This credit card offers 22% cashback when booking flights - Save Massive Money on All Trips.

Flying is ever a thrilling process, whether it is to do business, have a weekend outing, or finally go on a much-needed family vacation. However, flight tickets may cost a lot, but that is the truth. What would happen in case there were the means of saving a lot of money on each flight ticket purchase, receiving rewards, and receiving exclusive benefits simultaneously? Sounds amazing, right? There is a single credit card in India, though, that allows you to do just that, with up to 22% cashback on bookings with flights, and today we are going to deconstruct everything you need to know about it.

Frequent fliers and people looking to take a holiday once in a while will find that knowing how to do this can save them a lot of money on traveling. In this blog, we'll cover:

• How this card works

• Traveller benefits and perks.

• How to get the most cashback when booking a flight

• Who ought to take this credit card?

• Real-life examples of savings.

• Frequently asked questions

How to Get 22% Credit Card Cashback on Flight Bookings

The largest selling aspect of this card is the huge cashback when one buys airline tickets. This credit card is ideal as it enables you to earn 22% cashback on the actual flight tickets, unlike the other credit cards, which provide you with 1-5% cashback or reward points, which is ideal in case you are a regular domestic and international traveler.

Here's how it works:

• Booking via the Indigo airline's official platform - Cashback is offered when the tickets are bought via the airline partner platform.

• Pay by credit card - Remember to make sure that the card is chosen as the payment method.

• Get immediate cashback - based on the ticket price, receive a percentage of your purchase up to 22 percent on your account or in the form of a statement credit.

  
  

  This is a simple but practical method of saving a lot of money on your tickets, and it is particularly effective when you travel a lot or when you purchase top-notch tickets.

Example of Savings

Very well, assume you are buying a domestic flight ticket at Rs 20,000:

Cashback at 22% = Rs 4,400

That is money back in your pocket to go on your next trip or get an upgrade!

Travel Benefits and Perks

Other than cashback, this card also has other travel-friendly perks, which are made to ensure that people enjoy a smooth experience when flying:

• Welcome Benefits:

  • Get a welcome voucher worth INR 5,000 from Indigo, encashable against meals and perks. Get another welcome voucher worth INR 3,000 from Indigo on spending INR 1,00,000 within the first 90 days of card issuance

• Milestone Benefits:

  • Get Indigo vouchers worth INR 5,000 each on achieving the following spending milestones: INR 2 Lakhs, INR 5 Lakhs, INR 8 Lakhs, INR 10 Lakhs, INR 12 Lakhs. 

• Cashback rate:

  • The cardholder will earn 22 BluChips on spending INR 100 on booking flights through the Indigo app and website. 

  • Value of 1 BluChip = INR 1 (when used for booking Indigo flights). 

  • Indigo Cashback Rate: 22%. 

  • User will earn 0.5 BluChip on UPI spends. 

  • UPI Cashback Rate: 0.5%. 

  • User will earn 0.5 BluChip on utilities, rent, wallet, and fuel spends. 

  • Utilities Plus Cashback Rate: 0.5%. 

  • User will earn 3 BluChips

    on other spends. 

  • General Cashback Rate: 3%

• Other benefits:

  • 4 complimentary golf rounds and 12 complimentary golf lessons every year. 

  • Low forex markup of 1.49%.

  • Free trip cancellation cover of INR 25,000. 

  • On renewal of the card user will get a voucher worth INR 5,000 from Indigo, encashable against meals and perks.

  • Cardholders will get 2 physical cards, one on Mastercard and one on Rupay.

  • Cardholders will get shopping and dining offers from Mastercard. 

  • The cardholder will get shopping and dining offers from Rupay. 

  • An applicant can either apply for the card against a fixed deposit at zero fee or pay a fee and get the card without a fixed deposit. 

These are the benefits that ensure that the card is not only a cashback tool, but also a full complement of a travel tool.

To know more details of the card and to unbiased AI score of the card, click here

Who is to be the Considerer of this credit card?

This credit card can be used by individuals who are fond of making the most out of each purchase. It is especially useful to:

• Frequent Indian travelers - Individuals who travel frequently domestically in an effort to work or for leisure.

• International travelers - Ideal consumers who are planning to take trips to other countries and want to save additional money.

• Families with limited income - Save money on various tickets for vacations or holidays.

• Young professionals and business travelers -Get the maximum benefits, such as lounge access, priority boarding, and cashback when traveling to work.

With the cashback, even flyers who only fly once in a while can save a lot on their travel expense, and this card is a great option for anyone who has flight expenses.

The best way to maximise Cashback and Travel Savings

Even with 22% cashback, there are clever ways to get even more savings:

Book tickets with the airlines directly on their website or app - Do not use third-party websites where cashback is associated with airline tickets.

Combine the cashback card and promotions offered by the airline seasonally - Stack and gain the most.

• Monitor monthly limits - There are some credit cards that have monthly or annual cashback limits. Make your bookings.

• Redeem card reward points - Redeem collected points to get flight discounts or upgrades.

• Check partner benefits - A lot of cards have airline tie-ups, which provide special offers.

With these tips, you will be able to save even more than the 22 percent cashback, which will provide you with greater value to the travel budget.

Life Case Study: A Travel Frequentier

Take the example of Anjali, who travels two times a month to work. Through the credit card cashback on flights, she was able to save more than Rs 30,000 in one year on airline tickets alone. Through careful flight booking when there were promotions, and covering other travel expenses with the card, her annual savings were over Rs 50,000 in terms of cashback, reward points, and lounge benefits.

Cases such as that of Anjali indicate that this card is not about cashback only, but the efficiency and cost-effectiveness of travelling.

Extra Facilities to suit the Travelers

• Group Travel Benefits - If you have a card that has cashback offers, you can share that offer with friends and family.

• Emergency Travel Assistance: This is insurance that stays with you in times of travel emergency.

• Expense Tracking & Management - Most card apps give you the information on the amount you have saved, and this is simplified in planning future trips.

Through these features, the card can be used as a savings tool and also as a travel assistant, so that whatever you are about to do, you are guaranteed the best deals.

The reason why Travelers is switching to this credit card is

In India, astute travelers are also understanding that they are robbing themselves of cashback by not booking flights with a high-cashback card. This card provides, unlike other credit cards, which provide a limited amount of rewards:

• Direct cashback on flight bookings.

• Perks specific to travel, such as lounge access and priority boarding.

• Other purchase reward points

  
  

  This combination causes it to be the best when it comes to frequent flyers, as it enables the traveler to fly more and spend less.

Conclusion: Make Every Flight Affordable

When you are a traveler who would rather not waste money on flights, then this card is a changer. It's 22 percent cashback, travel benefits, reward points, and other benefits are more than a credit card; it is a travel companion that will reward you with flying smart.

Whether it is your local trips or a vacation abroad, with this card, you can really save a lot on your travel costs and thus have more room to spend on upgrades, additional travel, or recreational activities.

The next time you book a flight, consider maximizing your savings using the correct credit card. Your wallet will be glad and your journeys will be more fruitful than ever!

FAQ's

 How can I get 22% cashback on flight bookings?

You can earn up to 22% cashback by booking flights through the partnered airline’s official platform and paying with this credit card. Cashback is usually credited to your account or as a statement credit, depending on your bank.

Is the 22% cashback applicable to all flights?

The cashback typically applies to tickets booked through the airline partner platform. Some international or promotional flights may have different terms, so always check the card’s offer details before booking.

How long does it take for the cashback to reflect in my account?

Cashback timelines vary by bank, but most card issuers credit it within a few days or by the next statement cycle.

Is this credit card suitable for occasional flyers or only frequent travelers?

While frequent flyers benefit the most, even occasional travelers can save significantly on one-time trips or holiday vacations. The 22% cashback makes any flight booking more affordable.

Is there any annual fee required on this card?

The annual fee on most premium travel cards is typically minimal(INR 4,999 )plus taxes, and the flight savings will typically offset the fee should you make regular flights.