3.80% per month (45.6% annually)

• 1% cashback on non-EMI spends upto INR 500 per month. 

• You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.

3.50% per month [42% per annum]

• Value of 1 reward point =INR 0.25. 

• Users will earn 10 reward points per Rs 150 spent on dining, movies, departmental stores and grocery spending. 

• Special Cashback Rate: 1.67%. 

• Users will earn 1 reward point per Rs 150 spent on all other spends. 

• General Cashback Rate: 0.16%. 

Interest Rate: 3.6% per month (52.86% per annum).

• Users will get 5% cashback on Freecharge spends

• 2% cashback on local commute, 1% cashback on all other spends

• 5% cashback on all spends made on the Freecharge app or website.

• 1% cashback on other spends.

Interest Rate: 3.5% per month, 42% per year.

• Card holders will get 8 reward points on spending INR 150. 

• Value of 1 reward point is INR 0.25. 

• General Cashback Rate: 1.3%.

3.83% per month, 46% annually.

• Value of 1 RP = 0.5 paisa. 

• Users will earn 2.5 reward points for every INR 100 spent on e-commerce transactions. 

• E-Commerce Cashback Rate: 1.25%.

• User will earn 1 reward point on all other sales transactions.

• General Cashback Rate: 0.5%

3.8% p.m (45.60%p.a).

• 1 Reward Point = INR 0.25. 

• Users will get 4 reward points for every INR 200 on travel & dining spends, 

• Travel Dining Cashback Rate 0.5%. 

• 2 reward points for every INR 200 on all categories. 

• General Cashback Rate: 0.25%.

3.8% p.m (45.6% p.a)

• The value of 1 reward point = INR 0.25. 

• Users will get 5X reward points on online dining spending. 

• Dining Cashback Rate: 1.25%. 

• 3X reward points on online grocery and online apparel spending. 

• Gocery Cashback Rate: 0.75%.

• 2 reward points per INR 200 on all other retail spends (except fuel spends). 

• General Cashback Rate: 0.25%.

Interest Rate: 3.25% p.m. (39% Annualized Percentage Rates).

• 1RP = INR 0.2

• Users will earn 5 reward points for every Rs 100 spent on dining and online spending.

• Dining + Online Cashback Rate: 1%.

• 1 reward point for every Rs. 100 spent on other categories.

•  General Cashback Rate: 0.20%

Interest Rate: 3.83% per month and 46% per annum.

Reward System: User will get 1 reward point on spending INR 150. 

Value of 1 reward point = INR 0.75. 

None

Depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than Rs.50,000 41.88% (3.49% per month) (2) Rs.50,000 - 3,00,000 30.00% (2.49% per month) (3) Rs.3,00,001- 10,00,000 18.00% (1.49% per month) (4) More than Rs.10,00,000 5.88% (0.49% per month).

• The value of 1 reward point = INR. 0.25. 

• Users will get 1 reward point on a spend of INR 100. 

• General cashback rate: 0.25%.

• 3x rewards on spending for the Electronics & Apparel categories.

• Electronic And Apparel Cashback Rate: 0.75%.

• 2x rewards on the Entertainment category.

• Entertainment Cashback Rate: 0.50%. 

3.99% p.m (upto 47.88% p.a).

• 1% cashback on all online and retail transactions except fuel (capped at INR 500 per month).

3.6% per month (52.86% per annum).

• For spends upto INR 20,000 in a month users will earn 10 Axis EDGE REWARDS Points on every INR 100 spend.

• The value of each point is INR 0.2. 

• The effective general cashback rate is 2%. 

• For spends above INR 20,000 in a month users will earn 5 Axis EDGE REWARDS Points on every INR 100 spend. 

• The value of each point is INR 0.2. 

• The effective general cashback rate is 1% for spends above INR 20,000. 

3.25% per month (39% per annum)

• 1 RP INR 0.35. 

• Users will earn 1 reward point for every Rs. 100 spent on all transactions. Cashback rate: 0.35%.

• 5 reward points per Rs. 100 spent on departmental stores, supermarkets, and fuel. Cashback rate: 1.75%. 

• 3 reward points per Rs. 100 spent on dining and bill payments. Cashback rate: 1.05%.

3.50% per month [42% per
annum]

• Users will earn 2 reward points for every ₹100 spent except for spends for fuel, insurance, utilities and cash transactions. 

• The value of 1 reward point = ₹0.25. Effective cashback rate= 0.50%.

APR 44.13%

• The value of 1 reward point is INR 0.50. 

• Users will earn 1 Membership rewards point for every Rs. 50 spent except for spends at Insurance and cash transactions, effective cashback rate: 1% 

• 1 Membership reward point for every Rs. 50 spent on fuel and utility. Effective cashback rate: 1%.

• Cardholders will get 5% cashback on select partners including: Apple, Tanishq, Flipkart, MakeMyTrip, Forest Essentials, Ajio, Dyson, 

2.50% per month (APR) of 30%.

• 1 reward point has value of INR 0.20. 

• Users will earn 6 reward points for every INR 200 spent on domestic and international transactions.

• Effective cashback rate: 0.6%. 

3.99% p.m (upto 47.88% p.a).

• The value of 1 reward point is Rs. 0.25. 

• Users will get 2 reward points for every INR 100 spent with an effective cashback rate of 0.50%.

• 20 reward points for every INR 100 spent on international and dining on weekends with a cashback rate of 2.5%.

3.49% per month (41.88% per annum)

• Users will get 12 Fi-coins for every Rs. 100 spent on the top 3 preferred partner brands on spending Rs. 15,000 or more in a statement cycle.

• Value of 1 RP = 0.25

• Preferred Brand Cashback rate: 3%.

• Users will get 3Fi-coins for every Rs. 100 spent on all other spends.

• General cashback rate = 0.75%.

3.67% per month (44% per annum)

• Users will get 3 ICICI Bank reward points on spending INR 100 on all domestic transactions. 

• Value of 1 reward point = INR 0.25. 

• General Cashback Rate = 0.75%.

• 4 reward points per INR 100 spent on international spends. 

• International Cashback Rate = 1%.

• 5 points on all spends during Manchester United on match days. 

• Effective Match Day Cashback Rate: 1.25%.

Interest rate: 2.99% per month and 36% per annum.

• Users will get 3 reward points on all international spends on spending INR 100. 

• International Cashback Rate: 2.25%.

• Value of 1 point = INR 0.75.

• 1 reward point on all domestic spends on spending INR 100. 

• Domestic Cashback Rate: 0.75%.