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Flipkart Axis Bank Credit Card: Application Procedure

How To Apply For Flipkart Axis Bank Credit Card?

The Flipkart Axis Bank Credit Card is a co-branded credit card that offers benefits for online shopping. The cardholders can earn up to 5% cashback on Flipkart, Myntra, and 2GUD, and up to 4% cashback on other partner merchants. The card also offers welcome and milestone benefits, a fuel surcharge waiver, and complimentary airport lounge access. The annual fee of the card is Rs. 500, which can be waived on spending Rs. 2 lakh in a year.



  • Joining Fees: INR 500

  • Interest Rate: 3.6% per month (52.86% per annum)

  • Welcome Benefit: INR 500 worth of Flipkart voucher. 50 % off up to INR 100 on 1st order on Swiggy.

  • Special Feature: 5% unlimited cashback on Flipkart and Myntra. 


If you are a frequent online shopper, you might have heard of the Flipkart Axis Bank credit card. This is a co-branded credit card that offers you a host of benefits and rewards when you shop on Flipkart and its partner platforms. In this blog post, we will tell you how to apply for this credit card and what are the advantages of having it.

How to Apply for Flipkart Axis Bank Credit Card:

To apply for the Flipkart Axis Bank credit card, you need to follow these steps:

  • Visit the Flipkart website or app and click on the credit card banner or icon.

  • Fill in your basic details such as name, mobile number, email address, PAN, and income.

  • You will get an instant eligibility check based on your credit score and other criteria.

  • If you are eligible, you will be redirected to the Axis Bank website or app to complete the application process.

  • You will need to upload your KYC documents such as Aadhaar, PAN, address proof, and income proof.

  • You will also need to pay a one-time joining fee of Rs. 500 and an annual fee of Rs. 500 (waived off if you spend more than Rs. 2 lakh in a year).

  • Once your application is approved, you will receive your credit card within 7-10 working days.

Pros and Cons:

Here, are the pros and cons of this card, so that you can make an informed decision.



  • 5% cashback on Flipkart, Myntra and 2GUD

  • 4% cashback on partner merchants like Swiggy, Uber, PVR, etc.

  • 1.5% cashback on all other spends

  • No upper limit on cashback

  • Welcome benefits shopping vouchers worth Rs. 500

  • Annual fee waiver on spending Rs. 2 lakh or more in a year

  • Fuel surcharge waiver up to Rs. 500 per month

  • Complimentary airport lounge access four times a year




  • Annual fee of Rs. 500 + GST

  • Cashback is credited as statement credit, not as reward points

  • Cashback is subject to a minimum transaction amount of Rs. 150

  • Cashback is not applicable on EMI transactions, wallet loading and cash withdrawals

  • Partner merchants may change from time to time without prior notice

  • Limited benefits for offline and international spends


The Flipkart Axis Bank credit card is a great option for online shoppers who want to save money and earn rewards on their purchases. It has a low annual fee and a high cashback rate that makes it worth applying for. If you are interested in getting this credit card, you can apply online through Flipkart or Axis Bank and enjoy the benefits.


1. What are the key benefits of the Flipkart Axis Bank Credit Card?

  • Unlimited Cashback: Earn 5% cashback on Flipkart spends, 4% on preferred merchants, and 1.5% on other eligible categories.

  • Welcome Bonus: Get ₹500 Flipkart vouchers on your first transaction.

  • Free Annual Fee: Annual fee waived off if you spend ₹3.5 lakhs in a year.

  • Complimentary Airport Lounge Access: Enjoy access to domestic airport lounges with sufficient spends.

  • Reward Points: Earn Flipkart SuperCoins alongside cashback for additional savings.

  • No joining fee: Apply for the card without any initial charges.

  • Easy EMI Conversions: Convert your Flipkart purchases into convenient EMIs.

  • Paperless Process: Apply and manage your card online seamlessly.

  • Insurance Coverage: Enjoy accidental death and hospitalization insurance benefits.

2. Are there any charges associated with the card?

Yes, there are annual fees depending on the card variant you choose. The annual fee is typically waived off if you spend enough in a year. There are also late payment charges, foreign transaction fees, and other applicable charges as per Axis Bank's terms and conditions.

3. What is the eligibility criteria for getting this card?

  • You must be an Indian citizen with a valid PAN card and proof of address.

  • Your age should be between 18 and 65 years.

  • You need to have a minimum salary requirement depending on the chosen card variant.

  • A good credit score is preferred for approval.

4. How can I apply for the Flipkart Axis Bank Credit Card?

You can apply for the card online through the Flipkart website or Axis Bank's website. The process is paperless and requires basic KYC documents.

5. What is the cashback limit on this card?

There is no limit to the amount of cashback you can earn on regular Flipkart spends and preferred merchant transactions. However, there might be a cap on cashback earned on other categories and specific transactions.

6. How can I redeem my cashback?

Your cashback will be automatically credited to your Flipkart account within 48 hours of the transaction. You can use it for future purchases on Flipkart or transfer it to your bank account.

7. What are the preferred merchants for this card?

Several popular brands and platforms like Myntra, Zomato, Swiggy, Uber, PVR Cinemas, and MakeMyTrip are part of the preferred merchant list. You can find the complete list on Flipkart or Axis Bank's website.

8. Can I use this card for international transactions?

Yes, you can use the card for international transactions, but there might be a foreign transaction fee applicable.

9. What are the reward points and how can I use them?

You earn Flipkart SuperCoins with every transaction on the card. These SuperCoins can be redeemed for discounts on Flipkart purchases or used for various other benefits offered by the platform.

10. How can I manage my Flipkart Axis Bank Credit Card account?

You can manage your card account through the Flipkart app or Axis Bank's mobile app. You can check your balance, track your transactions, set up auto payments, and more.


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