PNB EMT RuPay Platinum Credit Card: Does It Provide Huge Discounts On Travel and Hotels?

In today's blog, we will provide you with information about the PNB EMT RuPay Platinum Credit Card, mainly about the welcome benefits, cashback rate, and more.

The PNB EMT RuPay Platinum Credit Card is built for people who love to travel but also like to keep things simple and rewarding. It’s the result of a partnership between Punjab National Bank and EasyMyTrip, and its main goal is to help you save money and enjoy extra perks every time you book your trips. Whether you’re reserving flights, hotels, or even bus tickets on EasyMyTrip, this card makes sure you get discounts and rewards that feel useful.

Because it’s on the RuPay Platinum network, you also get access to benefits that make life a bit more comfortable, like complimentary lounge visits at select domestic airports, special dining deals, and even wellness offers. And with RuPay’s reach growing both in India and abroad, you can count on this card working smoothly wherever you need it.

The nice part is, it’s not just a “travel-only” card. You can swipe it for your everyday expenses too, and still earn rewards along the way. So, whether you’re booking your next vacation or just grabbing dinner with friends, the PNB EMT RuPay Platinum Credit Card quietly gives you a little extra value every time you use it. It’s practical, easy to understand, and a good fit for anyone who wants travel savings without having to juggle too many complicated features.

What Are The Welcome Benefits Of PNB EMT RuPay Platinum Credit Card?

• Travel Vouchers worth INR 3,000 (via EaseMyTrip), divided as:

  • INR 500 for flight bookings

  • INR 1,000 for hotel bookings

  • INR 1,500 for holiday packages

• The user will get 300+ Bonus Reward Points on their first transaction with the card.

What Are The Reward Benefits Of PNB EMT RuPay Platinum Credit Card?

• 1 reward point per Rs. 100 spent. 1RP Rs. 0.25.

•  Effective cashback rate 0.25%.

Is the PNB EMT RuPay Platinum Credit Card Good For Students To Book Flights?

Yes, it is beneficial for the students to book their flights through PNB EMT RuPay Platinum Credit Card because of its discounted features:

• 10% off on domestic flights (up to INR 1,000)

• 10% off on international flights (up to INR 5,000)

• These discounts apply directly to bookings through EaseMyTrip using this card.

What Are The Pros Of PNB EMT RuPay Platinum Credit Card?

•  Strong Travel Discounts: Get up to 10% off on domestic and international flights.

•  Welcome Vouchers Worth INR 3,000

• Complimentary Lounge Access

• Affordable Annual Fee with Waiver Option

What Are The Cons Of PNB EMT RuPay Platinum Credit Card?

• Limited Reward Value: The card offers 1 reward point per INR 100 spent, with a low redemption value (around INR 0.25 per point).

• Travel Benefits Limited to EaseMyTrip

• Limited Lounge Access

  
  

Network type- Ruapy Platinum

The PNB EMT RuPay Platinum Credit Card is offered on the RuPay Platinum network because it’s designed to deliver strong domestic benefits while keeping costs in check for cardholders.

RuPay Platinum is a premium tier within the RuPay network, positioned above the basic “Classic” tier. It provides enhanced privileges such as higher reward points, better purchase protection, and additional perks like access to airport lounges in India, all without the higher international transaction fees that often come with global networks like Visa or Mastercard.

Since this card is targeted towards frequent domestic travellers and online shoppers, especially those booking through EaseMyTrip, RuPay Platinum is a natural fit. It ensures wide acceptance across India, smooth integration with UPI for easy payments, and extra travel-related offers that align with the card’s main purpose. In short, it’s RuPay Platinum because the focus is on premium domestic experiences rather than global usage, making it both practical and rewarding for its core audience.

Fees And Charges:

• Joining fees: INR 2000

• Annual fees: INR 2000

• Cash Advance fees: Cash advance fee: 2.5% or a minimum of INR 500.

• Late payment fees: Late payment fee: INR 200 to INR 750.

• Interest charge: Interest Rates: 2.95% per month, 35.89% annually.

  
  

Eligibility:

Age: The primary cardholder must be between 21 and 65 years of age.

Educational qualification: The applicant must have passed the 10th standard (passed).

Income: The applicant must have a minimum annual income of INR 2 lakhs.

CIBIL score: A credit score of 750+ is considered good to apply for this credit card.

Employment: The applicant must be employed or self-employed.

Conclusion:

In the end, the PNB EMT RuPay Platinum Credit Card feels like one of those cards that quietly does its job without making a big fuss, and that’s exactly what makes it appealing. If you’re someone who books flights, hotels, or even bus tickets fairly often, the tie-up with EasyMyTrip means you’ll keep getting discounts and offers that make a difference to your travel budget.

The RuPay Platinum perks, like free lounge visits, dining deals, and wellness offers, are a nice bonus that adds a bit of comfort to your trips. And the fact that you can use this card for your regular, everyday spending, you can use all year round, don't have to wait for your next vacation. 

It’s not trying to be flashy or overly premium; instead, it’s straightforward, reliable, and practical. If what you want is a card that makes travel a little lighter on the pocket while still being handy for daily expenses, this one does the job beautifully.

If you want to know the unbiased AI score of PNB EMT RuPay Platinum Credit Cards, read their detailed review, click here