SBI Add-On Credit Cards PIN Generation/Change
- Vaani Shrivastava
- May 27, 2024
- 7 min read
Updated: Dec 9, 2025
SBI Add-On Credit Cards PIN Generation/Change
In the modern, busy world, credit cards have become an essential part of our financial toolkit—convenient, secure, and offering a range of rewards. One of the most successful financial institutions, the State Bank of India (SBI), provides a strong credit card service designed to meet diverse customer needs. Among its offerings, the SBI Add-On Credit Cards play an important role, enabling family members to enjoy credit benefits without centralising financial control. Whether you are a primary cardholder looking to empower a loved one or an add-on card user aiming to manage personal finances efficiently, understanding the process of SBI Add-On Credit Cards PIN Generation/Change is essential.
The PIN is a very important security feature that will guarantee the safety of your finances and will not allow unauthorised access to your account, as well as fraudulent actions. The process of generating or altering the PIN to your SBI Add-On Credit Card is an easy process that is user-friendly. The blog post will also take you through the step-by-step process of doing either the online or offline processes so that you can be sure of how to secure your cards. Starting with reaching the official SBI portal to the ATM or the call centre, we have included everything with easy step-by-step guidelines and useful hints.
How to activate an SBI Add-On Credit Card: A Guide.
One can get the convenience of add-on credit cards through the State Bank of India (SBI), which are supplementary cards that can be issued to members of the family of the main cardholder. These cards are similar to the primary card in terms of credit limit and enable the add-on users to enjoy similar services. The following is a step-by-step procedure of how to make these add-on credit cards active.
Step 1: Receive Your Add-On Credit Card
Upon applying to an SBI add-on credit card, the customer is to be mailed the card to the address of the primary cardholder in case of approval. Make sure that the card is received in a sealed envelope with all the personal details put in place.
Step 2: Sign the Card
The cardholder who has the add-on card should also sign the back of the card as soon as possible to enhance security.
Step 3: Online Activation
To activate the add-on credit card online, the primary cardholder must:
1. Enter their user ID and password on the official site of SBI Card.
2. Enter their user ID and password on the official site of the SBI card.
3. Go to the left-hand menu to the Requests and then Card Activation. 4. Select the add-on card in the list of cards and press the button Activate.
Step 4: Mobile App Activation
Instead, the activation will be possible using the SBI Card mobile app:
1. Log in to the SBI Card mobile app.
2. From the menu, select the 'Add-On Cards' option.
3. Choose the add-on card that needs to be activated.
4. Follow the prompts to complete the activation process.
Step 5: Phone Activation
In case the activation of the online or mobile app is not of choice, the main cardholder may call the helpline of SBI and request that the add-on card be activated. The SBI card site and the information booklet that accompanies the card contain the helpline number.
Step 6: PIN Generation
After the activation, the add-on cardholder will be required to create a Personal Identification Number (PIN):
It is possible online via the SBI card website or mobile app, where one will choose the option of creating a PIN.
Enter a new PIN.
Step 7: Confirm Activation
Once the process of activation and the generation of PIN is over, it is good to ensure that the card is ready to be used. It is possible to do it by doing a small transaction or checking the card status on the internet or on the mobile application.
Important Considerations
The add-on card is under complete control by the primary cardholder, and he can monitor transactions and manage the credit limit of the card.
All the add-on card statements and bills shall be forwarded to the key cardholder as a combined statement.
All debts incurred on the add-on card are charged to the primary cardholder.
Late payments or defaults on the add-on card will affect the credit score of the cardholder.
These steps make the process of activating an SBI add-on credit card a simple one. The card has to be used responsibly, and all the transactions should be tracked to have a convenient credit experience.
SBI Add-On Credit Cards PIN Change
The process of changing the PIN of an SBI Add-On Credit Card is a simple one that can be done through several easy steps. The following are instructions on how you can change your SBI Add-On Credit Card PIN:
1. Internet Way through Net Banking:
Enter your SBI net banking account.
Click on the credit card requests section.
Select the 'Change PIN' option.
The system will ask you to enter the new PIN that you like.
A One-time password (OTP) will be forwarded to your enrolled cell phone number
Type in the OTP to authenticate yourself.
Confirm the new PIN and finish the process.
2. Online Method via SBI Card Website:
Go to the SBI Card site and sign in to it.
Search the dashboard using a credit card.
Click on the option to change PIN.
Enter your new four-digit PIN.
Authentication to confirm the change request PIN change.
3. ATM Method:
You have to use an SBI ATM and insert your credit card, and choose the language of your choice.
When the PIN is entered, select the banking option.
Select the 'Change PIN' option.
The machine will make you enter the PIN twice.
Confirm the ATM and wait till the request is processed
After verification, you will be given a new PIN, and you are allowed to take off your card.
It is necessary to mention that the Add-On Credit Card will have its own PIN as compared to the primary cardholder. The steps to modify the PIN are the same as the steps to modify the primary card, and this guarantees that a cardholder maintains control over the security of their card.
It is also advised to change your PIN frequently as a way of keeping your account safe, as well as guard against unauthorised access. Through these, SBI is able to make the process of cardholders managing and securing their credit card accounts easier.
Conclusion
In conclusion, managing your SBI Add-On Credit Card PIN is a straightforward and essential task that ensures the security and usability of your card. Whether you're generating a new PIN or changing an existing one, SBI provides multiple convenient methods to do so. From using the user-friendly net banking platform to the simple process via SMS, and the secure options available at SBI ATMs, the bank ensures that customers have the flexibility to choose the most convenient method for them.
By taking advantage of these options, cardholders can maintain control over their card’s security, protect against unauthorised transactions, and enjoy peace of mind knowing their financial data is safe. It’s crucial to remember to keep your PIN confidential and to regularly update it to safeguard against potential fraud. With these measures in place, you can fully leverage the benefits of your SBI Add-On Credit Card, ensuring a seamless and secure experience for you and your loved ones.
Staying informed about the latest procedures and tips for managing your credit card PIN not only enhances your financial security but also empowers you to use your credit card with confidence. Embrace these simple steps to protect your finances and make the most of your SBI Add-On Credit Card.
To learn more about our credit and debit card offerings, please visit our website
FAQs
Q: What documents do I need to activate my SBI Add-On Credit Card?
You typically won't need any documents to activate your Add-On Card. The activation process is usually done over the phone or online using your Add-On Card details.
Q: Can I activate my SBI Add-On Credit Card through the SBI Card app?
Currently, SBI Card doesn't offer Add-On Card activation through the mobile app.
Q: How long will it take to activate my SBI Add-On Credit Card?
Activating your Add-On Card is a quick process and can be done within a few minutes over the phone or online.
Q: What if I don't receive my SBI Add-On Credit Card PIN?
The PIN for your Add-On Card might arrive separately from the card itself. If you don't receive it within a reasonable timeframe, contact SBI Card customer care to request a new PIN.
Q: Can I change the PIN for my SBI Add-On Credit Card?
Yes, you can change the PIN for your SBI Add-On Credit Card. This can be done through the same methods used for activation - phone banking or the SBI Card website.
Q: What information do I need to change the PIN for my SBI Add-On Credit Card?
You'll likely need your Add-On Card number, expiry date, and registered mobile number to change the PIN.
Q: Are there any charges for changing the SBI Add-On Credit Card PIN?
Typically, there are no charges for changing the PIN for your SBI Add-On Credit Card.
Q: How long will it take for my new SBI Add-On Credit Card PIN to be active?
The new PIN for your Add-On Card should be active immediately after you change it successfully.
Q: Can I use the same PIN for my SBI Add-On Credit Card and my Primary Card?
It's recommended to choose a different PIN for your Add-On Card compared to your Primary Card for better security.
Q: Can I activate my SBI Add-On Credit Card through the SBI Card mobile app?
Currently, activation of SBI Add-On Credit Cards might not be available on the mobile app.
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