Utility+ Cashback Rate: 0.25%. 

Interest Rate: 3.49% per month (41.88% annually)

• User will get 15% cashback on Amazon Now on grocery every month upto INR 250. 

• Amazon Now Cashback Rate: 15%. 

• User will get 15% cashback on food delivery on Zomato every month upto INR 250. 

• Zomato Cashback Rate: 15%. 

• Users will get 5 reward points of spend of every INR 100 on grocery, departmental store and contactless payment. 

• Value of 1 reward point is INR 0.25. 

• Grocery+ Cashback Rate: 1.25%. 

• User will get 2 reward point on all other retail spends on spending INR 100. 

• General Cashback Rate: .5%. User will get 1 reward point on utility, insurance and telecom spends. 

• Utility+ Cashback Rate: 0.25%. 

Interest Rate: 3.49% per month (41.88% annually)

• User will get 15% cashback on Amazon Fashion every month upto INR 500. 

• Amazon Fashion Cashback Rate: 15%. 

• User will get 15% cashback on District App every month upto INR 500. 

• District Cashback Rate: 15%. 

• User will get 15% cashback on on hotel bookings through AU Rewardz every month upto INR 500. 

• Hotel Cashback Rate: 15%. User

• Users will get 5 reward points of spend of every INR 100 on shopping, dining, and travel. 

• Value of 1 reward point is INR 0.25. 

• Shopping+ Cashback Rate: 1.25%. 

• User will get 2 reward point on all other retail spends on spending INR 100. 

• General Cashback Rate: .5%. 

• User will get 1 reward point on utility, insurance and telecom spends. 

• Utility+ Cashback Rate: 0.25%. 

• MyRupaya Tip: Rewardd points are give best value when redeemed on AU Rewards portal.

3.75% per month (45% per annum)

• Users will get 12 reward points of spend of every INR 100 on Amazon, Flipkart, Zomato, BigBasket, Apple Products, Zomato, Amazon Now, Flipkart Minutes, Cheq Travel portal and utility bill payment via the Cheq app. 

• Value of 1 Cheq point is INR 0.25 when used for credit card bill payment. Preffered Merchant Cashback Rate: 3%. 

• User will get 5 reward point on spends on Meesho, Ajio, Myntra, Libas, Tata Cliq, and 10,000 other apps. 

• Apps Cashback Rate: 1.25%.

• User will get 2.5 cheq points on UPI payments through the Cheq app.

• UPI Cashback Rate: 0.75%. 

• User will get 1 reward point on all other spends. General Cashback Rate: INR 0.25. 

• MyRupaya Tip: Cheq points are worth INR 0.50 when redeemed against travel and hotel bookings on Cheq app. 

3.75% (Annualized 45%

• Reward System: Users will get 15 Indigo Blue Chips on booking flight and hotels through the Indigo App/Website. 

• Value of 1 Indigo Blue Chip for booking flights and hotels through the Indigo App / Website is INR 1. 

• Special Travel Cashback Rate: 15%. 

• User will get 2 Indigo Blue Chips on dining and entertainment. 

• Dining+ Cashback Rate: 2%. 

• Cardholders will get 1 Indigo Blue Chip on all other categories. 

• General Cashback Rate: 1%.

3.75% (Annualized 45%)

• Users will get 5 Air Mile on booking flight and hotels through the Kotak App.

• Value of 1 Air Mile for booking flights and hotels through the Kotak App is INR 1. 

• Special Travel Cashback Rate: 5%. 

• User will get 2 Air Mile on all other spends apart from excluded categories. 

• General Cashback Rate: 2%. 

3.75% (Annualized 45%)

• Users will get 3 Air Mile on booking flight and hotels through the Kotak App.

• Value of 1 Air Mile for booking flights and hotels through the Kotak App is INR 1. 

• Special Travel Cashback Rate: 3%. 

• User will get 1 Air Mile on all other spends apart from excluded categories. 

• General Cashback Rate: 1%. 

3.6% per month (52.86% per annum).

• Users will get 4 reward points per Rs. 150 spent. 

• The value of 1 reward point = Rs 0.25. 

• General Cashback rate: 0.66%. 

• Users will get 3 reward points per Rs. 150 spent on UPI transactions above INR 2,000. 

• UPI Special Cashback Rate: 0.5%. 

• Users will get 54 rewards per INR 150 spent on IDFC App for hotel booking, these point when redeedmed on the IDFC app for hotel booking have a value of INR 0.50. 

• Hotel Cashback Rate: 18%.  

• Users will get 33 rewards per INR 150 spent on IDFC App for flight booking, these point when redeedmed on the IDFC app for flight booking have a value of INR 0.50. 

• Flight Cashback Rate: 11%. 

Interest Rate: 3.75% per month (55.54% per annum).

• User will get 3% cashback on UPI spends undertaken through the Super.Money app.

• Special Super.money App Cashback Rate: 3%, the cashback is capped, max cashback cannot exceed the cashback earned through other spends. 

• User will get 1 % cashback on all other spends. 

• General Cashback Rate: 1% uncapped. 

​

•  Users will get 7 Indigo BlueChip per INR 100 on every travel spend on Indigo app/web.  

• Users will get 3 Indigo BlueChiptravel per INR 100 on hotel / lodging spends. 

• 1 BlueChip = INR 1 for redeeming on the Indigo app. 

• User will get 2 Bluechip on all other spends on INR 100. 

• Travel Cashback Rate: 3%. 

• Hotel Cashback Rate: 2%. 

• General Cashback Rate: 2%

​

• Users will get 3 Indigo BlueChip per INR 100 on every travel spend on Indigo app/web. 

• Users will get 2 Indigo BlueChiptravel per INR 100 on hotel / lodging spends. 1 travel credit = INR 1 for redeeming on the Indigo app. 

• 1 Bluechip on all other spends. 

• Travel Cashback Rate: 3%. 

• Hotel Cashback Rate: 2%. 

• General Cashback Rate: 1%

​

• Users will get 2 travel credits per INR 100 on every travel spend. 1 travel credit per INR 100 on other spends.

• 1 travel credit = INR 1 for air mile/hotel point. 

• 1 travel credit = INR 0.5 for travel booking. 

• 1 travel credit = ₹0.25 for Shop & Smile Product. 

• General cashback rate: 1%. 

• Travel Cashbck Rate: 2%.  

​

• Users will earn 10 KrisFlyer miles per Rs 200 spent on Singapore airlines group, 8 KrisFlyer miles per Rs 200 on international spends, and 6 KrisFlyer miles per Rs 200 on other eligible spends. 

• These miles can not be exchanged against cash or credit rather they can be redeemed while booking tickets at the Singapore airline app. 

• Value of 1 miles depend on the route.

​

• 1 reward point = INR 0.25, however if point is redeemed for hote/flight booking using IDFC App, one point = INR 1. 

• User will get 33.33 point on spending INR 100 on hotel bokings through the IDFC App. Hotel Cashback Rate: 33.33%. 

• User will get 16.67 point on spending INR 100 on flight bokings through the IDFC App. Flight Cashback Rate: 16.67%. 

• User will get 5 points on spending INR 150 on domestic spends. Domestic Cashback Rate: 0.83%. 

• User will get 5 points on spending INR 150 on international spends. International Cashback Rate: 0.5%.

• Insurance + Cashback Rate: 0.16%

​

• Value of 1 reward point = INR 0.25. User will get 5 reward point on domestic spends of every INR 100 upto spends of INR 1 Lakhs in a month. Domestic Cashback Rate: 1.25%. 

• Above INR 1 Lakh User will get 2.5 reward point on domestic spends of every INR 100 upto spends. Above 1 Lakh Domestic Cashback Rate: 0.625%.

•  User will get 5 reward point on GST and tax payment of every INR 100. GST Tax Cashback Rate: 1.25%. 

• User will get 5 reward point on vendor and bill payment of every INR 100. Vendor Payment Rate: 1.25%.

​

• 3% cashback on online spends upto INR 10,000. 

• On online spends above INR 10,000 in a month cashback rate is 5%. 

• Cashback rate on UPI spends via the bank app: 1%. 

• Extra cashback on hotel and air ticket booking through the IDFC app: 1%. 

• Cashback on utility, in store swipe, education etc.: 1%.