Federal Bank AmpliFi Credit Card: Maximising Rewards for Everyday Spends
- Pratibha Sharma
- Aug 19, 2025
- 6 min read
Updated: Dec 12, 2025
This is the information we will give you in today's blog, primarily the welcome benefits, cashback rate, and other features of the Federal Bank AmpliFi Credit Card. To get more details, please read below:
Federal Bank AmpliFi Credit Card targets people who want to get value added to all purchases. This card is not another card to make a payment, but it aims at providing rewards and savings on the things that we need in our day-to-day life. Be it going on shopping, filling your tank, or paying your monthly dues, the card promises to give back your money in a practical form.
Federal Bank MagniFi Credit Card is a smart product of Federal Bank and Fi Money. Federal Bank can introduce its credibility and banking skills, and Fi can introduce an innovative, application-based experience that can make the card easy to handle through the phone. The two have designed a card that can be described as being easy, techy, and rewarding, and it suits a person who desires the reliability of a trusted bank, as well as the convenience and amenities of a fintech application.
A reward system is among the characteristics of this card, where each purchase will give points which can be used by the user to get a voucher, travel booking or even a discount. It is also coupled with the perks of a luxurious lifestyle and the security of being on a trusted payment network. It is a rather popular card that can be found in India and outside.
Why Would The Federal Bank AmpliFi Credit Card Be Welcome?
Welcome Benefit: The top brands, such as Uber, Croma, Zomato, SonyLiv, and Myntra, will offer customers welcome gift cards valued at Rs 4,250.
What Are The Milestone Benefits of the Federal Bank AmpliFi Credit Card?
Milestone Benefits: The customers will receive benefits on the expenditure of Rs 2.5 Lakhs and above in one year through an annual fee waiver of 2,000 and a free subscription to Jio cinema worth 999.
The users will receive a benefit of the value of INR 4000 on purchasing INR 4 Lakhs or above in a year through 2 free priority check-in and baggage service that will have a total value of INR 2000; and a MakeMyTrip Gift card worth INR 2000.
What Is The Cashback Rate Of The Federal Bank AmpliFi Credit Card?
Customers will receive 12 Fi-coins on each spend of Rs. 100 on the top 3 favourite partner brands on spending 15,000 or above in any given statement cycle.
Value of 1 RP = 0.25
Favoured Brand Cashback rate: 3%.
All other spends will have the 3Fi-coins to be earned by the user for every Rs. 100 spent.
General cashback rate = 0.75%.
Movie Benefits
BookMyShow offers a Buy one, get one Free movie ticket once a month. Max cashback INR 20
Dining Benefits
Save up to 20% with the EazyDiner app.
Other Benefits
No forex markup charge on overseas transactions. The reward points may be changed into Club ITC and Maharaja Points.
Club ITC and Maharaja Points:
The loyalty program of ITC Hotels is Club ITC. It is targeting guests who frequent the ITC properties in terms of staying, dining or consuming services in India. It is not a typical membership card but rather a rewards program that returns you with value to you whenever you transact business with ITC Hotels or their partner restaurants. It is a free membership, and once all these things are joined, you will earn points on each expense.
The currency used to reward is known as Maharaja Points. These are the reward points, which are earned whenever staying in a room, enjoying meals at the ITC restaurants or making use of their services. With time, all these points will be accumulated and can be exchanged for free hotel stays, meals, or even life experiences. The most advantageous thing is that the points will not be wasted; they can be utilised during the next visit of the user, and, therefore, these savings will be a good bargain for users.
Club ITC is also characterised by various levels of membership, i.e. the more you pay, the more privileges are unlocked. These are greater awarding of points, room upgrades, early check-in, late check-out, and offers.
To put it briefly, Club ITC and Maharaja Points are the means of the ITC Hotels to say "thank you" to the loyal guests and make their frequent visits worthy of remembrance and meaningful rewards.
Lounge Access
The domestic airport is entitled to one free visit to the lounge per quarter, though one must spend INR 10,000 within a quarter.
Special Features
0 forex mark-up fees.
Eligibility:
Age: You should be 21 in age.
Residence- You must be a resident of India.
How To Apply For This Card?
Download and install the Fi Money on your phone.
Go to the credit card section of the app.
Find the Fi-Federal AmpliFi Credit Card and begin the application.
I am sure they will require you to submit your personal information, work background and salary evidence.
The application may also seek a soft credit check.
In case your application passes the eligibility criteria, you will be led through a video KYC process to be verified.
After a successful application, your application will be considered approved.
Contact Details
1800 420 1199
What Do You like or Dislike about a Federal Bank AmpliFi Credit Card?
Pros:
Value of money: Welcome perks tend to include the membership fee, and the annual fee can be waived by spending sufficient amounts.
Good rewards: Increased cashback on major brands and income on other purchases, such as UPI.
Travelable: Lounge membership once every quarter and zero effective forex markup make it friendly to people who travel a lot.
Full control through the app: The Fi app allows you to control spending, rewards, and control your card with ease.
Cons:
Customer care problems: A lot of purchasers report delays and unanswered questions.
Variating deals: Not all the cardholders might have the same discounts or offers.
Forex refunds are time-consuming: Although the charges are refunded, the wait can be cumbersome.
Possible risk of benefits reduction: Rewards can be altered or cut down, in the future, as does a lot of fintech cards do.
Fees And Charges:
Joining fees: INR 2000
Annual fees: Nil
Cash advance fees: Nil
Penalty on late payment: Late Payment Charges: INR 100-1200.
Interest charges: Interest rate 3.49% per month (41.88% per annum).
Federal Bank Description:
Federal Bank is one of the popular privately owned banks in India, based in Aluva, Kerala. It began as a small regional bank several decades ago, but with time, it has expanded to one of the most reliable names in the Indian banking environment. The most striking aspect is that Federal Bank has adopted technology and, at the same time, maintained a customer-friendly attitude.
The bank provides virtually all the services you would have imagined: savings accounts, deposits, loans, credit cards, and an NRI bank. It is a company that has a large presence of branches and ATMs, yet it has created a solid digital platform. Its internet banking service and mobile banking application are user-friendly, hence most young professionals and even NRIs are fond of it.
The other important aspect is that the Federal Bank has collaborated with large payment networks such as Visa, Mastercard, and RuPay to offer a range of cards to the customers. The bank has tailored products to meet the varying needs, whether it is shopping, travelling or making daily payments.
Put simply, Federal Bank has been able to remain modern and tech-oriented without losing the trust and personal touch that they appreciate in a bank.
Conclusion:
Federal Bank AmpliFi Credit Card is not a luxury, and easy-to-understand benefits, making normal spending a smarter and more rewarding choice. The peculiarity is that it transforms ordinary payments such as shopping, fuel, or utility bills into little savings and advantages that count in everyday life. It is not another piece of plastic in your wallet, but it is like a tool that rewards you with something every time you use it.
Federal Bank has placed this card in the mid-ground by opting to use the Visa Platinum network. It offers you beyond what the basic cards offer, such as global acceptance, lifestyle deals, and purchase protection, but remains more affordable and easily accessible than the expensive cards. Its balance is what makes it accessible to individuals who would enjoy convenient advantages but do not desire the hassle of having an expensive card with strict requirements.
The rewards system is motivational to the users. You are able to get points on your daily expenditure and then redeem them on luxurious travels, which can be converted into vouchers, discounts or even travelling perks. There is the added benefit of the lifestyle and the confidence of the Federal Bank service, and you have a safe and secure card.
Ultimately, the AmpliFi Credit Card is most suitable for those who prefer the benefits of a trustworthy reward, daily savings, and a touch of luxury without having their financial life complicated. It is a card you can rely upon to silently contribute towards the day-to-day experiences. AmpliFi also provides a balance between simplicity and reward, especially to a person who wants to minimise costs and enjoy the added bonus of additional advantages.
The AmpliFi Credit Card offers, in a nutshell, a convenient, rewarding, and slightly lifestyle-enhancing package in one card. It can be used by individuals who desire consistent savings and convenient benefits that do not involve them in the excessive overhead of the premium cards
If you want to know the unbiased AI score of the Federal Bank AmpliFi Credit Card, read their detailed review, click here
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