5% cashback on train ticket booking through HDFC SmartBuy. 

Get 5 reward points for every 100 spent on IRCTC ticketing website and Rail Connect App. Value of 1 reward point = INR 1. IRCTC cashback rate = 5%. 

1 Reward point on all other spends. General cashback rate = 1%. 

On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair card, users can get upto 10% value back as reward points. 

3 reward points on every 125 spent at dining, and on standing instructions on utility bill payment. Dining & bill cashback rate: 2.4%. 

1 reward point on INR 125 on all other spends. Effective general cashback rate: 0.8%.

For every Rs. 100 spent users will get 1NeuCoin. 1 NeuCoin = ₹1, redeemable on Tata Neu app. 

The cashback earned is capped at Rs. 1500 per calendar month for Tata Neu transactions. 

Rs. 500 per calendar month for accelerated categories, and Rs. 2000 per calendar month for all other retail transactions. 

The effective cashback rate varies from 1% to 5%.

5% cashback on movie ticket bookings, grocery shopping, and utility bill payments.

0.75% on all other spends except fuel.

5% cashback on bill payments through YES PayNow.

1 NeuCoin = ₹1, redeemable on the Tata Neu App.

2% cash back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.

1% cash back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends. 

1% cash back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. 

7% cash back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App. 

The value of 1 reward point = INR 0.25. 

Users will get 10 reward points for every ₹150 spent on grocery and departmental stores. Effective cashback rate: 1.67%.

24 reward points for every fuel spend of Rs.150. Effective cashback rate = 4% + 1% Fuel surcharge = 5%. 

The value of 1 InterMiles = 1 Rs. 

Users will earn 8 InterMiles on every Rs. 150 spent on retail spending. Cashback rate: 5.33%.

16 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com. Cashback rate: 10.66%. 

16 InterMiles on every Rs. 150 spent on every Hotel booked Interbook.intermiles.com. Cashback rate: 10.66%.

Users can earn 1 reward point for every INR 100 spent. 

Every Wednesday 40 reward points for every INR 100 spent on online orders of Pizza Hut & Domino's, and 20 reward points for every INR 100 spent on groceries on Wednesdays. 

1 RP =0.25 paisa.

 General cashback rate: 0.25%, effective cashback rate for online orders on Wednesday: 10%, and effective cashback rate for grocery shopping done on Wednesday: 5%. 

Users will get 7% reward points on every Shoppers Stop spends. Maximum cap at ₹2000 per month.

2% reward points on Non-Shoppers Stop spends. Maximum cap at ₹2000 per month. 

1 BoB Reward Point = INR 0.25. 

Users will get 2 reward points per INR 100 on other categories. Effective cashback rate: 0.50%.

4 reward points on purchase made on departmental store effective cashback rate = 1%. 

40 reward points for every ₹100 spent on any other category including train ticket purchases on IRCTC Website and Mobile App. Cashback rate: 10%.

Earn 4 Reward Points for every ₹100 spent on Grocery & Departmental stores, and 2 Reward Points per ₹100 on other categories.

40% off on Zomato.

5% off on utility bill payments through AmazonPay.

10% off on Blinkit, Myntra, and movie tickets.  

You can earn 2 Edge reward points for every Rs. 200 spent on this card. 

1 Edge Point = INR 0.20. Effective cashback rate: 0.1%.

Users will get flat 10% cashback on Swiggy orders (food delivery, groceries, Dineout, Genie), capped at INR 1500 per month. 

5% cashback on online shopping across various categories like Amazon, Flipkart, Myntra, BookMyShow, etc., capped at INR 1500 per month. 

1% cashback on all other eligible spends, capped at INR 500 per month.

The value of 1 EDGE Mile is equal to INR 1. 

Users will get 5 EDGE Miles per INR 100 spend on travel. Effective travel cashback rate: 5%

2 EDGE Miles per INR 100 spent on other spends. Effective general cashback rate: 2%.

 Users will get 5% cashback on fuel on paying through the HP Pay App. Max fuel cashback is capped at INR 5,000 per month. 

2.5% cashback on grocery and utility bill payments. Max grocery and utility bill payments are capped at INR 4,000 per month.

2.5% cashback on fast tag recharge through the IDFC app. Cashback on Fasttag is capped at INR 2000 per month.

0.33% cashback on all other spends, no capping, payment can be made through UPI too for all other spends.

5% cashback on telecom, utility, govt. & tax payments up to INR 250 per month. 

1% cashback on all other spends.(Maximum INR 25,000 per month). 

Users will get 7% reward points on all Ola rides. Effective cashback rate: 7%

1 reward point = INR 1. Users will get 1% reward points on all other spends. General cashback rate = 1%.

5% cashback on flight tickets booked through Cleartrip.; 

10% cashback on domestic hotels booked through Cleartrip.

6% cashback on international hotels booked through Cleartrip.

12% cashback on activities booked through Cleartrip.

The value of 1 reward point = INR 0.25. 

Users will get 5 reward points for every Rs. 100 spent online with an effective cashback rate of 1.25%

1 reward point for every Rs. 100 spent offline (except on fuel) with a cashback rate of 0.25%.

Users will get 10% off at BookMyShow for up to Rs 300 per month, and 10% cashback at Myntra, Uber & Zomato, for up to Rs 300 each per month for each brand.

Users will get 16 super coins for every INR 100 spent on Flipkart for Flipkart plus members. Cashback rate: 14.56%.

Value of 1 supercoin is INR 0.91. 

 Nonflipkart plus members will get 8 super coins for every INR 100 spent. Effective cashback rate: 7.28%. 

Users will get 2 supercoins on all other spends, effective cashback rate is 1.82%.

5% cashback on online spending without any kind of merchant restriction.  (maximum cashback of Rs 5,000 per month).

1% cashback on all offline spends. One of the best credit card for online shopping as there is no merchant restriction and a very high cashback rate: 5%.

Users will be awarded 20 reward points per INR 100 spent on Aditya Birla stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). 

Value of 1 point = INR 0.25. Effective Aditya Birla cashback rate: 5%.

10 Reward Points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 2.5%.

1 reward point per INR 100 spent on other purchases. Effective general cashback rate: 0.25%.