Reward System: Cardholders will get 5% cashback on any two packs of their choice. 

3% cashback on any one E-commerce merchant of his choice
- Amazon or Flipkart or PayZapp

1% unlimited cashback across all other spends.

1% cashback on all UPI spends (only for Rupay version)

Get up to 25% off on dining through Swiggy Dineout. 

Annual fee reversal on spend of INR 50,000 in any year. 

Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spends except fuel.

Users will get 25 points on spending every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. 

Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month). 

10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month). 

1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%.

5% cashback on Paytm Mall, movies and travel. 

2% cashback on all other purchases on the Paytm app. 

1% cashback on any other spends across millions of offline and online stores.

Users will receive 5% cashback on purchases on the Paytm app [recharge + utility bill payment + movie tickets + Mini App]. Maximum cashback is capped at INR 1500 per month. 

3% cashback on preferred merchants such as Swiggy, AJIO, Big Basket & Uber. Maximum cashback is capped at INR 500 per month. 

1% cashback on all other retail spend. Maximum cashback s capped at INR 2000 per month.

Cardholders will get 6% myCash on hotel bookings, over and above the discounts on MakeMyTrip. Hotel cashback rate: 6%

Value of 1 myCash point is INR 1.

3% cashback on flight, bus and cab bookings, over and above the discounts on MakeMyTrip.

1% cashback on all other retail spends.

Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month. 

3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month. 

1% cashback on all other retail transactions with a maximum limit of INR 2000 per month. 

Users can get 6 InterMiles on weekends when spending INR 100 through the credit card. Cashback rate: Up to 3.00%.

4 on weekdays. Cashback rate: Up to 2%.

The value of 1 InterMile is not exact; it depends on the flight you are trying to book. It varies from INR 0.17 to INR 0.50. 

You can also get 12 InterMiles on weekends when booking flights and hotels through InterMiles.com. Cashback rate: Up to 6.00% and 8 when booking flights on weekdays. Cashback rate: Up to 4.00%.; 

Users will receive 5% cashback on bill payments (electricity, internet, gas and more) DTH and mobile recharges on Google Pay. (Capped at INR 500 per month). 

4% cashback on Swiggy, Zomato & Ola. (Capped at INR 500 per month). 

1.5% on all other spends (uncapped).

15% off upto INR 500 using Eazy Diner App.

2 reward points per Rs. 100: On all other retail purchases excluding fuel, departmental stores, and utility bills. 1RP=Rs. 0.25.  Effective Cashback rate: 0.50%

Fuel: Up to 5.5% cashback (4% + 1.5% points) on HPCL fuel purchases.

Mobile, electricity, department stores: Up to 5% cashback (5 points = Rs. 1.25).

On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car users will get upto 10% value back as reward points. 

1 reward point will be awarded on INR 125 on all other spends. Effective general cashback rate: 0.8%.

Users will earn upto 30 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. 

(30 reward points when booked for self and 10 reward points when booked for others). 

Value of 1 reward point = INR 0.25. Points can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%. 

4 reward points for every INR 100 spent on all other spends. General cashback rate:1%.

Users will get 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payment (Capped at INR 300). 

10% cashback on utility bill payments such as gas, electricity, etc (Capped at INR 300 per month). 

10% cashback on Swiggy, Zomato and BigBasket (Capped at INR 500 per month). 

1% cashback on all other spends.

6 6E rewards for every INR 100 spent on IndiGo spending,

3 6E rewards for every INR 100 spent on merchant spending (Dining, Grocery & Entertainment).

2 6E rewards for every INR 100 spent on other categories. 

1 6E = INR 1  Effective cashback rate: 6% (IndiGo spends), 3% (Dining, Grocery & Entertainment), 2% (other spends). 

Users will get up to 6.5% savings on fuel expenses.

5% savings as rewards on grocery & utility expenses.

5% savings as rewards on IDFC FIRST FASTag recharge.

3X rewards on other retail transactions.  1 RP = 0.25 paisa.

Users can get 5% cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato.

1% cashback on all other spends (except Fuel) including EMI & Wallet transactions. 

Upto 20% discount on partner restaurants via Swiggy Dineout.

Users will get a 20% flat discount on domestic & international hotel bookings(Capped at INR 5000 and Rs 10000 respectively). 

10% flat off on domestic & international flight bookings (capped at INR 1000 and INR 5000 respectively). 

10 reward points on every INR 100 spent on booking standalone hotel and airline websites/apps/outlets. Value of 1 reward point = INR 0.25. Travel cashback rate = 2.5%. 

2 reward points on all other spends. General cashback rate: 0.5%.

Users will get 5% unlimited cashback on Flipkart and Myntra. 

4% unlimited cashback on Swiggy, Uber, Cleartrip, Cultfit, and PVR.

1.5% unlimited cashback on other categories.

On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car, users can get upto 10% value back as reward points. 

1 reward point will be awarded on INR 125 on all other spends. Effective general cashback rate: 0.8%.

Users will get 10% cashback on all dining, food delivery and grocery spends (capped at up to INR1,000 per billing cycle).

1.5% unlimited cashback on most other spends.