Unbiased Review of Axis Bank Miles And More World Credit Card: Benefits, Cons, Features, and Eligibility

There are more than 20 credit cards in India launched by airline companies in collaboration with banks. The Axis Bank Miles And More World Credit Card is one such credit launched by Lufthansa in collaboration with Ais Bank. This review provides an insightful evaluation of the card's features, advantages, disadvantages, and eligibility criteria, helping potential users to make well-informed choice.

Features of Axis Bank Miles And More World Credit Card

The Axis Bank Miles And More World Credit Card offers a wide range of features specifically aimed at frequent travelers.

1. Air Miles Accumulation

Users get 2 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you. If yoYou can also use miles for booking hotels, rent cars, and shopping at select partner stores. 

2. Welcome Benefits

Users get 5,000 bonus miles on card activation. Users also free Priority Pass membership. 

3. Complimentary Airport Lounge Access

The card grants complimentary access to over 800 airport lounges worldwide, which can enhance the traveling experience. For example, this perk allows travelers to unwind in a quiet space before long-haul flights, ensuring comfort and convenience. Creditcard holders get 2 free international lounge visits every year and 4 free domestic lounge visits every year. 

4. Other Benefits

Reward miles never expire. Careditcard holders also get get bonus 24,000 miles on spend of INR 1,00,000 every month. Additionally, creditcar holder will get 3,000 miles on renewal every year.

5. Loyalty Program

The Axis Bank Miles And More World Credit Card connects users to the Miles & More loyalty program, which partners with airlines like Lufthansa and Swiss International Air Lines. This arrangement allows users to utilize their miles effectively across various services, maximizing earning potential.

Cons of Axis Bank Miles And More World Credit Card

While the card has many benefits, it's essential to consider its drawbacks.

1. Complexity of Redemption

Users have noted challenges in redeeming miles through the Miles & More portal. It is advisable for cardholders to set aside time to understand the process thoroughly and avoid frustration when planning trips.

4. Limited Non Travel Benefits

Most of the benefits of this credit card is tailored towards individuals who travel frequently. It has limited appeal to non-travellers.

5. Competitive Alternatives

There are a number of travel credit cards which are offering better travel benefits and other perks.

Eligibility for Axis Bank Miles And More World Credit Card

Prospective applicants should keep the following eligibility criteria in mind.

1. Age Requirement

Applicants must be at least 18 years old, ensuring the card is accessible to young adults who are new to credit.

2. Income Criteria

Axis Bank has not mentioned the minimum salary/income requirement for this credit card on its website.

3. Credit History

A solid credit score is crucial for approval. Axis Bank assesses an individual's credit history to determine suitability, so maintaining a good credit standing is vital.

Final Thoughts

The Axis Bank Miles And More World Credit Card offer is a decent travel credit card. It has a low annual fee and the benefits its offers more than justify its annual fee. However. individuals who do not travel frequently may not find this card very appealing.

Understanding the features and limitations of the Axis Bank Miles And More World Credit Card equips users to make educated decisions that can transform an average travel experience into something extraordinary. Making informed choices about credit can be crucial in enhancing both lifestyle and travel adventures.

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