Yes Bank
YES Bank is one of India’s well-known private sector banks. It was founded in 2004 to offer modern and customer-friendly banking services. Over the years, the bank has grown to serve individuals, small businesses, and large companies with a wide range of financial products. The bank provides everyday banking services like savings accounts, loans, and credit cards, along with investment and digital banking solutions. YES Bank is especially known for its focus on technology, making it easier for customers to manage their money through mobile apps, internet banking, and contactless payment options. Although it faced some challenges in the past, YES Bank has bounced back strongly with the support of regulators and other banks. Today, it continues to rebuild trust and expand its services across the country, keeping its focus on innovation, customer convenience, and financial inclusion. In short, YES Bank’s journey is about combining modern technology with banking to make financial services simple, accessible, and reliable for everyone.
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YES Bank Rio RuPay Credit Card
UPI-enabled credit card
Bank/CC Company
YES Bank
Forex Markup
3.50
Interest rate: 3.80% monthly, 45.60% annually.
Interest Rate
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Yes Prosperity Edge Credit Card
1 Golf lesson per year every calendar month at select golf courses in india.
Bank/CC Company
Yes Bank
Forex Markup
2.75%.
Interest Rate: 3.8% p.m (45.60%p.a).
Interest Rate
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Yes Bank Finbooster Credit Card
The card comes with a lifetime-free CreditStrong subscription, which gives you access to a credit fitness report and real-time dashboard so you can track your credit score and monitor your spending habits.
Bank/CC Company
Yes Bank
Forex Markup
3.40%
Interest Rate: : 3.8% p.m (45.6% p.a.).
Interest Rate
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Yes Bank Wellness Credit Card
Cardholders can enjoy 12 complimentary fitness sessions per month, which include Gym, Yoga, Zumba, etc.
Bank/CC Company
Yes Bank
Forex Markup
3.5%.
Interest Rate: 3.8% p.m (45.6% p.a).
Interest Rate
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Yes Private Prime Credit Card
Unlimited international lounge access to primary and add-on card members with Lounge Key (guest visits limited to 12 per year).
Bank/CC Company
Yes Bank
Forex Markup
Foreign Currency Mark-up Fees: 0.50%
Interest Rate: 1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.
Interest Rate
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Yes Bank Wellness Plus Credit Card
Users can get up to 12 complimentary fitness sessions per month, such as gym, yoga, and Zumba.
Bank/CC Company
Yes Bank
Forex Markup
3.50%
Interest Rate: 3.8% p.m (45.6% p.a)
Interest Rate
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Yes Prosperity Reward Credit Card
A minimum 15% discount on dining at select restaurants.
Bank/CC Company
Yes Bank
Forex Markup
3.4%.
Interest Rate: 3.8% p.m (45.60%p.a).
Interest Rate
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Yes Bank Anq Pi Credit Card
UPI enabled credit card
Bank/CC Company
Yes Bank
Forex Markup
3.40%
Interest rate: 3.80% per month (45.60% annually).
Interest Rate
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Yes Bank BYOC Credit Card
Card offers 3 subscription plans. Silver plan (INR 99+ GST) offers discounts on any 2 merchants out of the following: Bookmyshow, Swiggy, Pharmeasy, Uber and Bigbasket. Gold plan (INR 149+ GST) offers discount on any 3 merchants out of the following: Bookmyshow, Swiggy, Pharmeasy, Uber and Bigbasket. Platinum plan (INR 249+ GST) offers discount on any 5 merchants out of the following: Bookmyshow, Swiggy, Pharmeasy, Uber and Bigbasket.
Bank/CC Company
Yes Bank
Forex Markup
3.5%.
Interest Rate: 3.8% p.m (45.6% p.a).
Interest Rate
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Yes Prosperity Cashback Credit Card
Get a minimum 15% discount on dining at select restaurants.
Bank/CC Company
Yes Bank
Forex Markup
3.4%.
Interest Rate: 3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount
Interest Rate
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YES Bank Marquee Credit Card
Unlimited Access to airport lounges internationally for Primary & Add-on card holders
Bank/CC Company
Yes Bank
Forex Markup
Foreign Currency Mark-up of 1%
Interest Rate of 2.99% per month (35.88% annually) on Overdue amount
Interest Rate
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Yes Prosperity Cashback Plus Credit Card
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5% cashback on your movie ticket bookings, grocery shopping and utility bill payments. 0.75% on all other spends except fuel.
Bank/CC Company
Yes Bank
Forex Markup
3.4%.
Interest Rate: 3.6% p.m (43.2%p.a).
Interest Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
YES Bank
3.50
Interest rate: 3.80% monthly, 45.60% annually.
Cashback Rate
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YES Bank Rio RuPay Credit Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
2.75%.
Interest Rate: 3.8% p.m (45.60%p.a).
Cashback Rate
MyRupaya Ratings :-
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Yes Prosperity Edge Credit Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
3.40%
Interest Rate: : 3.8% p.m (45.6% p.a.).
Cashback Rate
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Yes Bank Finbooster Credit Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
3.5%.
Interest Rate: 3.8% p.m (45.6% p.a).
Cashback Rate
MyRupaya Ratings :-
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Yes Bank Wellness Credit Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
Foreign Currency Mark-up Fees: 0.50%
Interest Rate: 1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.
Cashback Rate
MyRupaya Ratings :-
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Yes Private Prime Credit Card
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Forex Markup
Interest Rate
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Yes Bank
3.50%
Interest Rate: 3.8% p.m (45.6% p.a)
Cashback Rate
MyRupaya Ratings :-
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Yes Bank Wellness Plus Credit Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
3.4%.
Interest Rate: 3.8% p.m (45.60%p.a).
Cashback Rate
MyRupaya Ratings :-
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Yes Prosperity Reward Credit Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
3.40%
Interest rate: 3.80% per month (45.60% annually).
Cashback Rate
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Yes Bank Anq Pi Credit Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
3.5%.
Interest Rate: 3.8% p.m (45.6% p.a).
Cashback Rate
MyRupaya Ratings :-
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Yes Bank BYOC Credit Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
3.4%.
Interest Rate: 3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount
Cashback Rate
MyRupaya Ratings :-
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Yes Prosperity Cashback Credit Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
Foreign Currency Mark-up of 1%
Interest Rate of 2.99% per month (35.88% annually) on Overdue amount
Cashback Rate
MyRupaya Ratings :-
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YES Bank Marquee Credit Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Yes Bank
3.4%.
Interest Rate: 3.6% p.m (43.2%p.a).
Cashback Rate
MyRupaya Ratings :-
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Yes Prosperity Cashback Plus Credit Card
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Top 5 Credit Cards Of Axis Bank
YES Bank Wellness Plus Credit Card
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Joining Fees: INR1499 + GST
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Interest Rate: 3.8% p.m (45.6% p.a)
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Welcome Benefits: Welcome Benefit: Users will get a free Amazon voucher worth Rs 500 on spending Rs 1000 within the first 30 days.
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Cashback Rate: The value of 1 reward point = 0.25 Paisa. Users will get 30 reward points per Rs. 200 spent on chemist/pharmaceutical stores with an effective cashback rate of 3.75%. 6 reward points per Rs. 200 spent on all other categories with an effective cashback rate of 0.75%. The YES Bank Wellness Plus Credit Card is designed for people who want to take care of both their lifestyle and their health. Unlike regular credit cards that only focus on shopping or travel benefits, this card gives special rewards and offers linked to healthcare, fitness, and wellness services. For example, you can enjoy discounts on medical check-ups, doctor consultations, lab tests, and even fitness memberships.At the same time, it works like a normal credit card where you earn reward points on everyday spending such as groceries, dining, and online shopping. These points can be redeemed later, helping you save more. The card also provides features like fuel surcharge waivers, EMI options, and digital account management for extra convenience.In simple words, the YES Bank Wellness Plus Credit Card is a good option if you want a card that not only supports your spending needs but also helps you stay healthy with its wellness benefits.
YES Bank BYOC Credit Card
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Joining Fees: NIL
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Interest Rate: 3.8% p.m (45.6% p.a).
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Welcome Benefits: Welcome Benefit: Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
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Cashback Rate: Users will get 1% cashback on all spends.
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General Cashback Rate: 1%
User can choose certain merchants and get 10% cashback on purchases linked to those merchants. The merchants can be chosen out of the following 5 brands: BookMyshow, Pharmeasy, Bigbasket, Swiggy, Uber. Cardholders have 3 plans silver (2 merchants can be chosen) INR 99 per month + GST, gold (3 merchants can be chosen) INR 149 per month + GST, platinum (all 5 merchants can be chosen) INR 240 per month + GST.
Special Cashback Rate: 10%
The YES Bank BYOC (Build Your Own Card) Credit Card is a unique card that lets you design benefits as per your lifestyle. Unlike most credit cards that come with fixed rewards, this one allows you to choose your own reward categories such as fuel, travel, dining, shopping, or online spending. This means you earn extra rewards on the things that matter most to you. The card also comes with all the standard features of a credit card like reward points on regular purchases, fuel surcharge waiver, and easy EMI options. Since it is backed by YES Bank, you also get digital account access, secure transactions, and customer support. In simple words, the YES Bank BYOC Credit Card is a flexible option for people who don’t want a one-size-fits-all card. It gives you the freedom to customize benefits based on your spending habits, making it more personal and rewarding.
with cashback, travel, dining, and shopping benefits, making it a valuable asset for Airtel users and savvy spenders alike.
Yes Prosperity Reward Credit Card
Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date).
Yes Prosperity Reward Plus Credit Card
INR 399
Yes Prosperity Edge Credit Card
Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date).
YES Bank Marquee Credit Card
Welcome Bonus:Users will get 40,000 YES reward points as joining benefits.
Yes EMI Credit Card
NIL
Yes ELITE + Credit Card
INR 999 + Taxes
Yes Private Prime Credit Card
INR 20,000 + taxes
Yes Reserv Credit Card
INR 1,999+ applicable taxes
Yes Prosperity Cashback Plus Credit Card
NIL
Yes Prosperity Cashback Credit Card
INR 999
YES Bank Rio RuPay Credit Card
NIL
YES Bank Paisabazaar Paisasave Credit Card
Annual membership fee: Rs. 499 plus taxes (waived off on total retail spends of INR 1,20,000 in the card anniversary year).
Yes Bank Anq Pi Credit Card
NIL
Yes Bank Finbooster Credit Card
NIL
Yes Bank BYOC Credit Card
NIL
Yes Bank Wellness Credit Card
INR 749
Yes Bank Card Anq Phi Credit Card
NIL
Yes Bank Wellness Plus Credit Card
INR 1499 + Taxes
Yes Prosperity Reward Credit Card
1 Reward Point = INR 0.25.
Users will get 4 reward points for every INR 200 on travel & dining spends,
Travel Dining Cashback Rate 0.5%.
2 reward points for every INR 200 on all categories.
General Cashback Rate: 0.25%
Yes Prosperity Reward Plus Credit Card
Users will get 4 reward points for every INR 200 on travel & dining spends
Value of 1 point = INR 0.25%
Travel Dining Cashback Rate of 0.5%.
2 reward points for every INR 200 on all categories.
General Cashback Rate: 0.25%.
Yes Prosperity Edge Credit Card
1 Reward Point = INR 0.25.
Users will get 8 reward points for every INR 200 on travel & dining spends (Capped at 1,500 reward points per statement cycle), a cashback rate of 1%.
4 reward points for every INR 200 on all categories. Effective cashback rate is 0.5%.
YES Bank Marquee Credit Card
1 YES rewardz point = Rs. 0.25.
Users will earn 36 YES reward points for every Rs. 200 spent on online shopping. Effective cashback rate: 4.5% (Online shopping).
Users will earn 18 YES rewardz points for every Rs. 200 spent on offline shopping. Effective cashback rate: 2.25% (Offline shopping).
Users will earn 10 YES rewardz points for every Rs. 200 spent on select categories (rentals, wallet loading, recharges & utility bill payments, insurance, and government payments). Effective cashback rate: 1.25% (All other categories).
Users will earn 2 bonus reward points for every Rs. 100 spent on international transactions.
Yes EMI Credit Card
1% cashback on non-EMI spends upto INR 500 per month.
You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
Yes ELITE + Credit Card
1 RP = 0.25 paisa.
Users will get 12 YES Reward Points for every INR 200 for online shopping, Online cashback rate: 1.5%.
6 YES Reward Points for every INR 200 for offline shopping. Offline cashback rate: 0.75%.
4 YES Reward Points for every INR 200 on Select categories. Cashback rate: 0.50%
Yes Private Prime Credit Card
Welcome Benefits: 10,000 Reward points. Oberoi E-Gift Vouchers worth INR 9,000 as Joining and Annual benefits
Yes Reserv Credit Card
1 RP = 0.25 Paisa.
Users will get 24 YES Reward Points for every INR 200 for online shopping, Online cashback rate: 3%.
12 YES Reward Points for every INR 200 for offline shopping. Offline cashback rate: 1.5%.
6 YES Reward Points for every INR 200 on selected categories, cashback rate on other spends: 0.75%.
Yes Prosperity Cashback Plus Credit Card
5% cashback on movie ticket bookings, grocery shopping, and utility bill payments.
0.75% on all other spends except fuel.
5% cashback on bill payments through YES PayNow.
Yes Prosperity Cashback Credit Card
Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spends except fuel.
YES Bank Rio RuPay Credit Card
Users will earn 3 Rio coins on spending INR 100 via Rio UPI.
The value of 1 Rio Coin is INR 0.25.
General UPI Cashback Rate: 0.75
The transaction minimum value needs to be INR 0.75 in order to earn reward points.
YES Bank Paisabazaar Paisasave Credit Card
The value of 1 reward point is INR 1. Users will get 6 reward points per INR 200 spent on e-commerce transactions.
E-commerce Cashback Rate: 3%.
Users will get 3 reward points per INR 200 spent on other spends.
General Cashback Rate: 1.5%.
Yes Bank Anq Pi Credit Card
On every INR 200 spent on UPI transactions above INR 2000, you can earn 4 YES Reward Points.
For every INR 200 spent on all online spent, you can earn 2 YES Reward Points.
1 RP = 0.25 paisa. UPI Cashback Rate: 0.5%. Online cashback rate: 0.25%.
Yes Bank Finbooster Credit Card
The value of 1 reward point = INR 0.25.
Users will get 5X reward points on online dining spending.
Dining Cashback Rate: 1.25%.
3X reward points on online grocery and online apparel spending.
Grocery Cashback Rate: 0.75%.
2 reward points per INR 200 on all other retail spends (except fuel spends).
General Cashback Rate: 0.25%
Yes Bank BYOC Credit Card
Users will get 1% cashback on all spends.
General Cashback Rate: 1%
The user can choose certain
merchants and get 10% cashback on purchases linked to those merchants. The merchants can be chosen out of the following 5 brands: BookMyshow, Pharmeasy, Bigbasket, Swiggy, and Uber. Cardholders have 3 plans: silver (2 merchants can be chosen) INR 99 per month + GST, gold (3 merchants can be chosen) INR 149 per month + GST, and platinum (all 5 merchants can be chosen) INR 240 per month + GST.
Special Cashback Rate: 10%
Yes Bank Wellness Credit Card
The value of 1 reward point = INR 0.25.
Users will get 10 reward points per INR 100 spent on Chemist/ Pharmaceutical stores, Medical cashback rate of 2.5%.
2 reward points per INR 100 spent on all other categories. Cashback rate: 0.5%.
10 reward points = 1 InterMile/1 Club Vistara point.
Yes Bank Card Anq Phi Credit Card
1 RP = 0.25 paisa.
Users will earn 24 Yes Reward Points on every ₹200 spent on travel, dining, hotels, and fast food. Cashback rate: 3%
Earn 24 Yes Reward Points on every INR 200 spent on groceries, supermarkets, apparel & entertainment, Cashback rate: 3%
4 Yes Reward Points on every INR 200 spent on other selected categories. cashback rate: 0.5%.
Yes Bank Wellness Plus Credit Card
The value of 1 reward point = 0.25 Paisa.
Users will get 30 reward points per Rs. 200 spent on chemist/pharmaceutical stores with an effective cashback rate of 3.75%.
6 reward points per Rs. 200 spent on all other categories with an effective cashback rate of 0.75%.
YES Prosperity Cashback Plus Credit Card
-
Joining Fees: NIL
-
Interest Rate: 3.6% p.m (43.2%p.a).
-
Welcome Benefits: Welcome Benefits: Users will get cashback of Rs 250 on spends of Rs 2,500 in the first 30 days of card set up.
-
Cashback Rate: 5% cashback on movie ticket bookings, grocery shopping, and utility bill payments.
-
0.75% on all other spends except fuel.
-
5% cashback on bill payments through YES PayNow.
The YES Prosperity Cashback Plus Credit Card is made for people who love saving money on their daily spending. As the name suggests, this card focuses on giving you cashback instead of only reward points. You get cashback on categories like groceries, fuel, dining, and online shopping, which means you directly save money every time you swipe the card.
Along with cashback, the card also gives you useful features such as a fuel surcharge waiver, EMI conversion on big purchases, and access to YES Bank’s digital banking services to easily track and manage your spending. Since it is from YES Bank, you also get the trust of a reliable bank along with secure transactions.
In simple words, the YES Prosperity Cashback Plus Credit Card is a good choice if you want a card that helps you spend smartly and get money back on everyday purchases without any complicated reward systems.
you.
YES Prosperity Edge Credit Card
-
Joining Fees: Rs 399 (plus taxes) Spend INR 1,00,000 in card anniversary year and get waiver on renewal fee for the subsequent year.
-
Interest Rate: 3.6% p.m (43.2%p.a).
-
Welcome Benefits: Welcome Benefits: Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
-
Cashback Rate: 1 Reward Point = INR 0.25.
Users will get 8 reward points for every INR 200 on travel & dining spends (Capped at 1,500 reward points per statement cycle), a cashback rate of 1%.
4 reward points for every INR 200 on all categories. Effective cashback rate is 0.5%.
The YES Prosperity Edge Credit Card is designed for people who want more value from their everyday spending. With this card, you earn extra reward points on categories like dining, travel, and shopping, which can later be redeemed for vouchers, flights, hotels, or even to pay bills. It is a step above the basic credit cards, offering better rewards and lifestyle benefits while still being easy to manage.
The card also gives you useful features such as a fuel surcharge waiver, EMI options on big purchases, and access to YES Bank’s digital banking services, so you can track and control your expenses with ease. Backed by YES Bank, you get security, convenience, and the advantage of a reliable financial partner.
In simple words, the YES Prosperity Edge Credit Card is a good choice if you want a card that balances everyday savings with extra lifestyle rewards, without being too complicated.
YES Bank Marquee Credit Card
-
Joining Fees: INR 9,999 + Taxes
-
Interest Rate: 2.99% per month (35.88% annually) on Overdue amount
-
Welcome Benefits: Welcome Bonus:Users will get 40,000 YES reward points as joining benefits.
-
Cashback Rate: 1 YES rewardz point = Rs. 0.25.
Users will earn 36 YES reward points for every Rs. 200 spent on online shopping. Effective cashback rate: 4.5% (Online shopping).
Users will earn 18 YES rewardz points for every Rs. 200 spent on offline shopping. Effective cashback rate: 2.25% (Offline shopping).
Users will earn 10 YES rewardz points for every Rs. 200 spent on select categories (rentals, wallet loading, recharges & utility bill payments, insurance and government payments). Effective cashback rate: 1.25% (All other categories).
Users will earn 2 bonus reward points for every Rs. 100 spent on international transactions.
The YES Bank Marquee Credit Card is a premium card designed for people who enjoy luxury, travel, and lifestyle benefits. Unlike regular cards, this one focuses on giving you exclusive privileges such as airport lounge access, higher reward points, travel offers, and special discounts on dining and shopping. It is made for those who want comfort and rewards together in one card. With this card, you can earn accelerated reward points on categories like travel, dining, and international spending, which can later be redeemed for flights, hotels, gift vouchers, or shopping. It also offers benefits like fuel surcharge waiver, EMI conversion on big purchases, and digital account management through YES Bank’s platforms, making it easy and convenient to use.
In simple words, the YES Bank Marquee Credit Card is a great option for frequent travelers and lifestyle seekers who want premium services, better rewards, and the security of a trusted bank all in one card.
Welcome Benefits
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Welcome Bonus: Users will get 40,000 YES reward points upon joining.
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Welcome Benefit: Users will get a free Amazon voucher worth Rs 500 on spending Rs 1000 within the first 30 days.
-
Welcome Benefit: Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
-
Welcome Benefit: Users will get Rs 250 cashback on the first transaction of Rs 2500.
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Welcome Benefits: Users will get cashback of Rs 250 on spending of Rs 2,500 in the first 30 days of card setup.
-
Welcome Benefits: Get a FREE Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
-
Welcome Benefits: 10,000 Reward points. Oberoi E-Gift Vouchers worth INR 9,000 as Joining and Annual benefits
-
Welcome Benefit: Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
-
Free Amazon voucher worth 500 on spedning INR 1000 in the first 30 days.
-
Welcome Benefits: Users will get a free Amazon voucher worth INR 500 on spending INR 1000 within the first 30 days.
-
Amazon voucher worth INR 500 on spending INR 1,000 in the first 30 days.
Annual Fee
Credit Cards | Annual Fee |
|---|---|
Yes Prosperity Reward Credit Card | Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date). |
Yes Prosperity Reward Plus Credit Card | INR 399 |
Yes Prosperity Edge Credit Card | Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date). |
YES Bank Marquee Credit Card | Welcome Bonus:Users will get 40,000 YES reward points as joining benefits. |
Yes EMI Credit Card | NIL |
Yes ELITE + Credit Card | INR 999 + Taxes |
Yes Private Prime Credit Card | INR 20,000 + taxes |
Yes Reserv Credit Card | INR 1,999+ applicable taxes |
Yes Prosperity Cashback Plus Credit Card | NIL |
Yes Prosperity Cashback Credit Card | INR 999 |
YES Bank Rio RuPay Credit Card | NIL |
YES Bank Paisabazaar Paisasave Credit Card | Annual membership fee: Rs. 499 plus taxes (waived off on total retail spends of INR 1,20,000 in the card anniversary year). |
Yes Bank Anq Pi Credit Card | NIL |
Yes Bank Finbooster Credit Card | NIL |
Yes Bank BYOC Credit Card | NIL |
Yes Bank Wellness Credit Card | INR 749 |
Yes Bank Card Anq Phi Credit Card | NIL |
Yes Bank Wellness Plus Credit Card | INR 1499 + Taxes |
Rewards System
Credit Cards | Cashback Rate |
|---|---|
Yes Prosperity Reward Credit Card | 1 Reward Point = INR 0.25.
Users will get 4 reward points for every INR 200 on travel & dining spends,
Travel Dining Cashback Rate 0.5%.
2 reward points for every INR 200 on all categories.
General Cashback Rate: 0.25%
|
Yes Prosperity Reward Plus Credit Card | Users will get 4 reward points for every INR 200 on travel & dining spends
Value of 1 point = INR 0.25%
Travel Dining Cashback Rate of 0.5%.
2 reward points for every INR 200 on all categories.
General Cashback Rate: 0.25%.
|
Yes Prosperity Edge Credit Card | 1 Reward Point = INR 0.25.
Users will get 8 reward points for every INR 200 on travel & dining spends (Capped at 1,500 reward points per statement cycle), a cashback rate of 1%.
4 reward points for every INR 200 on all categories. Effective cashback rate is 0.5%. |
YES Bank Marquee Credit Card | 1 YES rewardz point = Rs. 0.25.
Users will earn 36 YES reward points for every Rs. 200 spent on online shopping. Effective cashback rate: 4.5% (Online shopping).
Users will earn 18 YES rewardz points for every Rs. 200 spent on offline shopping. Effective cashback rate: 2.25% (Offline shopping).
Users will earn 10 YES rewardz points for every Rs. 200 spent on select categories (rentals, wallet loading, recharges & utility bill payments, insurance, and government payments). Effective cashback rate: 1.25% (All other categories).
Users will earn 2 bonus reward points for every Rs. 100 spent on international transactions.
|
Yes EMI Credit Card | 1% cashback on non-EMI spends upto INR 500 per month.
You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
|
Yes ELITE + Credit Card | 1 RP = 0.25 paisa.
Users will get 12 YES Reward Points for every INR 200 for online shopping, Online cashback rate: 1.5%.
6 YES Reward Points for every INR 200 for offline shopping. Offline cashback rate: 0.75%.
4 YES Reward Points for every INR 200 on Select categories. Cashback rate: 0.50%
|
Yes Private Prime Credit Card | Welcome Benefits: 10,000 Reward points. Oberoi E-Gift Vouchers worth INR 9,000 as Joining and Annual benefits |
Yes Reserv Credit Card | 1 RP = 0.25 Paisa.
Users will get 24 YES Reward Points for every INR 200 for online shopping, Online cashback rate: 3%.
12 YES Reward Points for every INR 200 for offline shopping. Offline cashback rate: 1.5%.
6 YES Reward Points for every INR 200 on selected categories, cashback rate on other spends: 0.75%.
|
Yes Prosperity Cashback Plus Credit Card | 5% cashback on movie ticket bookings, grocery shopping, and utility bill payments.
0.75% on all other spends except fuel.
5% cashback on bill payments through YES PayNow.
|
Yes Prosperity Cashback Credit Card | Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spends except fuel. |
YES Bank Rio RuPay Credit Card | Users will earn 3 Rio coins on spending INR 100 via Rio UPI.
The value of 1 Rio Coin is INR 0.25.
General UPI Cashback Rate: 0.75
The transaction minimum value needs to be INR 0.75 in order to earn reward points.
|
YES Bank Paisabazaar Paisasave Credit Card | The value of 1 reward point is INR 1. Users will get 6 reward points per INR 200 spent on e-commerce transactions.
E-commerce Cashback Rate: 3%.
Users will get 3 reward points per INR 200 spent on other spends.
General Cashback Rate: 1.5%.
|
Yes Bank Anq Pi Credit Card | On every INR 200 spent on UPI transactions above INR 2000, you can earn 4 YES Reward Points.
For every INR 200 spent on all online spent, you can earn 2 YES Reward Points.
1 RP = 0.25 paisa. UPI Cashback Rate: 0.5%. Online cashback rate: 0.25%.
|
Yes Bank Finbooster Credit Card | The value of 1 reward point = INR 0.25.
Users will get 5X reward points on online dining spending.
Dining Cashback Rate: 1.25%.
3X reward points on online grocery and online apparel spending.
Grocery Cashback Rate: 0.75%.
2 reward points per INR 200 on all other retail spends (except fuel spends).
General Cashback Rate: 0.25%
|
Yes Bank BYOC Credit Card | Users will get 1% cashback on all spends.
General Cashback Rate: 1%
The user can choose certain
merchants and get 10% cashback on purchases linked to those merchants. The merchants can be chosen out of the following 5 brands: BookMyshow, Pharmeasy, Bigbasket, Swiggy, and Uber. Cardholders have 3 plans: silver (2 merchants can be chosen) INR 99 per month + GST, gold (3 merchants can be chosen) INR 149 per month + GST, and platinum (all 5 merchants can be chosen) INR 240 per month + GST.
Special Cashback Rate: 10%
|
Yes Bank Wellness Credit Card | The value of 1 reward point = INR 0.25.
Users will get 10 reward points per INR 100 spent on Chemist/ Pharmaceutical stores, Medical cashback rate of 2.5%.
2 reward points per INR 100 spent on all other categories. Cashback rate: 0.5%.
10 reward points = 1 InterMile/1 Club Vistara point.
|
Yes Bank Card Anq Phi Credit Card | 1 RP = 0.25 paisa.
Users will earn 24 Yes Reward Points on every ₹200 spent on travel, dining, hotels, and fast food. Cashback rate: 3%
Earn 24 Yes Reward Points on every INR 200 spent on groceries, supermarkets, apparel & entertainment, Cashback rate: 3%
4 Yes Reward Points on every INR 200 spent on other selected categories. cashback rate: 0.5%.
|
Yes Bank Wellness Plus Credit Card | The value of 1 reward point = 0.25 Paisa.
Users will get 30 reward points per Rs. 200 spent on chemist/pharmaceutical stores with an effective cashback rate of 3.75%.
6 reward points per Rs. 200 spent on all other categories with an effective cashback rate of 0.75%.
|
How to Activate Yes Bank Credit Card?
Online Activation via Net Banking
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Visit the YES Bank NetBanking portal.
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Log in using your Customer ID and password.
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Go to the Cards section.
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Select Credit Card PIN Generation.
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Set a new 4-digit PIN for your credit card to complete activation.
Activation via ATM
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Insert your YES Bank Credit Card at any YES Bank ATM.
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Choose the option Set PIN.
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Enter the OTP sent to your registered mobile number.
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Set your new 4-digit PIN to activate the card.
Activation through IVR
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Call the YES Bank Customer Care number: 1800 103 1212 (toll-free).
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Select the option for Credit Card Services.
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Enter your card details and validate with the OTP received on your registered mobile number.
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Set your desired 4-digit PIN.
Activation via YES Mobile App
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Download and log in to the YES Mobile App.
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Navigate to Credit Cards.
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Select Generate/Reset PIN.
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Authenticate using OTP.
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Set a new 4-digit PIN for activation.
Activation via YES Robot (Chat Banking on WhatsApp)
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Save +91 8291201200 on WhatsApp.
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Send a “Hi” message.
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Select Credit Card Services → Manage PIN.
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Verify with OTP and set your new PIN.
Other Fee And Charges
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Interest rate: 3.80% monthly, 45.60% annually.
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Cash advance fee: 2.5% of the amount withdrawn or ₹500, whichever is higher
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Late payment charges: INR150 to INR1200.
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Foreign currency markup fee: 3.50%
-
Reward redemption fee: NIL | Fuel surcharge: 1%
YES Bank's Journey
YES Bank began its journey in 2004, founded by Rana Kapoor and Ashok Kapur. The idea was to build a modern, technology-driven private bank that could match international standards while serving the needs of Indian customers. Starting small, it quickly became one of the fastest-growing private banks in India.
In its early years, YES Bank focused on corporate banking, helping businesses with loans and financial services. Later, it expanded into retail banking, offering savings accounts, credit cards, and loans for individuals. With its strong emphasis on technology, it introduced user-friendly mobile apps, online banking, and innovative products, which attracted young and urban customers.
The bank grew rapidly and became a well-recognized name in the Indian banking sector. However, in 2020, YES Bank faced serious financial challenges due to rising bad loans. This created a crisis, and the Reserve Bank of India (RBI), along with major Indian banks like SBI, stepped in to rescue it. With fresh capital and new management, the bank was stabilized and restarted its journey of recovery. Today, YES Bank is rebuilding itself with a focus on trust, transparency, and customer service. It continues to offer digital banking, loans, deposits, credit cards, and wealth management services, aiming to regain its position as a strong and reliable private bank.
Rewards System
FAQs
Q: Which YES Bank Credit Card is right for me?
A: YES Bank offers a variety of credit cards designed for different needs. Whether you travel frequently, shop online, spend on fuel, or want cashback rewards, you can find a card that suits your lifestyle. You can also check pre-approved offers on the YES Bank website to see which cards you’re eligible for.
Q: What are the fees associated with YES Bank Credit Cards?
A: The annual fee depends on the card. Some cards are lifetime free, while premium cards may charge INR 499 to INR 2,999 or more. There may also be additional charges such as late payment fees, cash advance fees, and foreign transaction fees. Always review the card’s fee schedule before applying.
Q: How do I apply for a YES Bank Credit Card?
A: You can apply online through the YES Bank website or mobile app by filling out an application form. You can also apply in person at the nearest YES Bank branch.
Q: What documents do I need to apply for a YES Bank Credit Card?
A: Generally, you will need:
Proof of Identity (Aadhaar, Passport, Voter ID, etc.)
Proof of Address (Utility bill, Aadhaar, Passport, etc.)
Proof of Income (Salary slips, ITR, Form 16, etc.)
The bank may ask for extra documents based on your profile.
Q: How long does it take to get approved for a YES Bank Credit Card?
A: Approval can take a few days to 2 weeks, depending on eligibility and document verification. The bank will inform you once your application is processed.
Q: How do I activate my new YES Bank Credit Card?
A: Once your card is approved, you can activate it by generating a PIN:
Through YES NetBanking or YES Mobile App
At any YES Bank ATM using OTP verification
By calling YES Bank Customer Care (IVR) and setting the PIN
Clear instructions will come with your card kit.
Q: How do I make a payment on my YES Bank Credit Card?
A: You can pay your card bill in multiple ways:
YES Bank NetBanking or Mobile App
NEFT/IMPS from any bank account
Auto-debit from your YES Bank savings account
Cash or cheque at a YES Bank branch/ATM
Q: What happens if I miss a payment on my YES Bank Credit Card?
A: If you miss a payment, you’ll be charged late payment fees and interest on the outstanding balance. Repeated delays may also hurt your credit score. To avoid this, try to pay at least the minimum due on time.
Q: How do I report a lost or stolen YES Bank Credit Card?
A: If your card is lost or stolen, immediately call YES Bank customer care at 1800 103 1212 (toll-free) to block it. You can also block it instantly using the YES Mobile App or NetBanking. The bank will issue you a replacement card.