IndusInd Bank Jio-BP Mobility+ Credit Card: Complete Benefits, Rewards & Fuel Savings
- Anusha Madda
- 23 hours ago
- 4 min read
As the cost of fuel rises and the cost of travelling daily is rising in India, you might end up spending thousands of dollars annually by using the right fuel credit card. An example of such a card, which has been popular among regular commuter is the IndusInd Bank Jio-BP Mobility+ Credit Card. It is a credit card that is meant to suit individuals who spend on fuel, mobility, and general necessities regularly. It has an option of fuel surcharge waiver, reward points, instant discounts, and special Jio-BP benefits.
In this blog, we will discuss all the information about the IndusInd Bank Jio-BP Mobility+ Credit Card, such as features, rewards, fuel savings calculation, fees, eligibility, pros and cons, and whether it is worth applying for in 2026.
What is the Jio-BP Mobility+ Credit Card by IndusInd Bank?
The Jio-BP Mobility+ Credit Card by IndusInd Bank is a co-branded fuel credit card, a partnership initiative between IndusInd Bank and Jio-BP (Reliance BP Mobility Limited). This card is ideal for
Daily commuters
Car and bike owners
Cab drivers
Frequent highway travelers
Individuals who pay a lot for fuel and mobility services. It offers users rewards for the amount they spend at Jio-BP fuel stations, as well as for normal retail, dining, and internet purchases.
Key Features of IndusInd Bank Jio-BP Mobility+ Credit Card
Welcome Benefits
400 reward points on 1st fuel transaction if used withing first 30 days of card issuance
Milestone Benefit
User will get 200 reward points on spending INR 4,000 on Jio-BP every month. User will get 4000 reward points on spending INR 2 Lakhs or more in a year.
Reward System
Value of 1 reward point = INR 0.25.
Credit card holders will get 12 points per INR 100 spent on the Jio-BP fuel pump.
Fuel Cashback Rate: 3%.
Users will get 5 reward points on spending made on dining, grocery, and supermarket.
Dining+ Cashback Rate: 1.25%.
Users will get 2 reward points for all other spends.
General Cashback Rate: 0.5%.
Other benefits
The card can be linked to UPI through UPI apps.
Free roadside assistance in Mumbai, Kolkata, Pune, Chennai, and Bangalore by calling the 24×7 toll-free helpline at 1800 571 3981
The joining fee is waived if the user spends INR 10,000 within 90 days of credit card issuance.
Fees & charges: zero joining and annual fee
To know more details of this card and an unbiased AI score, click here
Eligibility of IndusInd Bank Jio-BP Mobility+ Credit Card
To apply for this fuel credit card, you have to have basic eligibility.
Age Requirement :Minimum: 21 years, Maximum: 65 years
Income Criteria: The self-employed or Salaried persons.
Documents Required: PAN Card, Aadhaar / Address proof, Earnings document (paycheck or ITR),
IndusInd Bank Jio-BP Mobility+ Credit Card Application
You can apply for the IndusInd Jio-BP Mobility+ Credit Card online via the IndusInd Bank website:
Here's the process:
Visit the IndusInd Bank website
Find the IndusInd Jio-BP Mobility+ Credit Card page.
Click on "Apply Now.
Fill out the application form with all of your details.
You can digitally sign the application and complete your V-KYC for faster processing.
Advantages and disadvantages of the Indus Indus Bank Jio-BP Mobility + Credit card.
Pros
Excellent fuel rewards
Fuel surcharge waiver
Good partner advantages of Jio-BP.
Works as a daily spend card
Perfect for the busy commuters.
Cons
Best benefits exclusively applicable to Jio-BP outlets.
Reward redemption options are limited compared to premium cards
Not the best option for individuals who do not spend much on fuel.
To know offers that are present on your credit card, instead of checking all the websites, check our app where all offers will appear just enetering your card name.
IndusInd Bank Jio-BP Mobility+ vs Other Popular Fuel Credit Cards
Feature | IndusInd Bank Jio-BP Mobility+ | BPCL SBI Card OCTANE | IndianOil RBL XTRA Credit Card | ICICI HPCL Super Saver |
Fuel Partner | Jio-BP stations only | BPCL petrol pumps | IndianOil fuel network | HPCL fuel stations |
Fuel Reward/Value Back | 12 pts/₹100 (~3%) + bonuses | ~7.25% value back | ~8.5% value back | 5% cashback on fuel |
Fuel Surcharge Waiver | 1% at Jio-BP | 1% up to ₹4,000 | 1% up to ₹200/month | 1% surcharge waiver & benefits |
Welcome Bonus | 400 points + café voucher | 6,000 reward points (approx) | Yes | Yes |
Non-Fuel Rewards | 5 pts/₹100 on dining, grocery | 10 pts/₹100 on lifestyle spends | 15 pts/₹100 on grocery | Rewards on other spends |
Fee Waiver Conditions | ₹10,000 spent within 30 days | Annual spend milestone | Annual spend milestone | Minimum yearly spend |
Best For | Jio-BP loyal customers | BPCL fuel & lifestyle savings | Highest value back for heavy users | HPCL loyal fuel users |
Conclusion
The IndusInd Bank Jio-BP Mobility+ Credit Card is a prudent decision for any person who wants to
Save on fuel
Avoid fuel surcharge
Get reward points with every daily purchase.
Get value out of everyday commuting costs.
In the event that fuel is an essential cost in your monthly budget, this card can help you spend smarter and not more.
FAQs – IndusInd Bank Jio-BP Mobility+ Credit Card
What is the IndusInd Bank Jio-BP Mobility+ Credit Card?
It’s a co-branded fuel credit card launched by IndusInd Bank in partnership with Jio-BP that rewards fuel and lifestyle spends with accelerated points, monthly bonuses, welcome benefits, and UPI capabilities.
Can I redeem earned points for fuel or other benefits?
Yes — reward points can be redeemed directly at Jio-BP fuel stations, convenience stores, and Wildbean Café outlets.
Are there lifestyle rewards beyond fuel for IndusInd Bank Jio-BP Mobility+ Credit Card
Yes — you earn 5 reward points per ₹100 on dining, supermarkets, and grocery spends.
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