3.50% per month [42% per annum]

• Value of 1RP = 0.25 paisa.

• Users will get 20 reward points per Rs.100 spent on standing instructions for utility bill payments. Cashback rate: 5%.

• 10 reward points per Rs.100 spent on dining, groceries, departmental stores, and movies. Cashback rate: 2.5%.

• Users can enjoy 20 reward points per Rs. 100 spent on their birthday.

• Customers can also earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights.

Interest rate: 3.83% per month and 46% per annum.

• Users will get 4 InterMiles on spending INR 100 through the credit card. 

• The value of 1 InterMiles is not exact it depends on the flight you are trying to book it varies from INR 0.17 to INR 0.50. Effective cashback rate: varies from 0.68% to 2%.

•  Up to 20% off on affiliated restaurants on using American Express card.

3.50% per month (42% per annum) from the transaction date. 

• Users will be awarded 3 points on the departmental store, grocery store, dining and international spending. Effective cashback rate: 3%

• Value of 1 reward point: INR 1.  

• 1 point on all other spends. The effective general cashback rate is 1%.

• Users will get up to 5% value back on spending on Tata outlets and 3.5% value back on Star Bazaar outlets. 

3.75% per month 45% p.a. 

• Users will earn 1.5 reward points for every INR 100 spent on standard purchases, 

• The value of 1.5 reward points is INR 1. 

• General Cashback Rate: 1%. 

• Cardholder will get 5 reward points for every INR 100 spent with Taj, SeleQtions, Gateway, Vivanta hotels and amã Stays & Trails bungalows with a 

• Special Cashback Rate: 3.33%.

2.50% monthly, 30% annually.

• Users will earn 2 reward points for every INR 100 spent on credit cards. 

• Value of 1 reward point = INR 0.25. 

• General Cashback Rate: 0.50%.

Finance charges#: Upto 3.50% p.m. (42% p.a.) for Unsecured Cards; 2.5% p.m. (33% p.a.) for Secured Cards

• The value of 1 reward point = INR 1. 

• Users will get 3 reward points for every Rs. 100 spent on departmental & grocery stores, dining & international spends, an effective cashback rate of 3%.

• 1 reward point for every Rs. 100 spent on other retail spends with a cashback rate of 1%.

3.6% per month (i.e., 43.2% per annum)

• 1 RP= INR 0.75.

• Users will earn 8 Marriott Bonvoy points per Rs. 150 spent at hotels participating in Marriott Bonvoy. Cashback rate: 4%.

• 4 Marriott Bonvoy points per Rs. 150 spent on travel, dining & entertainment. Cashback rate: 2%.

• 2 Marriott Bonvoy points per Rs. 150 spent on all other applicable purchases. Cashback rate: 1%.

3.50% per month [42% per annum]

• Value of 1 reward point =INR 0.25. 

• Users will earn 10 reward points per Rs 150 spent on dining, movies, departmental stores and grocery spending. 

• Special Cashback Rate: 1.67%. 

• Users will earn 1 reward point per Rs 150 spent on all other spends. 

• General Cashback Rate: 0.16%. 

3.50% per month, 42.00% p.a.

• The value of 1 reward point is INR 0.50. 

• Users will earn 1 Membership reward point for every Rs. 50 spent except for spending on Fuel, Insurance, Utilities, Cash Transactions, and EMI conversion at the Point of Sale. Effective cashback rate: 1%. 

3.40% per month, 40.80% per year.

• Users can earn 2.5% reward points on international spending and 2% reward points on domestic spending. 

• The value of 1 reward point is up to ₹1.

• If redemption is made against the statement balance, the value of 1 reward point is 0.4% which means the cashback rate is 0.40%.

3.40% per month (49.96% per annum).

• Reward System: Users will get 3 Edge reward points on spending INR 100 domestically and 6 Edge reward points on spending INR 100 internationally.

•  Value of 1 Edge point: INR 0.20. 

• Domestic cashback rate: 0.6%.

• International cashback rate 1.2%.. 

3.75% per month (i.e. 55.55% per annum).  

• The value of 1 First Citizen point is INR 0.50. Users will get 20 First Citizen accelerated points for every INR 200 spent on private label brands of Shopper's Stop. 

• Priavte lable cashback rate: 5%.

• Cardholders will ger 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper's Stop. 

• Effective beauty product cashback rate: 3%.

• Cardholders will get 2 First Citizen points earned on every INR 200 spent elsewhere. 

• Effective general cashback rate: 0.5%

3% per month (i.e. 36% annual rate) on the outstanding amount + applicable taxes.

• 7% reward points on Adani One ecosystem, Adani managed Airports, Trainman, Gas, Electricity, and more.

• Earn 1.5% as Adani Reward points on other domestic spend categories (excluding fuel and rent payments). 

• Earn 2% as Adani Reward points on the international spend category. 

Interest rate: 3.6% per month (43.9% per annum).

• Users will earn 2 points for every INR 200 spent. 

• Points can be redeemed for air tickets. The estimated value as per MyRupaya is INR 1.25 for each point. Effective cashback rate: 2.5%.

3.6% per month (52.86% per annum).

• Users will earn 2 reward points for every INR 100 spent on LIC Premium payments and foreign currency transactions.

• Value of 1 reward point: INR 0.20.

• Special Cashback Rate: 0.4%

• Cardholder will earn 1 reward point for every INR 100 spent on all other transactions except fuel, wallet load and EMI conversions. 

• General Cashback Rate: 0.2%

3.35%

• 1 RP= 0.25 Paise.

• Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.

• 10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.

• 5% cashback on dining, groceries, and department stores 1% cashback on all other spends.

3.40% per month, 40.8% per year.

• Users will get get 2 ICICI Bank reward points INR 100 on all transactions except fuel, insurance and utility bill payment. 

• Value of 1 reward point = INR 0.25. General cashback rate = 0.5%. 

• Get 1 reward point per INR 100 spend on insurance and utility bill payment. Utility and insurance cashback rate = 0.25%.

• Get 10 points on all spends during CSK match days. Effective match day cashback rate: 2.5%.

3.6% per month (52. 86% per annum)

• Users will get 1 Edge reward point on spending INR 100.

• Customers can get up to 10% off on Myntra, Rs 100 off on credit on shuttle every month, also Get Rs .120 off on freshmenu, and 50% off on Eros Now subscription.

3.80% per month (45.6% annually)

• 1% cashback on non-EMI spends upto INR 500 per month. 

• You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.

2.99% per month (35.88% annually)

• 1 RP = 0.25 Paisa.

• Users will get 24 YES Reward Points for every INR 200 for online shopping,  Online cashback rate: 3%.

• 12 YES Reward Points for every INR 200 for offline shopping.  offline cashback rate: 1.5%.

• 6 YES Reward Points for every INR 200 on selected categories, cashback rate on other spends: 0.75%.