Using Which Bank Debit or Credit Card Can You Avail a 10% Instant Discount on Shopping During the Great Indian Festival?

The Amazon Great Indian Festival is the most-awaited shopping event in India. Each year, millions of shoppers eagerly anticipate this grand sale to seize incredible discounts on electronics, smartphones, home appliances, clothing, beauty products, groceries, and much more. Amazon not only provides deals and flash sales, but it also collaborates with top banks to offer additional perks for its customers.

As we look ahead to 2025, a pressing question arises: Which bank debit or credit card can you use to receive a 10% instant discount during the Great Indian Festival?

The answer is straightforward: SBI Debit and Credit Cards. Amazon has partnered with the State Bank of India (SBI) to offer an extra 10% instant discount to its cardholders. Whether you possess an SBI debit card or one of SBI’s well-known credit cards, you can take advantage of additional savings on top of the already significant discounts available.

In this blog, we will delve into everything you need to know about utilizing SBI Cards during the Great Indian Festival, with a particular emphasis on five key SBI Credit Cards:

• SBI Cashback Credit Card

• Simply CLICK SBI Card

• Simply CLICK Advantage SBI Card

• Simply SAVE SBI Card

• Simply SAVE Advantage SBI Card

We will delve beyond the fundamentals to discuss benefits, annual fees, optimal use cases, and expert tips to help you maximize your savings this festive season.

Why Choose SBI Cards for the Instant Discount on Amazon Great Indian Festival?

Amazon's collaboration with SBI guarantees that customers receive not only seller discounts but also immediate discounts on their payments. This implies

• No waiting for Cashback – the discount is applied right away at checkout.

• Double savings – merge product discounts, exchange offers, Amazon coupons, and SBI card discounts.

• Wide eligibility – valid for both SBI Debit Cards and SBI Credit Cards.

This positions SBI cards as the most advantageous payment method for Amazon's Great Indian Festival.

In-Depth Analysis of SBI Credit Cards to Enhance Your Festive Shopping

1. SBI Cashback Credit Card

Ideal for Online shopping aficionados.

• Festival Advantage: Enjoy an additional 10% instant discount on Amazon purchases throughout the Great Indian Festival.

• Daily Benefits:

   5% cashback on all online purchases.

     1% cashback on in-store transactions.

    1% fuel surcharge waiver at gas stations.

• Annual Fee: ₹999 (waived if you spend ₹2,00,000 in a year).

• Advantages: Highest cashback rate for online shoppers. Automatic cashback is credited each month.

• Disadvantages: Higher annual fee compared to basic cards.

If you do 70-80% of your shopping online, this card is a treasure. During the Great Indian Festival, it provides instant discounts in addition to cashback.

Example:

You buy a smartphone priced at ₹20,000 during the festival.

• 10% SBI Discount = ₹2,000 instant discount.

• 5% Cashback = ₹900 extra savings.

• Total Savings = ₹2,900.

If you want to know the unbiased AI score of the SBI cash back Credit Card, read their detailed review. click here

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2. Simply CLICK SBI Card

Best suited for Millennials, young professionals, and e-commerce enthusiasts.

• Festival Offer: Enjoy a 10% instant discount on purchases made on Amazon.

• Everyday Perks:

  Earn 10X reward points on Amazon, BookMyShow, Cleartrip, Netmeds, Apollo 24x7, and UrbanClap.Receive 5X reward points on other online shopping sites. Get a Cleartrip e-voucher valued at ₹2,000 when you spend ₹1,00,000 annually.

• Annual Fee: ₹499 (which is waived if you spend ₹1,00,000 in a year).

• Advantages: Low entry-level fee.Generous reward points on partner platforms.

• Disadvantages: Fewer offline benefits compared to SimplySAVE.

Perfect for those who enjoy shopping on Amazon, booking movie tickets, and organizing travel online.

Example:

If you purchase flight tickets for ₹10,000 on Cleartrip and spend ₹15,000 on Amazon.

• 10% SBI Festival Discount = ₹1,500 instant savings.

• 10X Rewards = An extra 2,500 reward points.

If you want to know the unbiased AI score of the Simply CLICK SBI Credit Card, read their detailed review. Click here

3. Simply CLICK Advantage SBI Card

Best for online shoppers seeking flexibility in redeeming rewards.

• Festival Benefit: Enjoy a 10% instant discount on Amazon purchases.

• Everyday Benefits: Earn 10X reward points on Amazon, BookMyShow, and other partner merchants. Receive 5X reward points on other online shopping. Ability to convert reward points into statement credit.

• Annual Fee: ₹499 (waived with annual spending of ₹1,00,000).

• Pros: Flexibility to redeem reward points as cashback.Ideal for e-commerce enthusiasts.

• Cons: Not as effective for offline shopping.

 If you desire the option to redeem rewards as direct cashback on your bill, this card is an excellent option.

Example:

Shopping worth ₹12,000 during the festival:

• 10% SBI Festival Discount = ₹1,200 instant discount.

• Rewards converted to statement credit worth ₹500.

If you want to know the unbiased AI score of the Simply CLICK SBI Advantage Credit Card, read their detailed review. Click here

4. Simply SAVE SBI Card

Best for: Families and individuals who spend more offline.

• Festival Benefit: 10% instant discount on Amazon purchases.

• Everyday Benefits: Earn 10X reward points on groceries, dining, movies, and department stores.

• Annual Fee: ₹499 (waived with annual spending of ₹90,000).

• Pros: Ideal for everyday offline expenses. Affordable annual fee.

• Cons: Limited rewards for online shopping.

A solid entry-level card for families and first-time credit card users.

Example:

Your family spends ₹8,000 on groceries and ₹12,000 on Amazon during the festival.

• 10% SBI Festival Discount on Amazon = ₹1,200.

• 10X Reward Points on groceries = 800 points.

  
  

If you want to know the unbiased AI score of the Simply Save SBI Advantage Credit Card, read their detailed review. Clickhere

5. SimplySAVE Advantage SBI Card

Best for: Shoppers seeking rewards along with EMI options.

• Festival Benefit: Enjoy a 10% instant discount on Amazon purchases.

• Everyday Benefits:

Identical to SimplySAVE (10X rewards on groceries, dining, and movies).

Extra option for balance transfer and EMI conversion.

• Annual Fee: ₹499 (waived if you spend ₹90,000/year).

• Pros:

EMI flexibility for larger purchases.

Well-balanced rewards and benefits.

• Cons: Reward structure mirrors SimplySAVE (lacks additional online benefits).

If you wish to break down significant purchases into EMIs during the festival, this card is ideal for you.

Example:

You purchase a refrigerator priced at ₹25,000 during the festival.

• 10% SBI Festival Discount = ₹2,500.

• EMI option facilitates easy repayment over 12 months.

If you want to know the unbiased AI score of the Simply SaveAdvantage SBI Credit Card, read their detailed review. Click here

Pro Tips to Maximize Savings During the Great Indian Festival

1. Check Discount Caps: SBI card discounts typically have transaction and event limits (₹1,500–₹2,000 per transaction).

2. Split Purchases: If your cart exceeds the cap, divide purchases into several transactions to enhance discounts.

3. Utilize EMI Offers: SBI EMI transactions are also eligible for discounts, making them ideal for electronics purchases.

4. Combine with Amazon Coupons: Apply extra coupons to items before using your SBI Card.

5. Exchange Offers: Pair the SBI discount with Amazon’s exchange program for greater savings.

   
   

   If you want to know other credit cards' unpaid reviews, comparisons, and ratings, click here

   
   

FAQs – SBI Cards & Amazon Great Indian Festival Offer

1. Is the SBI Debit Card eligible for the 10% instant discount?

Yes, holders of the SBI Debit Card can also benefit from the discount, in accordance with Amazon’s offer terms.

2. What is the maximum discount limit?

Generally, it ranges from ₹1,500 to ₹2,000 per transaction, with overall event limits in place.

3. Do EMI purchases qualify?

Yes, transactions made through EMI using SBI Credit Cards typically qualify for the instant discount.

4. Are add-on SBI Credit Cards eligible?

Yes, however, the discount limit is shared between the primary and add-on cards.

5. How do I activate the offer?

No activation is necessary. Just choose SBI Debit or Credit Card at checkout, and the discount will be applied automatically.

Final Verdict

If you’re shopping during the Amazon Great Indian Festival, SBI Debit and Credit Cards are your best bet for maximizing savings. Among the credit cards

• The SBI Cashback Credit Card is good for online shopping.

• SimplyCLICK & SimplyCLICK Advantage excel in e-commerce and rewards.

• SimplySAVE & SimplySAVE Advantage are ideal for everyday essential purchases and offline shopping.

  
  

In summary, whether you’re purchasing gadgets, groceries, or fashion items, SBI Cards guarantees you receive a 10% instant discount along with extra rewards or cashback.