HDFC Diners Club v. EazyDiner Platinum Credit Card

HDFC Diners Club v. IndusInd Bank EazyDiner Platinum Credit Card

The decision on the appropriate credit card can make a difference in your life, financial prosperity and living benefits. The HDFC Diners Club and EazyDiner Platinum Credit Cards are some of the many cards that can be chosen among, particularly for those who attach importance to some exclusive dining and travelling privileges. Nevertheless, having a variety of cards with their own set of features and benefits, it is not always easy to choose. To enable you to make a good choice, this blog post will seek to give a detailed comparative study between these two trendy HDFC credit cards.

The HDFC Diners Club Credit Card is known to have a high level of worldwide acceptance, a high-value rewards scheme, and full travel coverage. It is packaged to suit the needs of individuals with a high frequency and who require luxurious services. Conversely, the EazyDiner Platinum Credit Card is targeted at food lovers who take pleasure in venturing into a variety of food and saving substantially, as well as enjoying privileges.

We shall explore different areas in this comparison that include reward points, annual charges, travel and dining allowances, interest rates and other benefits. With a closer look at these features, you will have a better idea of which card suits you better in terms of spending habits and lifestyle preferences. Are you a globetrotter or a foodie? It does not matter; this guide will assist you in selecting the best card that will be beneficial to you.

Comparison of HDFC Diners Club Credit Card and IndusInd Bank EazyDiner Platinum Credit Card

There are too many credit cards to choose from. The HDFC Bank Diners Club Credit Card and the IndusInd Bank EazyDiner Platinum Credit Card are two common options that customers can consider in case they like going out to restaurants and getting quality services. The two cards provide various advantages depending on how you would like to transform your dining and lifestyle experiences; however, they are based on different needs and preferences. This is a comparison in detail to help you make a decision on which card could be the best to suit you.

HDFC Bank Diners Club Credit Card

The HDFC Bank Diners Club Credit Card is a luxurious product that has a range of benefits for a global citizen. It provides premium services like Buy 1 Get 1 Free on movie tickets, 5X reward points on movie dining websites like Swiggy and Zomato, and a year of complimentary membership to apps like Swiggy One and Times Prime in the welcome package. Marriott, Decathlon, and others are other vouchers that the cardholder enjoys based on quarterly bills of up to Rs. 1.5 lakh.

The travel advantages of using the card are available to travel enthusiasts who provide up to 10X Rewards on the booking of flights and hotel rooms with a large portfolio of partners. Also, the card will offer 2 free airport lounge entries every quarter across the globe.

The international spends have a nominal foreign currency markup of 2% on the card, and the credit period is open, allowing up to 50 days interest-free. The revolving credit option comes at a nominal rate of interest, and hence it is easier to handle your finances.

IndusInd Bank EazyDiner Platinum Credit Card

The Indusind Bank Eazy Diner Platinum Credit Card, in contrast, is designed to suit the tastes of the people who enjoy the food. It has a guaranteed 25 per cent discount on the food bills of the best restaurants, and with a lifetime-free option, thus no joining or renewal fee.

Non-negligently, cardholders will be given three months of EazyDiner Prime that may be extended by spending 90,000 per quarter. The card also offers 2 Reward points on every rupee spent, and offers an extra 20% discount on dining bills of up to Rs. 500 when using the EazyDiner app.

Among the remarkable characteristics of this card is the facility to redeem the Reward Points on the restaurant bills immediately to get an additional discount. The contactless nature of the card facilitates quick and safe purchases, further contributing to the convenience.

The cards have certain benefits that are exclusive. The HDFC Bank Diners Club Credit Card should be applied to people who travel frequently and like having various benefits of a lifestyle. Conversely, the IndusInd Bank EazyDiner Platinum Credit Card is worth having among people who frequent restaurants and who love to get instant discounts and bonuses on their food sprees.

However, all it will boil down to is the decision between the two based on your own spending habits and lifestyle preferences. To make a better choice, think of the benefits that will best match your needs. And whether you need to broaden your travel horizons or feast on gastronomic delights, both cards provide strong reasons to occupy space in your wallet.

Conclusion

To sum up, the HDFC Bank Diners Club Credit Card and the IndusInd Bank EazyDiner Platinum Credit Card have their own benefits depending upon the customer preference, and hence each of the cards is attractive in its own way. The HDFC Diners Club Credit Card is distinguished by the prestigious worldwide recognition, wide travel privileges, and exclusive dining services. It is also quite appropriate with many travellers and individuals who want to experience high quality lifestyle. The loyalty system based on the amount of reward points is strong, and the cooperation with different luxury brands is an additional value.

Conversely, the IndusInd Bank EazyDiner Platinum Credit Card is created considering food lovers. It provides outstanding food deals and perks, and more so by association with EazyDiner. There is a significant amount of savings to be enjoyed by cardholders in many different restaurants, as well as priority reservations and special dining events. The cashback on the expense of dining is also a big attraction, which makes it a great option among people who eat out very often.

Finally, it is possible to rely on personal style of life and expenditure to make a choice between these two cards. When global travelling and luxury items are the priorities, then the HDFC Diners Club Credit Card is the option. Nevertheless, the IndusInd EazyDiner Platinum Credit Card is the best option for those who are interested in fine-dining with large savings. The two cards offer considerable rewards and benefits, and thus, cardholders are guaranteed to maximise their spending.

To learn more about our credit card offerings, please visit our website

FAQs

HDFC Diners Club Credit Card

Q: What are the different HDFC Bank Diners Club Credit Cards?

HDFC Bank offers two Diners Club Credit Cards: Diners Club Black and Diners Club Privilege. They cater to different spending habits and offer varying benefits.

Q: Which Diners Club card is right for me?

The Diners Club Black is a premium card with high travel insurance coverage and airport lounge access. It caters to frequent travellers and high spenders. The Diners Club Privilege offers benefits like reward points on food delivery and movie tickets, suitable for everyday spending.

Q: What are the eligibility criteria for the Diners Club Cards?

Eligibility is based on your income. For the Black card, you need a minimum ₹1.75 lakh monthly income (salaried) or ₹21 lakh annual income (self-employed). The Privilege card requires a minimum ₹40,000 monthly income (salaried) or ₹6 lakh annual income (self-employed).

Q: What are the annual fees for the Diners Club Cards?

The Diners Club Black card has a ₹10,000 annual fee (waived if you spend ₹5 lakh in a year). The Diners Club Privilege card has a lower annual fee (specific amount not publicly available), which can be waived by meeting specific spending requirements.

Q: What kind of reward points do I earn with the Diners Club Cards?

The Diners Club Black card doesn't offer reward points directly. However, the Privilege card offers 4 reward points for every ₹150 spent.

Q: Do the Diners Club Cards offer any travel benefits?

Yes, both cards offer travel benefits. The Black card boasts higher coverage - ₹2 crore accidental air death cover, ₹50 lakh emergency hospitalisation cover, and travel delay insurance. The Privilege card offers ₹1 crore accidental air death cover, ₹25 lakh emergency hospitalisation cover, and baggage delay insurance.

Q: Are there any airport lounge access benefits?

Yes, the Diners Club Black card offers complimentary access to 8 airport lounges annually. The Privilege card offers 2 complimentary airport lounge accesses per quarter.

Q: Do the Diners Club Cards offer any dining benefits?

Yes, the Diners Club Black card offers double reward points on weekend dining spending. While the Privilege card doesn't offer specific dining rewards, it provides benefits like complimentary Swiggy One and Times Prime memberships.

Q: What are the foreign currency transaction charges for the Diners Club Cards?

Both cards offer a competitive 2% foreign currency markup fee, which is lower than the standard charges.

Q: How can I apply for a Diners Club Credit Card?

You can apply for the card directly through the HDFC Bank website or mobile app.

IndusInd Bank EazyDiner Credit Card

Q: What are the different variants of the IndusInd Bank EazyDiner Credit Card?

There are typically two variants: the EazyDiner Credit Card and the EazyDiner Platinum Credit Card. Both offer benefits related to dining and restaurant bookings, but the Platinum card comes with additional perks.

Q: What are the benefits of using the EazyDiner Credit Card?

You'll get a 1-year EazyDiner Prime membership (worth ₹2950), extra instant discounts on dining bills paid through the EazyDiner app (up to ₹1000 off), 1% fuel surcharge waiver, and other offers that may vary.

Q: How much discount does the EazyDiner Platinum Credit Card offer?

The Platinum card offers a higher instant discount (up to ₹1000) compared to the regular card, along with other benefits like complimentary airport lounge visits and movie tickets.

Q: What are the reward points like for the EazyDiner cards?

Both cards earn reward points on spending. You typically earn 2 points per ₹100 spent on most categories and a higher rate (often 2x) for bookings made through EazyDiner.

Q: Is there a joining fee for the EazyDiner Credit Card?

The card may have a joining fee, but it can often be waived by meeting minimum spending requirements within a set period (usually 3 months).

Q: Are there any welcome bonus points offered with the EazyDiner cards?

The Platinum card might offer bonus points upon card issuance or after reaching specific spending milestones. Check with IndusInd Bank for details.

Q: Can I use the EazyDiner card internationally?

Yes, you can use the card internationally, but there may be foreign currency transaction fees.

Q: How do I redeem my reward points with the EazyDiner cards?

Points can typically be redeemed for statement credit, vouchers, or other options as offered by IndusInd Bank.

Q: What happens if I lose my EazyDiner Credit Card?

Contact IndusInd Bank immediately to report the loss and block the card to prevent unauthorised use. You can then request a replacement card.

Q: Where can I find more information about the EazyDiner Credit Card?

You can visit our website (https://www.myrupaya.in/product-category/credit-card) for other details and eligibility criteria.

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