Top 3 Axis Bank Credit Cards For Students
- Vaani Shrivastava
- Apr 12, 2024
- 6 min read
Updated: Dec 30, 2025
Top 3 Axis Bank Credit Cards for Students
The process of higher education is associated with numerous experiences and obligations, and financial management turns out to be a significant part of this term in many students. In this digital era, the possession of the appropriate credit card that suits the needs of students can be the difference between sailing through university life easily.
This is why we are here to present the best three Axis Bank credit cards that are specifically targeted at students. These cards present an ideal combination of advantages, benefits and monetary instruments to assist students in establishing their credit history in a responsible way and receive advantages that appeal to their way of living.
Our trip to the world of student-centric credit cards of Axis Bank continues. Cashbacks on daily purchases, exclusive discounts on meals and shopping are part of these cards, which make it look like they offer students the financial flexibility and ease that they require throughout their studies.
Be it a freshman of your college who wants to open a credit card or a last-year student who is about to enter the job market, there is an ideal Axis Bank credit card that will follow you on your educational adventure. Thus, we will go through the best three of them and find out which one fits your needs and ambitions as a student the best.
Axis Bank MyZone Credit Card
Joining fee: INR 500.
Interest Rate: 3.40% per month (49.36% per annum)
Welcome Benefit: Customers can get a SonyLiv premium annual subscription worth Rs. 999 on their first spend within 30 days of card issuance.
Special Feature: Buy one get one free on movie tickets, customers can get a 100% discount on the second movie ticket at Paytm Movies.
Axis Bank My Zone credit card is full of advantages that address the varied needs of contemporary consumers. With its high-reward program and its ready to blend with your daily expenditure, this card is designed to improve your financial experience and improve your lifestyle. You can get cashback on grocery purchases, score discounts in your local restaurants, or you can be getting exclusive offers on leisure activities, but no matter what you do, the MY ZONE Credit Card will make sure every transaction is not only a purchase, but also a chance to save and spend.
Axis Bank Neo Credit Card
Welcome Benefit: 100%cashback up to INR 300 on the first utility bill payment within the first 30 days of card issuance.
Special Feature: 40% off on Zomato, 5% off on payments of utility bills using AmazonPay and 10% off on Blinkit, Myntra and movie tickets. One EDGE REWARD point will be earned per Rs. 200 purchase on this card.
Axis Bank Neo Credit Card is designed to meet the needs of a wide range of consumers, providing a raft of benefits that students in particular can find very beneficial. It offers students a low price option, with 40% off on Zomato, 5 per cent off on utility bill payments through Amazon Pay, and the Power of 10 option, which offers the customer 10 percent off on Blinkit and Myntra as well as other products and services. Leisure activities are also made cheaper since the card provides 10% discount on movie tickets via BookMyShow and up to 15 per cent discounts at the partner restaurants in India. The Axis Neo Credit Card provides security since it is a chip and PIN-protected card with zero lost card liability as a way of ensuring fraud cases are avoided. Moreover, the card makes it easier to cover big expenses through conversion of purchases to EMIs. The EDGE REWARDS program is also a step forward in increasing its attractiveness by providing points in relation to transactions, which can be redeemed for more than 500 offers and rewards. A 100% cashback on the initial utility bill payment within the first 30 days after the issue of the card is an attractive offer to new customers. Fees and charges charged on the card are competitive, with a low annual fee and a well-defined plan for other possible charges. The Axis Bank Neo Credit Card is characterised by direct discounts on various brands, which can be very helpful in the case of students when they tend to make online purchases of food delivery, entertainment, and shopping products. These two discounts in addition to the nominal reward rate, make the Neo Credit Card a viable option when it comes to students who want to gain the most savings out of their expenses. Compared to the rest of the student credit cards, the Axis Bank Neo Credit Card has a special mix of discounts, security features, and rewards programs that can be easily adjusted to the spending behaviour and financial abilities of students.
IndianOil Axis Bank Credit Card
Welcome Benefit: INR 600 as a card activation benefit. Also, along with that, the customers are also entitled to get Rs. 500 worth of Flipkart vouchers during their first purchase and 50 per cent off up to INR 100 on 1 st order on Swiggy.
Special Features: Unlimited cashback can be earned at 5 per cent on Flipkart and Myntra, 4 per cent on Swiggy, Uber and Cleartrip, Cultfit, PVR, and 1.5 per cent on other deals.
The Axis Bank Flipkart Credit Card is an attractive card to students as it has a combination of welcome benefits, cashback rewards and lifestyle benefits. On activation, the cardholders will get [?]500 value of Flipkart vouchers and 50% discount on the first order with Swiggy to get instant value. The cashback program is a major advantage of the card as it has no limit on the cashback of 5 per cent on Flipkart and Myntra, 4 per cent on specific merchants, and 1.5 per cent on other categories. Also, cardholders receive four free visits to various Indian airports each year in the lounge, 1% fuel charge, and 15 per cent discounts at partner restaurants under Axis Bank Dining Delights. The card also makes purchasing extra money easy, as it becomes easier to convert purchases into EMIs and pay big bills. It has a joining fee of [?]500, which is waived on year-end expenses exceeding [?]3,50,000, which makes it suitable for those students who would want to save on their daily purchases and provide value-added benefits to their expenditure. To students, financial management and credit history are important, and the Axis Bank Flipkart Credit Card helps them to do so. It is meant to reward frequent spending patterns that also have discounts and perks that are student-friendly, like online shopping, restaurants, and commuting. Its features make the card a good competitor in the best credit card among students, particularly those who often make purchases at Flipkart and other related stores.
Conclusion
To conclude our discussion on the three best Axis Bank credit cards designed to suit students, it is clear that Axis Bank is serious about giving the youth in society the financial independence and spending discipline.
In our trip, we have discovered Axis Bank Student Credit Card, which is aimed at helping students to have access to a gateway to credit history and effective use of expenses. This card is the best companion for students who are starting their financial life with its low fee and personalised benefits.
Then we explored the Axis Bank Insta Easy Credit Card, which provides instant credit and access to credit to students with no prior credit history. It is simple and easily accessible, thus making it an ideal option for those who wish to have a hassle-free method to manage their finances as they continue with their academic endeavours.
Finally, we discussed the Axis Bank Flipkart Credit Card that targets not just the students but also the general population of online shoppers. Having a decent reward program and unique privileges when shopping on Flipkart, this card can attract students willing to enjoy the benefits of online shopping.
To sum it up, be it a student seeking credit, any other credit seeker seeking instant credit, or just a customer looking to stock the maximum benefits on your online purchases, there is an Axis Bank credit card that suits your needs. These three best credit cards for students are an example of how Axis Bank has been trying to give innovative solutions that have met the various financial requirements of students in India.
To explore the credit card and debit card offers in detail, visit our website.
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