Axis Bank Credit Cards
Axis Bank, one of India's leading private sector banks, offers various credit cards catering to various customer needs. The bank's credit card portfolio includes options for daily shopping, travel, dining, fuel, and more, providing a spectrum of benefits such as cashback, reward points, and exclusive access to sales and offers. Additionally, the bank's credit cards are known to aid in building a robust credit score, which is crucial for financial health. With features like easy application processes, comprehensive customer service, and a focus on enhancing lifestyle experiences, Axis Bank's credit cards stand out as a worthy financial tool for savvy management and convenience.

Welcome Benefit: 30,000 EDGE REWARD Points on doing 3 transactions within 30 days from the card issuance date.
Welcome Benefits
Interest Rate: 3.6% per month (52.86% per annum).
Interest Rate
Axis Bank Miles And More World Credit Card
Reward System: Get 2 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you. You can also use miles for booking hotels, rent cars, and shopping at select partner stores.
Welcome Benefit: Get 15,000 bonus miles on card activation. Priority pass membership.
Welcome Benefits
3.40% per month (49.96% per annum).
Interest Rate
Welcome Benefit: 100%cashback up to INR 300 on first utility bill payment within first 30 days of card issuance.
Welcome Benefits
3.6% p.m. (52. 86% p.a.)
Interest Rate
Welcome Benefits: Get 12,500 reward points redeemable against shopping or travel vouchers worth INR 5,000 on payment of joining fee and undertaking 3 transactions within 60 days of card issuance.
Welcome Benefits
3.40% per month (49.36% per annum).
Interest Rate
The welcome benefits associated with the Axis Bank Vistara Infinite Credit Card include a complimentary business class flight ticket and Club Vistara Gold Membership as a welcome gift.
Welcome Benefits
Interest Rate: 3.40% per month (49.36% per annum).
Interest Rate
Axis Bank Miles And More World Select Credit Card
Reward System: Get 3 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you. You can also use miles for booking hotels, rent cars, and shopping at select partner stores.
Welcome Benefit: Get 15,000 bonus miles on card activation. Priority pass membership.
Welcome Benefits
3.40% per month (49.96% per annum).
Interest Rate
Welcome Benefit: Customers can choose any voucher worth INR 12,500 from options like Luxe gift card, The Postcard Hotels gift voucher, or Yatra gift voucher.
Welcome Benefits
3 % per month (42.58% per annum).
Interest Rate
Welcome Benefits: Get Amazon gift voucher worth Rs. 250. Zomato Voucher worth Rs. 200. Blinkit voucher worth Rs. 250. Pharmeasy 6 months subscription on 1st spend with your Axis Bank Neo Credit Card within 30 days of issuance.
Welcome Benefits
3.4% Per Month (49.36% Per Annum).
Interest Rate
SpiceJet Axis Bank Voyage Credit Card
Value of 1 SpiceClub point = INR 1.
Get 18 SpiceClub Points (12 SpiceClub points as a Spice Club member and 6 Spice Club points on a card spent on every INR 200 spent on the Spice Jet app. (Cashback Rate: 9%)
6 SpiceClub Points for every INR 200 spent on an Online Food order. (Cashback Rate: 3%)
3 SpiceClub Points for every INR 200 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction)
Effective Cashback Rate: 1.5%
SpiceJet voucher worth Rs. 1500 on 2 transactions within 30 days of card.
SpiceClub Silver membership
Welcome Benefits
3.6% per month (52.86% per annum)
Interest Rate
Axis Bank Rewards Credit Card
Reward System: Get 2 Edge reward points on spend of INR 125. Value of 1 reward point = 0.20. General cashback rate = 0.32%.Get 20 reward points on spending INR 125 on apparel and departmental stores. Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
Welcome Benefits: Get 5,000 reward points on net spends of INR 1,000 or more.
Welcome Benefits
Interest Rate: 3.6% per month (52.86% per annum).
Interest Rate
Flipkart Axis Bank SuperElite Credit Card
Reward System: 16 super coins for every INR 100 spent on Flipkart for flipkart plus members. Value of 1 supercoin is INR 0.91. Nonflipkart plus members will get 6 super coins for every INR 100 spent. Effective cashback rate: 5.46%. Users will get 2 supercoins on all other spends, effective cashback rate is 1%.
Welcome Benefits: 500 SuperCoins on Card Activation. 2 months trial membership of YouTube Premium. 3-month trial subscription of Gaana Plus. 1 Year Membership of Lenskart Gold. Extra Rs. 500 off on Myntra select styles. 15% off on Domestic Flight booking via Flipkart Flights* (* - Maximum discount of up to INR 1,500).
Welcome Benefits
Interest Rate: 3.6% per month (52.86% per annum).
Interest Rate
1 complimentary Economy ticket on joining.
Axis Bank
1% fuel surcharge, no waiver.
Interest rate: 3.6% per month (43.9% per annum).
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5% of the transaction value.
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Bank Vistara Credit Card

Users will earn 2 points for every INR 200 spent.
Points can be redeemed for air tickets. The estimated value as per MyRupaya is INR 1.25 for each point. Effective cashback rate: 2.5%.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5% of the transaction value.
Interest rate: 3.6% per month (43.9% per annum).
Interest Rate
Special cashback rate for LIC Premium payments.
Axis Bank
1%, however, it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
3.6% per month (52.86% per annum).
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days.
3.5%.
Interest Rate
Cashback Rate
MyRupaya Ratings
LIC Axis Bank Signature Credit Card

Users will earn 2 reward points for every ₹ 100 spent on LIC Premium payments and foreign currency transactions and 1 reward point for every ₹ 100 spent on all other transactions except fuel, wallet load and EMI conversions.
Value of 1 reward point: INR 0.20. General cashback rate: 0.20%. LIC Premium cashback rate: 0.40%.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5%.
3.6% per month (52.86% per annum).
Interest Rate
None.
Axis Bank
1%.
3.6% per month (52. 86% per annum)
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5%.
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Bank Freecharge Credit Card

Users will get 1 Edge reward point on spending INR 100.
Customers can get up to 10% off on Myntra, Rs 100 off on credit on shuttle every month, also Get Rs .120 off on freshmenu, and 50% off on Eros Now subscription.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5%.
3.6% per month (52. 86% per annum)
Interest Rate
None.
Axis Bank
1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Interest Rate: 2.95% per month (41.75% per annum).
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days.
3.5%.
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Bank Pride Signature Credit Card

Users will earn 4 Edge reward points on spending INR 100.
Value of 1 Edge point: INR 0.20. Cashback rate: 0.8%.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5%.
Interest Rate: 2.95% per month (41.75% per annum).
Interest Rate
Utilize the services of a dedicated concierge to assist with various needs, from making travel arrangements to securing tickets for events.
Axis Bank
1%, however, it is waived for transactions between waived for transactions between INR 400 and INR 4,000, subject to a maximum cap of INR 400 per month.
3.40% per month (49.96% per annum)
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5%.
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Bank Titanium Smart Traveller Credit Card

Users will get 4 Edge reward points on spending INR 100 domestically and 8 Edge reward points on spending INR 100 internationally.
Value of 1 Edge point: INR 0.20. Domestic cashback rate: 0.8% International cashback rate 1.6%.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5%.
3.40% per month (49.96% per annum)
Interest Rate
Approval is linked to your existing FD with Axis Bank and doesn't rely on your credit score.
Axis Bank
1% fuel surcharge waiver on fuel transactions in India.
2.50% per month (APR) of 30%.
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
Up To: 3.50%
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Insta Easy Credit Card

1 reward point can range from Rs. 0.25 to Rs. 0.50.
Users will earn 6 reward points for every Rs. 200 spent on domestic transactions. Effective Cashback Rate: 0.75% to 1.5%.
Users will earn 12 reward points for every Rs. 200 spent on international transactions. Effective cashback rate: 1.5% to 3%.
Users will get 100 bonus points on the first online transaction with the card.
Bank / CC Company
Axis Bank
Forex Mark-Up
Up To: 3.50%
2.50% per month (APR) of 30%.
Interest Rate
Special Feature: 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payment (Capped at INR 300 per month).
Axis Bank
1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000). Capped at INR 500 per month.
3.6% per month (52.86% per annum).
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days.
3.5%
Interest Rate
Cashback Rate
MyRupaya Ratings
Airtel Axis Bank Visa Credit Card

Users will get 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payment (Capped at INR 300).
10% cashback on utility bill payments such as gas, electricity, etc (Capped at INR 300 per month).
10% cashback on Swiggy, Zomato and BigBasket (Capped at INR 500 per month).
1% cashback on all other spends.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5%
3.6% per month (52.86% per annum).
Interest Rate
Credit card on UPI, customers can do UPI transactions through this credit card.
Axis Bank
1% Fuel surcharge waiver is applicable for fuel spent between INR 400 and INR 4000. Maximum waiver up to INR 150 per month.
3.6% p.m. (52.86% p.a.)
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5% of the transaction value.
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis KWIK Credit Card

Users will be awarded 2 EDGE reward points for every Rs. 200 spent (1 EDGE reward point for every Rs. 100 spent).
1 reward point = Rs. 0.20. Effective cashback rate: 0.2%.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5% of the transaction value.
3.6% p.m. (52.86% p.a.)
Interest Rate
Users can earn bonus CV points and up to 4 complimentary Premium Economy Class ticket vouchers on spending between 1,50,000 to 9,00,000.
Axis Bank
1% without any waiver.
3.6% per month (44.9% per annum)
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5%
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Bank Vistara Signature Credit Card

Users will earn 2 points for every INR 100 spent.
Value of 1 point is INR 0.38, so the cashback rate is 0.76%.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5%
3.6% per month (44.9% per annum)
Interest Rate
Complimentary SonyLiv Premium annual subscription
Axis Bank
1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to INR 400 per month.
3.6% per month, 43.2 % annualized
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5% of the transaction value
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Bank MY Zone Credit Card

Users will earn 2 edge reward points for every INR 100 spent using My Zone credit card.
Value of 1 edge reward point = INR .20. Cashback rate: 0.4%.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5% of the transaction value
3.6% per month, 43.2 % annualized
Interest Rate
100% cashback on the first fuel transaction up to INR 250
Axis Bank
1% Fuel Surcharge (It is waived upto a limit of INR 500).
3.6% per month (52.86% per annum)
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
Foreign currency transaction fee-3.5% of the transaction value.
Interest Rate
Cashback Rate
MyRupaya Ratings
IndianOil Axis Bank Credit Card

Users can earn 20 reward points for every INR 100 spent on fuel. The value of 1RP= 0.20 paisa. Fuel cashback rate: 4%.
5 reward points for every INR 100 spent on online spending. Online cashback rate is 1%.
10% cashback at Myntra, Uber & Zomato, up to Rs 300 each per month.
Bank / CC Company
Axis Bank
Forex Mark-Up
Foreign currency transaction fee-3.5% of the transaction value.
3.6% per month (52.86% per annum)
Interest Rate
Special Feature: 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payment (Capped at INR 300 per month).
Axis Bank
1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000). Capped at INR 500 per month.
3.6% per month (52.86% per annum).
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days.
3.5%
Interest Rate
Cashback Rate
MyRupaya Ratings
Airtel Axis Bank RuPay Credit Card

Users will get 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payment (Capped at INR 300).
10% cashback on utility bill payments such as gas, electricity, etc (Capped at INR 300 per month).
10% cashback on Swiggy, Zomato and BigBasket (Capped at INR 500 per month).
1% cashback on all other spends including UPI spends.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5%
3.6% per month (52.86% per annum).
Interest Rate
10% discount on Samsung products purchased through Samsung Shop Online.
Axis Bank
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs.4000), waiver capped at INR 500 per month.
3.6% per month (52.86% per annum)
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5%.
Interest Rate
Cashback Rate
MyRupaya Ratings
Samsung Axis Bank Signature Credit Card

Users will get 10% cashback on Samsung purchases (including EMI transactions),
Users can earn 5 Axis Edge Reward points for every Rs.100 spend. The value of each point is INR 0.2. The effective cashback rate is 1%.
Users will get 10 Edge Reward points on every INR 100 spent with select partners such as Myntra, Tata 1mg, Zomato, and BigBasket. Effective cashback rate: 2%.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5%.
3.6% per month (52.86% per annum)
Interest Rate
Axis Bank
1%, waiver of 1% for transactions between INR 400 to INR 5000 (Capped at INR 400 per month).
3.75% per month (55.55% per annum).
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days.
3.50%
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Horizon Mastercard Credit Card
Bank / CC Company
Axis Bank
Forex Mark-Up
3.50%
3.75% per month (55.55% per annum).
Interest Rate
A complimentary Priority Pass membership (worth USD99) with 12 complimentary International lounge visits in a year.
Axis Bank
1% however it is waived for transactions between Rs. 400 and Rs. 4,000. Waiver is capped at INR 100 per month.
3.6% per month (52.86% per annum).
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5%.
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Bank Select Credit Card

Users will earn 5 Axis EDGE REWARDS Points on every INR 100 spend.The value of each point is INR 0.2. The effective cashback rate is 1%.
Customers can earn 10 Axis EDGE points on every Rs 200 spent, and 5000 EDGE points on spending Rs Rs 3 Lakhs in a card anniversary year.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5%.
3.6% per month (52.86% per annum).
Interest Rate
Complimentary Club ITC Culinary Membership - which entails complimetary third night stay, 50% off on room tariff for suites, 25% green points on food and beverage spends.
Axis Bank
1%, waiver of 1% for transactions between INR 400 to INR 4000 (Capped at INR 400 per month).
Interest Rate: 3.0% per month (42.58% per annum).
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days.
1.5%
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Bank Reserve Credit Card

Users will get 15 reward points for every INR 200 spent.
The value of each point is INR 0.20. Cashback rate: 1.5%.
2X rewards on international spends. International cashback rate: 2%.
Bank / CC Company
Axis Bank
Forex Mark-Up
1.5%
Interest Rate: 3.0% per month (42.58% per annum).
Interest Rate
Complimentary SpiceClub Gold membership.
Axis Bank
1% of transaction amount (surcharge upto INR 400 is waived off per month).
3.6% per month (52.86% per annum)
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5%
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Bank SpiceJet Voyage Black Credit Card

Value of 1 SpiceClub point = INR 1.
Users will get 12 SpiceClub points for every INR 100 spent on the Spice Jet app. Effective travel cashback rate: 12%.
6 SpiceClub points for every INR 100 spent on online food orders. Effective online food order cashback rate: 6%.
3 SpiceClub points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). Effective general cashback rate: 3%.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5%
3.6% per month (52.86% per annum)
Interest Rate
5 EDGE Miles per INR 100 spend on travel spends. Effective travel cashback rate: 5%.
Axis Bank
1% fuel surchage, however, it is waived for all transactions between INR 400 to INR 4000. Waiver is uncapped.
3.6% per month. 52.86% per month.
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5%
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Bank Atlas Credit Card

The value of 1 EDGE Mile is equal to INR 1.
Users will get 5 EDGE Miles per INR 100 spend on travel. Effective travel cashback rate: 5%
2 EDGE Miles per INR 100 spent on other spends. Effective general cashback rate: 2%.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5%
3.6% per month. 52.86% per month.
Interest Rate
Users can avail of 4 free video doctor consultations per month through Practo.
Axis Bank
1% fuel surcharge. Waived on fuel transactions between INR 400 and INR 4,000. Maximum waiver: INR 250 per month.
3.4% per month (49.36% per annum).
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days.
3.5%.
Interest Rate
Cashback Rate
MyRupaya Ratings
Axis Bank Aura Credit Card

Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2%.
5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5%.
3.4% per month (49.36% per annum).
Interest Rate
Users can link your credit card with UPI and do UPI transactions through a credit card.
Axis Bank
1% up to Rs. 400.
3.6% p.m. (52.86% per annum)
Credit Card Cycle
Forex Rate
Cashback Rate
Credit Card Issuer
Fuel Surchage
30 Days
3.5% of the transaction value.
Interest Rate
Cashback Rate
MyRupaya Ratings
Fibe Axis Bank Rupay Credit Card

Users can earn up to 3% on entertainment, commute and food delivery transactions.
1% cashback on all other spends.
Cashback is not eligible for transactions of less than Rs. 100. Maximum cashback amount = Rs. 1500 in a statement cycle.
Bank / CC Company
Axis Bank
Forex Mark-Up
3.5% of the transaction value.
3.6% p.m. (52.86% per annum)
Interest Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5% of the transaction value.
3.6% per month (43.9% per annum).
Cashback Rate
MyRupaya Ratings :-
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Axis Bank Vistara Credit Card

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Cashback Rate
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5%.
Interest Rate: 3.6% per month (52.86% per annum).
Cashback Rate
MyRupaya Ratings :-
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LIC Axis Bank Signature Credit Card

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Bank/CC Company
Forex Markup
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Axis Bank
3.5%.
Interest Rate: 3.6% per month (52.86% per annum)
Cashback Rate
MyRupaya Ratings :-
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Axis Bank Freecharge Credit Card

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Bank/CC Company
Forex Markup
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Axis Bank
3.5%.
Interest Rate: 2.95% per month (41.75% per annum).
Cashback Rate
MyRupaya Ratings :-
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Axis Bank Pride Signature Credit Card

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Bank/CC Company
Forex Markup
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Axis Bank
3.5%.
Interest Rate: 3.40% per month (49.96% per annum)
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Axis Bank Titanium Smart Traveller Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
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Axis Bank
Up To: 3.50%
2.50% per month (APR) of 30%.
Cashback Rate
MyRupaya Ratings :-
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Axis Insta Easy Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
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Axis Bank
3.5%
Interest Rate: 3.6% per month (52.86% per annum).
Cashback Rate
MyRupaya Ratings :-
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Airtel Axis Bank Visa Credit Card

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Interest Rate
Cashback Rate
Axis Bank
3.5% of the transaction value.
Interest Rate: 3.6% p.m. (52.86% p.a.)
Cashback Rate
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Axis KWIK Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5%
Interest Rate: Interest Rate: 3.6% per month (52.86% per annum)
Cashback Rate
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Axis Bank Vistara Signature Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5% of the transaction value
Interest rate: 3.6% per month, (52.86% per annum).
Cashback Rate
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Axis Bank MY Zone Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
Foreign currency transaction fee-3.5% of the transaction value.
Interest Rate: 3.4% per month (49.36% per annum).
Cashback Rate
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IndianOil Axis Bank Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5%
Interest Rate: 3.6% per month (52.86% per annum).
Cashback Rate
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Airtel Axis Bank RuPay Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5%.
Interest Rate: 3.6% per month (52.86% per annum).
Cashback Rate
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Samsung Axis Bank Signature Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.50%
Cashback Rate
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Axis Horizon Mastercard Credit Card
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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5%.
Interest Rate: 3.6% per month (52.86% per annum)
Cashback Rate
MyRupaya Ratings :-
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Axis Bank Select Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
1.5%
Interest Rate: 3.0% per month (42.58% per annum).
Cashback Rate
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Axis Bank Reserve Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5%
Interest Rate: 3.6% per month (52.86% per annum).
Cashback Rate
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Axis Bank SpiceJet Voyage Black Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5%
3.6% per month (52.86% per annum).
Cashback Rate
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Axis Bank Atlas Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5%.
Interest Rate: 3.4% per month (49.36% per annum).
Cashback Rate
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Axis Bank Aura Credit Card

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Bank/CC Company
Forex Markup
Interest Rate
Cashback Rate
Axis Bank
3.5% of the transaction value.
Interest Rate: 3.6% p.m. (52.86% per annum)
Cashback Rate
MyRupaya Ratings :-
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Fibe Axis Bank Rupay Credit Card

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Top 5 Credit Cards Of Axis Bank
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Joining Fees: INR 500
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Interest Rate: 3.40% per month (49.36% per annum)
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Welcome Benefit: Customers can get a SonyLiv premium annual subscription worth Rs. 999 on their first spend within 30 days of card issuance.
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Special Feature:Buy one get one free on movie tickets, customers can get a 100% discount on the second movie ticket at Paytm Movies.
The Axis Bank MyZone Credit Card is designed to cater to the lifestyle needs of customers, offering a range of benefits across various categories such as dining, entertainment, and shopping. Cardholders can enjoy Buy One Get One Free offer on movie tickets through Paytm Movies, with a maximum discount of Rs.200 per month. Additionally, the card provides a flat Rs.120 off on Swiggy orders, applicable twice a month on a minimum spend of Rs.500. A notable perk is the complimentary SonyLiv Premium annual subscription, which is available upon the first spend within 30 days of card issuance and can be renewed upon spending Rs.1.5 lakhs in a card anniversary year. For frequent flyers, the card offers 1 complimentary access to select airport lounges within India per calendar quarter, enhancing the travel experience. Shoppers can benefit from discounts at AJIO, with up to Rs.1000 off on minimum spending of Rs.2999. With its combination of rewards, discounts, and lifestyle benefits, the Axis Bank MyZone Credit Card is positioned as a versatile financial tool for everyday use.
Axis Bank MyZone Credit Card

Axis Bank Airtel Credit Card
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Joining Fees: INR 500
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Interest Rate: 3.6% per month (52.86% per annum)
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Welcome Benefit: Amazon eVoucher worth Rs.500 on the first transaction made within the first 30 days of card issuance.
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Special Feature: 25% cashback on Airtel Mobile, Broadband, WiFi, and DTH bill payment (Capped at INR 300 per month).
The Axis Bank Airtel Credit Card is a co-branded financial product that offers a range of benefits tailored to enhance the customer's spending experience. This card is particularly advantageous for individuals who frequently use Airtel services, as it provides up to 25% cashback on Airtel mobile, broadband, Wi-Fi, and DTH bill payments when transactions are made through the Airtel Thanks app. Additionally, cardholders can enjoy 10% cashback on utility bill payments, including gas and electricity, and on purchases from Swiggy, Zomato, and BigBasket. Airtel Axis Bank Credit Card is a comprehensive financial tool that not only facilitates everyday transactions but also rewards customers with cashback, travel, dining, and shopping benefits, making it a valuable asset for Airtel users and savvy spenders alike.

IndianOil Axis Bank Credit Card
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Joining Fees: INR 500 + GST
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Interest Rate: 3.6% p.m (43.2% p.a).
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Welcome Benefit: 100% cashback on the first fuel transaction up to INR 250.
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Special Feature: Earn 20 reward points for every INR 100 spent on fuel. Fuel Cashback Rate: 4%.
The IndianOil Axis Bank Rupay Credit Card is something you should think about if you're a driver who spends a lot of money on fuel. It offers a high reward rate of 4% cashback (in the form of reward points) on fuel purchases at Indian Oil Corporation (IOCL) pumps, making it a valuable tool to save on gas. The card also comes with a welcome advantage of cashback on your first month's gasoline expenditures, a fuel surcharge waiver, and offers additional incentives including cinema ticket savings and online shopping rewards. However, it does have an annual fee, so weigh the benefits against your spending habits to see if it's the right fit for you.

Axis Bank Flipkart Credit Card

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Joining Fees: INR 500
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Interest Rate: 3.6% p.m (45.6% p.a).
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Welcome Benefit: : INR 600 as card activation benefit. Along with that customers can also get Rs. 500 worth of Flipkart vouchers on their first transaction, and 50 % off up to INR 100 on 1st order on Swiggy.
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Special Feature: 5% unlimited cashback on Flipkart and Myntra.
This co-branded credit card, specifically designed for Flipkart customers, is called the Axis Bank Flipkart Credit Card and comes with a host of perks. The card gives an impressive unlimited 5% cashback on Flipkart and Myntra transactions, 4% on select selected merchants, and 1.5% cashback on other eligible categories. Additionally, customers may indulge in eating delights with up to 15% off at over 10,000 partner restaurants across India, making it a handy addition for food connoisseurs. Axis Bank Flipkart Credit Card is a comprehensive financial tool designed to enhance the shopping experience on Flipkart, while also extending benefits across various other categories. Its cashback features, coupled with additional perks like dining discounts and travel benefits, make it a competitive option in the credit card market.
Axis Bank Neo Credit Card

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Joining Fees: NIL
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Interest Rate: 3.6% per month (45.6% annually).
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Welcome Benefit: 100%cashback up to INR 300 on first utility bill payment within first 30 days of card issuance.
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Special Feature: 40% off on Zomato Orders.
The Axis Bank Neo Credit Card is designed to cater to the needs of the modern shopper, offering a plethora of discounts and benefits across various categories. Cardholders can enjoy a 10% discount on movie tickets through BookMyShow, up to 40% off on food delivery from Zomato, and additional discounts on online shopping platforms like Myntra. For utility bill payments made through Amazon Pay, there's a 5% discount, making routine transactions more rewarding. The card also extends the 'Power of 10' benefits to Blinkit, providing significant savings on grocery purchases. As an introductory benefit, new cardholders can receive 100% cashback on their first utility bill payment within the first 30 days of card issuance. The fees and charges associated with the Neo Credit Card are competitive, with a joining fee and an annual fee that is waived off under certain conditions. Overall, the Axis Bank Neo Credit Card is a comprehensive financial tool that not only facilitates everyday purchases but also offers a range of benefits that enhance the cardholder's spending experience.
Welcome Benefits
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Axis Bank Neo Credit Card: Customers can get up to 100% cashback up to INR 300 on the first utility bill payment within the first 30 days of card issuance.
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Fibe Axis Bank Rupay Credit Card: None
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Axis KWIK Credit Card: None
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Axis Insta Easy Credit Card: Customers can get 10,000 EDGE reward points on the first transaction, equivalent to ₹100 worth of rewards or vouchers.
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Axis Bank My Wings Credit Card: Customers can Avail two complimentary base fare flight tickets.
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Axis Bank Titanium Smart Traveller Credit Card: None.
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Axis Bank Platinum Credit Card: None.
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LIC Axis Bank Platinum Credit Card: None.
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LIC Axis Bank Signature Credit Card: None.
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Axis Bank Signature Credit Card: None.
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Axis Bank Privilege Easy Credit Card: Customers can get 12,500 reward points redeemable against shopping or travel vouchers worth INR 5,000 on payment of joining fee and undertaking 3 transactions within 60 days of card issuance.
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Axis Bank Pride Signature Credit Card: None.
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Axis Bank Pride Platinum Credit Card: None.
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Axis Bank Ace Credit Card: None
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Axis Bank Freecharge Plus Credit Card: None.
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Axis Bank Freecharge Credit Card: None.
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Axis Bank Aura Credit Card: Customers get a Decathlon voucher of INR 750 as part of the credit card welcome benefit.
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Axis Bank Reserve Credit Card: Customers can get 50000 reward points on card activation.
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Axis Bank Neo Credit Card: Customers can get an Amazon gift voucher worth Rs. 250. Zomato Voucher worth Rs. 200. Blinkit voucher worth Rs. 250. Pharmeasy 6-month subscription on 1st spend with your Axis Bank Neo Credit Card within 30 days of issuance.
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Flipkart Axis Bank SuperElite Credit Card: Customers can get 500 SuperCoins on Card Activation. 2-month trial membership of YouTube Premium. 3-month trial subscription to Gaana Plus. 1 Year Membership of Lenskart Gold. Extra Rs. 500 off on Myntra select styles. 15% off on Domestic Flight booking via Flipkart Flights ( - Maximum discount of up to INR 1,500).
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Airtel Axis Bank Credit Card: Customers get an Amazon voucher worth Rs.500 on the first transaction made within the first 30 days of card issuance.
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Samsung Axis Bank Infinite Credit Card: Customers get 30,000 EDGE REWARD Points on doing 3 transactions within 30 days from the card issuance date.
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Samsung Axis Bank Signature Credit Card: Customers get 2,500 EDGE REWARD Points on making three transactions within 30 days of the date of card issuance.
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Axis Bank SpiceJet Voyage Black Credit Card: Customers can get a SpiceJet voucher worth Rs. 4000 on 2 transactions within 30 days of card and SpiceClub Gold membership.
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Axis Bank Atlas Credit Card: Customers can get 5000 EDGE Miles upon the first transaction within 30 days of the card.
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SpiceJet Axis Bank Voyage Credit Card: Customers can get a SpiceJet voucher worth Rs. 1500 on 2 transactions within 30 days of card, and a SpiceClub Silver membership.
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Axis Bank Select Credit Card: Customers can get an Amazon voucher worth Rs 2000 on their first card transaction within 90 days of issuance.
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Axis Bank Privilege Credit Card: Customers can get 12,500 EDGE REWARD Points as a welcome gift.
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Axis Bank Vistara Infinite Credit Card: Customers get a complimentary business-class flight ticket and Club Vistara Gold Membership as a welcome gift.
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Axis Bank Magnus Credit Card: Customers can choose any voucher worth INR 12,500 from options like Luxe gift card, The Postcard Hotels gift voucher, or Yatra gift voucher.
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Axis Bank Vistara Signature Credit Card: Customers get 1 complimentary Economy ticket on joining and a complimentary Club Vistara Membership.
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Axis Bank Vistara Credit Card: Customers get 1 complimentary Economy ticket on joining, and a Complimentary Club Vistara Membership.
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Axis Bank MY Zone Credit Card: Customers can get a SonyLiv premium annual subscription worth INR 999 on their first spend within the first 30 days of card issuance.
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Flipkart Axis Bank Credit Card: Customers get an INR 600 as card activation benefit. Along with that customers can also get Rs. 500 worth of Flipkart vouchers on their first transaction, and 50 % off upto INR 100 on 1st order on Swiggy.
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IndianOil Axis Bank Credit Card: Cardholders can earn 100% cashback on the first fuel transaction up to INR 250, within the first 30 days of card issuance.
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Axis Bank Rewards Credit Card: Cardholders can earn 100% cashback on the first fuel transaction up to INR 250, within the first 30 days of card issuance.
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Miles & More Axis Bank World Credit Card: Get 5,000 bonus miles on card activation. Free Priority Pass membership.
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Axis Bank Miles And More World Select Credit Card: Get 15,000 bonus miles on card activation. Free Priority Pass membership.
Annual Fee
Rewards System
Credit Card | Annual/Joining Fees |
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Axis Bank Miles And More World Select Credit Card | Joining Fee: INR 10,000 + GST.
Annual Fee -From 2nd year: INR 4,500 + GST. |
Miles & More Axis Bank World Credit Card | Joining Fees: INR 3500 + GST
Annual Fees: INR 3500 + GST (2nd Year Onwards). |
Axis Bank Rewards Credit Card | Joining fee: INR 1,000
Annual fee - INR 1,000 from second year onwards. |
IndianOil Axis Bank Credit Card | Joining fee Rs. 500
Annual Fee 1st Year:-Nil 2nd Year onwards: Rs. 500 |
Flipkart Axis Bank Credit Card | Joining fee: Rs. 500
Annual fee -2nd year Onwards: Rs. 500 Annual fee waived off on annual spends greater than Rs. 2,00,000). |
Axis Bank MY Zone Credit Card | Joining fee: Rs. 500
Annual fee -1st Year: Nil, 2nd Year onwards: Rs. 500. |
Axis Bank Vistara Credit Card | Joining fee: Rs. 1500
Annual fee - 2nd Year onwards: Rs. 1500 |
Axis Bank Vistara Signature Credit Card | Joining Fee: Rs. 3000
Annual Fee - 2nd Year onwards: Rs. 3000. |
Axis Bank Magnus Credit Card | Annual fee of Rs 12,500 + taxes, waived off in case of spending of Rs.25 lakhs in the preceding year. |
Axis Bank Vistara Infinite Credit Card | Joining Fees: INR1500
Annual Fees - 2nd Year onwards: INR1500. |
Axis Bank Privilege Credit Card | Joining fee: Rs. 1500 (Nil for Priority Customers only).
Annual fee - 2nd Year onwards: Rs. 1500. |
Axis Bank Select Credit Card | Joining Fee: INR 3,000.
Annual Fee - 2nd Year onwards: Rs 3,000. |
SpiceJet Axis Bank Voyage Credit Card | Joining fee: INR 750.
Annual fee -2nd Year onwards: INR 750. |
Axis Bank Atlas Credit Card | Joining fee: Rs.5000.
Annual fee -Rs 5000. |
Axis Bank SpiceJet Voyage Black Credit Card | Joining fee: INR 2000
Annual fee -1st Year: Nil
2nd Year onwards: Rs. 2000 |
Samsung Axis Bank Signature Credit Card | Joining Fee: Rs.500/-
Annual Fee - 500 2nd year onward. Annual fee waived off on annual spends greater than Rs. 2,00,000/-. |
Samsung Axis Bank Infinite Credit Card | Joining fee: INR 500.
Annual fee: INR 500 2nd year onward. Annual fee waived off on annual spends greater than Rs. 2,00,000/-. |
Airtel Axis Bank Credit Card | Joining fee: INR 500
Annual fee - INR 500 2nd year onward.
Annual fee waived off on annual spends greater than INR 2,00,000/-. |
Flipkart Axis Bank SuperElite Credit Card | Joining fee: INR 500.
Annual fee - INR 500 2nd year onward.
Annual fee waived off on annual spends greater than INR 2,00,000. |
Axis Bank Neo Credit Card | Joining fee: INR 250.
Annual fee: INR 250. |
Axis Bank Reserve Credit Card | Joining fee: 50,000
Annual fee - 50,000. Annual fee waived off on annual spends greater than Rs. 25,00,000/-. |
Axis Bank Aura Credit Card | Joining fee: INR 749.
Annual Fee: 2nd year onwards: INR 749. |
Axis Bank Freecharge Credit Card | Joining fee: INR. 250 + Applicable Taxes
Annual fee: INR. 250 + Applicable Taxes |
Axis Bank Freecharge Plus Credit Card | Joining fee: INR 350.
Annual fee - 1st year: NIL. 2nd year: INR 350, Annual Fee waived off on annual spends greater than Rs.50,000. |
Axis Bank Ace Credit Card | Joining fee: INR. 499 (reversed upon spending Rs. 10,000 within 45 days of card issuance).
Annual fee - 2nd year onward: INR. 499 (waived off on annual spends greater than Rs. 2,00,000). |
Axis Bank Pride Platinum Credit Card | Joining fee: Nil
Annual fee:1 st Year: Nil. 2nd Year onwards: Rs. 250 (Waived on spends of Rs. 20,000 in the preceding year). |
Axis Bank Pride Signature Credit Card | Joining fee: Nil
Annual fee - 1st Year: Nil. 2nd Year onwards: Rs. 500 (Waived on spends of Rs.40,000 in the preceding year). |
Axis Bank Privilege Easy Credit Card | Joining fee: Nil
Annual fee:1 st Year: Nil. 2nd Year onwards: Rs. 250 (Waived on spends of Rs. 20,000 in the preceding year). |
Axis Bank Signature Credit Card | Joining fee: Rs. 5000.
Annual fee - Rs. 3000 (Waived on achievement of spending threshold of Rs. 3 Lakhs in the preceding year). |
LIC Axis Bank Signature Credit Card | Lifetime Free Credit Card |
LIC Axis Bank Platinum Credit Card | Lifetime Free Credit Card |
Axis Bank Platinum Credit Card | Joining Fee: INR 500 (Waived on spends of Rs. 5,000 within 45 days of card setup).
Annual Fee -From 2nd year: Rs. 200 (Waived on spends of Rs. 1,00,000 in the preceding year). |
Axis Bank Titanium Smart Traveller Credit Card | Joining Fee: INR. 250 (Waived on spends of Rs. 2,500 within 45 days of card setup).
Annual Fee: INR.100 (from 2nd year onwards. Waived on spends of Rs. 50,000 in the preceding year). |
Axis Bank My Wings Credit Card | Joining Fee: INR 1200
Annual Fee: 1st year - Nil, second year onwards - INR 500 |
Axis Insta Easy Credit Card | Joining Fees: INR 3000 |
Axis KWIK Credit Card | Lifetime Free Credit Card |
Fibe Axis Bank Rupay Credit Card | Lifetime Free Credit Card |
Axis Bank Neo Credit Card | Lifetime Free Credit Card |
Credit Card | Reward System |
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Axis Bank Miles And More World Select Credit Card | Get 3 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you. You can also use miles for booking hotels, rent cars, and shopping at select partner stores. |
Miles & More Axis Bank World Credit Card | Get 2 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. The value of 1 mile will depend on the flight being booked by you. You can also use miles for booking hotels, renting cars, and shopping at select partner stores. |
Axis Bank Rewards Credit Card | Get 2 Edge reward points on spend of INR 125.
Value of 1 reward point = 0.20. General cashback rate = 0.32%.
Get 20 reward points on spending INR 125 on apparel and departmental stores.
Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month). |
IndianOil Axis Bank Credit Card | Earn 20 reward points for every INR 100 spent on fuel.
1RP= 0.20 paisa.
Fuel Cashback rate: 4% Earn 5 reward points for every INR 100 spent on online spending. 1RP= 0.20 paisa.
Online Cashback rate: 1%. |
Flipkart Axis Bank Credit Card | 5% unlimited cashback on Flipkart and Myntra.
4% unlimited cashback on Swiggy, Uber, Cleartrip, Cultfit, and PVR.
1.5% unlimited cashback on other categories. |
Axis Bank MY Zone Credit Card | You earn 2 edge reward points for every INR 100 spent using a My Zone credit card. Value of 1 edge reward point = INR .20. Cashback rate: 0.4%. |
Axis Bank Vistara Credit Card | You earn 2 points for every INR 200 spent. Points can be redeemed for air tickets. The estimated value as per MyRupaya is INR 1.25 for each point.
Effective cashback rate: 2.5%. |
Axis Bank Vistara Signature Credit Card | You earn 2 points for every INR 100 spent. Value of 1 point: INR 0.38
Cashback rate: 0.76%. |
Axis Bank Magnus Credit Card | You earn 6 Axis EDGE REWARDS Points on every INR 100.
The value of each point is INR 0.2.
The effective cashback rate is 1.2%. |
Axis Bank Vistara Infinite Credit Card | You can earn 6 points for every INR 200 spent. Points can be redeemed for air tickets.
The estimated value as per MyRupaya is INR 1.25 for each point.
The effective cashback rate is 3.75%. |
Axis Bank Privilege Credit Card | You can earn 5 Axis EDGE REWARDS Points on every INR100 that you spend with the Axis Bank Privilege Credit Card.
The value of each point is INR 0.2.
The effective cashback rate is 1%. |
Axis Bank Select Credit Card | You can earn 5 Axis EDGE REWARDS Points on every INR 100 that you spend with the Axis Bank Select Credit Card.
The value of each point is INR 0.2.
The effective cashback rate is 1%. |
SpiceJet Axis Bank Voyage Credit Card | Value of 1 SpiceClub point = INR 1.
Get 18 SpiceClub Points (12 SpiceClub points as a Spice Club member and 6 Spice Club points on a card spent on every INR 200 spent on the Spice Jet app. (Cashback Rate: 9%)
6 SpiceClub Points for every INR 200 spent on an Online Food order. (Cashback Rate: 3%)
3 SpiceClub Points for every INR 200 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction)
Effective Cashback Rate: 1.5%. |
Axis Bank Atlas Credit Card | 1 EDGE Mile is equal to INR 1.
Get 5 EDGE Miles per INR 100 spent on travel. Effective travel cashback rate: 5%.
Get 2 EDGE Miles per INR 100 spent on Other Spends.
Effective general cashback rate: 2% |
Axis Bank SpiceJet Voyage Black Credit Card | Value of 1 SpiceClub point = INR 1.
Get 12 SpiceClub Points on a card spent on every INR 100 spent on the Spice Jet app. Effective travel cashback rate: 12%.
Get 6 SpiceClub Points for every INR 100 spent on an online food order.
Effective online food order cashback rate: 6%.
Get 3 SpiceClub Points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction).
Effective general cashback rate: 3%. |
Samsung Axis Bank Signature Credit Card | You can earn 5 Axis EDGE REWARDS Points on every Rs.100 that you spend with the Samsung Axis Bank Signature Credit Card.
The value of each point is INR 0.2. The effective cashback rate is 1%.
Get 10 EDGE REWARD points on every INR 100 spent with select partners such as Myntra, Tata 1mg, Zomato, and BigBasket. Effective cashback rate: 2%. |
Samsung Axis Bank Infinite Credit Card | You earn 5 Axis EDGE REWARDS Points on every Rs.100 that you spend with the Samsung Axis Bank Signature Credit Card. The value of each point is INR 0.2. The effective cash-back rate is 1%. |
Airtel Axis Bank Credit Card | 25% cashback on Airtel Mobile, Broadband, WiFi, and DTH bill payments (Capped at INR 300).
10% cashback on utility bill payments such as gas, electricity, etc (Capped at INR 300 per month). 10% cashback on Swiggy, Zomato, and BigBasket (Capped at INR 500 per month).
1% cashback on all other spends.
Effective Cashback Rate: 5% |
Flipkart Axis Bank SuperElite Credit Card | 16 super coins for every INR 100 spent on Flipkart for Flipkart plus members.
Value of 1 supercoin is INR 0.91. Non-flipkart plus members will get 6 super coins for every INR 100 spent.
Effective cashback rate: 5.46%.
Users will get 2 supercoins on all other spends, effective cashback rate is 1%. |
Axis Bank Neo Credit Card | Value of 1 point: INR 0.2. Cashback rate: 0.1%.
Reward System: Earn half a reward point per INR 100 spent using your Neo Credit Card. |
Axis Bank Reserve Credit Card | You get 15 reward points of every INR 100 spent.
Value of each point is INR 0.20. Cashback rate: 3%.
2x rewards on international spends. International cashback rate: 0.8%. |
Axis Bank Aura Credit Card | Get 1 Edge reward point on spending INR 100.
Value of 1 Edge point: INR 0.20. General cashback rate: 0.2%.
Get 5 Edge reward points on the purchase of insurance. Insurance cashback rate: 1%. |
Axis Bank Freecharge Credit Card | Get 1 Edge reward point on spending INR 100.
Value of 1 Edge point: INR 0.20. Cashback Rate: 0.2%. |
Axis Bank Freecharge Plus Credit Card | Get 1 Edge reward point on spending INR 100.
Value of 1 Edge point: INR 0.20.
Cashback Rate: 0.2%.
5% cashback on Freecharge spends, and 2% cashback on Ola/Uber/Shuttle and other local transport. |
Axis Bank Ace Credit Card | 5% cashback on bill payments (electricity, internet, gas, and more) DTH, and mobile recharges on Google Pay. (Capped at INR 500 per month).
4% cashback on Swiggy, Zomato & Ola. (Capped at INR 500 per month).
2% on all other spends (uncapped). |
Axis Bank Pride Platinum Credit Card | Get 2 Edge reward points on spending INR 100.
Value of 1 Edge point: INR 0.20.
Cashback Rate: 0.4%. |
Axis Bank Pride Signature Credit Card | Get 4 Edge reward points on spending INR 100.
Value of 1 Edge point: INR 0.20.
Cashback Rate: 0.8%. |
Axis Bank Privilege Easy Credit Card | Get 5 Edge reward points on spending INR 100.
Value of 1 Edge point: INR 0.20. Cashback Rate: 1%. |
Axis Bank Signature Credit Card | Get 5 Edge reward points on spending INR 100 domestically.
Get 10 Edge reward points on spending INR 100 internationally.
Value of 1 Edge point: INR 0.20.
Domestic Cashback Rate: 1%
International Cashback Rate 2%. |
LIC Axis Bank Signature Credit Card | Earn 2 Reward points for every ₹ 100 spent on LIC Premium payments and foreign currency transactions.
Earn 1 Reward point for every ₹ 100 spent on all other transactions except fuel, wallet load, and EMI conversions.
Value of 1 Edge point: INR 0.20. General Cashback Rate: 0.2%. |
LIC Axis Bank Platinum Credit Card | Earn 2 Reward points for every INR 100 spent on LIC Premium payments and foreign currency transactions.
Earn 1 Reward point for every INR 100 spent on all other transactions except fuel, wallet load, and EMI conversions.
Value of 1 Edge point: INR 0.20. General Cashback Rate: 0.2%. |
Axis Bank Platinum Credit Card | Get 3 Edge reward points on spending INR 100 domestically.
Get 6 Edge reward points on spending INR 100 internationally.
Value of 1 Edge point: INR 0.20.
Domestic Cashback Rate: 0.6% International Cashback Rate 1.2%. |
Axis Bank Titanium Smart Traveller Credit Card | Get 3 Edge reward points on spending INR 100 domestically.
Get 6 Edge reward points on spending INR 100 internationally.
Value of 1 Edge point: INR 0.20.
Domestic Cashback Rate: 0.6% International Cashback Rate 1.2%. |
Axis Bank My Wings Credit Card | Get 2 Edge reward points on spending INR 100 domestically.
Value of 1 Edge point: INR 0.20.
Domestic Cashback Rate: 0.4%. |
Axis Insta Easy Credit Card | Domestic Spends: Earn 6 reward points for every Rs. 200 spent on domestic transactions.
International Spends: Earn 12 reward points for every Rs. 200 spent on international transactions.
Bonus Points: Get 100 bonus points on your first online transaction with the card.
1 reward point can range from Rs. 0.25 to Rs. 0.50
Effective Cashback Rate: 0.75% to 1.5% (Domestic Transactions)
Effective Cashback Rate: 1.5% to 3% (International Transactions). |
Axis KWIK Credit Card | 2 EDGE reward points for every INR 200 spent.
1 RP = 0.20 paisa
Effective Cashback Rate: 0.2%. |
Fibe Axis Bank Rupay Credit Card | Earn up to 3% on entertainment, commute, and food delivery transactions.
Get 1% cashback on all other spends.
Cashback is not eligible for transactions of less than Rs. 100.
Maximum cashback amount = Rs. 1500 in a statement cycle. |
Axis Bank Neo Credit Card | 40% off on Zomato, 5% off on utility bill payments through AmazonPay, and 10% off on Blinkit, Myntra, and movie tickets. You can earn two EDGE REWARD points for every Rs. 200 spent on this card.
1 EDGE Point = INR 0.20
Effective Cashback Rate: 0.2%. |
How to Activate Axis Bank Credit Card?
Activating an Axis Bank Credit Card: A Step-by-Step Guide.
Step 1: Card Activation
To activate your Axis Bank Credit Card, you have several convenient options:
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Axis Mobile App: Download the app and navigate to the credit card section to activate your card.
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Internet Banking: Log into your Axis Bank internet banking account and look for the 'Credit Card Activation' option.
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Phone Banking: Call Axis Bank's customer service and follow the instructions provided to activate your card.
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ATM: Visit any Axis Bank ATM and follow the prompts to activate your credit card.
Step 2: Setting Your PIN
Once your card is activated, setting your Personal Identification Number (PIN) is crucial for security:
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Net Banking: Login, select 'Credit Card', and choose 'Generate Credit Card PIN Online'.
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Mobile App: Use the Axis Bank app to set your PIN directly within the 'Cards' section.
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ATM: Set your PIN by visiting an Axis Bank ATM and following the on-screen instructions.
Step 3: Confirm Activation
After completing these steps, it's wise to confirm that your card is active:
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Perform a Transaction: Make a small purchase or a balance inquiry to ensure your card and PIN are working correctly.
Eligibility Criteria for Axis Bank Credit Cards
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Residential status: Applicant must be a resident of India.
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Age: Applicant should be between 18 to 75 years old.
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Income: A stable monthly income, with a minimum requirement of ₹20,000 per month for some cards.
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Employment: Must be either self-employed or a salaried employee.
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Credit Score: A good credit score, generally above 750, is advisable for better approval chances.
Other Fee And Charges
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Interest Rates: 3.6% per month 52.86% per annum
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Cash Advance Charges: 2.5% (Min. Rs. 500)
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Late Payment Charges: Up to `100 – Nil
101 - `500 – INR 150 ,
501 - `5000 – INR 500
5001 - `20000 – INR 750
Above `10000 – INR 1000
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Foreign Currency Mark-up Fees: All overseas transactions are levied with a 3.5% transaction fee.
Axis Bank's Journey
Axis Bank, one of India's prominent financial institutions, has a rich history that mirrors the country's economic and financial evolution. Established on December 3, 1993, as UTI Bank, it was part of a strategic initiative to reform the Indian banking sector. The bank was inaugurated by Dr. Manmohan Singh, the then Finance Minister of India, marking a new era in the Indian private banking sector.
The bank was the brainchild of a consortium led by the Unit Trust of India (UTI), along with other key players such as Life Insurance Corporation of India (LIC) and General Insurance Corporation of India and its subsidiaries. This collaboration between government-owned entities and private sector ethos laid the foundation for a modern, customer-centric bank that would grow to become a significant player in the Indian and international banking landscape.
In 2007, UTI Bank transformed, rebranding itself as Axis Bank to resonate more with its global aspirations. The new identity signified the bank's commitment to providing a wide array of financial services, from retail banking to large and mid-size corporate banking, SMEs, and investment services.
Axis Bank has been at the forefront of embracing technology, launching internet banking services named 'iConnect' and becoming a pioneer in the ATM network establishment across the country. Its focus on innovation has been consistent, with initiatives like contactless payment cards and mobile banking applications that cater to the evolving needs of modern consumers.
The bank's history is not just about its financial growth but also its commitment to social responsibility. Through various initiatives, Axis Bank has contributed to community development, education, and environmental sustainability, reflecting its ethos of corporate citizenship.
As of 2024, Axis Bank stands as a testament to the progressive vision of its founders, with robust financials and a reputation for customer service excellence. It continues to nurture its transformation and financial prosperity journey, aiming to redefine banking for the future.
Axis Bank Miles And More World Select Credit Card
Joining Fee: INR 10,000 + GST.
Annual Fee -From 2nd year: INR 4,500 + GST.
Miles & More Axis Bank World Credit Card
Joining Fees: INR 3500 + GST
Annual Fees: INR 3500 + GST (2nd Year Onwards).
Axis Bank Rewards Credit Card
Joining fee: INR 1,000
Annual fee - INR 1,000 from second year onwards.
IndianOil Axis Bank Credit Card
Joining fee Rs. 500
Annual Fee 1st Year:-Nil 2nd Year onwards: Rs. 500
Flipkart Axis Bank Credit Card
Joining fee: Rs. 500
Annual fee -2nd year Onwards: Rs. 500 Annual fee waived off on annual spends greater than Rs. 2,00,000).
Axis Bank MY Zone Credit Card
Joining fee: Rs. 500
Annual fee -1st Year: Nil, 2nd Year onwards: Rs. 500.
Axis Bank Vistara Credit Card
Joining fee: Rs. 1500
Annual fee - 2nd Year onwards: Rs. 1500
Axis Bank Vistara Signature Credit Card
Joining Fee: Rs. 3000
Annual Fee - 2nd Year onwards: Rs. 3000.
Axis Bank Magnus Credit Card
Annual fee of Rs 12,500 + taxes, waived off in case of spending of Rs.25 lakhs in the preceding year.
Axis Bank Vistara Infinite Credit Card
Joining Fees: INR1500
Annual Fees - 2nd Year onwards: INR1500.
Axis Bank Privilege Credit Card
Joining fee: Rs. 1500 (Nil for Priority Customers only).
Annual fee - 2nd Year onwards: Rs. 1500.
Axis Bank Select Credit Card
Joining Fee: INR 3,000.
Annual Fee - 2nd Year onwards: Rs 3,000.
SpiceJet Axis Bank Voyage Credit Card
Joining fee: INR 750.
Annual fee -2nd Year onwards: INR 750.
Axis Bank Atlas Credit Card
Joining fee: Rs.5000.
Annual fee -Rs 5000.
Axis Bank SpiceJet Voyage Black Credit Card
Joining fee: INR 2000
Annual fee -1st Year: Nil
2nd Year onwards: Rs. 2000
Samsung Axis Bank Signature Credit Card
Joining Fee: Rs.500/-
Annual Fee - 500 2nd year onward. Annual fee waived off on annual spends greater than Rs. 2,00,000/-.
Samsung Axis Bank Infinite Credit Card
Joining fee: INR 500.
Annual fee: INR 500 2nd year onward. Annual fee waived off on annual spends greater than Rs. 2,00,000/-.
Airtel Axis Bank Credit Card
Joining fee: INR 500
Annual fee - INR 500 2nd year onward.
Annual fee waived off on annual spends greater than INR 2,00,000/-.
Flipkart Axis Bank SuperElite Credit Card
Joining fee: INR 500.
Annual fee - INR 500 2nd year onward.
Annual fee waived off on annual spends greater than INR 2,00,000.
Axis Bank Neo Credit Card
Joining fee: INR 250.
Annual fee: INR 250.
Axis Bank Reserve Credit Card
Joining fee: 50,000
Annual fee - 50,000. Annual fee waived off on annual spends greater than Rs. 25,00,000/-.
Axis Bank Aura Credit Card
Joining fee: INR 749.
Annual Fee: 2nd year onwards: INR 749.
Axis Bank Freecharge Credit Card
Joining fee: INR. 250 + Applicable Taxes
Annual fee: INR. 250 + Applicable Taxes
Axis Bank Freecharge Plus Credit Card
Joining fee: INR 350.
Annual fee - 1st year: NIL. 2nd year: INR 350, Annual Fee waived off on annual spends greater than Rs.50,000.
Axis Bank Ace Credit Card
Joining fee: INR. 499 (reversed upon spending Rs. 10,000 within 45 days of card issuance).
Annual fee - 2nd year onward: INR. 499 (waived off on annual spends greater than Rs. 2,00,000).
Axis Bank Pride Platinum Credit Card
Joining fee: Nil
Annual fee:1 st Year: Nil. 2nd Year onwards: Rs. 250 (Waived on spends of Rs. 20,000 in the preceding year).
Axis Bank Pride Signature Credit Card
Joining fee: Nil
Annual fee - 1st Year: Nil. 2nd Year onwards: Rs. 500 (Waived on spends of Rs.40,000 in the preceding year).
Axis Bank Privilege Easy Credit Card
Joining fee: Nil
Annual fee:1 st Year: Nil. 2nd Year onwards: Rs. 250 (Waived on spends of Rs. 20,000 in the preceding year).
Axis Bank Signature Credit Card
Joining fee: Rs. 5000.
Annual fee - Rs. 3000 (Waived on achievement of spending threshold of Rs. 3 Lakhs in the preceding year).
LIC Axis Bank Signature Credit Card
Lifetime Free Credit Card
LIC Axis Bank Platinum Credit Card
Lifetime Free Credit Card
Axis Bank Platinum Credit Card
Joining Fee: INR 500 (Waived on spends of Rs. 5,000 within 45 days of card setup).
Annual Fee -From 2nd year: Rs. 200 (Waived on spends of Rs. 1,00,000 in the preceding year).
Axis Bank Titanium Smart Traveller Credit Card
Joining Fee: INR. 250 (Waived on spends of Rs. 2,500 within 45 days of card setup).
Annual Fee: INR.100 (from 2nd year onwards. Waived on spends of Rs. 50,000 in the preceding year).
Axis Bank My Wings Credit Card
Joining Fee: INR 1200
Annual Fee: 1st year - Nil, second year onwards - INR 500
Axis Insta Easy Credit Card
Joining Fees: INR 3000
Axis KWIK Credit Card
Lifetime Free Credit Card
Fibe Axis Bank Rupay Credit Card
Lifetime Free Credit Card
Axis Bank Neo Credit Card
Lifetime Free Credit Card
Axis Bank Miles And More World Select Credit Card
Get 3 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. Value of 1 mile will depend on the flight being booked by you. You can also use miles for booking hotels, rent cars, and shopping at select partner stores.
Miles & More Axis Bank World Credit Card
Get 2 miles on spending INR 100 on all spends excluding EMI, wallet recharge, cash withdrawal, etc. These miles can't be converted into cash directly but can be used to book flights with partner airline companies. The value of 1 mile will depend on the flight being booked by you. You can also use miles for booking hotels, renting cars, and shopping at select partner stores.
Axis Bank Rewards Credit Card
Get 2 Edge reward points on spend of INR 125.
Value of 1 reward point = 0.20. General cashback rate = 0.32%.
Get 20 reward points on spending INR 125 on apparel and departmental stores.
Apparel and departmental stores cashback rate: 3.2% (subject to a cap of 1008 points per month).
IndianOil Axis Bank Credit Card
Earn 20 reward points for every INR 100 spent on fuel.
1RP= 0.20 paisa.
Fuel Cashback rate: 4% Earn 5 reward points for every INR 100 spent on online spending. 1RP= 0.20 paisa.
Online Cashback rate: 1%.
Flipkart Axis Bank Credit Card
5% unlimited cashback on Flipkart and Myntra.
4% unlimited cashback on Swiggy, Uber, Cleartrip, Cultfit, and PVR.
1.5% unlimited cashback on other categories.
Axis Bank MY Zone Credit Card
You earn 2 edge reward points for every INR 100 spent using a My Zone credit card. Value of 1 edge reward point = INR .20. Cashback rate: 0.4%.
Axis Bank Vistara Credit Card
You earn 2 points for every INR 200 spent. Points can be redeemed for air tickets. The estimated value as per MyRupaya is INR 1.25 for each point.
Effective cashback rate: 2.5%.
Axis Bank Vistara Signature Credit Card
You earn 2 points for every INR 100 spent. Value of 1 point: INR 0.38
Cashback rate: 0.76%.
Axis Bank Magnus Credit Card
You earn 6 Axis EDGE REWARDS Points on every INR 100.
The value of each point is INR 0.2.
The effective cashback rate is 1.2%.
Axis Bank Vistara Infinite Credit Card
You can earn 6 points for every INR 200 spent. Points can be redeemed for air tickets.
The estimated value as per MyRupaya is INR 1.25 for each point.
The effective cashback rate is 3.75%.
Axis Bank Privilege Credit Card
You can earn 5 Axis EDGE REWARDS Points on every INR100 that you spend with the Axis Bank Privilege Credit Card.
The value of each point is INR 0.2.
The effective cashback rate is 1%.
Axis Bank Select Credit Card
You can earn 5 Axis EDGE REWARDS Points on every INR 100 that you spend with the Axis Bank Select Credit Card.
The value of each point is INR 0.2.
The effective cashback rate is 1%.
SpiceJet Axis Bank Voyage Credit Card
Value of 1 SpiceClub point = INR 1.
Get 18 SpiceClub Points (12 SpiceClub points as a Spice Club member and 6 Spice Club points on a card spent on every INR 200 spent on the Spice Jet app. (Cashback Rate: 9%)
6 SpiceClub Points for every INR 200 spent on an Online Food order. (Cashback Rate: 3%)
3 SpiceClub Points for every INR 200 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction)
Effective Cashback Rate: 1.5%.
Axis Bank Atlas Credit Card
1 EDGE Mile is equal to INR 1.
Get 5 EDGE Miles per INR 100 spent on travel. Effective travel cashback rate: 5%.
Get 2 EDGE Miles per INR 100 spent on Other Spends.
Effective general cashback rate: 2%
Axis Bank SpiceJet Voyage Black Credit Card
Value of 1 SpiceClub point = INR 1.
Get 12 SpiceClub Points on a card spent on every INR 100 spent on the Spice Jet app. Effective travel cashback rate: 12%.
Get 6 SpiceClub Points for every INR 100 spent on an online food order.
Effective online food order cashback rate: 6%.
Get 3 SpiceClub Points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction).
Effective general cashback rate: 3%.
Samsung Axis Bank Signature Credit Card
You can earn 5 Axis EDGE REWARDS Points on every Rs.100 that you spend with the Samsung Axis Bank Signature Credit Card.
The value of each point is INR 0.2. The effective cashback rate is 1%.
Get 10 EDGE REWARD points on every INR 100 spent with select partners such as Myntra, Tata 1mg, Zomato, and BigBasket. Effective cashback rate: 2%.
Samsung Axis Bank Infinite Credit Card
You earn 5 Axis EDGE REWARDS Points on every Rs.100 that you spend with the Samsung Axis Bank Signature Credit Card. The value of each point is INR 0.2. The effective cash-back rate is 1%.
Airtel Axis Bank Credit Card
25% cashback on Airtel Mobile, Broadband, WiFi, and DTH bill payments (Capped at INR 300).
10% cashback on utility bill payments such as gas, electricity, etc (Capped at INR 300 per month). 10% cashback on Swiggy, Zomato, and BigBasket (Capped at INR 500 per month).
1% cashback on all other spends.
Effective Cashback Rate: 5%
Flipkart Axis Bank SuperElite Credit Card
16 super coins for every INR 100 spent on Flipkart for Flipkart plus members.
Value of 1 supercoin is INR 0.91. Non-flipkart plus members will get 6 super coins for every INR 100 spent.
Effective cashback rate: 5.46%.
Users will get 2 supercoins on all other spends, effective cashback rate is 1%.
Axis Bank Neo Credit Card
Value of 1 point: INR 0.2. Cashback rate: 0.1%.
Reward System: Earn half a reward point per INR 100 spent using your Neo Credit Card.
Axis Bank Reserve Credit Card
You get 15 reward points of every INR 100 spent.
Value of each point is INR 0.20. Cashback rate: 3%.
2x rewards on international spends. International cashback rate: 0.8%.
Axis Bank Aura Credit Card
Get 1 Edge reward point on spending INR 100.
Value of 1 Edge point: INR 0.20. General cashback rate: 0.2%.
Get 5 Edge reward points on the purchase of insurance. Insurance cashback rate: 1%.
Axis Bank Freecharge Credit Card
Get 1 Edge reward point on spending INR 100.
Value of 1 Edge point: INR 0.20. Cashback Rate: 0.2%.
Axis Bank Freecharge Plus Credit Card
Get 1 Edge reward point on spending INR 100.
Value of 1 Edge point: INR 0.20.
Cashback Rate: 0.2%.
5% cashback on Freecharge spends, and 2% cashback on Ola/Uber/Shuttle and other local transport.
Axis Bank Ace Credit Card
5% cashback on bill payments (electricity, internet, gas, and more) DTH, and mobile recharges on Google Pay. (Capped at INR 500 per month).
4% cashback on Swiggy, Zomato & Ola. (Capped at INR 500 per month).
2% on all other spends (uncapped).
Axis Bank Pride Platinum Credit Card
Get 2 Edge reward points on spending INR 100.
Value of 1 Edge point: INR 0.20.
Cashback Rate: 0.4%.
Axis Bank Pride Signature Credit Card
Get 4 Edge reward points on spending INR 100.
Value of 1 Edge point: INR 0.20.
Cashback Rate: 0.8%.
Axis Bank Privilege Easy Credit Card
Get 5 Edge reward points on spending INR 100.
Value of 1 Edge point: INR 0.20. Cashback Rate: 1%.
Axis Bank Signature Credit Card
Get 5 Edge reward points on spending INR 100 domestically.
Get 10 Edge reward points on spending INR 100 internationally.
Value of 1 Edge point: INR 0.20.
Domestic Cashback Rate: 1%
International Cashback Rate 2%.
LIC Axis Bank Signature Credit Card
Earn 2 Reward points for every ₹ 100 spent on LIC Premium payments and foreign currency transactions.
Earn 1 Reward point for every ₹ 100 spent on all other transactions except fuel, wallet load, and EMI conversions.
Value of 1 Edge point: INR 0.20. General Cashback Rate: 0.2%.
LIC Axis Bank Platinum Credit Card
Earn 2 Reward points for every INR 100 spent on LIC Premium payments and foreign currency transactions.
Earn 1 Reward point for every INR 100 spent on all other transactions except fuel, wallet load, and EMI conversions.
Value of 1 Edge point: INR 0.20. General Cashback Rate: 0.2%.
Axis Bank Platinum Credit Card
Get 3 Edge reward points on spending INR 100 domestically.
Get 6 Edge reward points on spending INR 100 internationally.
Value of 1 Edge point: INR 0.20.
Domestic Cashback Rate: 0.6% International Cashback Rate 1.2%.
Axis Bank Titanium Smart Traveller Credit Card
Get 3 Edge reward points on spending INR 100 domestically.
Get 6 Edge reward points on spending INR 100 internationally.
Value of 1 Edge point: INR 0.20.
Domestic Cashback Rate: 0.6% International Cashback Rate 1.2%.
Axis Bank My Wings Credit Card
Get 2 Edge reward points on spending INR 100 domestically.
Value of 1 Edge point: INR 0.20.
Domestic Cashback Rate: 0.4%.
Axis Insta Easy Credit Card
Domestic Spends: Earn 6 reward points for every Rs. 200 spent on domestic transactions.
International Spends: Earn 12 reward points for every Rs. 200 spent on international transactions.
Bonus Points: Get 100 bonus points on your first online transaction with the card.
1 reward point can range from Rs. 0.25 to Rs. 0.50
Effective Cashback Rate: 0.75% to 1.5% (Domestic Transactions)
Effective Cashback Rate: 1.5% to 3% (International Transactions).
Axis KWIK Credit Card
2 EDGE reward points for every INR 200 spent.
1 RP = 0.20 paisa
Effective Cashback Rate: 0.2%.
Fibe Axis Bank Rupay Credit Card
Earn up to 3% on entertainment, commute, and food delivery transactions.
Get 1% cashback on all other spends.
Cashback is not eligible for transactions of less than Rs. 100.
Maximum cashback amount = Rs. 1500 in a statement cycle.
Axis Bank Neo Credit Card
40% off on Zomato, 5% off on utility bill payments through AmazonPay, and 10% off on Blinkit, Myntra, and movie tickets. You can earn two EDGE REWARD points for every Rs. 200 spent on this card.
1 EDGE Point = INR 0.20
Effective Cashback Rate: 0.2%.
Rewards System
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Q: Which Axis Bank credit card is right for me?
A: Axis Bank offers a variety of credit cards with different rewards programs, benefits, and eligibility criteria. Consider your spending habits and
financial goals to choose the best card. Explore their options online or consult a bank representative for personalized advice.
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Q: How can I apply for an Axis Bank credit card?
A: You can apply online through the Axis Bank website, mobile app, or visit a branch. You'll need basic documents like ID proof, income proof,
and address proof.
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Q: What are the eligibility criteria for an Axis Bank credit card?
A: Eligibility criteria vary depending on the card, but generally include factors like your credit score, income, and employment status. You can
find specific details on the Axis Bank website for each card.
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Q: How do I make a payment for my Axis Bank credit card?
A: You can make payments online through internet banking, mobile app, or via NEFT/RTGS. You can also set up auto-pay to avoid missed
payments.
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Q: What are the charges associated with Axis Bank credit cards?
A: There are annual fees, interest rates, late payment fees, and other charges that may apply depending on the card. Review the fee schedule for
your specific card before applying.
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Q: How do I track my Axis Bank credit card rewards?
A: You can track your rewards points online through internet banking or the mobile app. Points redemption options will vary by card, so check
the program details.
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Q: What if I lose my Axis Bank credit card?
A: Immediately report a lost or stolen card by calling Axis Bank customer care. They will block the card to prevent unauthorized use and issue a
replacement.
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Q: How can I increase my credit limit on my Axis Bank credit card?
A: You can submit a request for a credit limit increase online or by contacting Axis Bank customer care. Generally, a good payment history and
sufficient income improve your chances of approval.
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Q: What are the security measures in place for Axis Bank credit cards?
A: Axis Bank uses industry-standard security measures to protect your credit card information. This includes encryption, fraud monitoring, and
OTP verification for transactions.
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Q: How do I contact Axis Bank customer care for credit card inquiries?
A: You can contact Axis Bank credit card customer care 24/7 by phone or reach out through their chat support option on the bank's website or
mobile app.