Google Pay Flex Axis Bank Credit Card Review: 5% Cashback on Google Pay – Real or Hype?
- Anusha Madda
- 1 day ago
- 3 min read
The market of Indian credit cards is changing quickly, and co-branded cards are gaining extreme popularity. Among such options, the Google Pay Flex Axis Bank Credit Card stands out as one of the most powerful because it is specifically created to attract the digital-first customer segment, who habitually use Google Pay to pay bills, shop, and recharge their phones, as well as to use UPI in any opportunity.
In case you are looking to find out the entire details of Google Pay Axis Bank credit card, Google Pay Flex card benefits, or the best credit card to use Google Pay in India, this informative blog will get you the answer in the most straightforward way.
What is Google Pay Flex Axis Bank Credit Card?
The Google Pay Flex Axis Bank Credit Card is a co-branded credit card introduced by Axis Bank in collaboration with Google Pay. It is designed to provide rewards to users who actively use Google Pay to make payments, shop, and cover their daily expenses.
This card focuses on:
Digital payments
Cashback instead of confusing reward points
Simple eligibility
Categories of flexible spending.
As opposed to the traditional cards, it offers greater rewards among the Google Pay transactions and is hence best suited to the millennials, salaried professionals, freelancers, and first-time credit card users.
To know more details about this card and unbiased AI Score of the card click here
Key Features of Google Pay Flex Axis Bank Credit Card
Welcome Benefits
Get a gift card worth INR 250 on the Google Play Store. Get 100% reward points on eligible spends in the first reward cycle on spends upto INR 500.
Attractive Cashback Structure
Get 1 reward point for every INR 500 spent. Value of 1 reward point = INR 1.
General Cashback Rate: 0.20%.
If the user has spent at least INR 100 in the previous cycle, they will get 2x reward points.
Special 2x Cashback Rate: 0.4%.
Get 4x reward points if you start at 2x at the beginning of the month and thereafter spend INR 15,000 in a month. Special 4x Cashback Rate: 0.8%.
Get 8x reward points if you start at 4x at the beginning of the month and thereafter spend INR 30,000 in a month. Special 8x Cashback Rate: 1.6%.
Dining Benefits
Get up to 15% off on dining via EazyDiner (up to INR 500 per month).
Joining Fee & Annual Fee:There is no annual or joining charges with this card
Interest Rates & Charges:
Interest Rate: 3.6%/month
Late Fee: 100-1200 ( depending on outstanding
To know offers which are present on your credit card instead of checking all the websites check here where all offers will appear just enetering your card name.
How to Apply for Google Pay Flex Axis Bank Credit Card?
Follow these steps:
Open Google Pay app Visit credit cards/ offers section.
Click on Google Pay Flex Axis Bank Credit Card.
Fill basic details
Complete KYC
Google Pay Flex Axis Bank Credit Card Advantages and disadvantages
Pros
Large cashback in use of Google Pay.
Transparent rewards.
Low annual fee
Ideal for beginners
Well-organized customer support of Axis Bank.
Cons
Restricted non-Google Pay perks.
No airport lounge access
Cashback caps may apply
Not intended to suit luxury or traveling.
Final Verdict
Google Pay Flex Axis Bank Credit Card is a smart and digital card that is a cashback card that is a perfect match to modern Indian users. It makes rewards simple and easily combines with Google Pay and assists you in saving money on daily costs. This card will provide simple value to novices and those who spend on daily basis.
FAQs
Is Google Pay Flex Axis Bank Credit Card lifetime free?
No, but the annual fee can be waived on minimum annual spend.
Can I use this card outside Google Pay?
Yes, but cashback is higher within Google Pay ecosystem.
Is this card good for UPI payments?
Yes, selected UPI-linked transactions via Google Pay are eligible for offers.
Does it help improve credit score?
Yes, if used responsibly
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